Al-Muzdahir Jurnal Ekonomi Syariah最新文献

{"title":"Pengaruh Inflasi terhadap Peningkatan Penyaluran Pembiayaan melalui Perbankan Syariah di Indonesia","authors":"None Biyati Ahwarumi, None Luluk Syafa'ati","doi":"10.55352/ekis.v5i1.329","DOIUrl":"https://doi.org/10.55352/ekis.v5i1.329","url":null,"abstract":"
 
 The research method used in this study is quantitative research by calculating the SPSS program through a simple regression analysis technique, and the data used is secondary data in the form of annual time series data starting in 2020-2021 from the official website of the Financial Services Authority (OJK), Central Board Statistics (BPS) and Bank Indonesia (BI) according to research variables. The results of the statistical test can be concluded that partially the inflation-free variable (ϰ) in the 2020-2021 research year has a significant effect on the dependent variable increasing the distribution of financing through Islamic banking (Y) in the 2020-2021 research year. Inflation has a negative effect on the grounds that if inflation rises, financing will decrease because people's purchasing power decreases and if financing is increased it will be able to reduce inflation
 
 
 
 
 
 
","PeriodicalId":493022,"journal":{"name":"Al-Muzdahir Jurnal Ekonomi Syariah","volume":"76 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135839579","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Pendidikan dan Perilaku Keagamaan terhadap Penggunaan Lembaga Keuangan Syariah (Studi Kasus di Desa Banjarwati Kecamatan Paciran Kabupaten Lamongan)","authors":"None Risma Damayanti, None R. Zainul Musthofa","doi":"10.55352/ekis.v5i1.328","DOIUrl":"https://doi.org/10.55352/ekis.v5i1.328","url":null,"abstract":"&#x0D; &#x0D; The lack of public understanding of the products and services offered by Islamic financial institutions makes most people only see that the added value of Islamic financial institutions is halal and also aims to help others, many still think that Islamic financial institutions are the same as conventional financial institutions. Banjarwati Village Community is also a village with a Muslim community. This research was conducted in the people of Banjarwati Village, Paciran District, Lamongan Regency, which consisted of 5,825 residents with the aim of: to find out whether educational factors and religious behavior influence the use of Islamic financial institutions in the people of Banjarwati Village, Paciran District, Lamongan Regency. The number of respondents was 80 respondents. The sample collection technique uses the Simple Random Sampling method. Multiple Linear Regression analysis technique with SPSS 16.0 computer program. The results of this study show that partially the significance value of the education variable is 0.000 > 0.05 and the t count is 6.845 > t table 1.991 meaning that the education variable influences the use of Islamic financial institutions. Partially, the significance value of the religious behavior variable is 0.088 > 0.05 and the t count is 1.726 <t table 1.991 meaning that there is no influence from the religious behavior variable on the use of Islamic financial institutions. Simultaneously the calculated F value is greater than F table (31.130 > 3.106) and the significance value is α = 0.05 (0.000 <0.05) meaning that the variables of education and religious behavior together have a significant effect on the use of Islamic financial institutions.&#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D;","PeriodicalId":493022,"journal":{"name":"Al-Muzdahir Jurnal Ekonomi Syariah","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135998298","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Model Pengembangan Bisnis Toserba Sunan Drajat melalui Pendekatan Business Model Canvas","authors":"None Nor Maysari, Musbikhin Musbikhin, None Karmuji","doi":"10.55352/ekis.v5i1.327","DOIUrl":"https://doi.org/10.55352/ekis.v5i1.327","url":null,"abstract":"&#x0D; &#x0D; The business model offered to develop a business is very varied with technological advances and the times. This requires companies or business people to continue to innovate in running their business. The process of business development can be done by measurement through several analyses, one of which is the Businesss Model Canvas analysis by combining nine elements that are the initial foundation of the business in its classification. This type of research uses qualitative research methods with a descriptive approach obtained through data collection from the process of observation, interviews, and documentation. While data analysis techniques are used using data education, data presentation, and conclusions. The purpose of the study is to answer, know, describe and analyze the problem formulation; 1) What is the business development model at Sunan Drajat Banjarwati Paciran Lamongan Department Store. 