Falahiya: Journal of Islamic Banking and Finance最新文献

{"title":"Tingkat Pengetahuan Remaja Di Kelurahan Mangunsuman Kecamatan Siman Kabupaten Ponorogo Terhadap Perbankan Syariah","authors":"Indriana Muchtarotul Azizah, Said Abadi","doi":"10.21154/falahiya.v1i1.655","DOIUrl":"https://doi.org/10.21154/falahiya.v1i1.655","url":null,"abstract":"Knowledge is all the results of activities on a certain object and makes a broader view that can change the attitude of individuals and groups. The influencing factors are experience, information, socio-culture, environment, education and age. Mangunsuman Village is a strategic area close to the Islamic University and Sharia Bank ATM Facilities. However, from initial observations in the field, Mangunsuman teenagers do not really understand Islamic banking. So that further research is needed. The purpose of this study was to determine the level of knowledge of adolescents about Islamic Banking in Mangunsuman Village and the factors that influence adolescent knowledge of Islamic Banking in Mangunsuman Village. The method used is qualitative with a case study approach. Collecting data using a questionnaire to 62 respondents, interviews with 7 informants and observations. The data collection technique in this study used a non-probability sampling technique with the type of snowball sampling. The results of this study indicate that the knowledge level of Mangunsuman teenagers in Islamic banking is quite good but still in the low category. However, it is still low because they do not understand the operational system of Islamic banks, the difference between Islamic banks and commercial banks, the supervisory board and interest in using Islamic bank products is still low. The lack of information and interaction between Islamic banks and teenagers causes a lack of confidence and trust in using Islamic bank products. Factors that influence knowledge of Islamic banking in Mangunsuman adolescents include education, information/mass media, socio-economic culture, environment, experience, and age. \u0000Pengetahuan adalah semua hasil kegiatan pada suatu objek tertentu dan menjadikan pandangan yang lebih luas yang dapat mengubah sikap individu dan kelompok. Faktor yang mempengaruhi adalah pengalaman, informasi, sosial budaya, lingkungan, pendidikan dan usia. Desa Mangunsuman merupakan kawasan strategis dekat dengan Universitas Islam dan Fasilitas ATM Bank Syariah. Namun dari pengamatan awal di lapangan, remaja Mangunsuman belum begitu memahami perbankan syariah. Sehingga diperlukan penelitian lebih lanjut. Tujuan penelitian ini adalah untuk mengetahui tingkat pengetahuan remaja tentang Perbankan Syariah di Desa Mangunsuman dan faktor-faktor yang mempengaruhi pengetahuan remaja tentang Perbankan Syariah di Desa Mangunsuman. Metode yang digunakan adalah kualitatif dengan pendekatan studi kasus. Pengumpulan data menggunakan kuesioner kepada 62 responden, wawancara dengan 7 informan dan observasi. Teknik pengumpulan data dalam penelitian ini menggunakan teknik non-probability sampling dengan tipe snowball sampling. Hasil penelitian ini menunjukkan bahwa tingkat pengetahuan remaja Mangunsuman dalam perbankan syariah cukup baik namun masih dalam kategori rendah. Namun masih rendah karena belum memahami sistem operasional bank syariah, perbedaan antara bank syariah dan ba","PeriodicalId":433252,"journal":{"name":"Falahiya: Journal of Islamic Banking and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131135384","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Pengetahuan tentang Ekonomi Syariah dan Pengalaman Keuangan terhadap Perilaku Konsumsi (Studi pada Mahasiswa FEBI IAIN Ponorogo Angkatan Tahun 2018-2021)","authors":"Sumartun, Dwi Setya Nugrahini","doi":"10.21154/falahiya.v1i1.662","DOIUrl":"https://doi.org/10.21154/falahiya.v1i1.662","url":null,"abstract":"Students are a component of society whose numbers are quite large and have a major influence on the economy. Students of the Faculty of Islamic Economics and Business with different backgrounds of knowledge, financial experience, and consumption behavior, of course, in consuming an item are also different. But in reality, the economic knowledge and financial experience that students have is quite good, but consumption behavior is still irrational because there is a sense of prestige if you don't keep up with today's developments. This study aims to determine and analyze the influence of Islamic economic knowledge and financial experience on the consumption behavior of FEBI IAIN Ponorogo students. This study uses quantitative methods using multiple linear regression analysis. The data processing method uses the IBM SPSS 25 program. The sample technique used is proportionate stratified random sampling. The population in this study was 2,577 students of FEBI IAIN Ponorogo and the sample used was 96 respondents. The results of the study show that: (1) Knowledge of Islamic economics has a significant effect on consumption behavior. (2) Financial experience has a significant effect on consumption behavior. (3) Islamic economic knowledge and financial experience both influence consumption behavior. While the influence given by the variable Islamic economic knowledge and financial experience is 23.1% on student consumption behavior, while the remaining 76.9% is influenced by other factors that are not in the model. \u0000Mahasiswa merupakan komponen masyarakat yang jumlahnya cukup besar dan memberikan pengaruh besar terhadap perekonomian. Mahasiswa Fakultas Ekonomi dan Bisnis Islam dengan latar belakang pengetahuan, pengalaman keuangan dan perilaku konsumsi yang berbeda-beda tentu dalam pengonsumsian suatu barang juga berbeda. Namun pada kenyataannya pengetahuan ekonomi dan pengalaman keuangan yang dimiliki mahasiswa sudah cukup bagus akan tetapi dalam perilaku konsumsi masih irasional dikarenakan ada rasa gengsi jika tidak mengikuti perkembangan zaman sekarang. Penelitian ini bertujuan untuk mengetahui dan menganalisis adakah pengaruh pengetahuan ekonomi syariah dan pengalaman keuangan terhadap perilaku konsumsi mahasiswa FEBI IAIN Ponorogo. Penelitian ini menggunakan metode kuantitatif dengan menggunakan analisis regresi linear berganda. Metode pengolahan data menggunakan program IBM SPSS 25. Teknik sampel yang digunakan yaitu proportionate stratified random sampling. Populasi dalam penelitian ini 2.577 mahasiswa FEBI IAIN Ponorogo serta sampel yang digunakan 96 responden. Hasil penelitian menunjukkan bahwa: (1) Pengetahuan ekonomi syariah berpengaruh signifikan terhadap perilaku konsumsi. (2) Pengalaman keuangan berpengaruh signifikan terhadap perilaku konsumsi. (3) Pengetahuan ekonomi syariah dan pengalaman keuangan secara bersama-sama berpengaruh terhadap perilaku konsumsi. Sedangkan pengaruh yang diberikan variabel pengetahuan ekonomi syariah dan pengal","PeriodicalId":433252,"journal":{"name":"Falahiya: Journal of Islamic Banking and Finance","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124369954","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}