BISMA: Jurnal Bisnis dan Manajemen最新文献_第3页

INKLUSI KEUANGAN DAN TEKNOLOGI, P2P LENDING, KEMISKINAN DAN PENGEMBANGAN SUMBER DAYA MANUSIA AGREGAT 金融包容性和技术，P2P LENDING，贫困和总资源开发

BISMA: Jurnal Bisnis dan Manajemen Pub Date : 2021-03-31 DOI: 10.19184/bisma.v15i1.21358

Suryaning Bawono, Regina Niken Wilantari

{"title":"INKLUSI KEUANGAN DAN TEKNOLOGI, P2P LENDING, KEMISKINAN DAN PENGEMBANGAN SUMBER DAYA MANUSIA AGREGAT","authors":"Suryaning Bawono, Regina Niken Wilantari","doi":"10.19184/bisma.v15i1.21358","DOIUrl":"https://doi.org/10.19184/bisma.v15i1.21358","url":null,"abstract":"This study aims to find the development of aggregate human resources based on human capital investment in poverty alleviation efforts in Indonesia. The data used is secondary data obtained and processed from the Indonesian Financial Services Authority and the world bank. This study uses a vector error correction model to estimate, simulate, and predict each of the variables studied to provide an overview of the opportunities and threats of technological inclusion and financial inclusion in poverty reduction efforts based on human capital investment in the education-based human capital framework. Inclusion has the potential to be an opportunity to reduce the cost of education so that human capital investment efforts in the framework of education-based human capital work by the poor have a higher chance of success. Financial inclusion support from official P2P lending can also support poor people's capital in investing in human capital, but with low interest and must be close to zero and would be better with zero interest. \u0000Keywords: education, financial inclusion, human resources, P2P lending, poverty alleviation","PeriodicalId":416067,"journal":{"name":"BISMA: Jurnal Bisnis dan Manajemen","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122775277","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENGARUH DEBT TO EQUITY RATIO, SALES GROWTH TERHADAP DEBT RETURN ON ASSET DAMPAKNYA PADA DIVIDEN PAY OUT RATIO 鹏雅负债权益比、销售增长、负债资产回报率、鹏雅派息支付比

BISMA: Jurnal Bisnis dan Manajemen Pub Date : 2021-03-31 DOI: 10.19184/bisma.v15i1.18238

TC.J.Adriandra Edisan, Acep Edison

{"title":"PENGARUH DEBT TO EQUITY RATIO, SALES GROWTH TERHADAP DEBT RETURN ON ASSET DAMPAKNYA PADA DIVIDEN PAY OUT RATIO","authors":"TC.J.Adriandra Edisan, Acep Edison","doi":"10.19184/bisma.v15i1.18238","DOIUrl":"https://doi.org/10.19184/bisma.v15i1.18238","url":null,"abstract":"Penelitian bertujuan untuk mengetahui pengaruh Debt To Equity Ratio (DPR) dan Sales Growth (SG) terhadap Return On Asset (ROA) serta dampaknya pada Dividen Pay Ratio (DPR). Jenis penelitian eksplanatori. Populasi penelitian 131 perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia. Teknik Pengambilan sampel menggunakan puposive sampling dengan kriteria sampel adalah yang membagikan dividen berturut-turut selama observasi dan memiliki return on asset positif. Unit analisis laporan keuangan dan metode analisis menggunakan Structural Equation Modeling (SEM). Hasil menunjukkan DER bepengaruh negatif terhadap ROA, SG berpengaruh positif terhadap ROA dan DER bepengaruh negatif terhadap ROA berdampak negatif DPR serta SG berpengaruh positif terhadap ROA dampak positif pada DPR. \u0000 \u0000This study aims to determine the effect of Debt To Equity Ratio (DPR) and Sales Growth (SG) on Return On Assets (ROA) and their impact on Dividend Pay Ratio (DPR). Type of explanatory research. The research population is 131 manufacturing companies listed on the Indonesia Stock Exchange. Sampling technique using puposive sampling with sample criteria is that distributes successive dividends during observation and has a positive return on assets. The unit of analysis of financial statements and analytical methods uses Structural Equation Modeling (SEM). The results show that DER has a negative effect on ROA, SG has a positive effect on ROA and DER has a negative effect on ROA, which has a negative impact on the DPR and SG has a positive effect on ROA, a positive impact on the DPR.","PeriodicalId":416067,"journal":{"name":"BISMA: Jurnal Bisnis dan Manajemen","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122928216","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

OPTIMALISASI PENGENDALIAN PERSEDIAAN BAHAN BAKU DENGAN METODE JOINT ECONOMIC ORDER QUANTITY (JEOQ) PADA UD PURNAMA JATI JEMBER 在柚木满月的时候，用联合经济订单方法优化对材料供应的控制

BISMA: Jurnal Bisnis dan Manajemen Pub Date : 2021-03-31 DOI: 10.19184/bisma.v15i1.18576