2) How is the concept of Business Model Canvas analysis strategy at Sunan Drajat Banjarwati Department Store, Paciran Lamongan. 3) How is the concept of SWOT analysis at Sunan Drajat Banjarwati Department Store, Paciran Lamongan. The analysis used with the Business Model Canvas analysis approach with nine indicators from an internal and external perspective. In addition, it is strengthened by SWOT analysis which is collaborated on the Business Model Canvas analysis at Sunan Drajat Department Store. The results of the study explained that Sunan Drajat Department Store is a modern retail business that doubles into several businesses, including distributors, franchises, white labels, e-commerce, marketplaces, to business to business. The Sunan Drajat Department Store has actually implemented a canvas model bussines in its development. This alternative strategy can be seen from the strengths and weaknesses that have been analyzed with the SWOT analysis strategy that has been collaborated on the Business Model Canvas analysis so that it provides opportunities and challenges for the Sunan Drajat Department Store to develop its business&#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D;","PeriodicalId":493022,"journal":{"name":"Al-Muzdahir Jurnal Ekonomi Syariah","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136082836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analisis Penerapan Etika Bisnis Islam dalam Meningkatkan Kepuasan Nasabah di Koperasi Sunan Drajat Lamongan","authors":"None Abdullah Zawawi","doi":"10.55352/ekis.v5i1.325","DOIUrl":"https://doi.org/10.55352/ekis.v5i1.325","url":null,"abstract":"&#x0D; &#x0D; This study aims to determine the effect of the application of Islamic business ethics on member satisfaction in the Sunan Drajat Lamongan Cooperative, East Java, Indonesia. This study uses a qualitative method. The location of this research was carried out at the Sunan Drajat Lamongan Cooperative which is located in Banjaranyar Village, Banjarwati, Paciran District, Lamongan Regency. The instruments used in this qualitative method are guidelines or special methods so that in collecting data, it is easy to process the data, and so that the work is easier and the results are better in collecting data. The author uses two sources of data, namely: Primary data and secondary data The results of this study indicate that, first, based on the exposure of the research data, it can be seen that Islamic business ethics carried out by the Sunan Drajat Lamongan Cooperative, in general, are in accordance with Islamic business ethics taught in Islam which include not committing usury, justice to all members and also What responsibilities have been entrusted by its members? Second, from the application of Islamic business ethics in increasing customer satisfaction implemented by the Sunan Drajat Lamongan Cooperative so far it has been going well, as evidenced by the existence of several efforts made by the Sunan Drajat Sharia Cooperative in increasing the number of customers each year.&#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D;","PeriodicalId":493022,"journal":{"name":"Al-Muzdahir Jurnal Ekonomi Syariah","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136252203","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Asumsi Rasionalitas dalam Prilaku Konsumsi Perspektif Ekonomi Mikro Islam","authors":"Siswadi Siswadi, None Wilda ‘Ainun Najihah","doi":"10.55352/ekis.v5i1.324","DOIUrl":"https://doi.org/10.55352/ekis.v5i1.324","url":null,"abstract":"&#x0D; &#x0D; The term Rationality will look confusing if it has many meanings or meanings, and sometimes rationality does not match what is expected. Rationality is a mindset in acting in accordance with human reason and logic. Specifically, rationality can also be said as a tendency to fulfill long-term plans, taking into account all the risks and benefits of the actions taken. Rationality is a consequence on the basis of economic and religious factors, where the main factor becomes the basic basis in the discussion of capitalist development. A person's choice can be said to be rational if this choice as a whole can be explained by the terms of the preferred consistent relationship with the definition of the appearance of the preferred choice. the decisions taken by these individuals should lead to the quantification of the final decision in monetary units. Quantification will lead to calculations and tend to maximize the goals of each activity.&#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D; &#x0D;","PeriodicalId":493022,"journal":{"name":"Al-Muzdahir Jurnal Ekonomi Syariah","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136357406","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}