Jurnal Ilmu Perbankan dan Keuangan Syariah最新文献

Religiosity, Knowledge, and Satisfaction on Students' Saving Decisions: A Moderating Effect of Interest in Islamic Banks 宗教信仰、知识和满意度对学生储蓄决定的影响：对伊斯兰银行的兴趣的调节作用

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2024-06-08 DOI: 10.24239/jipsya.v6i1.256.101-126

Vita Aunika, Budi Sukardi, Adib Susilo

{"title":"Religiosity, Knowledge, and Satisfaction on Students' Saving Decisions: A Moderating Effect of Interest in Islamic Banks","authors":"Vita Aunika, Budi Sukardi, Adib Susilo","doi":"10.24239/jipsya.v6i1.256.101-126","DOIUrl":"https://doi.org/10.24239/jipsya.v6i1.256.101-126","url":null,"abstract":"This study aims to determine the effect of religiosity, knowledge, and satisfaction on saving decisions in Islamic banks with interest as an intervening variable with a case study of Greater Solo students. This study employed quantitative methods using primary data. The sampling technique used was simple random sampling. Data collection was done by distributing questionnaires via Google Forms. The sample size was 200 students from Solo Raya. This study used the SMART-PLS analysis tool with the Partial Least Square Structure Equation Model (PLS-SEM) analysis model. The results of SEM-PLS research prove that religiosity and satisfaction significantly affect interest in saving in Islamic banks. Knowledge has no significant effect on interest in saving in Islamic banks. Interest, religiosity, and satisfaction significantly affect saving decisions at Islamic banks. Interest has a significant effect in mediating religiosity and satisfaction on saving decisions at Islamic banks. Meanwhile, interest does not affect the mediating effect of knowledge on saving decisions in Islamic banks. The research has implications for proving the low level of student knowledge regarding sharia financial literacy, by encouraging student awareness regarding sharia financial literacy in sharia financial practices. Increasing sharia financial literacy will contribute to improving the sharia economy.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":" 30","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141369951","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The effect of Islamic Financial Literacy and religiosity on the interest of saving Generation Z in Islamic banks 伊斯兰金融知识和宗教信仰对 Z 世代在伊斯兰银行储蓄兴趣的影响

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2024-06-08 DOI: 10.24239/jipsya.v6i1.247.71-86

Husnul Khotimah, Noorikha Pandayahesti Saputeri, Warsiyah

{"title":"The effect of Islamic Financial Literacy and religiosity on the interest of saving Generation Z in Islamic banks","authors":"Husnul Khotimah, Noorikha Pandayahesti Saputeri, Warsiyah","doi":"10.24239/jipsya.v6i1.247.71-86","DOIUrl":"https://doi.org/10.24239/jipsya.v6i1.247.71-86","url":null,"abstract":"The growth of savings interest in generation z is inseparable from the influence of social media. The growth of interest in saving gen z at Islamic banks is inseparable from a good social media marketing strategy. The purpose of this study is to determine how sharia financial knowledge and religiosity influence the decision of University of Muhammadiyah Lampung students to save at Islamic banks. In this study, interest in saving as the dependent variable, and Islamic financial literacy and religiosity as the dependent variable. This research using a quantitative approach. The population in this study were Students of the Faculty of Islamic Religion at Muhammadiyah Lampung University class 2020-2023. The primary data used came from a questionnaire with a total of 100 respondents. The sampling technique used non-probability sampling technique. The analysis technique in the study used multiple regression analysis analysis and processed using spss. The results showed Fcount is greater than Ftable, namely 38.743 smaller than 2.669 and Ho is accepted. This shows that sharia financial literacy (X1) and religiosity (X2) affect the interest in saving (Y) simultaneously.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":" 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141369139","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The impact of GENBI SUL-TENG's socialization and implementation on Islamic Economics students' QRIS payment preference GENBI SUL-TENG 的社会化和实施对伊斯兰经济学学生 QRIS 支付偏好的影响

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2024-06-08 DOI: 10.24239/jipsya.v6i1.251.87-100

