{"title":"分析财务绩效的面板模型:印度尼西亚伊斯兰商业银行的证据","authors":"M Aji, Fuad Hasyim, Nida Kusuma Hameida","doi":"10.24239/jipsya.v5i2.215.130-144","DOIUrl":null,"url":null,"abstract":"Financial performance is a vital instrument in profit-making in the banking sector, therefore maintaining optimal is a must for banks to get maximum profit. This study aims to analyze the influence of financial performance instruments with CAR, NPF, OCR, and DER proxies on return on assets (ROA) in Islamic Commercial Banks (BUS). This research was conducted on Islamic Commercial Banks for 2016-2020. The sampling method used was purposive sampling method with a total samples 12 of Islamic Commercial Banks. The data used secondary data in the form of financial resports that published by Otoritas Jasa Keuangan (OJK) through the website www.ojk.go.id. The analytical method used multiple linear regressions of panel data with a Fixed Effect Model (FEM) selection using EVIEWS 10 statistic tool. The results show that the CAR, NPF, OCR, and DER variables have an effect on ROA.","PeriodicalId":507681,"journal":{"name":"Jurnal Ilmu Perbankan dan Keuangan Syariah","volume":"176 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Panel Modelling to Analyze Financial Performance : Evidence on Islamic Commercial Bank in Indonesia\",\"authors\":\"M Aji, Fuad Hasyim, Nida Kusuma Hameida\",\"doi\":\"10.24239/jipsya.v5i2.215.130-144\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Financial performance is a vital instrument in profit-making in the banking sector, therefore maintaining optimal is a must for banks to get maximum profit. This study aims to analyze the influence of financial performance instruments with CAR, NPF, OCR, and DER proxies on return on assets (ROA) in Islamic Commercial Banks (BUS). This research was conducted on Islamic Commercial Banks for 2016-2020. The sampling method used was purposive sampling method with a total samples 12 of Islamic Commercial Banks. The data used secondary data in the form of financial resports that published by Otoritas Jasa Keuangan (OJK) through the website www.ojk.go.id. The analytical method used multiple linear regressions of panel data with a Fixed Effect Model (FEM) selection using EVIEWS 10 statistic tool. The results show that the CAR, NPF, OCR, and DER variables have an effect on ROA.\",\"PeriodicalId\":507681,\"journal\":{\"name\":\"Jurnal Ilmu Perbankan dan Keuangan Syariah\",\"volume\":\"176 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-11-27\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Jurnal Ilmu Perbankan dan Keuangan Syariah\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.24239/jipsya.v5i2.215.130-144\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Ilmu Perbankan dan Keuangan Syariah","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.24239/jipsya.v5i2.215.130-144","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Panel Modelling to Analyze Financial Performance : Evidence on Islamic Commercial Bank in Indonesia
Financial performance is a vital instrument in profit-making in the banking sector, therefore maintaining optimal is a must for banks to get maximum profit. This study aims to analyze the influence of financial performance instruments with CAR, NPF, OCR, and DER proxies on return on assets (ROA) in Islamic Commercial Banks (BUS). This research was conducted on Islamic Commercial Banks for 2016-2020. The sampling method used was purposive sampling method with a total samples 12 of Islamic Commercial Banks. The data used secondary data in the form of financial resports that published by Otoritas Jasa Keuangan (OJK) through the website www.ojk.go.id. The analytical method used multiple linear regressions of panel data with a Fixed Effect Model (FEM) selection using EVIEWS 10 statistic tool. The results show that the CAR, NPF, OCR, and DER variables have an effect on ROA.