Eka Bambang Gusminto, Didik Pudjo Musmedi, Ariwinata Kriswardhana

{"title":"OPTIMALISASI PENGENDALIAN PERSEDIAAN BAHAN BAKU DENGAN METODE JOINT ECONOMIC ORDER QUANTITY (JEOQ) PADA UD PURNAMA JATI JEMBER","authors":"Eka Bambang Gusminto, Didik Pudjo Musmedi, Ariwinata Kriswardhana","doi":"10.19184/bisma.v15i1.18576","DOIUrl":"https://doi.org/10.19184/bisma.v15i1.18576","url":null,"abstract":"This study aims to determine the optimal amount of raw materials inventory needs and the reorder point of raw materials in UD Purnama Jati Jember. UD Purnama Jati Jember is a company engaged in the production of Jember Regency speciality food and souvenirs. Due to not having a standard method, there are problems of raw material inventory in the production process, including overproduction and excess or shortage of raw materials. Data were obtained by interviewing the company owner and observing the company's production process. Data analysis were performed using least square forecasting, JEOQ, safety stock, and reorder points method. The results of the study showed that the optimal raw material needs are 4,644.772 kg of tape, 2,491.411 kg of wheat flour, 3,967.927 kg of egg, 1,439.623 kg of butter, and 3,519.371 kg of sugar. The total inventory cost of raw material is Rp. 281,296,067 indicated a more efficient inventory cost than the previous method. Meanwhile, the amount of raw materials inventory for the reordering point is 417.39 kg of tape, 231.29 kg of wheat flour, 358.88 kg of eggs, 131.78 kg of butter, and 318.99 kg of sugar. \u0000Keywords : JEOQ, raw materials control, reorder point, total inventory costs","PeriodicalId":416067,"journal":{"name":"BISMA: Jurnal Bisnis dan Manajemen","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115174270","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

CONVERGENCE OF FINANCIAL DEVELOPMENT IN ASEAN BASED ON PRIVATE CREDIT AND LIQUID LIABILITIES INDICATORS 基于私人信贷和流动负债指标的东盟金融发展趋同

BISMA: Jurnal Bisnis dan Manajemen Pub Date : 2021-03-31 DOI: 10.19184/bisma.v15i1.21383

A. Prasetyo

引用次数: 1

INFLUENCE OF SERVICE QUALITY ON CUSTOMER LOYALTY THROUGH PERCEIVED RISK, SATISFACTION, AND TRUST IN BRANCHLESS BANKING CUSTOMERS 服务质量通过感知风险、满意度和信任对无网点银行客户忠诚度的影响

BISMA: Jurnal Bisnis dan Manajemen Pub Date : 2021-03-31 DOI: 10.19184/bisma.v15i1.17764

Nunung Eka Aprilia

{"title":"INFLUENCE OF SERVICE QUALITY ON CUSTOMER LOYALTY THROUGH PERCEIVED RISK, SATISFACTION, AND TRUST IN BRANCHLESS BANKING CUSTOMERS","authors":"Nunung Eka Aprilia","doi":"10.19184/bisma.v15i1.17764","DOIUrl":"https://doi.org/10.19184/bisma.v15i1.17764","url":null,"abstract":"This study examines and analyses the effect of service quality on customer loyalty mediated by perceived risk, satisfaction, and trust variables in branchless banking customers. Today's lifestyle changes are strongly influenced by fintech, which is rapidly developing. There is a need for urban and remote communities to adapt with these changes. However, there are still many uneducated people, especially in remote areas. The method used in this quantitative research was conducted by distributing questionnaires and interviewing of 100 samples of branchless banking customers to explore all information about customers. Data processing was performed by using SEM PLS software. The results showed that service quality has a negative and significant effect on perceived risk; service quality has a positive and significant effect on satisfaction; service quality has a positive and significant effect on trust; perceived risk has a positive and significant effect on customer loyalty; satisfaction negatively and insignificantly affects customer loyalty; and trust has a positive and significant effect on customer loyalty. However, the effect of service quality on customer loyalty through perceived risk is negative and insignificant. Service quality on customer loyalty through satisfaction has a negative and insignificant effect. Meanwhile, the influence of service quality on customer loyalty through trust as a mediator variable is positive and significant. \u0000Keywords: Service quality, perceived risk, satisfaction, trust, customer loyalty, branchless banking.","PeriodicalId":416067,"journal":{"name":"BISMA: Jurnal Bisnis dan Manajemen","volume":"313 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133749005","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

PERAN GOOD CORPORATE GOVERNANCE DALAM MEMINIMALISIR TERJADINYA FINANCIAL DISTRESS 良好的公司治理可以最大限度地减少公司的财务困境

BISMA: Jurnal Bisnis dan Manajemen Pub Date : 2021-03-31 DOI: 10.19184/bisma.v15i1.21322

Wulan Maulidiss Sa’diah, Mohamad Nur Utomo

引用次数: 4