Jurnal Muara Ilmu Ekonomi dan Bisnis最新文献

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FAKTOR-FAKTOR YANG MEMENGARUHI LITERASI KEUANGAN MAHASISWA FAKULTAS BISNIS UNIVERSITAS KRISTEN MARANATHA 影响MARANATHA基督教大学商科学生财务素养的因素
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-04-13 DOI: 10.24912/jmieb.v6i1.17062
Eric Spiro Lee, Ida Ida
{"title":"FAKTOR-FAKTOR YANG MEMENGARUHI LITERASI KEUANGAN MAHASISWA FAKULTAS BISNIS UNIVERSITAS KRISTEN MARANATHA","authors":"Eric Spiro Lee, Ida Ida","doi":"10.24912/jmieb.v6i1.17062","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.17062","url":null,"abstract":"Mahasiswa merupakan bagian masyarakat yang berpendidikan tinggi mempunyai kebebasan di dalam mengambil keputusan keuangan individu. Mahasiswa cenderung belajar tentang keuangan dari pengalaman mereka sendiri, tetapi itu tidak menjadikan mahasiswa sebagai praktisi keuangan yang pandai di masa sekarang ini. Maksud peneliti melakukan studi ialah guna mendapatkan jawaban atas faktor- faktor yang dapat digunakan sebagai indikator yang memengaruhi literasi keuangan. Peneliti melakukan penyebaran kuesioner untuk menghimpun data kepada mahasiswa Fakultas Bisnis Universitas Kristen Maranatha dan terdapat 98 responden yang menyelesaikan data secara lengkap. Selanjutnya peneliti melakukan analisis data menggunakan Smart PLS 3 untuk melakukan pengolahan data, dengan efek lanjutan yang diperoleh dari studi ini ialah faktor gaya hidup serta pembelajaran di perguruan tinggi dapat dijadikan sebagai variabel yang memengaruhi kemampuan keuangan mahasiswa dikarenakan memiliki pengaruh yang positif terhadap literasi keuangan dari mahasiswa Fakultas Bisnis Universitas Kristen Maranatha. Responden di dalam studi ini mayoritas berjenis kelamin perempuan dengan usia 21 tahun, pendapatan orang tua berkisar Rp 4.000.000 – Rp 6.000.000, angkatan 2018, IPK 3,51-4.00. Hasil pada studi yang telah dilakukan bermaksud agar dapat menambah pengetahuan mengenai faktor-faktor yang dapat memberikan pengaruh pada tingkat literasi keuangan.  Students are part of society with a very large financial contribution. Students are also highly educated individuals, so they must have a proper education. Students usually have the freedom to make individual financial decisions. When it comes to finance, many students learn from their own experiences, but that doesn't make them smart financial decision in today's life. The purpose of this research is to explore the elements that can be used as indicators of financial understanding. Data was collected by distributing questionnaires to students of the Business Faculty of Maranatha Christian University and there were 98 respondents who completed complete data. The data is processed using Smart PLS 3. The results of the study show that lifestyle and learning factors in higher education can be used as variables that affect students' financial abilities because they have a positive influence students' financial literacy from Maranatha Christian University School of Business. The majority of respondents in this study are women with the age of 21 years, parents' income ranges from IDR 4,000,000 - IDR 6,000,000, 2018 class, GPA 3.51-4.00.. The results of this study are intended to provide the factors that affect the level of financial literacy.","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127575427","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
THE ROLES OF VIRTUAL CHALLENGE AND DIVERSION IN PAY TO PLAY (P2P) PRACTICES AMONG INDONESIAN MOBILE GAMERS 虚拟挑战和转移在印尼手机玩家付费游戏(p2p)中的作用
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-04-04 DOI: 10.24912/jmieb.v6i1.16477
Ghina Rizky, Jhanghiz Syahrivar, Yuling Wei, Chairy Chairy
{"title":"THE ROLES OF VIRTUAL CHALLENGE AND DIVERSION IN PAY TO PLAY (P2P) PRACTICES AMONG INDONESIAN MOBILE GAMERS","authors":"Ghina Rizky, Jhanghiz Syahrivar, Yuling Wei, Chairy Chairy","doi":"10.24912/jmieb.v6i1.16477","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.16477","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi niat bermain dan membayar (P2P) pada game seluler. Pasar game seluler sedang tumbuh dan menguntungkan. Dalam hal pendapatan, Indonesia adalah salah satu pasar game terbesar di Asia Tenggara. Namun, perusahaan game lokal hanya memiliki persentase pasar yang sangat kecil. Beberapa konsep yang terkait dengan P2P dimasukkan