International Journal of Applied Behavioral Economics最新文献

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Contemporary Survey on the Empirical Literature of Islamic Finance and Economic Growth Relationship 伊斯兰金融与经济增长关系实证文献的当代考察
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2019-04-01 DOI: 10.4018/IJABE.2019040102
Ibrahim Musa Gani, Z. Bahari
{"title":"Contemporary Survey on the Empirical Literature of Islamic Finance and Economic Growth Relationship","authors":"Ibrahim Musa Gani, Z. Bahari","doi":"10.4018/IJABE.2019040102","DOIUrl":"https://doi.org/10.4018/IJABE.2019040102","url":null,"abstract":"Financial sector activities are part of the main ingredients for the growth of any economy. The financial activities that were most widely practiced are Interest-based conventional financial activities which are prohibited in Islam. Thus, non-interest Islamic financial activities were introduced and it has been accepted and practiced all around the globe. Therefore, this study surveyed, explored and analysed using library review method, the empirical studies conducted on Islamic finance and the economic growth nexus. The study revealed that the majority of the findings of the empirical studies are in support of a positive and significant contribution of Islamic finance to the growth of the real economy in short run and long run, few of the findings indicate an insignificant contribution. The causal relationship between Islamic finance and growth is mostly bi-directional as reported in many of the studies, but supply leading hypothesis also emerged in some of the few studies. It was concluded that Islamic finance is immensely contributing to the growth of the real economy.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":"1 1","pages":""},"PeriodicalIF":0.5,"publicationDate":"2019-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2019040102","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41618346","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Microcredit and Microenterprises Performance in Malaysia 马来西亚的小额信贷和微型企业绩效
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2019-04-01 DOI: 10.4018/IJABE.2019040101
W. Mustapa, A. Mamun, Nur Izzati Mohamad Anuar, Naeem Hayat
{"title":"Microcredit and Microenterprises Performance in Malaysia","authors":"W. Mustapa, A. Mamun, Nur Izzati Mohamad Anuar, Naeem Hayat","doi":"10.4018/IJABE.2019040101","DOIUrl":"https://doi.org/10.4018/IJABE.2019040101","url":null,"abstract":"This study examined the effects of microcredit provided by Amanah Ikhtiar Malaysia (AIM) on the performance of microenterprises by the participants in Malaysia. This study adopted a cross-sectional design and the quantitative data were collected from a total of 387 borrowers of AIM. The findings revealed significantly positive correlations between microenterprises performances and economic loan, number of training programs, as well as hours of training programs. The multiple regression analysis further confirmed the positive and statistically significant effects of economic loan and number of training programs on the performance of microenterprises by the participants of AIM in Malaysia. However, the length of participation shows a negative effect on microenterprise performance. These findings highlighted the positive effect of microcredit on microenterprises performance such as access to credit, microenterprises' development training programs, and negative effects on the psychological aspect of the entrepreneurs by the microcredit availability and long-term credit. The government and development organisations in Malaysia should focus on designing fixable and diversified credit schemes with a watchful eye on the duration of the loan and training programs for the microenterprises in Malaysia.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":" ","pages":""},"PeriodicalIF":0.5,"publicationDate":"2019-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2019040101","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46748911","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Factors Affecting Loan Repayment Performance of Microfinance Institution Borrowers 影响小额信贷机构借款人还款绩效的因素
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2019-04-01 DOI: 10.4018/IJABE.2019040103
Akalewold Fedilu Mohammed, Mesfin Hirpato Wobe
{"title":"Factors Affecting Loan Repayment Performance of Microfinance Institution Borrowers","authors":"Akalewold Fedilu Mohammed, Mesfin Hirpato Wobe","doi":"10.4018/IJABE.2019040103","DOIUrl":"https://doi.org/10.4018/IJABE.2019040103","url":null,"abstract":"This study investigated the factors that affect the loan repayment performance of Omo Microfinance Institution borrowers at Wondo Genet Woreda, Ethiopia. Both primary and secondary data were used in the study. The required data were collected from 225 borrowers of Omo Microfinance. Respondents were selected by a stratified random sampling technique. Both qualitative and quantitative methods of analysis were used. The findings of the study revealed that 44.9% of borrowers in the study area did not repay the amount of money they borrowed as per credit schedules. The major factors that affect the loan repayment performance of borrowers were their sex, educational level, family size, borrowing experience, timelines of loan, repayment period and advisory visit.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":" ","pages":""},"PeriodicalIF":0.5,"publicationDate":"2019-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2019040103","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44231452","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Economic Rationality and Rational Credence 经济理性与理性信任
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2019-01-01 DOI: 10.4018/IJABE.2019010103
E. Carrera, Jose Ma Gonzalez Lara
