TD-The Journal for Transdisciplinary Research in Southern Africa最新文献_第10页

Analysing personal financial wellness amongst employees of a South African tertiary institution 分析南非高等教育机构员工的个人财务状况

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TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-12-14 DOI: 10.4102/td.v16i1.682

J. Fouché, Johanna Manyaapelo

{"title":"Analysing personal financial wellness amongst employees of a South African tertiary institution","authors":"J. Fouché, Johanna Manyaapelo","doi":"10.4102/td.v16i1.682","DOIUrl":"https://doi.org/10.4102/td.v16i1.682","url":null,"abstract":"The financial health of employees is increasingly becoming important in many organisations. Personal financial wellness not only contributes to the overall well-being of employees but also affects their job productivity. Thus, employers need the necessary knowledge to evaluate and address employees’ personal financial wellness levels effectively. The main objective of this study was to analyse the level of personal financial wellness amongst employees at a South African tertiary institution and gain insight which employers can use in addressing the needs of their staff with regard to personal finances. The study followed a cross-sectional design. Primary data were collected using a self-administered questionnaire from 60 attendees of a personal finance workshop, using the validated Personal Finance Well-being Scale. Practically visible to practically significant correlations were found between the number of years employed, income tax percentage paid on income earned, age, number of years being a homeowner and personal financial well-being, respectively. There were also practically non-significant correlations between general health levels, highest qualification, the number of children living in a household, number of children or other financially responsible adults and personal financial well-being. Employees’ sources of advice also seemed to influence their financial well-being. Respondents indicated that they experienced high financial stress to overwhelming stress and were dissatisfied with their current financial situation. It is also the first study to determine the level of financial wellness amongst a group of employees in the higher education sector using the Personal Finance Well-being Scale and only the third study that was found to use this scale amongst employees. This should enable employers to better support their employees.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":""},"PeriodicalIF":0.3,"publicationDate":"2020-12-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42224324","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Entrepreneurship and women’s economic empowerment in Zimbabwe: Research themes and future research perspectives 津巴布韦的企业家精神和妇女经济赋权:研究主题和未来研究前景

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-12-09 DOI: 10.4102/td.v16i1.787

E. Derera, Francesca Croce, M. Phiri, C. O'Neill

{"title":"Entrepreneurship and women’s economic empowerment in Zimbabwe: Research themes and future research perspectives","authors":"E. Derera, Francesca Croce, M. Phiri, C. O'Neill","doi":"10.4102/td.v16i1.787","DOIUrl":"https://doi.org/10.4102/td.v16i1.787","url":null,"abstract":"This article explores women’s entrepreneurship research conducted in Zimbabwe. For this purpose, a literature review approach was adopted where all journal articles published between 1990 and 2018 that addressed the issues of women entrepreneurship in Zimbabwe were searched and analysed. The articles were searched on Google Scholar using the following keywords: women entrepreneurs, women small business owners, women in informal sector and Zimbabwe. In total, 11 articles were retrieved, indicating a dearth of research studies on women entrepreneurship, particularly from the formal sector perspective, giving a glimpse of the entrepreneurship landscape in Zimbabwe. The content analysis of the selected articles resulted in the identification of eight themes: (1) feminism perspective, (2) informal sector trading, (3) motivations for entrepreneurship, (4) entrepreneurship characteristics, (5) obstacles in entrepreneurship, (6) socio-cultural challenges, (7) cross-border trading and (8) coping strategies within the context of women entrepreneurship in Zimbabwe. Discussions on these themes were situated within the broader literature and trends on existing women entrepreneurship literature. The study has implications at a practical and theoretical level. Supporting women entrepreneurship has positive effects on poverty reduction in agreement with the Sustainable Development Goals, and this study suggests women’s empowerment to operate at higher echelons of the business sector with bespoke support mechanism that fosters sustainable development. Also, the study proposed suggestions for future research on women entrepreneurship in Zimbabwe and other African countries.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":"13"},"PeriodicalIF":0.3,"publicationDate":"2020-12-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48941523","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 11

E-payment instruments and welfare: The case of Zimbabwe 电子支付工具和福利:津巴布韦的案例

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-12-08 DOI: 10.4102/td.v16i1.823

