ABA Banking Journal最新文献

Making It in America 美国制造

ABA Banking Journal Pub Date : 2018-01-01 DOI: 10.5860/choice.36-4672

J. Gordon

引用次数: 0

Laying the Groundwork for Change 为变革奠定基础

ABA Banking Journal Pub Date : 2016-01-01 DOI: 10.2307/j.ctv11cvz3s.8

R. Nichols

{"title":"Laying the Groundwork for Change","authors":"R. Nichols","doi":"10.2307/j.ctv11cvz3s.8","DOIUrl":"https://doi.org/10.2307/j.ctv11cvz3s.8","url":null,"abstract":"IT HAS NOW been more than seven months since my appointment as ABA's new president and CEO was announced. On my many trips to meet ABA's members across the country, bankers often ask how it's going and what I've been up to. As I officially transition into the role of president and CEO, I wanted to share my answer and give you a glimpse at what's keeping all of us at ABA so busy these days. These first months have been fun and exhilarating. It has been my honor and privilege to meet so many of ABA's important stakeholders and discuss the challenges and opportunities ahead for us as an industry. Meeting our members has been my first order of business. Since my appointment was first announced in May, I have logged 35,000 miles traveling to more than 12 states and speaking at more than two dozen events attended by thousands of bankers. Getting to know our members is vitally important, but I know my wife, Rebecca, and our children will be happy when this first year's travels wind down! We had a terrific Annual Convention in Los Angeles. We heard from leading thinkers on a whole host of industry issues that are coming our way. We also honored my predecessor Frank Keating--not just for five years of service to ABA but for a nearly five-decade body of work in public service. An FBI agent, state legislator, state and federal prosecutor, Reagan administration appointee and Oklahoma governor--Frank's accomplishments are remarkable and compelling. I am so glad we had the opportunity to pay him a richly deserved tribute at the Convention. We also co-hosted a ceremony with the Oklahoma Bankers Association at which Gov. Mary Fallin and other leaders in Frank's home state had a chance to honor him for his legacy of service. Members of Congress and other leaders here in D.C. gathered for an event I hosted in Frank's honor in the Mansfield Room of the U.S. Capitol. Attending our National Agricultural Bankers Conference in Kansas City was a special treat. The conference set attendance records with more than 800 registrants. I joined Dan Blanton fora session providing an overview of our upcoming advocacy goals--only the second time that ABA's chief executive and incoming chairman have both addressed ABA's century-old gathering of ag bankers. Accounting for more than one-third of all U.S. banks, ag banks are a vitally important part of our industry. I also had the opportunity to meet more of our members when delegations from 30 states visited D.C. this fall. Thank you to the more than 600 bankers who took time away from their families, their banks and their hometowns to do the fly-ins. In-person advocacy is critically important if we are to make a successful case for regulatory relief on Capitol Hill. Regulatory reform was at the top of our advocacy agenda all autumn long. As this article went to press, the fate of reg relief in Congress was uncertain, but working together with our grassroots bankers and the state associations, we have been giving it a powerful push.","PeriodicalId":6947,"journal":{"name":"ABA Banking Journal","volume":"202 1","pages":"8"},"PeriodicalIF":0.0,"publicationDate":"2016-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79694763","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Doing the Right Thing 做正确的事

ABA Banking Journal Pub Date : 2015-11-01 DOI: 10.2307/j.ctvw049f5.11

B. Nixon

{"title":"Doing the Right Thing","authors":"B. Nixon","doi":"10.2307/j.ctvw049f5.11","DOIUrl":"https://doi.org/10.2307/j.ctvw049f5.11","url":null,"abstract":"It was a particularly gratifying moment for new ABA Chairman Dan Blanton. The scene: A recent business development meeting at Georgia Bank & Trust, a $1.8 billion community bank based in Augusta, Ga. One of the bank's senior commercial lenders, reporting on the local economic environment, noted that loan officers were going to have a difficult time reaching their production goals for the year. At that point, a relatively new director on the bank's board asked a prudent question. What, the director asked, prevents a loan officer from originating lesser-quality loans to just meet the goals? It was the reaction of the bank's staff that impressed Blanton, who had to hold himself in reserve in responding to the question. That's because of the strong culture of business ethics at the bank, which comes from the top and is succinctly expressed in Georgia Bank & Trust's brand message: Doing the right thing. So, when the director asked his question, there was a rush of people with the answer. \"Every staff member wanted to explain the importance of the ethics of this bank and the importance of doing the right thing,\" Blanton says. \"Everyone wanted to make sure that he understood how we operate here. I just really kind of sat back and enjoyed listening to our staff talk about the ethics of this bank.\" To understand Blanton's--and his staff's--strong sense of ethics, you need to look at the role models in his life. There was his father, T.V. Blanton. His father-in-law and a Georgia Bank & Trust founder Robert W. Pollard Sr. And local banker and community leader Russell Blanchard, who, in Blanton's words, \"taught lessons without teaching lessons.\" T.V. Blanton was in the wholesale warehouse business in Augusta, representing the Havatampa Cigar Co. His business provided retail products--tobacco, candy and sundries--for retailers in the city and for country stores in Georgia and across the Savannah River in South Carolina. \"He ran an entire wholesale operation on a 2 percent margin,\" says Dan Blanton In describing T.V.'s operation. \"He had to run a business really proper and tight. He was an extremely good operator and was very loyal to his community.\" Community loyalty included supporting those city and country stores that supported you. \"Those are the values he Instilled in me,\" Blanton says. R.W. Pollard, Dan Blanton's father-in-law, started his family's lumber business in the 1940s. That business flourishes today under the leadership of his children, with daughter Patty--Dan's wife of 43 years--serving as CFO. The business provides dimensional lumber to retailers, Including major home improvement stores, builders and other retailers. Patty's hobby is her farm, which also now provides a wedding site for rental to help feed all her animals. [ILLUSTRATION OMITTED] While Pollard started out as a lumberman, banking was another business interest and calling, Blanton says. \"It took me 10 years to get comfortable with him,\" he adds. \"He was incredibly smart and love","PeriodicalId":6947,"journal":{"name":"ABA Banking Journal","volume":"98 1","pages":"26"},"PeriodicalIF":0.0,"publicationDate":"2015-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85325553","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