Syafril, Fikram, Irham Pakkawaru, Ferdiawan

{"title":"The impact of GENBI SUL-TENG's socialization and implementation on Islamic Economics students' QRIS payment preference","authors":"Syafril, Fikram, Irham Pakkawaru, Ferdiawan","doi":"10.24239/jipsya.v6i1.251.87-100","DOIUrl":"https://doi.org/10.24239/jipsya.v6i1.251.87-100","url":null,"abstract":"This study aims to determine the effect of socialization and implementation of Generasi Baru Indonesia Central Sulawesi (GenBi Sul-Teng) on the interest of students at the Faculty of Economics and Islamic Business in using non-cash payments through QRIS in Era 5.0, with convenience as a moderating variable, both partially and simultaneously. This research is an associative quantitative study utilizing a quantitative approach. Primary data were collected through observation and distribution of questionnaires, with all members of the population being included as samples. Data analysis techniques, classical assumptions, and MRA were performed using the SPSS version 23 for Windows program. \u0000The results indicate that, partially, through the T test, socialization variables have a positive and significant effect on student interest, and application variables also exhibit a positive and significant effect on student interest. Meanwhile, in the F test, both socialization and application variables simultaneously influence student interest. The convenience variable moderates the effect of socialization on student interest but is not significant. However, the convenience variable can moderate the effect of application on student interest, with the coefficient of determination (R Square) being 0.452. This implies that the independent variables' influence on the dependent variable in this study is 45.2%, while the remainder is influenced by other variables not examined.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":" 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141368823","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Influence of Interpersonal Skills, Locus of Control and Organizational Culture on Employee Performance at Indonesian Sharia Bank in Palu City 人际交往技能、控制感和组织文化对印度尼西亚帕卢市伊斯兰教银行员工绩效的影响

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2023-12-30 DOI: 10.24239/jipsya.v5i2.221.185-205

Dede Arseyani pratamasyari, Abdurrahman Mansyur

{"title":"The Influence of Interpersonal Skills, Locus of Control and Organizational Culture on Employee Performance at Indonesian Sharia Bank in Palu City","authors":"Dede Arseyani pratamasyari, Abdurrahman Mansyur","doi":"10.24239/jipsya.v5i2.221.185-205","DOIUrl":"https://doi.org/10.24239/jipsya.v5i2.221.185-205","url":null,"abstract":"This research aims to test and analyze the influence of interpersonal skills, locus of control and organizational culture simultaneously or partially on Palu employee performance and Islamic work ethics as a moderating variable that moderates the variables of interpersonal skills, locus of control and organizational culture on employee performance at Sharia Bank Indonesia City. This research uses a survey method and the data collection process is carried out by distributing questionnaires to employees of Bank Syariah Indonesia in Palu City. The total population is 181 employees. Sampling used the Slovin method and 65 samples were obtained. The data alysis technique uses multiple linear regression and Moderated Regression Analysis (MRA).The research results show that (1) interpersonal skills, locus of control and organizational culture simultaneously have a positive and significant effect on employee performance. (2) interpersonal skills partially have no effect on employee performance. (3) partial locus of control has no effect on employee performance. (4) organizational culture partially has a positive and significant effect on employee performance. (5) Islamic work ethics does not moderate the influence of interpersonal skills, locus of control and organizational culture on employee performance. (6) there is no difference in performance between male and female employees at Bank Syariah Indonesia in Palu City. Implkication in researh to improve employee performance and work ethics so that the existence of Bank Syariah Indonesia is truly successful. can truly represent Islamic values in its services to customers/potential customers.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":" 18","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139138249","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Preferensi Mahasiswa Generasi Z di Kota Palu: Meningkatkan Literasi Digital melalui QRIS M Banking 帕卢市 Z 世代学生的偏好：通过 QRIS M 银行业务提高数字素养

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2023-12-15 DOI: 10.24239/jipsya.v5i2.222.166-184

Rifaldi Rifaldi, Erwan Sastrawan Farid, Mohammad Zeylo Auriza

引用次数: 0

Dampak Struktur Kepemilikan terhadap Nilai Perusahaan dalam Industri Property dan Real Estate di Bursa Efek Indonesia 所有权结构对印尼证券交易所房地产行业公司价值的影响

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2023-11-27 DOI: 10.24239/jipsya.v5i2.218.118-129