dalam penelitian ini, yaitu fleksibilitas waktu, pengalihan, dan tantangan. Penelitian kuantitatif ini menggunakan teknik purposive sampling dan berhasil mengumpulkan 324 mobile gamer bergenre Strategy, Multiplayer Online Battle Arena (MOBA) dan Action. Untuk menganalisis data, penelitian ini menggunakan Structural Equation Modeling (SEM) melalui software SPSS dan AMOS. Hasil penelitian menunjukkan bahwa 1) Tantangan memiliki efek positif terhadap niat bermain game seluler dan niat membayar barang virtual 2) Niat bermain game seluler memiliki efek positif terhadap niat membayar barang virtual 3) Pengalihan memiliki efek positif terhadap niat membayar barang virtual dan 4) Niat bermain game seluler memediasi secara parsial hubungan antara tantangan dan niat membayar barang virtual. This research aims to investigate factors influencing the intention to play and pay (P2P) in mobile games. The mobile games market is growing and lucrative. In terms of revenue, Indonesia is one of Southeast Asia's biggest gaming markets. However, local gaming companies only own a very small percentage of the market. Several P2P-related concepts are incorporated in this research, namely time flexibility, diversion, and challenge. This quantitative research used a purposive sampling technique to recruit 324 mobile gamers from Strategy, Multiplayer Online Battle Arena (MOBA) and Action genres. To analyse the data, this research employed Structural Equation Modelling (SEM) via SPSS and AMOS software. The results show that 1) Challenge has positive effects on the intention to play mobile games and the intention to pay for virtual items 2) The intention to play mobile games has a positive effect on the intention to pay for virtual items 3) Diversion has a positive effect on the intention to pay for virtual items and 4) The intention to play mobile games partially mediates the relationship between challenge and the intention to pay for virtual items.","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130707279","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
DETERMINING FACTORS OF HEDGING DECISIONS IN INDONESIA STOCK EXCHANGE 印尼证券交易所对冲决策的决定因素
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-04-04 DOI: 10.24912/jmieb.v6i1.11909
Bernard Harland Sudiarta, I. Setyawan
{"title":"DETERMINING FACTORS OF HEDGING DECISIONS IN INDONESIA STOCK EXCHANGE","authors":"Bernard Harland Sudiarta, I. Setyawan","doi":"10.24912/jmieb.v6i1.11909","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.11909","url":null,"abstract":"Penelitian ini bertujuan untuk menguji pengaruh leverage, likuiditas, peluang pertumbuhan, dan profitabilitas terhadap keputusan lindung nilai perusahaan pada perusahaan sektor manufaktur yang terdaftar di Bursa Efek Indonesia. Metode penentuan sampel dengan purposive sampling dengan jumlah sampel diperoleh sebanyak 99 perusahaan  sektor manufaktur periode data 2015-2019. Teknik pengolahan data untuk menguji hipotesis alternatif dengan memakai Probit Model Binary Choice. Hal ini dikarenakan variabel dependen yang dipakai untuk hedging yang bersifat dummy yakni 1 (hedging) dan 0 (non hedging) serta adanya proses konversi data rasio maenjadi data interval pada variabel independen. Hasil penelitian awal menunjukan ternyata lebih banyak perusahaan manufaktur yang melakukan hedging daripada yang non hedging. Hasil tersebut berdampak pada signifikannya dua variabel bebas saat dilakukan pengujian hipotesis dengan Probit Model Binary Choice.  Kedua variabel bebas yakni leverage dan profitabilitas berpengaruh positif signifikan terhadap keputusan lindung nilai perusahaan, sedangkan likuiditas dan peluang pertumbuhan tidak berpengaruh signifikan terhadap keputusan hedging. Implikasi yang didapat adalah aspek profitabilitas dan leverage harus menjadi pertimbangan utama dalam lindung nilai bagi perusahaan. Yakni saat melakukan hedging receivable (export activity) maka pertimbangan profitabilitas menjadi penting dan sebaliknya saat hedging payable (import activity)maka perusahaan harus lebih mementingkan leverage. Dengan demikian studi ini telah menemukan dua faktor penentu keputusan hedging yakni proftibilitas dan leverage yang sangat berguna bagi pelaku bisnis internasional tentunya. This study aims to examine the effect of leverage, liquidity, growth opportunities, and profitability on corporate hedging