Munacinga C. Simatele

{"title":"E-payment instruments and welfare: The case of Zimbabwe","authors":"Munacinga C. Simatele","doi":"10.4102/td.v16i1.823","DOIUrl":"https://doi.org/10.4102/td.v16i1.823","url":null,"abstract":"The literature shows that electronic payments are key to improving financial inclusion and achieving global development goals such as the United Nation’s (UNs) Sustainable Development Goals. The benefits are premised on the welfare-enhancing effects of digital payments, which reduce costs, the probability of loss and risk for low-income consumers, as well as improve access to formal financial services. This study thus investigates the conditions under which these welfare-enhancing gains can be obtained. It considers the conditions under which e-payments can be welfare enhancing by using qualitative data from Zimbabwe. The severe liquidity constraints in Zimbabwe provide a good case for evaluating how well e-payments work, as the relative absence of cash has made the use of mobile money inevitable. Focus group data are analysed to understand participants’ everyday experiences with the e-payment system in Zimbabwe. The results indicate that the key challenges with payment systems faced by households include high costs, malfunctions of the system at the point of sale, lengthy refund processes and limited acceptance. Participants indicate a strong preference for foreign exchange cash as a mode of payment. High levels of concentration in the mobile money market, lack of transparency by financial service providers and a strong preference for cash by retailers are the main drivers of system failure. Therefore, this study identifies the need for the government to address the lack of competition in the market, as well as address macroeconomic liquidity constraints.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":""},"PeriodicalIF":0.3,"publicationDate":"2020-12-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46943155","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

Profiles of tourists participating in shark cage diving in Gansbaai, South Africa 南非甘斯拜参加鲨鱼笼潜水的游客简介

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-12-02 DOI: 10.4102/td.v16i1.772

N. Mabaleka, N. Ntloko, K. Swart

{"title":"Profiles of tourists participating in shark cage diving in Gansbaai, South Africa","authors":"N. Mabaleka, N. Ntloko, K. Swart","doi":"10.4102/td.v16i1.772","DOIUrl":"https://doi.org/10.4102/td.v16i1.772","url":null,"abstract":"Coastal and marine tourism is a sector that draws visitors from around the globe to South Africa. This is largely because of an array of marine wildlife resources found in the country. Despite this strong pull factor, there is limited information on the economic value of the marine environment. This article focuses on establishing the profiles of visitors taking part in shark cage diving in Gansbaai. Such profiling will facilitate the understanding of the potential target market of CMT visitors to Gansbaai, whilst contributing towards targeted developments in the area aimed at capturing the economic value of such visitors through the provision of a range of visitor-specific activities to make the destination more appealing. It will also contribute to further developments in the area, in providing a wide range of activities to make the destination more appealing. In ascertaining the profile of visitors, a quantitative research design was adopted. A total of n = 378 self-administered questionnaires were collected from visitors taking part in shark cage diving using a face-to-face proportionate sampling technique. The results revealed that a majority of visitors were drawn to Gansbaai because of shark cage diving and that a large portion travelled to Gansbaai for holiday purposes. There was a challenge in the ability of the destination to attract overnight visitors because of a limited product offering in the area. As a result, minimal spending occurs in Gansbaai as an overwhelming majority of the visitors are day visitors. These results have implications for tourists, tourism destination planners, tour operators and tourism establishments in Gansbaai.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":"7"},"PeriodicalIF":0.3,"publicationDate":"2020-12-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48823365","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Mobile financial services for bottom of pyramid users: Reality or pipe dream? 面向金字塔底层用户的移动金融服务：现实还是白日梦？

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TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-11-26 DOI: 10.4102/td.v16i1.809