{"title":"Economic Rationality and Rational Credence","authors":"E. Carrera, Jose Ma Gonzalez Lara","doi":"10.4018/IJABE.2019010103","DOIUrl":"https://doi.org/10.4018/IJABE.2019010103","url":null,"abstract":"The aim of this article is to show that rational maximizer agents, i.e. economic rationality, do not parsimoniously with rational credence, i.e. agents preferences driven by beliefs, traditions, idiosyncrasy, culture and/or customs depending on the social state representing a possible credence. The authors formulate a model on rational behavior, where either an economic and/or credence rationality results in the expected referential payoff of a rational preference driven by beliefs is not necessarily the optimal one in terms of having the largest payoff. Hence, the authors show the relationship between the expected payoff and instrumental or credence payoffs of choices, and what justifies choosing the latter when, ultimately, it is the former that maximizes your payoff. Finally, the authors conclude that agents' ordinary decisions may consider together both to the economic rationality and credence rationality, given their certain constraints on information, beliefs, and resources.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":" ","pages":""},"PeriodicalIF":0.5,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2019010103","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44064137","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Impact of Personality Traits on Risk Tolerance and Investors' Decision Making 人格特质对风险承受能力和投资者决策的影响
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2019-01-01 DOI: 10.4018/IJABE.2019010101
Misbah Sadiq, Hareem Amna
{"title":"Impact of Personality Traits on Risk Tolerance and Investors' Decision Making","authors":"Misbah Sadiq, Hareem Amna","doi":"10.4018/IJABE.2019010101","DOIUrl":"https://doi.org/10.4018/IJABE.2019010101","url":null,"abstract":"This article investigates the relationships between personality traits, risk tolerance, and investment decisions and highlights the importance of personality traits in determining risk tolerance levels and investment decisions. Personality traits are classified according to the Big Five taxonomy: extroversion, agreeableness, conscientiousness, neuroticism and openness to experience. Primary data was collected from 330 individual investors from Islamabad. Descriptive analysis of the data was run on SPSS, reliability of the constructs was assessed through Confirmatory Factor Analysis (CFA), whereas, Structural Equational Modelling (SEM) was used to conduct hypothesis testing through path analysis. As per the results of CFA, the constructs were found to be reliable. Mediation analysis confirmed that risk tolerance partially mediated the relationship between personality traits and investment decisions. This study and results have theoretical and practical implications for the investors, financial planners and managers.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":"1 1","pages":""},"PeriodicalIF":0.5,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2019010101","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70447751","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 8
A Model of Spontaneous Remission From Addiction 一个成瘾自发缓解的模型
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2019-01-01 DOI: 10.4018/IJABE.2019010102
C. Mocenni, G. Montefrancesco, S. Tiezzi
{"title":"A Model of Spontaneous Remission From Addiction","authors":"C. Mocenni, G. Montefrancesco, S. Tiezzi","doi":"10.4018/IJABE.2019010102","DOIUrl":"https://doi.org/10.4018/IJABE.2019010102","url":null,"abstract":"This article develops a formal model of spontaneous recovery from pathological addiction. It regards addiction as a progressive susceptibility to stochastic environmental cues and introduce a cognitive appraisal process in individual decision making depending on past addiction experiences and on their future expected consequences. This process affects consumption choices in two ways. The reward from use decreases with age. At the same time, cognitive incentives emerge that reduce the probability of making mistakes. In addition to modeling the role of cue-triggered mistakes in individual decision making, the analysis highlights the role of other factors such as subjective self-evaluation and cognitive control. The implications for social policy and for the treatment of drug and alcohol dependence are discussed.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":"9 34 1","pages":""},"PeriodicalIF":0.5,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2019010102","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"70447767","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Analysing the Relationship Between Personal Time Discounting Factors and Risk Related Behaviour 个人时间折现因素与风险相关行为的关系分析
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2018-10-01 DOI: 10.4018/IJABE.2018100103
Horia Tigau
{"title":"Analysing the Relationship Between Personal Time Discounting Factors and Risk Related Behaviour","authors":"Horia Tigau","doi":"10.4018/IJABE.2018100103","DOIUrl":"https://doi.org/10.4018/IJABE.2018100103","url":null,"abstract":"Time discounting factors represent a widely-discussed subject in economics. Several methods are employed in order to collect data on discounting behavior; one of the most popular, also used in this article, is Kirby's Monetary Choice Questionnaire (MCQ). The binary responses in the questionnaire are then processed in order to estimate the k parameters of delay discounting. Two methods of estimation are compared and evaluated – Kaplan's Autoscorer and Wileyto's Logistic Regression Model. Rohrmann's Risk Orientation Questionnaire uses participants' responses to quantify the manifestation of risk related behaviors. In the final analysis of this article, the logistic regression estimates of k and the risk orientation factors are taken into consideration, together with demographic variables, to check for correlations and trends. There were no significant links found between risk orientation and time-discounting. However, there were several significant results at demographic level – for example, a positive correlation of 0.166 between risk aversion and income level during childhood (p = 0.02).","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":"1 1","pages":""},"PeriodicalIF":0.5,"publicationDate":"2018-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2018100103","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42030576","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effects of a Commitment Device on Health Outcomes 承诺装置对健康结果的影响
