Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah最新文献

{"title":"PERAN BMT EL-MIZAN ANNAFII DALAM MENINGKATKAN KUALITAS USAHA MIKRO","authors":"Dadang Yudih, Cahya Muthia Sharah, Mira Nursamsiah","doi":"10.35194/ARPS.V1I1.1293","DOIUrl":"https://doi.org/10.35194/ARPS.V1I1.1293","url":null,"abstract":"ABSTRAKPenelitian ini bertujuan untuk menganalisa peran aktif koperasi syariah dalam meningkatkan kualitas usaha mikro dan mengetahui jenis-jenis peranan  koperasi syariah dalam meningkatkan kualitas usaha mikro.  Metode penelitiannya adalah metode kualitatif dengan pengambilan data melalui wawancara terstruktur, observasi lapangan dan dokumentasi. Hasil dari penelitian memperlihatkan bahwa BMT EL-MIZAN ANNAFII telah menjalankan perannya secara umum sebagai koperasi syariah yang  mampu membuat kegiatan ekonomi dan sosial anggotanya yang merupakan warga sekitar masjid menjadi lebih baik  dan sejahtera, sedangkan jenis-jenis peran aktif yang telah dilakukan oleh BMT EL-MIZAN ANNAFII dalam peningkatan kualitas usaha mikro hanya pada aspek fisik pemasaran produk (toko dan kerjasama dengan muslimah center) dan belum menyentuh aspek  manajemen pemasaran jasa (kualitas pelayanan), manajemen produksi barang, manajemen keuangan, akuntansi sederhana, manajemen SDM dan etika bisnis syariah. ABSTRACTThis research aims to analyze the role of active Islamic cooperative in improving the quality of the micro enterprise and know the kinds of cooperative role of Sharia in improving quality of micro enterprises.Qualitative research methods are methods with data retrieval through structured interviews, field observations and documentation.The results of the research show that the BMT EL-MIZAN ANNAFII has run its role in General as a cooperative of Sharia that are able to make economic and social activities of its members which is the community around the mosque became a better and prosperous, while the types of initiatives that have been undertaken by the BMT EL-MIZAN ANNAFII in the improved quality of micro enterprises only on the physical aspects of the marketing of products and haven't touched aspects of marketing management services (quality of service), production management, financial management, simple accounting, human resource management and business ethics","PeriodicalId":412643,"journal":{"name":"Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131959786","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH KUALITAS PELAYANAN CUSTOMER SERVICE TERHADAP KEPUASAN NASABAH PADA BANK BJB KCP CIPANAS","authors":"Reksa Jayengsari, Rani Yunita, Sri Maloka","doi":"10.35194/ARPS.V1I1.1291","DOIUrl":"https://doi.org/10.35194/ARPS.V1I1.1291","url":null,"abstract":"ABSTRAKKualitas pelayanan adalah totalitas fitur dan karakteristik produk atau jasa yang tergantung pada kemampuannya untuk memuaskan kebutuhan yang dinyatakan atau tersirat. Kepuasan pelanggan adalah tingkat perasaan seseorang setelah membandingkan kinerja (atau hasil) yang ia persepsikan dibandingkan dengan harapannya. Penelitian ini bertujuan untuk menganalisis kualitas pelayanan Customer Serviceterhadap kepuasan nasabah dan menguji pengaruh kualitas pelayanan Customer Service terhadap kepuasan nasabah pada Bank BJB KCP Cipanas. Penulis menggunakan pendekatan kuantitatif dengan metode analisis deskriptif dan analisis statistik. Populasi pada penelitian iniJ yaitu sekuruh nasabah Bank BJB KCP Cipanas, dengan jumlah sampel yang diambil sebanyak 100 orang. Sedangkan alat pengumpulan data yang digunakan adalah kuesioner. Hasil analisis penelitian menunjukkan pengaruh kualitas pelayanan Customer Service terhadap kepuasan nasabah pada Bank BJB KCP Cipanas. ABSTRACTService quality is the totality of features and characteristics of a product or service that depends on its ability to satisfy stated or implied needs. Customer satisfaction is the level of a person's feelings after comparing the performance (or results) he perceives compared to his expectations. This study aims to analyze the quality of Customer Serviceon customer satisfaction and to examine the effect of Customer Servicequality on customer satisfaction at Bank BJB KCP Cipanas. The author uses a quantitative approach with descriptive analysis methods and statistical analysis. The population in this study were all customers at Bank BJB KCP Cipanas, with a total sample of 100 