decisions in manufacturing sector companies listed on the Indonesia Stock Exchange. The method of determining the sample is purposive sampling with a total sample of 99 companies in the manufacturing sector for the 2015-2019 data period. Data processing techniques to test alternative hypotheses using the Probit Binary Choice Model. This is because the dependent variable used for hedging is dummy, namely 1 (hedging) and 0 (non hedging) and the conversion process of ratio data into interval data on the independent variables. Preliminary research results show that there are more manufacturing companies that do hedging than non-hedging. These results have an impact on the significance of the two independent variables when testing the hypothesis with the Probit Binary Choice Model. The two independent variables, namely leverage and profitability, have a significant positive effect on firm hedging decisions, while liquidity and growth opportunities have no significant effect on hedging decisions. The implication is that profitability and leverage must be the main considerations in hedging for the company. That is, when hedging receivables (export activity), profi","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"152 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124233621","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
DIGITAL BASED CAPABILITIES IN LIFE INSURANCE COMPANIES: AN EXPLORATORY STUDY IN INDONESIA 人寿保险公司的数字化能力:印尼的探索性研究
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.14947
A. N. Tobing, J. Purba, E. Hariandja, R. Parani
{"title":"DIGITAL BASED CAPABILITIES IN LIFE INSURANCE COMPANIES: AN EXPLORATORY STUDY IN INDONESIA","authors":"A. N. Tobing, J. Purba, E. Hariandja, R. Parani","doi":"10.24912/jmieb.v6i1.14947","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.14947","url":null,"abstract":"Asuransi jiwa penting karena menawarkan perlindungan untuk mengurangi risiko bagi pemegang polis. Industri asuransi jiwa di Indonesia memiliki kontribusi yang signifikan dalam industri keuangan Indonesia meskipun mengalami fenomena tingkat penetrasi yang rendah, literasi yang buruk, perlindungan konsumen dan praktik misselling. Kajian ini menggunakan pendekatan studi kasus melalui serangkaian wawancara mendalam pada beberapa perusahaan asuransi jiwa dengan mengeksplorasi pengamalam transformasi digital mereka. Kajian ini mengeksplorasi kondisi eksisting perusahaan asuransi jiwa Indonesia dalam mengembangkan kapabilitas dinamis berbasis digital serta kapabilitas transformasional penyediaan layanan dalam menciptakan SCA digital untuk bertahan di industri asuransi jiwa Indonesia. Studi ini mengidentifikasi dan membahas tiga tema utama yang terdiri dari pengembangan perjalanan pelanggan yang tepat, mendapatkan kepercayaan, dan tantangan utama sebagai faktor kunci keberhasilan dalam mengembangkan dan menggunakan kemampuan tersebut. Penelitian ini menghasilkan tiga proposisi dan menyarankan studi eksplanatori lebih lanjut untuk mengkaji proposisi-proposisi tersebut. Life insurance is important as it offers protection to mitigate risks for the policyholders. Life insurance industry in Indonesia has a significant contribution in Indonesia financial industry although it experiences phenomena of low penetration rate, poor literacy, consumer protection and misselling practices. This study used case study approach through series of deep dive interviews with selected life insurance companies exploring their digital transformation experiences. This study explored the existing conditions of Indonesia lifeinsurance companies in developing their digital based dynamic capabilities as well as the service provisioning transformational capability in creating the digital SCA to survive in Indonesia life insurance industry. This study identified and discussed three key themes consisted of development of the right customer journey, earn trust, and key challenges as key success factor in developing and exercising the said capabilities. The study resulted in three propositions and suggested further explanatory study to examine the propositions.","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124035366","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
HOW SERVQUAL AND VISITOR SATISFACTION AFFECT LOYALTY AND POSITIVE WOM WITHIN THE INDONESIAN HOTEL SECTOR? 顾客满意度和顾客满意度如何影响印尼酒店业的忠诚度和积极口碑?