Clement Makholwa, Adheesh Budree, S. Kabanda

{"title":"Mobile financial services for bottom of pyramid users: Reality or pipe dream?","authors":"Clement Makholwa, Adheesh Budree, S. Kabanda","doi":"10.4102/td.v16i1.809","DOIUrl":"https://doi.org/10.4102/td.v16i1.809","url":null,"abstract":"Mobile financial services (MFSs) are perceived to be a potential solution in addressing emerging economies’ challenges. Through MFS, benefits associated with economic financial inclusion and economic growth and opportunities could be realised. Yet, not all emerging economies fully experience these benefits, especially in sub-Saharan Africa and more specifically the bottom of the pyramid (BoP) group of individuals who are characterised as the world’s poorest consumers, living primarily in the informal sector. This study sought to examine the factors contributing to the BoP group’s behavioural intention to adopt MFS in South Africa. The study was positivist in nature, using survey-based questionnaires to garner information from BoP users on MFS adoption. Data were tested for validity and analysed by using structured equation modelling to assess the hypotheses. The findings show that habit, performance expectancy and uncertainty avoidance are strong predictors of behavioural intent. These findings can have significant implications on how MFS service providers operate in the South African context and can be used by government to drive technology as a basis for financial inclusion.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":"10"},"PeriodicalIF":0.3,"publicationDate":"2020-11-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44918116","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Gender conversations in Zimbabwe: A precursor of male gaze in visual art practices 津巴布韦的性别对话：视觉艺术实践中男性凝视的先驱

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-11-25 DOI: 10.4102/td.v16i1.768

D. D. Dziwa, L. Postma, L. Combrink

{"title":"Gender conversations in Zimbabwe: A precursor of male gaze in visual art practices","authors":"D. D. Dziwa, L. Postma, L. Combrink","doi":"10.4102/td.v16i1.768","DOIUrl":"https://doi.org/10.4102/td.v16i1.768","url":null,"abstract":"Masculine hegemonic predisposition dominates the gender culture in Zimbabwe. From this perspective, the notion of the male gaze entails that visual interpretation, amongst other things, at encoding and decoding levels is consequently performed with a specific hegemonic ‘lens’. It follows that much of visual art, films and advertisements are created to please and reinforce a male-biased perspective which renders women powerless and subordinate. In the visual arts, this is particularly evident in the manner that the representation of space reflect this bias. Guided by critical phenomenology, this study adopted an interpretive methodology informed by decolonial views to explore and challenge gender identity constructions in visual culture. Engagement with gender literature and visual discourse analysis revealed the demeaning effects of patriarchy and also coloniality on women in much of Zimbabwean art. The discourse of decolonial activist art opposes the male gaze and aims to disrupt the power dynamics which position women to be inferior or less visible in the public art space. This type of activist art is concerned with the possible critical transformative impact of the visual arts in contesting and resisting gender dichotomy, imbalances and inequality.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":"16 1","pages":"9"},"PeriodicalIF":0.3,"publicationDate":"2020-11-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41379586","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Using Setswana in business transactions in the clothing industry at the West Rand District Municipality in Gauteng 在豪登省西兰德区的服装行业商业交易中使用Setswana

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-11-24 DOI: 10.4102/td.v16i1.856

Solomon T. Macucwa, Thabo Ditsele, Mary M Makgato

{"title":"Using Setswana in business transactions in the clothing industry at the West Rand District Municipality in Gauteng","authors":"Solomon T. Macucwa, Thabo Ditsele, Mary M Makgato","doi":"10.4102/td.v16i1.856","DOIUrl":"https://doi.org/10.4102/td.v16i1.856","url":null,"abstract":"According to Census 2011, the three languages with the highest number of first language (L1) speakers in the West Rand District Municipality in Gauteng are Setswana (27.3%), Afrikaans (16.9%) and isiXhosa (14.9%). This district municipality comprises the following three local municipalities: Mogale City (including Krugersdorp); Rand West City (including Randfontein) and Merafong City (including Carletonville). Setswana has more L1 speakers in two out of the three local municipalities, namely Mogale City (31.7%) and Rand West City (24.3%). In Merafong City, Setswana has the second highest percentage of L1 speakers at 21.4%, the highest being isiXhosa at 24.9%. While this district municipality does not have a majority language, Setswana is the most spoken among its black residents. The objective of this article was to analyse how Setswana is used in business interactions at clothing stores in the West Rand District Municipality. A qualitative approach (through interviews and participant observation) was used to gather data at clothing stores in Krugersdorp, Randfontein and Carletonville. Customers preferred to be addressed in Setswana by salespersons at clothing stores, but they conceded that the language lacks adequate terminologies to be used effectively in this industry.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":"16 1","pages":"10"},"PeriodicalIF":0.3,"publicationDate":"2020-11-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42775609","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

