MSJ : Majority Science Journal最新文献

Development, Risk and Legal Aspect of Fintech, Insurtech and Proptech in Indonesia 印度尼西亚金融科技、保险科技和地产科技的发展、风险和法律问题

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.54

Irni Yunita

{"title":"Development, Risk and Legal Aspect of Fintech, Insurtech and Proptech in Indonesia","authors":"Irni Yunita","doi":"10.61942/msj.v2i1.54","DOIUrl":"https://doi.org/10.61942/msj.v2i1.54","url":null,"abstract":"In recent years, the development of financial technology sectors in Indonesia has garnered significant attention and influences how individuals access financial services. Therefore, there is a need for an understanding of the development, risks, and legal framework of the fintech industry. This study aims to describe developments, risks, and legal aspects of financial, Insurance and Property Technology. This study uses a descriptive analysis method and library research by collecting secondary data from articles, news and official websites to delineate the trends, risks and legal aspects of Financial, Insurance and Property Technology. The results of the study show that these three sectors have experienced significant developments in recent years. However, there are also risks such as data security risk, credit risk and legal compliance risk. Therefore, companies in the fintech, insurtech and proptech sectors need to strengthen their security and risk management systems. In the legal aspect, shows that regulations and policies in Indonesia are still quite limited and have not fully supported the development of these sectors. However, the Indonesian government has started to pay attention to this needs to develop a more comprehensive regulatory framework for these sectors. Therefore, companies need to pay attention to ensure their law’s compliance.","PeriodicalId":514477,"journal":{"name":"MSJ : Majority Science Journal","volume":"11 S1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140425108","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

HEIDEGGER: UNDERSTANDING AND INTERPRETATION AS DAS SEIN EXISTENTIAL (Analysis of Verses of God's Appreciation on Humans in Tafsir Ibn Katsīr) 海德格尔：理解和诠释 DAS SEIN EXISTENTIAL（《塔夫西尔-伊本-卡齐尔》中有关真主赞赏人类的经文分析）

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.97

A.F. Udin, S. Bahri

引用次数: 0

LEGAL REVIEW OF ADULTERY CRIMES 通奸罪的法律审查

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.93

Basri

引用次数: 0

Digital Marketing Strategy for Mangrove Ecotourism Towards Sustainable Development Goals (SDG) 8.3 (Case Study: Rawa Aopa Watumohai National Park, Southeast Sulawesi) 实现可持续发展目标（SDG）8.3 的红树林生态旅游数字营销战略（案例研究：苏拉威西岛东南部的拉瓦奥帕瓦图摩海国家公园）

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.99

Salmiya Ismail Salam, Ratna Lindawati Lubis

引用次数: 0

THE POWERING OF GUESSING GAME IN STUDENTS' WRITING DESCRIPTIVE TEXT: EFL CLASSROOM ACTIVITIE 猜谜游戏在学生写描述性文章中的作用：英语课堂活动

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.104

Fita Faridah, Riry Fatmawaty, Abdullah Farih, Lyvia Agraini

{"title":"THE POWERING OF GUESSING GAME IN STUDENTS' WRITING DESCRIPTIVE TEXT: EFL CLASSROOM ACTIVITIE","authors":"Fita Faridah, Riry Fatmawaty, Abdullah Farih, Lyvia Agraini","doi":"10.61942/msj.v2i1.104","DOIUrl":"https://doi.org/10.61942/msj.v2i1.104","url":null,"abstract":"Enhancing writing skills in descriptive text learning by using the guessing method in class VII SMPN 1 Sugio. The benefit of this research is the guessing game method can improve the writing ability of class VII students of SMPN 1 Sugio, this type of research is Class Action Research which is carried out in cycle stages including action planning, implementation of action, observation and evaluation, and reflection. The subject of this class action research is the seventh grade students of SMPN 1 Sugio. The object of this research is the ability to write with the guessing game method. The instruments used in this study were observation sheets and learning outcomes tests. The data from this study were analyzed descriptive qualitative. The results show that the learning activities of grade VII D SMPN 1 Sugio students who used the guessing method are more active and enthusiastic in learning. In the preliminary results, the average student score is 67.1, only one student managed to reach the KKM. In the first cycle of student learning activities with the criteria of failure, with the results achieved 68.1 of 26 students, students who reached the KKM, 6 students while the second cycle of student learning activities with very good criteria, with the results achieved 76.3 of 26 students. Students who managed to reach the KKM 23 students. Based on the results of the study, it can be concluded that the learning outcomes of seventh grade students of SMPN 1 Sugio using the guessing method have increased.","PeriodicalId":514477,"journal":{"name":"MSJ : Majority Science Journal","volume":"33 22","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140425772","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALYSIS OF COMMUNITY PERCEPTIONS TOWARDS THE EXISTENCE OF SATRIA BUS MASS TRANSPORTATION IN KEDIRI CITY 基迪里市社区对萨提亚公共汽车大众交通存在的看法分析

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.87

Ananda Tria Budi Pertiwi, Wahyu Widiyanto

引用次数: 0

STUDENT PREFERENCE TO USE QRIS (QUICK RESPONSE CODE INDONESIAN STANDARD) AS A DIGITAL PAYMENT INSTRUMENT 学生使用 qris（印度尼西亚标准快速反应代码）作为数字支付工具的偏好

