Muqtasid Jurnal Ekonomi dan Perbankan Syariah最新文献_第9页

Equity Financing, Debt Financing, and Financial Performance in Islamic Banks 伊斯兰银行的股权融资、债务融资和财务绩效

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2022-01-22 DOI: 10.18326/muqtasid.v12i2.89-104

H. Sudarsono, Jannahar Saddam Ash Shiddiqi

引用次数: 2

Determinants of Islamic Banking Vulnerability in Indonesia from 2014 to 2020 2014年至2020年印尼伊斯兰银行脆弱性的决定因素

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2022-01-22 DOI: 10.18326/muqtasid.v12i2.105-118

Muhammad Iqbal, Sunaryati Sunaryati, H. Kusuma

引用次数: 0

A Comparative Study on Financial Performance between Islamic and Conventional Banking in Indonesia During the COVID-19 Pandemic 新冠肺炎疫情期间印尼伊斯兰银行业与传统银行业财务绩效比较研究

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2022-01-22 DOI: 10.18326/muqtasid.v12i2.75-88

M. I. Junjunan, A. Nawangsari, Arta Agustin Melania, Agus Purnomo Ahmad Putikadyanto

{"title":"A Comparative Study on Financial Performance between Islamic and Conventional Banking in Indonesia During the COVID-19 Pandemic","authors":"M. I. Junjunan, A. Nawangsari, Arta Agustin Melania, Agus Purnomo Ahmad Putikadyanto","doi":"10.18326/muqtasid.v12i2.75-88","DOIUrl":"https://doi.org/10.18326/muqtasid.v12i2.75-88","url":null,"abstract":"The COVID-19 pandemic has had an impact on all aspects of life, including Indonesian banking. Furthermore, there has been a rapid growth of both Islamic and conventional banking industries. Therefore, this study aims to analyze the diﬀerences in the ﬁnancial ratios of capital adequacy ratio, non-performing loans/non-performing ﬁnancing, return on asset, return on equity, operating expense to operating income, as well as loan to deposit ratio/ﬁnancing todeposit ratio of Islamic and conventional banking during the COVID-19 pandemic. Acomparative analysis method was used with a quantitative approach, and data analysis was carried out using the independent sample t-test and the Mann-Whitney rank test. The results showed that during the COVID-19 pandemic, there were signiﬁcant diﬀerences in the ﬁnancial performance ratios of capital adequacy ratio, non-performing loans/non-performing ﬁnancing, return on asset, return on equity, operating expense to operating income, and loan to deposit ratio/ﬁnancing to deposit ratio for both Islamic and conventional banking. Moreover, conventional banking tends to have better ﬁnancial performance compared to Islamic bankingduring the COVID-19 pandemic. The implication of this study is that the public can ﬁnd out the ﬁnancial position of both Islamic and conventional banks and make comparisons to ascertain which one has a better ﬁnancial position in times of crisis.","PeriodicalId":55776,"journal":{"name":"Muqtasid Jurnal Ekonomi dan Perbankan Syariah","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46913439","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 6

Investment, Deposit Interest Rates, and Real Sector Performance: A Case Study of Islamic Finance in Malaysia 投资、存款利率与实体部门绩效:以马来西亚伊斯兰金融为例

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.18326/muqtasid.v12i2.144-154

Regina Niken Wilantari, E. Widarni, Suryaning Bawono

引用次数: 2

Factors Aﬀecting Customer Loyalty of Islamic Bank in Sumbawa City, Indonesia 影响印尼松巴哇市伊斯兰银行客户忠诚度的因素

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.18326/muqtasid.v12i2.119-128

Rizka Alwathan, P. Nugraheni

引用次数: 1

EKONOMI ISLAM DALAM PEMIKIRAN M. UMER CHAPRA DAN M. NEJATULLAH SIDDIQI

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.53491/elmudhorib.v2i2.252

Rifqi Rivaldi

引用次数: 0

The Role of Equity Financing on the Proﬁtability of Indonesian Islamic Banks 股权融资对印尼伊斯兰银行盈利能力的影响

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.18326/muqtasid.v12i2.129-143