An examination of the challenges of quality water provision in Madibeng local municipality, North West province 对西北省马地本市优质供水挑战的考察

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-11-24 DOI: 10.4102/td.v16i1.775

Josephine E. Ranngu, R. Mukonza

{"title":"An examination of the challenges of quality water provision in Madibeng local municipality, North West province","authors":"Josephine E. Ranngu, R. Mukonza","doi":"10.4102/td.v16i1.775","DOIUrl":"https://doi.org/10.4102/td.v16i1.775","url":null,"abstract":"Like most municipalities in South Africa, Madibeng local municipality (MLM) is faced with the dual problem of access to water and provision of quality water services. Despite the constitutional responsibility bestowed on municipalities to ensure that residents have consistent access to affordable, reliable and quality water, communities in larger portions of the MLM still have no access to quality water services. This article aimed to explore challenges of quality water service provision in MLM. Focusing on the Letlhabile area within the MLM, the article applied a mixed-method research approach whereby a non-probability sampling design was used to draw a sample of 70 respondents, comprising residents and responsible municipal officials. As part of the study findings, several challenges hindering provision of water services in MLM were confirmed. These included faltering district-local relations between MLM and Bojanala Platinum District Municipality, acute scarcity of technical skills such as water treatment technicians and as paucity of competent municipal leadership. In its conclusion, this article proposes possible solutions to the water-related problems prevalent in the municipality.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":"8"},"PeriodicalIF":0.3,"publicationDate":"2020-11-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47791993","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The ‘anti-sociality’ of social media as portrayed in selected Zimdancehall songs Zimdancehall精选歌曲中所描绘的社交媒体的“反社会性”

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-11-19 DOI: 10.4102/td.v16i1.839

Raphael Nhongo, B. Tshotsho, T. F. Muringa

{"title":"The ‘anti-sociality’ of social media as portrayed in selected Zimdancehall songs","authors":"Raphael Nhongo, B. Tshotsho, T. F. Muringa","doi":"10.4102/td.v16i1.839","DOIUrl":"https://doi.org/10.4102/td.v16i1.839","url":null,"abstract":"Background: Although social media was designed with the aim of bringing good, it has however taken negative trajectory in societies of the world which has resulted in unpleasant outcomes such as conflicts, lack of Ubuntu, family disintegration and even death of some people. All sectors of the society that include media, government departments, the law courts, the police, educational institutions, the home and arts industry have all pointed to the negatives of social media. Musicians as social commentators and members of the society sensitive to social issues have also observed and raised their concerns about the effects of social media through songs. Aim: The article analyses the effect of negativity of social media on the lives of the people of Zimbabwe as revealed in selected songs. Setting: Selected songs and most particularly Zimdancehall songs that are about the problems that are brought by social media in society will be analysed. Methods: In the analysis, the article, therefore, adopts textual analysis as the method. WhatsApp is the major form of social media that will be focused on although others such as Facebook, Instagram and Twitter would also form part of the discussion. Results: Zimdancehall artists appear to have nothing to celebrate about social media as they are blame everything about it. Conclusion: The article shall conclude that although social media was meant to bring people together, it has, however, set them apart and has created many problems in society and thereby becoming an antisocial platform.","PeriodicalId":43643,"journal":{"name":"TD-The Journal for Transdisciplinary Research in Southern Africa","volume":" ","pages":""},"PeriodicalIF":0.3,"publicationDate":"2020-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49365488","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Corrigendum: Towards strengthening collaboration between district and local municipalities in South Africa: Insights from Ehlanzeni District Municipality 更正：加强南非地区和地方市政当局之间的合作：埃兰泽尼地区市政当局的见解

IF 0.3

TD-The Journal for Transdisciplinary Research in Southern Africa Pub Date : 2020-11-09 DOI: 10.4102/td.v16i1.799

Douglas N. Magagula, R. Mukonza, R. K. Manyaka, K. Moeti

引用次数: 0