{"title":"Retrospective on Twenty Years of the FDIC-JFSR Bank Research Conference","authors":"Haelim Anderson, Michael Carabello, Troy Kravitz","doi":"10.1007/s10693-021-00374-9","DOIUrl":"https://doi.org/10.1007/s10693-021-00374-9","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"61 1","pages":"1 - 41"},"PeriodicalIF":1.4,"publicationDate":"2022-01-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42402525","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Investor Characteristics and their Impact on the Decision to use a Robo-advisor","authors":"A. Oehler, M. Horn, Stefan Wendt","doi":"10.1007/s10693-021-00367-8","DOIUrl":"https://doi.org/10.1007/s10693-021-00367-8","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"62 1","pages":"91 - 125"},"PeriodicalIF":1.4,"publicationDate":"2021-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47002022","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Alejandro Pacheco, Chun-hao Chang, Edward R. Lawrence
{"title":"Why do Subchapter S Banks Convert to C Banks?","authors":"Alejandro Pacheco, Chun-hao Chang, Edward R. Lawrence","doi":"10.1007/s10693-021-00369-6","DOIUrl":"https://doi.org/10.1007/s10693-021-00369-6","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"62 1","pages":"143 - 161"},"PeriodicalIF":1.4,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45917514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Local Banking Market Frictions and Youth Crime: Evidence from Bank Failures","authors":"Ghosh, Amit, Contreras, Salvador","doi":"10.1007/s10693-021-00370-z","DOIUrl":"https://doi.org/10.1007/s10693-021-00370-z","url":null,"abstract":"<p>This paper examines the impact of local banking market frictions measured by bank failures on youth crime. Using a difference-in-differences framework, we find white and black youth violent crimes increase by 0.11 and 0.66 per 1000 people, respectively, following a bank failure. Further, we find white property crime, petty delinquency and drug crime increase by 0.29, 0.75 and 0.35 per 1000 people. Black youth see a rise in drug crimes by 0.88 per 1000 people. Results by gender reveal male drug crimes rise by 2.4 and female property crimes by 0.66 per 1000 people, respectively. The economic effects are most persistent for petty delinquency crimes committed by white youths. Furthermore, we find evidence that bank failures worsen local labor markets conditions by increasing white youth unemployment and reduce employment in the limited-services restaurant industry; channels that likely alter the opportunity cost of youth crime.</p>","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"149 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-11-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138531195","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Bianchi, Michele Leonardo, Sorrentino, Alberto Maria
{"title":"Exploring the Systemic Risk of Domestic Banks with ΔCoVaR and Elastic-Net","authors":"Bianchi, Michele Leonardo, Sorrentino, Alberto Maria","doi":"10.1007/s10693-021-00366-9","DOIUrl":"https://doi.org/10.1007/s10693-021-00366-9","url":null,"abstract":"<p>We analyze the systemic risk of Italian banks with the ΔCoVaR from a bivariate normal GARCH model. The results show that it is a good measure of systemic risk and is applicable to the ranking of Italian other systemically important institutions. Using an elastic-net approach, we identify the balance sheet and market variables that explain the ΔCoVaR of Italian banks. The analysis confirms that these variables are key determinants of systemic importance and highlights how higher capitalization is beneficial to tackling systemic risk. And, we detect a connection between ΔCoVaR and some variables for trading and investment banking.</p>","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"1131 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138531194","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Marion Dupire, Christian Haddad, Regine Slagmulder
{"title":"The Importance of Board Risk Oversight in Times of Crisis","authors":"Marion Dupire, Christian Haddad, Regine Slagmulder","doi":"10.1007/s10693-021-00364-x","DOIUrl":"https://doi.org/10.1007/s10693-021-00364-x","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"61 1","pages":"319 - 365"},"PeriodicalIF":1.4,"publicationDate":"2021-09-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43954325","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Real Estate Markets and Lending: Does Local Growth Fuel Risk?","authors":"Maximilian Zurek","doi":"10.1007/s10693-021-00358-9","DOIUrl":"https://doi.org/10.1007/s10693-021-00358-9","url":null,"abstract":"","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"62 1","pages":"27 - 59"},"PeriodicalIF":1.4,"publicationDate":"2021-09-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45644848","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Worker Incentives in the Banking Industry","authors":"Sahan, Selay, Phimister, Euan","doi":"10.1007/s10693-021-00361-0","DOIUrl":"https://doi.org/10.1007/s10693-021-00361-0","url":null,"abstract":"<p>This study shows that monetary incentives together with performance disclosures lead to significant increases in effort and productivity in the multi-branch banking industry. Our results are based on an incentivized credit card campaign run by a commercial bank in which employees were paid a piece-rate if they sold a credit card to a customer. Later in the campaign, the head office started to provide daily performance reports for all branches of the bank. The campaign ultimately resulted in a significant 12.5% increase in the average daily productivity of branch staff and productivity changes found were heterogeneous across different branches.</p>","PeriodicalId":51503,"journal":{"name":"Journal of Financial Services Research","volume":"1 1","pages":""},"PeriodicalIF":1.4,"publicationDate":"2021-09-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138531196","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}