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2018-10-01 DOI: 10.4018/IJABE.2018100101
M. Savani
{"title":"The Effects of a Commitment Device on Health Outcomes","authors":"M. Savani","doi":"10.4018/IJABE.2018100101","DOIUrl":"https://doi.org/10.4018/IJABE.2018100101","url":null,"abstract":"This article tests the effectiveness of commitment devices on weight loss. It can be applied as a health ‘nudge' that locks in future behaviours to achieve a desired health outcome, by staking money or reputation on achieving that goal. A field experiment randomly assigned 364 clients of an online weight loss service to either a reputational commitment device or an upfront refund on the monthly fee. The reputational commitment intervention was expected to combat time inconsistency and promote greater weight loss. Weight outcomes were measured at 12 weeks. The results showed that all experimental groups lost weight on average, but the group experiencing the reputational commitment reported end weight outcomes 1.5 kg higher than the comparison group, indicating slower weight loss (± 0.05, effect size -0.32). One possible explanation for the findings is ‘commitment overload'. The study nuances the understanding of commitment devices and how best to deploy them in health programmes including e-heath platforms.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":" ","pages":""},"PeriodicalIF":0.5,"publicationDate":"2018-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47479674","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 6
Driving Factors for Converting Teaching-Oriented Universities Into Entrepreneurial Universities 教学型大学向创业型大学转变的驱动因素
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2018-07-01 DOI: 10.4018/IJABE.2018070102
Serdal Temel, S. Durst
{"title":"Driving Factors for Converting Teaching-Oriented Universities Into Entrepreneurial Universities","authors":"Serdal Temel, S. Durst","doi":"10.4018/IJABE.2018070102","DOIUrl":"https://doi.org/10.4018/IJABE.2018070102","url":null,"abstract":"In order to accelerate economic growth, many countries have developed and implemented different programs and mechanisms. Benefiting universities' knowledge production and human capacity are one of those mechanisms and therefore entrepreneurial universities, in particular, are considered as a strategic factor in order to realize this target. While in many advanced economies, mainly in Europe and United States, entrepreneurial universities have been established over the years, but this has not been realized in emerging economies. Against this background and the activities found in Turkey, this article sheds light on the current state of Turkish universities regarding their development into entrepreneurial universities. Main findings show that existence of IP policy and TTO is driving factors for entrepreneurial universities. In addition, IP awareness activities in the campus, novelty search and using patent during academic promotion motivates universities to become more entrepreneurial.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":" ","pages":""},"PeriodicalIF":0.5,"publicationDate":"2018-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2018070102","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47293893","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 6
Effects of Peer Monitoring and Contract Choice on Repayment Rates Under Group Liability Lending 群体负债借贷下同伴监督与契约选择对还款率的影响
IF 0.5
International Journal of Applied Behavioral Economics Pub Date : 2018-07-01 DOI: 10.4018/IJABE.2018070101
S. Razzaque
{"title":"Effects of Peer Monitoring and Contract Choice on Repayment Rates Under Group Liability Lending","authors":"S. Razzaque","doi":"10.4018/IJABE.2018070101","DOIUrl":"https://doi.org/10.4018/IJABE.2018070101","url":null,"abstract":"This article addresses the issue of peer monitoring and choice of contracts on the repayment behaviour of the subjects. The authors conducted a laboratory experiment using student subjects from the University of Sydney, Australia by employing profit sharing (PS) and conventional interest based (IB) microfinance contracts. In the four treatments, subjects were given the choice to monitor their group partner and also had the choice between selecting one of these two contracts under the group lending scenario. The results indicated statistically significant effect of monitoring on the repayment rates. Interestingly, a significantly high percentage of subjects opted for the PS contracts against the IB contracts. These higher take up rates of PS contracts, however, were not associated with an increase in repayment rates. Not surprisingly though, as the experiment was conducted in Australia, the level of religiosity remained rather an insignificant factor affecting the repayment behaviour of the subjects.","PeriodicalId":41154,"journal":{"name":"International Journal of Applied Behavioral Economics","volume":" ","pages":""},"PeriodicalIF":0.5,"publicationDate":"2018-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.4018/IJABE.2018070101","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46797168","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
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