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.15082
Nicholas Wilson, Kevin Goldie
{"title":"HOW SERVQUAL AND VISITOR SATISFACTION AFFECT LOYALTY AND POSITIVE WOM WITHIN THE INDONESIAN HOTEL SECTOR?","authors":"Nicholas Wilson, Kevin Goldie","doi":"10.24912/jmieb.v6i1.15082","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.15082","url":null,"abstract":"Sektor perhotelan merupakan salah satu sektor ataupun industri yang sangat terdampak negatif oleh adanya pandemi COVID-19 yang saat ini terjadi dan melanda hampir seluruh belahan bumi di dunia, termasuk Indonesia. Namun, penurunan jumlah kasus positif COVID-19 di Indonesia yang terjadi akhir-akhir ini telah kembali “menghidupkan” para hotel ini, yang dimana, hal ini ditandai dengan kembali meningkatnya jumlah individu yang berkunjung ataupun menginap di berbagai hotel di Indonesia. Alhasil, maka penting bagi setiap individu untuk dapat memahami berbagai faktor yang dapat meningkatkan tingkat loyalitas dari pelanggan yang berkunjung ataupun menginap di hotel tersebut, mengingat bahwa kemampuan hotel di dalam menciptakan loyalitas di benak konsumen inilah yang dapat menentukan keberhasilan hotel tersebut dibandingkan dengan para pesaingnya. Berkaitan dengan hal ini, maka studi ini dilakukan guna menganalisis secara mendalam bagaimana peranan service quality serta visitor satisfaction di dalam meningkatkan visitor loyalty serta positive word-of-mouth pelanggan terhadap berbagai hotel di Indonesia, khususnya di masa pandemi COVID-19 ini. Sebanyak 200 kuesioner disebarkan secara daring (online) kepada seluruh responden, yang dimana, dari 200 data yang telah terkumpul, sebanyak 188 data yang reliable dan  valid selanjutnya dianalisis dengan menggunakan metode PLS. Selanjutnya, berdasarkan hasil pengolahan data, maka peneliti menyimpulkan bahwa service quality serta visitor satisfaction memegang peranan yang signifikan di dalam mempengaruhi tingkat loyalitas pelanggan, serta di dalam meningkatkan intensi dari setiap pelanggan hotel untuk menyebarkan berbagai informasi dan pengalaman positif yang dirasakan selama menginap di hotel yang dikunjungi. Hotel sector had become one of several sectors which was negatively affected by the current COVID-19 pandemic which had occurred worldwide, including in Indonesia, in which, various travel restriction policies implemented by the government had greatly reduced the number of occupants who are visiting and staying at various hotels, which in turns reduced the amount of revenues earned by these hotels. However, the declining trend of the new COVID-19 cases in Indonesia prompted the government to ease several travel restrictions policy, thus enabling people to travel all across the country for various purposes. In this case, such scenario had started to increase the number of visitors who are visiting and staying at various hotels in Indonesia. Therefore, it is important for hotels operator to identify factors that could significantly influence the formation of loyalty on consumers’ mind, since loyalty is one of the most crucial factor which could determine the success and failure of a hotel. Thus, this study was commenced in order to assess the impact of both service quality and visitor satisfaction toward both visitor loyalty and positive word-of-mouth. A total of 200 questionnaires were virtually-distributed to a","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116029448","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
MODEL PANEL GREEN ECONOMY DALAM RANGKA PENCAPAIAN PERTUMBUHAN EKONOMI BERKELANJUTAN PADA 21 NEGARA ANGGOTA OKI
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.12709
Ulya Thahirah, Muhammad Adam
{"title":"MODEL PANEL GREEN ECONOMY DALAM RANGKA PENCAPAIAN PERTUMBUHAN EKONOMI BERKELANJUTAN PADA 21 NEGARA ANGGOTA OKI","authors":"Ulya Thahirah, Muhammad Adam","doi":"10.24912/jmieb.v6i1.12709","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.12709","url":null,"abstract":"Isu lingkungan, energi, dan pertumbuhan ekonomi berkelanjutan adalah agenda utama dalam rangka global termasuk Negara OKI. Maksud dari penelitian ini adalah untuk menentukan hubungan dan pengaruh Emisi Gas Karbon, Konsumsi Energi terhadap Pertumbuhan Ekonomi di 21 Negara OKI menggunakan data tahunan sejak 1974-2014 dari data World Development Indicator (WDI) dengan total 861 observasi. Dengan menggunakan Fixed Effect Model  pada data panel yang didukung oleh Johansen Cointegration Test dan Robust Analysis menggunakan M-Estimation dan multimodel analysis penelitian ini menemukan bahwa CO2 dan EC memiliki korelasi