Mokslas - Lietuvos ateitis最新文献_第2页

A STUDY ON THE USE OF BANKS FINANCIAL TECHNOLOGIES IN THE STATES OF THE EUROPEAN UNION 关于欧盟国家使用银行金融技术的研究

Mokslas - Lietuvos ateitis Pub Date : 2024-02-13 DOI: 10.3846/mla.2024.19871

Aistė Padvilikytė, Kristina Garškaitė-Milvydienė

引用次数: 0

A STUDY ON THE USE OF BANKS FINANCIAL TECHNOLOGIES IN THE STATES OF THE EUROPEAN UNION 关于欧盟国家使用银行金融技术的研究

Mokslas - Lietuvos ateitis Pub Date : 2024-02-13 DOI: 10.3846/mla.2024.19871

Aistė Padvilikytė, Kristina Garškaitė-Milvydienė

引用次数: 0

METHODOLOGY FOR GRANTING GREEN BUSINESS CREDITS 授予绿色企业信贷的方法

Mokslas - Lietuvos ateitis Pub Date : 2024-02-02 DOI: 10.3846/mla.2024.19919

Rasa Mikalopė, Giedrė Lapinskienė

{"title":"METHODOLOGY FOR GRANTING GREEN BUSINESS CREDITS","authors":"Rasa Mikalopė, Giedrė Lapinskienė","doi":"10.3846/mla.2024.19919","DOIUrl":"https://doi.org/10.3846/mla.2024.19919","url":null,"abstract":"In the face of negative changes in climate change and the natural environment, the financial system is obliged to change its financial mechanisms as efficiently as possible to help the economy transform according to the green rate concept. The taxonomy published by the EU (2021) is an economic classifier, with the help of which businesses can transform their processes and banks can select green projects. Sustainability and the fight against climate change is one of the strategic directions of the Bank of Lithuania, so in order to achieve better results, it would be appropriate to combine state and business investments. And although the sustainability of business activities is becoming a priority, commercial banks providing loans do not yet have clear criteria or a unified evaluation system for distinguishing environmentally friendly business. In Lithuania, the banking sector is guided by ESG principles, the EU taxonomy regulation, and other autonomously created criteria that allow to decide whether to promote one or another business that could potentially create not only financial, but also additional, sustainable ecological returns. According to the principles of UN Responsible Banking, there are already actively committed banks that contribute to the UN Sustainable Development Goals and the Paris Agreement for integrated sustainability as a natural element necessary in the long term. The article analyzes the current topic of the green exchange rate in the banking sector, uses the systematization and comparative analysis of scientific literature. The concept of green finance is discussed; changes in bank activities and a new look at creditable businesses according to the green rate standard and the transformation of banks through the criteria of their activities.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":"63 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139870018","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

METHODOLOGY FOR GRANTING GREEN BUSINESS CREDITS 授予绿色企业信贷的方法

Mokslas - Lietuvos ateitis Pub Date : 2024-02-02 DOI: 10.3846/mla.2024.19919

Rasa Mikalopė, Giedrė Lapinskienė

{"title":"METHODOLOGY FOR GRANTING GREEN BUSINESS CREDITS","authors":"Rasa Mikalopė, Giedrė Lapinskienė","doi":"10.3846/mla.2024.19919","DOIUrl":"https://doi.org/10.3846/mla.2024.19919","url":null,"abstract":"In the face of negative changes in climate change and the natural environment, the financial system is obliged to change its financial mechanisms as efficiently as possible to help the economy transform according to the green rate concept. The taxonomy published by the EU (2021) is an economic classifier, with the help of which businesses can transform their processes and banks can select green projects. Sustainability and the fight against climate change is one of the strategic directions of the Bank of Lithuania, so in order to achieve better results, it would be appropriate to combine state and business investments. And although the sustainability of business activities is becoming a priority, commercial banks providing loans do not yet have clear criteria or a unified evaluation system for distinguishing environmentally friendly business. In Lithuania, the banking sector is guided by ESG principles, the EU taxonomy regulation, and other autonomously created criteria that allow to decide whether to promote one or another business that could potentially create not only financial, but also additional, sustainable ecological returns. According to the principles of UN Responsible Banking, there are already actively committed banks that contribute to the UN Sustainable Development Goals and the Paris Agreement for integrated sustainability as a natural element necessary in the long term. The article analyzes the current topic of the green exchange rate in the banking sector, uses the systematization and comparative analysis of scientific literature. The concept of green finance is discussed; changes in bank activities and a new look at creditable businesses according to the green rate standard and the transformation of banks through the criteria of their activities.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":"115 20","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139810150","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