people. Meanwhile, the data collection tool used was a questionnaire. The results of the research analysis showed the influence of Customer Servicequality on customer satisfaction at Bank BJB KCP Cipanas.","PeriodicalId":412643,"journal":{"name":"Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126622533","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH PEMBIAYAAN IJARAH DAN PEMBIAYAAN QARDH TERHADAP TINGKAT LABA BERSIH DI BANK BRI SYARIAH","authors":"Eneng Elyana, J. Jalaluddin, Nuraeni Nuraeni","doi":"10.35194/ARPS.V1I1.1294","DOIUrl":"https://doi.org/10.35194/ARPS.V1I1.1294","url":null,"abstract":"ABSTRAKBerdasarkan hasil observasi bahwa yang melatarbelakangi penelitian ini yaitu terjadinya fluktuatif pada laporan keuangan pembiayaan ijarah dan qardh yang akan berdampak terhadap laba bersih Bank BRI Syariah. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh pembiayaan ijarah dan pembiayaan qardh terhadap laba bersih baik secara parsial maupun simultan. Objek penelitian yaitu menggunakan laporan keuangan Bank BRI Syariah. Jenis penelitian yaitu kuantitatif asosiatif dengan jenis data sekunder. Adapun populasi dan sampel yaitu laporan keuangan triwulanan tentang pembiayaan ijarah dan pembiayaan qardh periode 2015-2019. Teknik pengumpulan data berupa observasi, wawancara, studi pustaka, dan dokumentasi. Hasil Penelitian menunjukan bahwa tidak terdapat pengaruh signifikan antara pembiayaan ijarah terhadap laba bersih dimana sebesar -0,1482 <  sebesar 2.109, tidak terdapat pengaruh signifikan antara pembiayaan qardh terhadap laba bersih dimana nilai   sebesar -0,991 <  2.109,  serta tidak berpengaruh signifikan pembiayaan ijarah dan qardh secara simultan terhadap laba bersih dimana nilai Fhitung 0,474  <  Ftabel 3,59. ABSTRACTBased on the results of the observation that the background of this research is the fluctuation in the financial statements of ijarah and qardh financing which will have an impact on the net profit of BRI Syariah Bank. This study aims to determine how the effect of ijarah financing and qardh financing on net income either partially or simultaneously. The object of research is to use the financial statements of Bank BRI Syariah. This type of research is associative quantitative with secondary data types. The population and sample are quarterly financial reports on ijarah financing and qardh financing for the 2015-2019 period. Data collection techniques in the form of observation, interviews, literature study, and documentation. The results showed that there was no significant influence between ijarah financing on net income where tcount was -0.1482","PeriodicalId":412643,"journal":{"name":"Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah","volume":"76 4","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113997025","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ANALISIS RISIKO OPERASIONAL BANK BRI KANTOR CABANG CIANJUR PADA MASA PANDEMI COVID-19","authors":"D. Sobana, Aisyah Quraisyn Quraisyn, Ayu Kusumawadani, Dela Hermawati Hermawati, Nadia Layusa, Puji Nurul Amalia Putri, S. Habibah, Widya Agustin","doi":"10.35194/ARPS.V1I1.1290","DOIUrl":"https://doi.org/10.35194/ARPS.V1I1.1290","url":null,"abstract":"ABSTRAKPenelitian ini bertujuan untuk mengetahui manajemen risiko yang dilakukan oleh PT. BRI KC Cianjur pada masa pandemi  Covid-19. Penelitian ini menggunakan metode kualitatif degan pendekatan studi kasus. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah wawancara. Tekik analisis yang digunakan dalam penelitian ini adalah eksplanasi atau penjelasan. Hasil penelitian ini menunjkkan bahwa risiko operasional dibagi menjadi dua yaitu risiko ke nasabah dan risiko ke bank, diantaranya adalah pembatasan kantor layanan, beban operasional meningkat, dan juga penurunan laba. Faktor penyebab terjadinnya risiko operasional dibagi menjadi faktor internal dari bank dan faktor eksternal dari nasabah, cara yang dilakukan oleh BRI KC Cianjur untuk menanggulangi risiko operasional yang terjadi adalah dengan fokus pada kedua faktor tersebut, mengoptimalkan pengawasan bagi segenap pegawai (internal) dan juga mengoptimalkan pengawasan bagi nasabah (eksternal). ABSTRACTThis study aims to determine the risk management carried out by PT. BRI KC Cianjur during Covid-19 pandemic. This study uses a qualititative method with a case study approach. The data collection