positif dan signifikan dengan PDB, dalam jangka panjang ketiga variabel juga bertepatan. Selain itu, berdasarkan Robust Analysis Model hasilnya menunjukkan konsistensi pengaruh signifikan dan positif dalam model. Beberapa rekomendasi kebijakan yang dituangkan dalam penelitian ini mendorong upaya strategi ekonomi hijau dan inovasi konsumsi energi terbarukan untuk menjadi solusi penting dalam mengatasi dan menyelesaikan masalah lingkungan dan energi dalam rangka mencapai pertumbuhan ekonomi yang berkelanjutan di negara-negara OKI. Environmental issues, energy, and sustainable economic growth are the main agenda in the global framework, including the OIC countries. The ultimate aims of research are to determine the relationship and impact between Carbon Gas Emissions, Energy Consumption and Economic Growth in 21 OIC Countries using annual data since 1974-2014 from World Development Indicator (WDI) data with a total of 861 observations. Using the Fixed effect model on panel data supported by the Johansen Cointegration Test and Robust Analysis using M-Estimation and multimodel analysis, this study found that CO2 and EC have a positive and significant correlation with GDP, in the long run the three variables also coincide. In addition, based on the Robust Analysis Model the results show the consistency of significant and positive effects in the model. Some of the policy recommendations outlined in this study encourage the efforts of green economy strategies and innovation of renewable energy consumption to become important solutions in overcoming and solving environmental and energy problems in order to achieve sustainable economic growth in OIC Countries. ","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116684333","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
RANCANGAN DAN PROSES MANAJEMEN RISIKO PADA PT SURYA SELARAS CITA PT solar的设计和风险管理过程与理想是一致的
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.12207
Janeta Odelia Yoewono, A. Prasetyo
{"title":"RANCANGAN DAN PROSES MANAJEMEN RISIKO PADA PT SURYA SELARAS CITA","authors":"Janeta Odelia Yoewono, A. Prasetyo","doi":"10.24912/jmieb.v6i1.12207","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.12207","url":null,"abstract":"PT. Surya Selaras Cita (SSC) merupakan anak perusahaan PT. SAMRAT yang bergerak di bidang jasa keuangan dan juga melayani administrasi kantor. Sebagai perusahaan muda, tentunya penting untuk menumbuhkan kesadaran akan pentingnya penerapan manajemen risiko pada seluruh proses bisnis untuk meminimalisir hal-hal yang tidak diinginkan. Rumusan masalah yang diajukan dalam penelitian ini adalah apa saja risiko yang teridentifikasi dalam proses bisnis perusahaan? Sejauh mana tingkat kemungkinan dan dampak di tiap-tiap risiko, bagaimana profil risiko perusahaan dan apa saja usulan perlakuan risiko yang dapat diajukan guna mengawal pencapaian sasaran kinerja perusahaan. Untuk menjawab rumusan masalah tersebut, pendekatan yang digunakan adalah pendekatan kualitatif dengan metode studi kasus. Proses manajemen risiko yang diajukan dalam penelitian ini menggunakan paradigma ISO 31000:2018 karena kesesuaian dengan kebutuhan manajemen puncak untuk mengakomodasi aspirasi pemegang saham yakni meningkatkan valuasi perusahaan. Proses manajemen risiko dilakukan mulai dari menentukan ruang lingkup, konteks dan kriteria, melakukan identifikasi, analisis dan menentukan perlakuan apa yang akan dilakukan terhadap suatu risiko. Setelah proses identifikasi risiko dilakukan, dapat diketahui bahwa terdapat 4 kategori risiko yaitu risiko operasional, kredit, strategi, dan reputasi. Hasil dari penilaian risiko yaitu terdapat 18 risiko berada di area tinggi dan 17 risiko berada di area sangat tinggi. Untuk itu perusahaan harus menyadari tentang adanya risiko dan segera melakukan perlakuan untuk meminimalisir kemungkinan terjadinya dan dampak yang dihasilkan dari risiko.  PT. Surya Selaras Cita is a subsidiary of PT. SAMRAT that provides financial services and office administration. As young company, it is important to implementing risk management in all business processes to minimize unwanted things. The study starts several research questions: what are risks that can be identified? What is the level of risk for each identified risk? What is company’s risk profile and what are risk treatment activity that must be done in order to minimize the risk. The proposed risk management system is developed based on ISO 31000:2018 because in accordance with objectives of ISO 31000 that it creating and protecting company value. The process of risk management is start from determining scope, context, and criteria, identifying, analyzing and determining what treatment will be done. After the risk identification process, it can be seen that there are 4 categories of risk. That is operational risk, credit risk, strategy risk, and legal risk. The result of the risk assessment is there are 18 risks in high area and 17 risk in very high area. Therefore the company must be aware of the risk and immediately determine the treatment to minimize the possibility and impact resulting from the risk. ","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125698794","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
