International Journal of Modern Risk Management最新文献

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Relationship between Corporate Governance Practices and Credit Risk in Banking 银行公司治理实践与信用风险的关系

International Journal of Modern Risk Management Pub Date : 2023-09-06 DOI: 10.47604/ijmrm.2098

Abebi Abiola

{"title":"Relationship between Corporate Governance Practices and Credit Risk in Banking","authors":"Abebi Abiola","doi":"10.47604/ijmrm.2098","DOIUrl":"https://doi.org/10.47604/ijmrm.2098","url":null,"abstract":"Purpose: The aim of the study was to investigate Relationship between Corporate Governance Practices and Credit Risk in Banking. Methodology: This study adopted a desk methodology. A desk study research design is commonly known as secondary data collection. This is basically collecting data from existing resources preferably because of its low cost advantage as compared to a field research. Our current study looked into already published studies and reports as the data was easily accessed through online journals and libraries. Findings:The findings indicated a significant correlation between effective corporate governance practices and lower levels of credit risk exposure within banks. Specifically, banks that exhibited robust governance mechanisms, including independent board oversight, transparent risk management frameworks, and strong internal controls, demonstrated reduced instances of credit defaults and non-performing loans. These findings collectively underscored the pivotal role of corporate governance in mitigating credit risk and enhancing the overall stability and resilience of banking institutions. Unique Contribution to Theory, Practice and Policy: Agency Theory, Stakeholder Theory and Pecking Order Theory may be used to anchor future studies on relationship between corporate governance practices and credit risk in banking. Banks should prioritize recruiting directors with diverse skill sets, including expertise in risk management, to serve on their boards. Regulators should impose stricter disclosure requirements for banks' credit risk exposure and management practices.","PeriodicalId":492432,"journal":{"name":"International Journal of Modern Risk Management","volume":"63 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135205205","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis of Market Volatility and Economic Factors in Emerging Markets 新兴市场市场波动与经济因素分析

International Journal of Modern Risk Management Pub Date : 2023-09-06 DOI: 10.47604/ijmrm.2093

Florence Owusu

{"title":"Analysis of Market Volatility and Economic Factors in Emerging Markets","authors":"Florence Owusu","doi":"10.47604/ijmrm.2093","DOIUrl":"https://doi.org/10.47604/ijmrm.2093","url":null,"abstract":"Purpose: The aim of the study was to investigate analysis of market volatility and economic factors in emerging markets. Methodology: This study adopted a desk methodology. A desk study research design is commonly known as secondary data collection. This is basically collecting data from existing resources preferably because of its low cost advantage as compared to a field research. Our current study looked into already published studies and reports as the data was easily accessed through online journals and libraries. Findings: Findings indicated that economic indicators played a significant role in influencing market volatility, with higher inflation rates and currency fluctuations contributing to increased market uncertainty. These empirical observations provided valuable insights for investors, policymakers, and financial institutions to navigate the complexities of emerging markets and make informed decisions. Unique Contribution to Theory, Practice and Policy: Efficient Market Hypothesis Theory, Portfolio and Financial Contagion Theory may be used to anchor future studies on analysis of market volatility and economic factors in emerging markets. Stakeholder should translate theoretical insights into practical tools, researchers can contribute to informed decision-making, risk management, and market stability. Researchers should collaborate with governmental and international organizations to identify regulatory gaps and propose measures to enhance market resilience.","PeriodicalId":492432,"journal":{"name":"International Journal of Modern Risk Management","volume":"2012 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135205207","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

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