Herna Deswarti, Muhammad Akbar, Freddy Herdian

{"title":"Dampak Struktur Kepemilikan terhadap Nilai Perusahaan dalam Industri Property dan Real Estate di Bursa Efek Indonesia","authors":"Herna Deswarti, Muhammad Akbar, Freddy Herdian","doi":"10.24239/jipsya.v5i2.218.118-129","DOIUrl":"https://doi.org/10.24239/jipsya.v5i2.218.118-129","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui Pengaruh Struktur Kepemilikan terhadap Nilai Perusahaan pada Industri Property and Real Estate Di Bursa Efek Indonesia. Penelitian ini adalah penelitian kuantitatif menggunakan analisis regresi data panel. Penelitian ini mengambil objek pada perusahaan property and real estate yang terdaftar di bursa efek Indonesia tahun 2010-2019. Penelitian ini dapat digolongkan sebagai jenis penelitian yang bersifat kausalitas, dimana terdapat hubungan antara dua variabel atau lebih. Teknik pengumpulan data yang digunakan adalah ekstraksi database yaitu pengambilan sampel yang dilakukan secara langsung. Ekstraksi database dilakukan dengan mempelajari catatan atau informasi keuangan yang diperlukan dalam menguji hipotesis dan melakukan analisis. Hasil penelitian menunjukkan bahwa struktur kepemilikan yang terdiri dari kepemilikan manajerial, kepemilikan institusional dan kepemilikan asing secara bersama-sama berpengaruh signifikan terhadap nilai perusahaan. Kepemilikan manajerial secara parsial tidak berpengaruh terhadap nilai perusahaan. Kepemilikan institusional secara parsial berpengaruh negatif signifikan terhadap nilai perusahaan. Kepemilikan asing secara parsial tidak berpengaruh terhadap nilai perusahaan.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139234156","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Panel Modelling to Analyze Financial Performance : Evidence on Islamic Commercial Bank in Indonesia 分析财务绩效的面板模型：印度尼西亚伊斯兰商业银行的证据

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2023-11-27 DOI: 10.24239/jipsya.v5i2.215.130-144

M Aji, Fuad Hasyim, Nida Kusuma Hameida

引用次数: 0

Pencapaian Target Marketing Lending dalam Perspektif Ekonomi Bisnis Islam (Studi BMT Assyafi’iyah Berkah Nasional Pekalongan) 从伊斯兰商业经济学的角度实现营销借贷目标（对北加龙干省 BMT Assyafi'iyah Berkah Nasional 的研究）

Jurnal Ilmu Perbankan dan Keuangan Syariah Pub Date : 2023-11-27 DOI: 10.24239/jipsya.v5i2.193.101-117

Agus Alimuddin, Alfiansyah Imanda Putra, Ari Alfiani Saputri, Devy Kurniawati, N. Damayanti

{"title":"Pencapaian Target Marketing Lending dalam Perspektif Ekonomi Bisnis Islam (Studi BMT Assyafi’iyah Berkah Nasional Pekalongan)","authors":"Agus Alimuddin, Alfiansyah Imanda Putra, Ari Alfiani Saputri, Devy Kurniawati, N. Damayanti","doi":"10.24239/jipsya.v5i2.193.101-117","DOIUrl":"https://doi.org/10.24239/jipsya.v5i2.193.101-117","url":null,"abstract":"Saat ini persaingan antara lembaga keuangan semakin kuat dalam menyelesaikan aktivitas bisnis, setiap perusahaan keuangan melakukan semua yang dapat dilakukan untuk mempertahankan keberadaan bisnisnya di mata publik dengan menarik perhatian pembeli dan berusaha semaksimal mungkin. cukup bisa diharapkan untuk lebih mengembangkan administrasi kepada pembeli. Dalam kondisi ini area showcase memiliki hubungan yang baik dengan SDM yang menjadi agen kegiatan promosi tersebut. Iklan dalam menyelesaikan pekerjaannya di lembaga keuangan syariah akan menentukan fokus pencapaian yang harus dilakukan. Tujuan penelitian ini untuk mengetahui pencapaian target marketing lending dalam perspektif ekonomi bisnis Islam yang ada di BMT Assyafi’yah Berkah Nasional Pekalongan. Penelitian semacam ini merupakan penelitian lapangan yang menggunakan strategi penyelidikan subyektif. Adapun jenis penelitian ini adalah penelitian deskriptif kualitatif. Sarana penyelidikan informasi adalah pencarian informasi, pengungkapan informasi dan tujuan serta konfirmasi. Hasil akhir dari penelitian ini menunjukkan bahwa perilaku pekerja dalam mencapai fokus periklanan di BMT Assyafi'iyah Berkah Nasional Pekalongan telah dilaksanakan dan sesuai dengan metodologi 4P, yaitu: teknik barang, prosedur biaya, sistem tempat, dan sistem kemajuan. Sementara itu, perilaku representatif dalam mencapai target display sesuai dengan moral bisnis Islam yang terdiri dari 5 standar, yaitu kewajiban, kewajaran, persatuan, pilihan tak terbatas, dan keseimbangan.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":"27 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139229756","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0