Agus Widarjono

{"title":"The Role of Equity Financing on the Proﬁtability of Indonesian Islamic Banks","authors":"Agus Widarjono","doi":"10.18326/muqtasid.v12i2.129-143","DOIUrl":"https://doi.org/10.18326/muqtasid.v12i2.129-143","url":null,"abstract":"Islamic banks provide ﬁnancing in the form of equity ﬁnancing and non-equity ﬁnancing. Equity ﬁnancing is proﬁt-loss sharing ﬁnancing which is the main core of Islamic bank business consisting of Mudharabah and Musyarakah. This paper examines the extent to which equity ﬁnancing aﬀects the proﬁtability of Islamic banks in Indonesia with the control variables consisting of bank-speciﬁc variables such as capital adequacy ratio, cost-income ratio, non-performing ﬁnancing, and macroeconomic conditions such as domestic output, exchange rate. This study employs aggregate data of Islamic banks from January 2010 to December 2019. The estimation method is the Autoregressive distributed lag (ARDL) model. The results prove evidence of the long-run relationship between the dependent andindependent variables. The results show that total equity ﬁnancing increases Islamic banks' proﬁtability in Indonesia, but only Musyarakah ﬁnancing signiﬁcantly boosts proﬁtability. Furthermore, the bank-speciﬁc variables aﬀecting proﬁts are capital, eﬃciency, and nonperforming ﬁnancing. High capital adequacy ratio (CAR) reduces proﬁt and ineﬃcient Islamic banks and non-performing ﬁnancing lower proﬁt. Evidence also highlights that worse economic conditions through the economic downturn and sharp depreciation obviously lower the proﬁtability of Islamic banks. These results imply that Islamic banks must capitalize on Musyarakah ﬁnancing to support the performance of Islamic banks.","PeriodicalId":55776,"journal":{"name":"Muqtasid Jurnal Ekonomi dan Perbankan Syariah","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42724954","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

MANAJEMEN PEMBERDAYAAN EKONOMI BERBASIS PESANTREN (STUDI KASUS DI PONDOK PESANTREN AL – IKHWANIYYAH GUMUKMAS)

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.53491/elmudhorib.v2i2.202

Uliyatul Mu’awwanah, Muhammad Syarofi, Muhsin Muhsin

{"title":"MANAJEMEN PEMBERDAYAAN EKONOMI BERBASIS PESANTREN (STUDI KASUS DI PONDOK PESANTREN AL – IKHWANIYYAH GUMUKMAS)","authors":"Uliyatul Mu’awwanah, Muhammad Syarofi, Muhsin Muhsin","doi":"10.53491/elmudhorib.v2i2.202","DOIUrl":"https://doi.org/10.53491/elmudhorib.v2i2.202","url":null,"abstract":"Islamic boarding school (Pondok Pesantren) is the oldest religious institution in Indonesia. Its existence on education by spreading knowledge that can create Muslim scholars as new generations. Islamic boarding school has identical function as a place to study religion that it is a narrowing claim with the fact, Islamic boarding school can give more contributions to build society or economy. Along the line with the spread of various issues on global economic, such as unemployment due to limited employment opportunities, so that it impacts on increasing of poverty. This research focuses on how to manage economic empowerment along with the financial management system at Pondok Pesantren Al-Ikhwaniyyah Gumukmas Jember. This research purpose is to find out the aspects mentioned in the research focus. The research method applied is the qualitative method with a case study approach. The result of this research shows that Pesantren Al-Ikhwaniyyah has been able to implement economic empowerment management along with its financial administration starts from planning, organizing, implementing, and supervising. However, the system of financial administration needs to be improved more by inviting external auditors to maintain financial governance.","PeriodicalId":55776,"journal":{"name":"Muqtasid Jurnal Ekonomi dan Perbankan Syariah","volume":"5 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78694074","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

DAMPAK DUAL BANKING SISTEM PADA STABILITAS PERBANKAN DI INDONESIA 该系统对印尼银行稳定的影响

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.53491/elmudhorib.v2i2.269

Shimah Fauziah Yeubun, Jukri Baharuddin

引用次数: 0

BALANCE OF CONSUMPTION WITH ALMS IN ISLAMIC ECONOMIC LAW ETHICS 伊斯兰经济法伦理中的消费与施舍平衡

Muqtasid Jurnal Ekonomi dan Perbankan Syariah Pub Date : 2021-12-31 DOI: 10.53491/elmudhorib.v2i2.198

Doli Witro, S. Anwar

{"title":"BALANCE OF CONSUMPTION WITH ALMS IN ISLAMIC ECONOMIC LAW ETHICS","authors":"Doli Witro, S. Anwar","doi":"10.53491/elmudhorib.v2i2.198","DOIUrl":"https://doi.org/10.53491/elmudhorib.v2i2.198","url":null,"abstract":"In Islam, consumption is interpreted as fulfilling spiritual and physical needs that aim to maximize the function of humanity as a servant of Allah s.w.t. in obtaining happiness and prosperity in this world and the hereafter (falah). Islam also advocates the distribution of prosperity and economic opinion in society. One of the Islamic solutions to distribute economic prosperity and people’s income is alms. This paper discusses the balance between consumption and alms in the view of sharia economic law ethics. This article aims to determine the balance between consumption and alms in the ethics of sharia economic law. This article is qualitative research with library research. The data in this study were obtained from library materials such as books, journals, etc. The data writing technique used is a data analysis technique known by Miles et al., namely data condensation, data presentation, and drawing conclusions. The results of the study show that in creating a balance between alms and consumption in the ethics of sharia economic law, humans must be able to distinguish between needs and desires, humans must also prioritize self, family, and social benefits, humans are prohibited from justifying what is stipulated as haram and forbidding anything lawful.","PeriodicalId":55776,"journal":{"name":"Muqtasid Jurnal Ekonomi dan Perbankan Syariah","volume":"24 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75771726","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0