AtTaradhi Jurnal Studi Ekonomi最新文献

{"title":"Management of Cash Waqf by the Representative of the Indonesian Waqf Board of South Kalimantan","authors":"Selbi Selbi, Pati Matu Jahra","doi":"10.18592/at-taradhi.v14i1.8481","DOIUrl":"https://doi.org/10.18592/at-taradhi.v14i1.8481","url":null,"abstract":"This study aims to explore Cash Waqf Management by the representative of BWI in South Kalimantan Province in enhancing the practice of cash waqf in South Kalimantan. This research article uses field research with a qualitative approach, employing techniques such as in-depth interviews, observation, and documentary studies. Data analysis follows Miles and Huberman's techniques. The research results indicate that the cash waqf management by the representative of BWI in South Kalimantan Province has taken into account the functions of Planning, Organizing, Actuating, and Controlling (POAC) management. However, overall management is not yet optimal, with the dominant movement being in fundraising. Investment and distribution have not progressed according to theory. There has been no significant contribution to the social and economic empowerment of the community in South Kalimantan due to a very small acquisition of funds amounting to Rp27,404,000. As a result, the funds cannot be invested and distributed to the intended recipients (mauquf ‘alaih). Despite this, management efforts and empowerment have been carried out through the initiation of programs, socialization, benchmarking, consolidation, and building relationships. Penelitian ini bertujuan untuk mengeksplorasi manajemen wakaf uang dan bentuk kontribusi manajemen wakaf uang oleh Perwakilan BWI Prov. Kalsel terhadap pemberdayaan s osial dan e konomi m asyarakat di Provinsi Kalimantan Selatan. Fokus penulisan adalah bagaimana Peran Manajemen Wakaf Uang oleh Perwakilan BWI Prov. Kalimantan Selatan dalam Meningkatkan Praktik Wakaf Uang di Kalimantan Selatan . Artikel penelitian ini menggunakan penelitian lapangan (field reseach) dengan pendekatan kualitatif. Menggunakan teknik wawancara mendalam (in depth interview), observasi, dan studi dokumentasi. Menggunakan teknik analisis data Miles dan Huberman. Hasil penelitian menunjukkan bahwa manajemen wakaf uang oleh Perwakilan BWI Prov. Kalsel telah memperhatikan fungsi manajemen Planning, Organizing, Actuating, dan Controlling (POAC). Secara keseluruhan manajemen belum maksimal, pergerakan dominan dilakukan pada fundraising. Investasi dan distribusi masih belum bergerak sesuai teori. Belum terdapat kontribusi pemberdayaan sosial dan ekonomi kepada masyarakat di Kalimantan Selatan karena perolehan dana sangat kecil sebesar Rp27.404.000,00, sehingga tidak dapat di investasikan dan didistribusikan kepada mauquf ‘alaih. Namun, upaya manajemen dan pemberdayaan telah dilakukan melalui pencanangan program, sosialisasi, study banding, konsolidasi, dan relasi.","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-08-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135308733","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Al-Ghazali's Sufistic Economy Concept; From Homo Islamicus To Economic Progress","authors":"Havis Aravik, Achmad Irwan Hamzani, Nur Khasanah","doi":"10.18592/at-taradhi.v14i1.9131","DOIUrl":"https://doi.org/10.18592/at-taradhi.v14i1.9131","url":null,"abstract":"Islamic economics is present as a solution to the failure of capitalist and socialist economies in producing prosperity. Islamic economics is a new solution in answering various economic problems. For this reason, it is necessary to have the ability to access Islamic economic thought, especially from previous scholars to answer all existing problems. One such scholar is al-Ghazali. In Islamic economics, al-Ghazali offers a new perspective in the form of a Sufistic economic concept. This research is library research (library research) and is qualitative, which is sourced from primary and secondary data, and analyzed using content analysis both descriptively and inductively. The result is that Al-Ghazali no longer sees economic problems only in one field of knowledge, but is compared in various other fields of science to produce a comprehensive solution in which all human economic activity is part of worship to Allah Swt. For this reason, it must produce maslahah and falah in its activities. The state is obliged to play a role in ensuring that all of this is achieved by issuing various policies that help Muslims carry out their religious obligations as well as possible, including in economic matters and economic progress can only be achieved if justice, peace, and stability are fulfilled, in which the state plays an important role. inside it.","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136364718","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Problematika