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.74

Margareta Shintaro, Sigit Wisnu Setya Bhirawa

引用次数: 0

SWEARING SPEECH IN THE COMMENTS COLUMN AT @JAKARTAKERAS 在 @jakartakeras 的评论栏中说脏话

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.63

Sabri Koebanu, Maulida Hardiana

{"title":"SWEARING SPEECH IN THE COMMENTS COLUMN AT @JAKARTAKERAS","authors":"Sabri Koebanu, Maulida Hardiana","doi":"10.61942/msj.v2i1.63","DOIUrl":"https://doi.org/10.61942/msj.v2i1.63","url":null,"abstract":"Swear words on social media are increasingly widespread, many netizens are issuing swear words on anyone's Instagram account, including this @jakartakeras Instagram account. This study aims to describe swear words on the Instagram account @jakartakeras. This study examines the utterances of swear words into several forms and models of the swear words. This research is a qualitative descriptive study. The subject of this study is the comment column on the Instagram account @jakartakeras. The object of this research is to study swear words into several categories. The technique used to collect data in this study used the techniques simak bebas libat cakap. Advanced techniques used to collect data then use screenshot techniques or screenshots. Then use note-taking techniques to record swear words in the comments column of the Instagram account @jakartakeras. The method used in this study uses the padan method. then using the technique of sorting out the determining elements of the speech of Instagram users which contain swear words divided based on the shape and model of the swear words. Then the agih method is used with the direct element division technique to divide the forms of swear words based on their grammatical. Based on the research that has been analyzed, the results in this study are, swear speech is divided into seven categories or forms, namely first lexical swear words of animals, second genitals, third physical or mental state of a person, fourth object, five spirits, six professions, and seven sexual activities.","PeriodicalId":514477,"journal":{"name":"MSJ : Majority Science Journal","volume":"70 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140424300","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANTIBACTERIAL SCREENING OF SARGASSUM SP EXTRACT. OPPOSING VIBRIO PARAHAEMOLYTICUS BACTERIA 马尾藻提取物的抗菌筛选。对副溶血性弧菌的抗菌筛选

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.94

Syeiqido Sora Datu, Angraeni, Fina Fatwasari, Dewi Virgiastuti Jarir, Anisa Aulia Sabilah

{"title":"ANTIBACTERIAL SCREENING OF SARGASSUM SP EXTRACT. OPPOSING VIBRIO PARAHAEMOLYTICUS BACTERIA","authors":"Syeiqido Sora Datu, Angraeni, Fina Fatwasari, Dewi Virgiastuti Jarir, Anisa Aulia Sabilah","doi":"10.61942/msj.v2i1.94","DOIUrl":"https://doi.org/10.61942/msj.v2i1.94","url":null,"abstract":"Antibiotics cause resistance to pathogenic bacteria, and the emergence of resistance and bacterial pathogenic infections makes scientists try to find new drugs. One of the efforts is to use marine organisms as a natural antibacterial agent, one of them is Sargassum sp. Sargassum sp contains alginate and iodine which are used in the food, pharmaceutical, cosmetic and textile industries. Apart from that, Sargassum sp. contains active compounds of steroids, alkaloids, phenols and triterpenoids which function as antibacterials, can be used to inhibit the growth of Vibrio sp bacteria which is the cause of firefly disease which is most dangerous for tiger prawns. The purpose of this study was to determine the ability of the extract Sargassum sp. In inhibiting the growth of Vibrio parahaemolyticus bacteria with different levels of solvent start with methanol, ethyl asetat, and n-hexane. The rejuvenation of Vibrio parahaemolyticus and Vibrio harveyimelalai bacteria is carried out in two stages, the first is planting on Triptyc Soy Broth (TSB) medium and the second stage is planting on Triptyc Soy Agar (TSA) medium. Antibacterial sensitivity test using disc diffusion method. The results of the test showed that 1). sargassum sp which is extracted by metanol solvent inhibits the growth of Vibrio parahemolyticus bacteria. 2). sargassum sp which extract by etil sestat and n - heksan solvent can't inhibit the Vibrio parahemolyticus bacteria.","PeriodicalId":514477,"journal":{"name":"MSJ : Majority Science Journal","volume":"28 S1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140424891","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALYSIS OF LEGAL PROTECTION OF BANKING CUSTOMER DATA IN REVIEW OF LAW NUMBER 8 OF 1999 CONCERNING CONSUMER PROTECTION 在审查有关消费者保护的 1999 年第 8 号法律时对银行客户资料的法律保护进行分析

MSJ : Majority Science Journal Pub Date : 2024-02-27 DOI: 10.61942/msj.v2i1.117

H. Polontoh, Sinta Suwarti Silambi

{"title":"ANALYSIS OF LEGAL PROTECTION OF BANKING CUSTOMER DATA IN REVIEW OF LAW NUMBER 8 OF 1999 CONCERNING CONSUMER PROTECTION","authors":"H. Polontoh, Sinta Suwarti Silambi","doi":"10.61942/msj.v2i1.117","DOIUrl":"https://doi.org/10.61942/msj.v2i1.117","url":null,"abstract":"The protection of banking customer data is increasingly important along with the advancement of information technology and the adoption of electronic banking services by the public. Although Law No. 8/1999 on Consumer Protection (UUPK) already exists, it only regulates consumer protection in general and does not specifically regulate the protection of banking customer data. In practice, the implementation of the GCPL is also limited due to the lack of sanctions for customer data breaches. Therefore, this paper examines the international standard personal data regulation that refers to the General Data Protection Regulation (GDPR) to understand more about customer data protection. This paper aims to analyze the legal protection provided to banking customer data in the context of Law No. 8/1999 on Consumer Protection. By examining the provisions of the law, this paper attempts to evaluate the extent to which the existing regulations have been able to effectively protect banking customer data. The analysis shows that although Law No. 9/1999 provides a legal basis for consumer protection in general, the specific protection of banking customer data still needs to be strengthened through more specific regulations and more effective law enforcement mechanisms","PeriodicalId":514477,"journal":{"name":"MSJ : Majority Science Journal","volume":"7 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140425156","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0