JSE: Jurnal Sharia Economica最新文献

{"title":"PERSEPSI MAHASISWA DALAM MEMILIH BANK SYARIAH DI KOTA PROBOLINGGO","authors":"Reza Hilmy Luayyin, Mohammad Arifin, M. A. Syahrin","doi":"10.46773/.v1i2.385","DOIUrl":"https://doi.org/10.46773/.v1i2.385","url":null,"abstract":"Tiap orang memiliki persepsi yang berbeda-beda tentunya dalam memutuskan sesuatu. Hal itu didasarkan pada pengetahuan, kemampuan, perhatian, dan penilaian mereka yang didapatkan dari pengalaman hidup mereka masing-masing. Terlebih lagi persepsi yang kita dapatkan dari mahasiswa. Tentu saja mereka memiliki persepsi yang berbeda dari masyarakat pada umumnya yang dapat kita lihat dari tingkat Pendidikan pastinya. Mereka memiliki persepsi yang lebih baik karena mereka sebagai akademisi yang harus selalu mempelajari perkembangan zaman. Penelitian ini bertujuan untuk mengetahui pandangan mahasiswa yang menggunakan bank masih dominan menggunakan bank konvensional daripada menggunakan Bank Syariah. Di sisi lain juga untuk mengedukasi kepada masyarakat tentang alasan pemilihan bank. Sehingga dapat memberikan wacana yang lebih luas tentang pengambilan pertimbangan individual dalam hal pemilihan bank syari’ah. Dan juga agar dapat memahami pentingnya bagi mahasiswa untuk Menentukan pilihan pada Bank Syari’ah. Penelitian ini menggunakan data kuesioner dari mahasiswa yang berjumlah 60 orang. Hal mendasar dari penelitian ini yaitu mengkaji persepsi mahasiswa dalam hal memilih bank syari’ah. Dengan pendekatan deskriptif kualitatif yang bertujuan untuk menggambarkan suatu sifat yang tengah berlangsung dan menganalisa sebab-sebab dari suatu gejala atau kejadian. Pengambilan data menggunakan Teknik wawancara dan observasi. Data penelitian didapatkan dari 60 mahasiswa dari jurusan yang berbeda beda. Hasil dari penelitian menunjukkan bahwasanya mahasiswa memiliki persepsi yang berbeda-beda baik itu dari sisi gender atau jenis kelamin, program studi dan religiusitas. Factor atau alasan mereka memilih bank syari’ah digolongkan menjadi 4 kategori yaitu factor ekonomi, sosial, agama, dan psikologis. Kata Kunci : Persepsi, Mahasiswa, Sharia Bank","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132312302","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"TINJAUAN HUKUM ISLAM TERHADAP SISTEM “BAGI HASIL” PETANI BAWANG MERAH DI DESA BANJARSAWAH KECAMATAN TEGALSIWALAN KABUPATEN PROBOLINGGO","authors":"Mohammad Arifin, Reza Hilmy Luayyin, M. A. Syahrin, Ahmad Yani","doi":"10.46773/.v1i1.270","DOIUrl":"https://doi.org/10.46773/.v1i1.270","url":null,"abstract":"The increasing intensity of onion farmers is in line with the development of good agricultural land processing. Agricultural land in this rice field is managed in various ways, first is the owner of his own farmed rice field, second is the owner of rice fields renting land to others, third is the owner of rice fields in collaboration with people who have the ability to farm. Islam has provided a solution in utilizing agricultural land or rice fields, the form of cooperation can be by using two Fatwa DSN MUI in general, namely the mudharabah agreement if the working person is two people, namely the first party of the land owner and the second party of the farmer or land manager, but if the cooperation of more than 2 people can use the musyarakah agreement, the first party is the land owner,  the second party of financiers and third parties of farmers. There are another 3 (three) islamic legal agreement systems that are focused on agriculture, namely musaqah, muzara'ah and mukharabah.The agreement applied by farmers in the village of Banjarsawah is an unnamed agreement (al 'uqud ghair al-musamma), this is allowed in Islam if no party is harmed, because in the agreement on Islamic economic law is certainly based on the principle of piety, ability, justice, equality or equality, honesty, written, usefulness or benefit for all those who do so.","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129475039","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"IMPLEMENTASI WAWASAN EKONOMI SYARI'AH PADA KEGIATAN EKONOMI MAHASISWA","authors":"Reza Hilmy Luayyin, M. A. Syahrin, Tuhfatul Janan, Agniz Ruri Ambarwati","doi":"10.46773/.v1i1.266","DOIUrl":"https://doi.org/10.46773/.v1i1.266","url":null,"abstract":"Each student has different level of understanding. Most of them have different knowledge, especially in mastering science of sharia economics. Sharia economics is very different, of course, from conventional economics. A lot of them better understand or are more familiar with conventional-based economic terms. Sharia economics or the study of mu'amalah still feels unusual to them. The problems that occur to students STAI Muhammadiyah Probolinggo show that there are differences in attitudes and behavior in implementing sharia economic activities with mastery of sharia economic material in class. This study examines extent of insight and mastery of sharia economics in sharia economics students in each of their economic activities. This study uses a qualitative descriptive method, which is a method that aims to describe the nature of something that is ongoing in time the research conducted and examines the causes of a symptom. The data collection technique obtained by the author is through observation and interview techniques. This research data obtained from the first semester of Islamic economics students. The results showed that students had a high enthusiasm and curiosity in learning and mastering economics, eager to try something new, especially in the field of Islamic economics, most of them wanted to carry out more Islamic economic activities, although some still use Islamic economics, conventional, wants to be more active and learn deeper about sharia economic norms, values, and principles has good economic insight because they understand that