S-COMMERCE CUES SEBAGAI PREDIKTOR TERHADAP REPURCHASE INTENTION: CUSTOMER SATISFACTION SEBAGAI VARIABEL MEDIASI S-commerce线索sebagai预测:顾客满意度sebagai变量媒介
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.16190
S. Sherly, Keni Keni
{"title":"S-COMMERCE CUES SEBAGAI PREDIKTOR TERHADAP REPURCHASE INTENTION: CUSTOMER SATISFACTION SEBAGAI VARIABEL MEDIASI","authors":"S. Sherly, Keni Keni","doi":"10.24912/jmieb.v6i1.16190","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.16190","url":null,"abstract":"Penelitian ini dilakukan untuk memprediksi repurchase intention melalui s-commerce cues (reliability dan responsiveness) dan customer satisfaction sebagai variabel mediasi. Sebanyak 155 responden yang dapat digunakan pada penelitian ini. Pengujian hipotesis menggunakan Partial Least Square – Structural Equation Modelling (PLS-SEM) dengan software berupa SmartPLS. Dalam penelitian ini, reliability dan customer satisfaction dapat memprediksi secara positif serta signifikan pada repurchase intention, namun responsiveness dapat memprediksi secara positif repurchase intention, namun tidak signifikan. Reliability dan responsiveness dapat memprediksi secara positif dan signifikan customer satisfaction. Customer satisfaction juga dapat memediasi reliability dan responsiveness pada repurchase intention. Melalui penelitian ini, s-commerce dapat mengimplementasikan strategi pemasaran dengan memperhatikan reliability, responsiveness, dan customer satisfaction yang dapat meningkatkan repurchase intention.This study is to shows how customer satisfaction mediates the relationship between s-commerce (social commerce) cues (i.e. reliability and responsiveness) and repurchase intention. Data was collected, where 155 respondents can be used for this study. The hypothesis testing used in this study is Partial Least Square – Structural Equation Modelling (PLS-SEM) analysis with SmartPLS software. The study shows that reliability and customer satisfaction has positive and significant effect on repurchase intention, but responsiveness has been found not significant, but has positive effect on repurchase intention. Reliability and responsiveness has been found positive and significant on customer satisfaction. Customer satisfaction has been found can mediate reliability and responsiveness toward repurchase intention. From this study, s-commerce can implement their marketing strategies through reliability, responsiveness and customer satisfaction that may leads to repurchase intention. ","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121859141","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ANTESEDEN DESTINATION LOYALTY: STUDI EMPIRIS PADA WISATAWAN DOMESTIK CANDI BOROBUDUR 羚羊目的地:婆罗浮屠家庭游客的实证研究
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.13426
Dino Biro Pratama, Vita Briliana
{"title":"ANTESEDEN DESTINATION LOYALTY: STUDI EMPIRIS PADA WISATAWAN DOMESTIK CANDI BOROBUDUR","authors":"Dino Biro Pratama, Vita Briliana","doi":"10.24912/jmieb.v6i1.13426","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.13426","url":null,"abstract":"Tujuan penelitian untuk menentukan apakah tourism service quality dapat meningkatkan pengaruhnya terhadap destination loyalty melalui destination image dan place identity Candi Borobudur dikalangan wisatawan domestik. Desain penelitian yang digunakan deskriptif dan kausalitas. Metode survei digunakan dalam penelitian ini. Pengumpulan data menggunakan instrumentasi online dengan target populasi wisatawan domestik. Sampel dalam penelitian ini berjumlah 244 responden, dan teknik pengumpulan datanya adalah purposive sampling. Penelitian ini menggunakan SEM dengan alat uji SmartPLS 3.0. Hasil penelitian menunjukan reliability, dan responsiveness mempengaruhi destination image, dan tourism service quality berpengaruh terhadap destination loyalty melalui destination image, dan place identity mempengaruhi destination loyalty. Namun assurance, tangible