technique used in this study was interviewed. The analysis technique used in this research is an explanation or exsplanation. The result of this study indicate that operasional risk in divied into two, namely the risk to the customer and the risk to the bank, including limitation of service offices, increased operating expenses and decreased profit. The factors that couse operasional risk are divided into internal factors from the bank and external factors from customer, the method used by BRI KC Cianjur to overcome operasional risk that occurs is to focus on these 2 factors, optimize controlling for all employees (internal) and also optimize controlling for customers (eksternal)","PeriodicalId":412643,"journal":{"name":"Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129661370","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH GROSS PROFIT MARGIN DAN RETURN ON EQUITY TERHADAP PRICE SHARE PADA PERUSAHAAN SEKTOR PERTANIAN YANG TERDAFTAR DI INDEKS SAHAM SYARIAH INDONESIA (ISSI) (STUDI DI PT. ASTRA AGRO LESTARI TBK. PERIODE 2009-2018)","authors":"Windi Rahmawati, D. Sobana","doi":"10.35194/ARPS.V1I1.1306","DOIUrl":"https://doi.org/10.35194/ARPS.V1I1.1306","url":null,"abstract":"ABSTRAKKemajuan ekonomi negara bisa di lihat dari banyaknya para investor yang menanamkan modalnya di pasar modal khususnya produk saham, dengan pengharapan dapat keuntungan (return) pada waktu yang telah di tentukan. Namun dalam investasi saham perlu memperhatikan beberapa faktor yang dapat mempengaruhi harga saham yang bisa dijadikan pertimbangan investor untuk membeli saham tersebut. Beberapa faktor tersebut diantaranya Gross Profit Margin dan Return On Equity. Penelitian ini bertujuan untuk mengetahui pengaruh Gross Profit Margin secara parsial terhadap Price Share pada PT. Astra Agro Lestari Tbk. periode 2009-2018; untuk mengetahui Return On Equity secara parsial terhadap Price Share pada PT. Astra Agro Lestari Tbk. periode 2009-2018; dan untuk mengetahui pengaruh pengaruh Gross Profit Margin dan Return On Equity secara simultan terhadap Price Share di PT Astra Agro Lestari Tbk. periode 2009-2018.  Penelitin ini menggunakan metode deskriptif dengan pendekatan kuantitatif. Metode penelitian dengan mengunakan analisis secara parsial yaitu dengan analisis regresi sederhana, analisis korelasi pearson product moment, koefisien determinasi dan uji t serta dengan analisis simultan yaitu dengan analisis regresi berganda, korelasi berganda dan uji F. Analisis pada penelitian ini didukung dengan menggunakan aplikasi SPSS for windows versi 25. Data yang digunakan adalah data sekunder dari website Bursa Efek Indonesia (www.idx.co.id) dan PT. Astra Agro Lestari Tbk. (www.astra-agro.co.id) periode 2009-2018. ABSTRACTThe country's economic progress can be seen from the number of investors who invest in the capital market, especially stock products, with the expectation of a return at a predetermined time. However, in-stock investing, it is necessary to pay attention to several factors that can affect the stock price that investors consider buying these shares. Some of these factors include Gross Profit Margin and Return On Equity. This study aims to determine the effect of partial Gross Profit Margin on Price Share at PT. Astra Agro Lestari Tbk. 2009-2018 period; to know the Return On Equity partially to the Price Share at PT. Astra Agro Lestari Tbk. 2009-2018 period, and to determine the effect of Gross Profit Margin and Return On Equity simultaneously on the Price Share at PT Astra Agro Lestari Tbk. 2009-2018 period. This research uses a descriptive method with a quantitative approach. The research method used partial analysis, namely simple regression analysis, Pearson product-moment correlation analysis, coefficient of determination and t-test, and simultaneous analysis, namely by multiple regression analysis, multiple correlations and F test. The analysis in this study was supported by using the SPSS application for Windows version 25. The data used are secondary data from the Indonesia Stock Exchange website (www.idx.co.id) and PT. Astra Agro Lestari Tbk. (www.astra-agro.co.id) 2009-2018 period.","PeriodicalId":412643,"journal":{"name":"Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-03-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131467502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}