{"title":"Using Machine Learning to Understand Veterans' Receipt of Loans in the Paycheck Protection Program","authors":"C. Makridis, J. Kelly, G. Alterovitz","doi":"10.2139/ssrn.3725665","DOIUrl":"https://doi.org/10.2139/ssrn.3725665","url":null,"abstract":"This paper provides the first quantitative investigation of the receipt of funds from the Paycheck Protection Program (PPP) among Veterans between April and June. We find that Veterans received 3.5% more loans and 6.8% larger loans than their counterparts (p<0.01), controlling for a wide array of zipcode characteristics and exploits within-zipcode variation in further robustness. We subsequently use machine learning to predict PPP loan receipt among Veterans, finding that characteristics about quality of the local Department of Veterans Affairs medical centers are predictive. We develop models to predict the number of PPP loans awarded to Veteran-owned, finding that the inclusion of local VA medical center characteristics adds almost as much explanatory power as the industry and occupational composition in an area and even more than the education, race, and age distribution combined. Our results suggest that VA medical centers can play an important role in helping Veterans thrive even beyond addressing their direct medical needs.","PeriodicalId":430335,"journal":{"name":"Veterans & Military Law & Policy eJournal","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116472929","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Retraining of the Discharged and the Ones Leaving Active Military Service as a Tool for Their Social and Professional Mobility","authors":"V. Terziev","doi":"10.2139/ssrn.3449636","DOIUrl":"https://doi.org/10.2139/ssrn.3449636","url":null,"abstract":"The dynamic changes in the social environment marked by positive and negative effects of the priority factors at the macro – and micro level and at the level of interpersonal relationships in the process of social adaptation of servicemen discharged from military service, determine the current importance of the need to search for suitable approaches to the formation of key competencies in them, based on which they can find their realization in the new living conditions .","PeriodicalId":430335,"journal":{"name":"Veterans & Military Law & Policy eJournal","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-09-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123354877","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Fighting for Those Who Fight for Us: Protecting the Rights of Servicemembers and Veterans","authors":"Aaj Research","doi":"10.2139/ssrn.3179575","DOIUrl":"https://doi.org/10.2139/ssrn.3179575","url":null,"abstract":"There are just over two million men and women in the uniformed services of the United States. By voluntarily joining, all have signaled that they are prepared to risk their lives to defend their country. They do not appear at first blush to be a vulnerable community. Yet their unique situation — predominantly young and financially inexperienced, often relocated or deployed abroad, and sometimes facing inconsistent access to phones and internet — has made them a target for the unscrupulous. Even as they drape themselves in the American flag, corporations have foreclosed on servicemembers’ family homes, repossessed their cars, scammed their pensions, fired employees called to active duty, and even profited from their life insurance policies when they have been killed. Congress has passed laws to protect the rights of servicemembers and veterans — including the Military Lending Act, the Servicemembers Civil Relief Act, and the Uniformed Services Employment and Reemployment Rights Act — but corporations frequently use legal maneuvers like forced arbitration to avoid accountability when they violate these laws. The injustice to servicemembers and veterans doesn’t stop there. Servicemembers are also being denied the constitutional rights they fight to protect because of a 1950 Supreme Court ruling, known as the Feres doctrine, which mandates that no servicemember can hold the government accountable for negligence or wrongdoing. And veterans who experienced physical or psychological injuries during their service are now battling opioid addictions or are facing severe, sometimes fatal ailments after being exposed to toxic substances. When the government fails to protect the rights of the men and women who make up America’s first line of defense, the civil justice system has proven to be the last line of defense.","PeriodicalId":430335,"journal":{"name":"Veterans & Military Law & Policy eJournal","volume":"79 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-05-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134530472","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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