INVESTIGATION OF LOW-COST PIEZOELECTRIC FORCE SENSOR 研究低成本压电力传感器

Mokslas - Lietuvos ateitis Pub Date : 2024-01-25 DOI: 10.3846/mla.2024.20489

Alfredas Kerulis, A. Ceponis

引用次数: 0

MEASUREMENT OF ELECTRICAL CONDUCTIVITY AND RESISTIVITY OF CU-NB18% MICROCOMPOSITE CONDUCTOR AND ITS WELDED JOINT 测量铜铌 18%微复合导体及其焊接接头的导电率和电阻率

Mokslas - Lietuvos ateitis Pub Date : 2024-01-17 DOI: 10.3846/mla.2024.19110

Paulius Beinoras, Nikolaj Višniakov

{"title":"MEASUREMENT OF ELECTRICAL CONDUCTIVITY AND RESISTIVITY OF CU-NB18% MICROCOMPOSITE CONDUCTOR AND ITS WELDED JOINT","authors":"Paulius Beinoras, Nikolaj Višniakov","doi":"10.3846/mla.2024.19110","DOIUrl":"https://doi.org/10.3846/mla.2024.19110","url":null,"abstract":"Systems generating strong magnetic fields are widely used in modern fundamental and applied research as well as in the most innovative industrial processes. These devices generate magnetic fields that reach 5–100 T and the conductors are subjected to a huge Lorentz force, so the conductor material must be extremely strong (UTS ≥ 700 MPa) and have a good specific electrical conductivity (IACS ≥ 60%). Since traditional conductors such as copper, aluminum, gold, and silver cannot withstand such loads, microcomposite materials have been developed that are characterized by such high strength and good specific electrical conductivity. This paper reviews the specific electrical conductivity and specific electrical resistance characteristics of conductor and factors affecting them, methods of measuring these electrical characteristics as well as properties of Cu-Nb18% microcomposite conductor. This paper also describes the methodology for measuring the specific electrical conductivity and specific electrical resistance of the Cu-Nb18% microcomposite conductor solid and with welded joint (welded by using butt welding). The comparison of application possibilities of used methodologies and obtained characteristics was carried out.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":" 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139616644","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ASSESSMENT OF THE IMPLEMENTATION OF INNOVATIONS IN LITHUANIA INDUSTRIAL ENTERPRISES 对立陶宛工业企业创新实施情况的评估

Mokslas - Lietuvos ateitis Pub Date : 2024-01-12 DOI: 10.3846/mla.2024.18867

Vaida Kancieriūtė

{"title":"ASSESSMENT OF THE IMPLEMENTATION OF INNOVATIONS IN LITHUANIA INDUSTRIAL ENTERPRISES","authors":"Vaida Kancieriūtė","doi":"10.3846/mla.2024.18867","DOIUrl":"https://doi.org/10.3846/mla.2024.18867","url":null,"abstract":"With the ever-changing needs of consumers and technology, innovation is seen as an essential element of business to ensure the success and competitiveness of companies in the marketplace. The aim of this article is to identify and evaluate the factors determining the implementation of innovations in Lithuanian industrial enterprises. The article examines the concept of innovation, classification models and theoretical factors of innovation implementation. According to the developed research methodology, a questionnaire survey of companies in the engineering and technology industry sector was conducted. The analysis of the research data, which allowed to identify the most important factors for the implementation of innovations, identified problem areas. At the end of the study, a model of factors determining innovation implementation was created, based on the innovation implementation process, empirical research data and the disturbance management process. The model depicts the factors determining and hindering the implementation of innovations identified in the empirical research, integrated into the process of innovation implementation, and the process of eliminating disturbances proposed for the hindering factors. At the end of the article, the research conclusions and suggestions are presented.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":"33 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139532112","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