facilities, dan empathy tidak mempengaruhi destination image. The purpose of the study was to determine whether tourism service quality can increase its influence on destination loyalty through the destination image and place identity of Borobudur Temple among domestic tourists. The research design used was descriptive and causal. The survey method was used in this study. Data collection using online instrumentation with a target population of domestic tourists. The sample in this study amounted to 244 respondents, and the data collection technique was purposive sampling. This study uses SEM with the SmartPLS 3.0 test tool. The results show that reliability and responsiveness affect destination image, and tourism service quality affects destination loyalty through destination image, and place identity affects destination loyalty. However, assurance, tangible facilities, and empathy do not affect the destination image.","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"138 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125681252","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
PENGARUH FAKTOR PSIKOLOGIS DAN KETERAMPILAN TERHADAP KEBERHASILAN WIRAUSAHA WANITA 心理因素和技能对女性创业成功的影响
Jurnal Muara Ilmu Ekonomi dan Bisnis Pub Date : 2022-02-22 DOI: 10.24912/jmieb.v6i1.15974
Jenni Setiawan, Lydiawati Soelaiman
{"title":"PENGARUH FAKTOR PSIKOLOGIS DAN KETERAMPILAN TERHADAP KEBERHASILAN WIRAUSAHA WANITA","authors":"Jenni Setiawan, Lydiawati Soelaiman","doi":"10.24912/jmieb.v6i1.15974","DOIUrl":"https://doi.org/10.24912/jmieb.v6i1.15974","url":null,"abstract":"Wirausaha wanita mempunyai karakteristik yang khusus dibanding wirausaha umumnya yaitu cara menanggapi suatu bisnis sebagai sistem yang saling terhubung dan menyatu antara pekerjaan, keluarga dan masyarakat. Aktivitas kewirausahaan wanita telah diadopsi oleh banyak negara termasuk negara berkembang seperti Indonesia dan telah memberikan kontribusi bagi pembangunan ekonomi, pemberantas kemiskinan, penciptaan lapangan kerja, dan peningkatan sosial. Terdapat beberapa faktor yang perlu menjadi perhatian dalam keberhasilan wirausaha wanita diantaranya yaitu faktor psikologis dan keterampilan. Karakteristik psikologis utama yang terkait dengan kesuksesan kewirausahaan adalah kebutuhan untuk berprestasi, locus of control, kecenderungan mengambil risiko, self-efficacy, dan inovasi. Penelitian ini dilakukan untuk mengetahui apakah terdapat pengaruh efikasi diri, locus of control, inovasi, kecenderungan mengambil risiko, kebutuhan untuk berprestasi, dan keterampilan terhadap keberhasilan wirausaha wanita di Jakarta. Pengambilan sampel dilakukan secara purposive sampling dan snowball sampling. Data yang terkumpul sebanyak 356 responden wirausaha wanita di Jakarta dan kemudian diolah menggunakan PLS-SEM. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh efikasi diri, locus of control, inovasi, kecenderungan mengambil risiko, kebutuhan untuk berprestasi, dan keterampilan terhadap keberhasilan wirausaha wanita di Jakarta. Female entrepreneurs have unique characteristics such as responding to a business as an interconnected and integrated system of work, family and society. Female entrepreneur’s activities have been adopted in many countries including developing countries like Indonesia. It has contributed to economic growth, poverty eradication, employment, and social improvement. Several factors need more attention in the success of female entrepreneurs such as psychological and skills. The main psychological characteristics associated with entrepreneurial success are the need for achievement, locus of control, risk-taking propensity, self-efficacy, and innovation. This research was conducted to discover whether there is an influence of self-efficacy, locus of control, innovation, risk-taking propensity, need for achievement, dan skills towards female’s entrepreneurial success in Jakarta. This study was used purposive sampling and snowball sampling with a sample of female entrepreurs in Jakarta. The data was collected from 356 participants who responded to the survey and processed using PLS-SEM. The results of this study indicate that there is an influence of self-efficacy, locus of control, innovation, risk-taking propensity, need for achievement, dan skills towards female’s entrepreneur success in Jakarta.","PeriodicalId":102855,"journal":{"name":"Jurnal Muara Ilmu Ekonomi dan Bisnis","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126395562","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
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