When Opportunity Knocks, Will You Answer? 当机会敲门时，你会回应吗?

ABA Banking Journal Pub Date : 2014-05-01 DOI: 10.1109/mpot.2015.2509538

Bill Streeter

引用次数: 0

E-Mail This! 电子邮件!

ABA Banking Journal Pub Date : 2007-02-01 DOI: 10.1142/9789812819352_0002

William W. Streeter

引用次数: 392

Getting the Word Out 传播信息

ABA Banking Journal Pub Date : 2005-07-01 DOI: 10.1201/9781420000054-9

B. Duke

引用次数: 1

Interest Rate Sensitivity 利率敏感性

ABA Banking Journal Pub Date : 2005-03-01 DOI: 10.2307/j.ctt21c4v92.10

J. McCune

引用次数: 3

The Asset Allocation Decision 资产配置决策

ABA Banking Journal Pub Date : 1998-02-01 DOI: 10.1007/0-387-26336-5_108

J. Cardona

引用次数: 5

The Gender Factor 性别因素

ABA Banking Journal Pub Date : 1995-11-01 DOI: 10.4135/9781452244143.n4

William W. Streeter

{"title":"The Gender Factor","authors":"William W. Streeter","doi":"10.4135/9781452244143.n4","DOIUrl":"https://doi.org/10.4135/9781452244143.n4","url":null,"abstract":"As with race, it's difficult to discuss matters of gender objectively. Both subjects tend to stir emotions and polarize opinions. We've attempted in our cover story this month to present a dispassionate view of an important evolution: the increased presence of women among the ranks of senior bank officers. The statistics alone don't point to any overwhelming recent change. From a pool of about 10,000 banks, a mere handful of CEOs are women. Yet the numbers are increasing at the highest levels--though gradually. In the middle management ranks, the numbers have jumped much more dramatically, as the article notes. Where will the trend go from here? Some may wonder if the recantation of Norma McCorvey (\"Jane Roe\" of Roe v. Wade) and the ascendance of conservatism will prompt tens of thousands of women now in managerial roles to trade in their pumps for aprons. The mores of this country have become so capricious that anything is possible. But the trend of women in the workplace is not solely a cultural phenomenon. It's also partly the result of economics. Our sense is that the trend will continue, so that by 2000, there will be more women who are bank CEOs than now--perhaps many more. A relevant question is, \"So what?\" Why is a person's gender, race, or ethnic background a significant factor? As it relates to ability and performance in a business environment, it isn't. But the fact is that any time the norm changes, that change is noteworthy. And in regard to women in banking, the norm is changing. The seven women we profiled are only a sampling of a larger number. Four of them are CEOs of community banks, two are presidents with units of very large banks, and the other is a senior vice-president with a large bank. Each of them offers a compelling story of how they rose to their current position. Each story, furthermore, is quite different. As our cover headline suggests, the women were asked if they had encountered a gender barrier--the so-called glass ceiling, that much-discussed invisible barrier to promotion beyond a certain level. None had experienced such a barrier themselves, but each of the seven knew someone who had, and each said they had encountered some gender-related challenge. Barbara Ralston, of First Interstate Bank of Arizona, for example, told us she was aware that at various stages in her career she was the \"token\" woman. Whereas some people might take offense, understandably, at being considered a token, Ralston treated it as an opportunity. …","PeriodicalId":6947,"journal":{"name":"ABA Banking Journal","volume":"92 1","pages":"17"},"PeriodicalIF":0.0,"publicationDate":"1995-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79042883","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 30

How Well Do You Communicate 你的沟通能力如何

ABA Banking Journal Pub Date : 1994-06-01 DOI: 10.1211/cp.2015.20068204

K. Hansen

引用次数: 0