conventional banks considered to have a threat of usury in them even though they are still selected, have insight and knowledge about Sharia economics and able to apply it in their daily activities, They still not mastered Islamic economics related to more technical matters, such as analyzing business risk and business management. Meanwhile, the students' implementation of  sharia economic insight that carried out by students is going well, it can be seen from the variety of sharia-based business, inviting the closest family to do business of sharia-based and starting to carry out activities in sharia banking. Students are also able to show the implementation of basic insights and understanding of high sharia economics because they are able to refrain from spending wealth just for pleasure but the orientation is for their own benefit.","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132675810","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PEMERATAAN DISTRIBUSI UNTUK MENANGGULANGI KESENJANGAN EKONOMI MASYARAKAT PERSPEKTIF EKONOMI ISLAM","authors":"M. A. Syahrin, Reza Hilmy Luayyin, M. Arifin, R. Hidayat","doi":"10.46773/.v1i1.252","DOIUrl":"https://doi.org/10.46773/.v1i1.252","url":null,"abstract":"Salah satu kajian yang berkaitan dengan pola interaksi tingkah laku manusia ialah kajian tentang interaksi ekonomi yang mana berhubungan dengan perilaku prooduksi, perilaku distribusi (jasa maupun barang),  juga perilaku konsumsi. Gejala tersebut merupakan gejala yang bersifat umum menjadi masalah dalam kehidupan manusia dan merupakan pokok perekonomian dari berbagai sistem yang ada. Aktivitas manusia dalam kehidupannya yang berkaitan dengan aktivitas ekonomi salah satunya ialah aktivitas distribusi selain aktivitas konsumsi dan juga produksi. Secara tegas agama islam melalui kitab suci al-qur’an telah mendorong dan menuntun manusia untuk melaksanakan kegiatan distribusi, menyebarkan harta bendanya kepada mereka yang membutuhkan agar harta benda itu tidak menjadi milik sebagian kecil masyarakat dan bertumpuk pada golongan-golongan tertentu, dimana mereka yang memiliki kekayaan yang banyak akan bertambah banyak sementara mereka yang miskin akan bertambah melarat apabila pendistribusian kekayaan tidak dilakukan secara merata dan adil pada setiap masyarakat. Pemerataan pendapatan dengan cara keadilan distribusi sebagai sebuah solusi dalam mengurangi kesenjangan ekonomi adalah solusi yang diberikan agama islam untuk umat manusia dalam menjali aktivitas dalam perekonomian.","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114369322","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"TRANSAKSI PENGGUNAAN UANG ELEKTRONIK MENURUT SYARIAH","authors":"D. Salsabila","doi":"10.46773/.v1i1.240","DOIUrl":"https://doi.org/10.46773/.v1i1.240","url":null,"abstract":"Semakin bertambahnya tahun maka kemajuan teknologi juga semakin berkembang. Mulai banyak kecanggihan pada dunia teknologi yang salah satunya yaitu terkait dengan alat pembayaran. Pada zaman modern terbitlah uang yang digunakan untuk transaksi dalam perdagangan. Yang pada mulanya orang-orang terdahulu menggunakan cara barter, yaitu dengan saling tukar menukar jasa dengan jasa atau jasa dengan barang.  Namun dengan seiringnya kepesatan pada tahun ke tahun muncul yang dinamakan uang elektonik ( electronic money/ e money). Di Indonesia uang elektronik ini diterbitkan oleh suatu bank atau bisa lembaga yang menerbitkan e-money tersebut. Uang elektronik yang diterbitkan bank diataranya berupa iSaku, LinkAja, Go-pay, OVO dan flash BCA. Inovasi pada dunia perekonomian yang berkaitan dengan alat tukar menukar atau jual beli ini sangat menguntungkan dan efisien. Uang elektronik sama seperti fungsi uang pada umumnya, yaitu sebagai alat untuk melakukan transaksi. ","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127257307","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PERJANJIAN ASURANSI BERDASARKAN ASPEK HUKUM","authors":"Maulid Khilmaturangga Adnan Syarif","doi":"10.46773/.v1i1.230","DOIUrl":"https://doi.org/10.46773/.v1i1.230","url":null,"abstract":"Our lives will never be separated from a risk, whether related to the soul or property. Therefore, the emergence of some risk to the form and when a risk arises will arise that we can not guess before. Regarding a risk that arises suddenly a person can distance themselves, face, ignore, or use other institutions. With the concept of risk transfer and risk sharing that creates an insurance institution. There is a lot of uncertainty that we often experience in our lives. This uncertainty that we often experience has to do with fate and destiny as a human being that has been determined by God. Based on the science of law, all of this is called an event that can lead to the existence of applicable laws. In the event that can cause the existence of this law has a potential risk that may arise. For example, in the event of the death of a person who may have something to do with a husband or wife or also with their children who have a long future to go through, which can be a less pleasant consequence if there is no preparation to meet various needs to come. In this insurance agreement can serve for the transfer and distribution of risks that have positive functions, both to the community, state development, and also the company. The benefits of this insurance agreement also create a sense of peace, because it can get protection from a possibility of a bad event. For example, if there is a company that uses insurance agreements for risk transfer then the company will be able to develop its business broadly without fear of experiencing risk.","PeriodicalId":104454,"journal":{"name":"JSE: Jurnal Sharia Economica","volume":"78 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122286981","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}