Aspek Pengharaman Qardh Paylater Pada Aplikasi Shopee Berdasarkan Fatwa-Fatwa Ulama","authors":"Bagus Setiyo Bagus Setiyo Budi, Iza Hanifuddin Iza Hanifuddin","doi":"10.18592/at-taradhi.v13i2.7668","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i2.7668","url":null,"abstract":"","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-02-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41630096","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pricing Mechanism for Collateral Auctions in Problematic Financing at Bank Syariah Indonesia, Palangka Raya","authors":"Sofyan Hakim, Hanief Monady, Nadia Safitri","doi":"10.18592/at-taradhi.v13i2.7536","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i2.7536","url":null,"abstract":"A Sharia bank is an institution whose main business is to provide credit and other services based on sharia principles. A sharia bank has various products, one of which is financing. However, risks in financial institutions are inevitable and become potential events, both foreseeable and unpredictable. Such as financing customers who end up experiencing defaults and leading to the sale of collateral or collateral through auctions. Therefore, it is necessary to know the mechanism for pricing collateral auctions and constraints on problematic financing at Sharia Bank of Indonesia, Palangka Raya City. This research uses a descriptive qualitative approach. The results of this study are that the pricing mechanism is carried out with the provisions and procedures applicable at Sharia Bank of Indonesia, Palangka Raya City, with price interpretation carried out by the assessment team after the survey is carried out, looking for appeal data based on the prevailing market value in the collateral area, looking at collateral conditions, interpreting until finally the price is determined based on the applicable mechanism in accordance with the Circular Letter of the Board of Directors must use the price reference Central Market, Regional Market Price, and Local Market Price. Pricing carriess out with appropriate assessments and calculations based on the market approach method and cost approach that have been formulated to be used as a guide in the assessment and pricing of collateral auctions in accordance with the fair price or market price that occurred at that time.","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49076740","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analisis Kesyariahan Kartu Kredit Bank Syariah Indonesia Sebagai Media Transaksi Non Tunai.","authors":"Maulidatul Islami, Atika Maulida","doi":"10.18592/at-taradhi.v13i2.6640","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i2.6640","url":null,"abstract":"The purpose of this study was to determine whether the credit card product issued by Bank Syariah Indonesia, namely the Hasanah Card , was in accordance with and actually implemented the Sharia Card as stipulated in the DSN-MUI fatwa No. 54/DSN-MUI/X/2006. The research method is a qualitative research using a descriptive approach to describe sharia principles in the hasanah card. data were collected by the field research (field research) with primary sources obtained from sources in the form of interviews and observations and library research (library research) with socio legal research. The results of this study are the application of sharia principles to the Hasanah Card product by Bank Syariah Indonesia is still not in accordance with the DSN-MUI Fatwa No. 54 of 2006. This can be seen from the DSN MUI","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45827089","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analisis Strategi Bisnis Hijab Mazaya Yogyakarta Dengan Pendekatan Bisnis Model Canvas Ditinjau Dari Maqashid Syari’ah","authors":"Mufti Afif, Meichio Lesmana, Lisda Aisyah, Musyaffak Kholil","doi":"10.18592/at-taradhi.v13i2.7461","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i2.7461","url":null,"abstract":"","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48243638","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Islamic Financial Research Directions During Pandemic: A Bibliometric Analysis","authors":"M. Apriantoro, Rashifahunnisa’ Mellinia, Shafy Garneta Maheswari, Hudaifah Hudaifah","doi":"10.18592/at-taradhi.v13i2.7174","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i2.7174","url":null,"abstract":"This study aims to determine the direction of development of Islamic finance research during the pandemic, focusing on the growth of international publications in the field of Islamic finance in the Scopus database between 2020 and 2022. Bibliometric mapping consists of core journals in international publications in the field of Islamic finance, the productivity of researchers in the field of Islamic finance, the number of publications based on institutional collaboration in international publications in the field of Islamic finance, the development of international publications on research in the field of Islamic finance by subject/field, and a map of the development of international publications on research in the field of Islamic finance.  ","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45740651","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Struktur Modal dan Modal Intelektual Terhadap Kinerja Perusahaan Dimoderasi Corporate Governance","authors":"Nuzly Camelia Siregar, Rosyid Nur Anggara Putra, Nur Arifah","doi":"10.18592/at-taradhi.v13i1.5852","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i1.5852","url":null,"abstract":"This paper analyzed of capital structure and intellectual capital on finance performance in Indonesia and the relationship between intellectual capital and financial performance moderated by corporate governance mechanism. Using a sample of 18 corporates in Jakarta Islamic Index (JII) for the period between 2016 and 2019. The findings suggested that capital structure as measured by leverage has a negative influence on financial performance, intellectual capital as measured by the value added intellectual coefficient (VAIC) has a positive influence on financial performance. Furthermore, the results find that the independent board of commissioners are able to strengthen the relationship between intellectual capital and financial performance, while institutional ownership weakness the relationships. This strengthens the agency theory that a good corporate governance mechanism can resolve agency conflicts so that it affects the financial performance.","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45918545","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Rasio Keuangan Terhadap Pertumbuhan Laba dengan Ukuran Bank Sebagai Variabel Moderasi: Studi pada Bank Umum Syariah Indonesia Periode 2016-2020","authors":"Riski Wulandari, Moh Rofiuddin","doi":"10.18592/at-taradhi.v13i1.6041","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i1.6041","url":null,"abstract":"","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46373593","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Sharia Card: An Alternative For Islamic Payment","authors":"Mahmud Yusuf","doi":"10.18592/at-taradhi.v13i1.6340","DOIUrl":"https://doi.org/10.18592/at-taradhi.v13i1.6340","url":null,"abstract":"The formulation of the problem in this study is to narrate the sharia card as a solution for using credit cards in the community. The research method used is the library research method with content analysis as an analytical knife so that the right solution is found in drawing conclusions. To ensure the validity of the data, the researcher will use the triangulation technique of sources derived from various literatures that are relevant to the research theme. The results showed that credit cards in traditional banks, this is a method of payment for the purchase and sale of goods and services, and it is possible to pay at once or in installments up to a certain minimum amount (ba’i bit-taqsith), which is haram. To avoid it, sharia cards use Islamic principle., which is not used for transactions that are not in accordance with sharia, and does not encourage excessive consumption. The main card holder must have the financial ability to pay off on time and must not provide services that are contrary to sharia. Tujuan penelitian ini adalah untuk menganalisa eksistensi kartu syariah sebagai solusi penggunaan kartu kredit di masyarakat. Metode penelitian yang digunakan adalah metode penelitian kepustakaan dengan pendekatan content analisis untuk menemukan solusi yang tepat dalam penarikan kesimpulan. Penulis menggunakan teknik triangulasi sumber dari berbagai literatur yang relevan dengan tema penelitian untuk menjamin keabsahan data. Hasil penelitian menunjukkan bahwa kartu kredit di bank konvensional yang merupakan metode pembayaran untuk pembelian dan penjualan barang serta jasa, di mana pembayarannya dapat dilakukan sekaligus atau dicicil hingga jumlah minimum tertentu termasuk dalam kategori riba yang haram. Maka untuk menghindarinya, kartu syariah menggunakan prinsip Islam, yaitu yang tidak menyebabkan sifat konsumtif dan tidak digunakan untuk transaksi yang tidak sesuai syariah. Pemegang kartu utama harus memiliki kemampuan finansial untuk melunasi tepat waktu dan tidak boleh memberikan pelayanan yang bertentangan dengan syariah.","PeriodicalId":53102,"journal":{"name":"AtTaradhi Jurnal Studi Ekonomi","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48179847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}