KEY PERFORMANCE INDICATORS FOR START-UPS IN FURNITURE INDUSTRY 家具行业初创企业的关键绩效指标

Mokslas - Lietuvos ateitis Pub Date : 2024-01-11 DOI: 10.3846/mla.2024.18866

Guoda Kirjazovaitė

{"title":"KEY PERFORMANCE INDICATORS FOR START-UPS IN FURNITURE INDUSTRY","authors":"Guoda Kirjazovaitė","doi":"10.3846/mla.2024.18866","DOIUrl":"https://doi.org/10.3846/mla.2024.18866","url":null,"abstract":"It is not uncommon to see start-ups suddenly fail. Often, startups try to follow the example of other, successful companies, but they don’t always succeed, so this article looks at KPIs for startups in the furniture industry. The furniture industry in the Baltic States is reviewed and their development at different stages of the company’s growth is analyzed. The product factors and interrelationships of a successful furniture company have been identified. The article presents the results of the surveyed companies engaged in the development of products for the furniture industry. The reasons and the main factors influencing the success of the company are given. Based on the results of the study, a model for the development of KPIs for start-ups in the furniture industry is presented and conclusions and suggestions are presented. The model consisted of 10 different spheres (success factors, fail factors, inbound logistics, outbound logistics, marketing & sales, procurement, operation, service, HRM, technology development, sustainability) for 5 different companies size (1–9 employees, 10–49 employees, 50–99 employees, 100–249 employees and 250 and more employees). In the model were overwide main KPIs blocks and suggested considerate of companies size.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":"17 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139534191","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

EVALUATION OF THE IMPACT OF FINANCIAL TECHNOLOGIES ON THE FINANCIAL EFFICIENCY OF COMMERCIAL BANKS 评估金融技术对商业银行金融效率的影响

Mokslas - Lietuvos ateitis Pub Date : 2024-01-08 DOI: 10.3846/mla.2024.19962

Augustas Bitinas, Daiva Burkšaitienė

{"title":"EVALUATION OF THE IMPACT OF FINANCIAL TECHNOLOGIES ON THE FINANCIAL EFFICIENCY OF COMMERCIAL BANKS","authors":"Augustas Bitinas, Daiva Burkšaitienė","doi":"10.3846/mla.2024.19962","DOIUrl":"https://doi.org/10.3846/mla.2024.19962","url":null,"abstract":"The topic of financial technologies (Fintech), which has attracted enormous interest in the last decade, has become one of the most promising niches that allow participants providing services in the payment market to improve the efficiency of financial activity systems. Financial industry players such as commercial banks have begun to pay special attention to the development of this new niche. In order to maintain or occupy higher market positions, they must take into account the potential of financial technologies and their possible exploitation by integrating new solutions into already functioning banking systems. This article aims to reveal the influence of financial technologies on the financial efficiency of commercial banks. After highlighting the importance of financial technologies for commercial banks in the theoretical part of the study, the analytical part examines the financial indicators of Lithuanian commercial banks (SEB, Swedbank, Šiaulių bankas, and Citadelė) in the period 2017–2021. Correlation and regression analysis will be used to determine the impact of financial technologies on the financial efficiency of commercial banks. The results of this study determines how financial technology impacts the financial performance of commercial banks.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":"30 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139445822","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

SHELF FOR SERVING LINES DEVELOPMENT AND LAUNCHING TO THE MARKET 为生产线开发和投放市场提供货架

Mokslas - Lietuvos ateitis Pub Date : 2024-01-05 DOI: 10.3846/mla.2024.18861

Albertas Valiokas

{"title":"SHELF FOR SERVING LINES DEVELOPMENT AND LAUNCHING TO THE MARKET","authors":"Albertas Valiokas","doi":"10.3846/mla.2024.18861","DOIUrl":"https://doi.org/10.3846/mla.2024.18861","url":null,"abstract":"In today’s market, there is a very intense competition, as well as the unpredictability of customer desires and market trends that change at a rapid speed, resulting in a shorter product life cycle. The purpose of this article is to examine the industry of commercial kitchens and the main aspects could be the key of successfully launching shelf for serving lines to the market. The empirical research background for this study is defined by the performed survey-questionnaire. The results of the survey of enterprises that specialize in manufacturing professional kitchen equipment, as well as the results of the survey of customers who are interested in such products, are presented in this article. The aim of both surveys was to determine which success aspects the company should rely on, and which are the most important for successful product development and market launch. Based on the result of the research and the information which was gathered, a model for the successful development and launch of a shelf for serving lines was developed and proposed. It is a hybrid type model which is based on the principles of Stage-Gate model, Decision process model which was suggested by Kotler and Keller and Agile set of values and principles. It has 7 stages and, stages have 6 gates where the project is assessed every time. This model is a recombinational tool of launching the product to the market which could help to identify the problematic issues within the ongoing process in the company.","PeriodicalId":509183,"journal":{"name":"Mokslas - Lietuvos ateitis","volume":"9 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139381072","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0