Indonesian Journal of Multidisciplinary Sciences (IJoMS)最新文献

{"title":"The Effect of Positive Thinking Training in Increasing Self-Confidence in Students","authors":"Ade Irma, Belly Oktiyani, Resky Lestari, Muhammad Naufal Ramadhani, Lutfhi, et.al Oktiyani","doi":"10.59066/ijoms.v3i1.524","DOIUrl":"https://doi.org/10.59066/ijoms.v3i1.524","url":null,"abstract":"This research aims to determine the effect of positive thinking training in increasing self-confidence in UIGM students class 2020-2022. This research is a quantitative experimental research with a one group pretest- posttest design. The variable measured is increasing self-confidence in UIGM students class 2020-2022. The data collection process in this study was measured twice within 7 days. The population in this study were UIGM students class 2020-2022. The sample used was 20 people. In this study, the t-test or Mann-Whitney U test was used to see the level of self-confidence. Descriptive statistics show that the pretest score has an average of 47.33 and the posttest score has an average of 27.67. The normality test shows that the data is normally distributed. Paired Samples Test is used to see the significance between posttest and pretest scores, and shows that positive thinking training has a positive effect on increasing the self-confidence of UIGM students class of 2020-2022","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"21 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141690182","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Impact of parent Education and transformative leadership Role on children’s Academic performance","authors":"Abdul Rahim Chandio, Manzoor Ali","doi":"10.59066/ijoms.v3i1.643","DOIUrl":"https://doi.org/10.59066/ijoms.v3i1.643","url":null,"abstract":"This study is concerned to explore the impacts of a parental education andtransformative leadership role on children’s academic performance. Afterdelivering a brief literature review, study support the significance andimplications of an educated family, availability of modern facilities, andtransformative leadership role to become a productive to meet the educationalgoals and it also impacts the educational policies and education professionals.Numerous research items assist to measure the impacts of parents’ education,modern accessible modern facilities, and motivating and visional leadershipon children’s academic outcome and development. In this study Selfadministered\u0000questionnaires were designed and random sampling wascollected from three public Degree colleges in Sindh, Pakistan. The dataanalysis was carried out by means of descriptive and inferential statistics inwhich Kendall’s tau C tests and Kruskal- Wallis H-test were used to meet thehypotheses tests. The findings of the study support the positive association ofparent education, convenience of modern facilities, and motivating andvisional role on their children’s academic performance. In demographiccharacteristics respondents’ different background was encircled and a broadinfluence of parent education and leadership on children academicperformance was supported in a wide literature\u0000 ","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"7 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141701987","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ANALYSIS THE EFFECT OF CRUDE PALM OIL EXPORTS ON THE INDONESIAN ECONOMY","authors":"Belinda Zayanti, Zhafira audreya Kanisya, Nur Azzahara, Wiwik, M. I. Wansa, Manches","doi":"10.59066/ijoms.v2i1.307","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.307","url":null,"abstract":"The purpose of this study is to find out how significant the export of Crude Palm Oil is in influencing the Indonesian economy and how much the contribution of Crude Palm Oilexports is in boosting the economy of the Republic of Indonesia. This study uses the library study method, because literature sources are obtained from journals, research reports, information from social media, statistical data and other sources. The approach in this study uses a quantitative descriptive. The fact is that Crude Palm Oil is a sector that greatly contributes to increasing exports in the country's economic development.","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"99 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127103263","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"IMPLEMENTATION OF PRUDENTIAL PRINCIPLES AND RISK MANAGEMENT IN SHARIA BANK FINANCIAL MANAGEMENT (CASE STUDY OF INDONESIAN SHARIA BANK)","authors":"Aliyah Tulhimma Firdaus","doi":"10.59066/ijoms.v2i1.303","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.303","url":null,"abstract":"This study aims to analyze the application of prudential principles and risk management in the financial management of Islamic banks by conducting case studies on Islamic banks in Indonesia. Islamic banks have the unique characteristic of having to adhere to Islamic principles in all aspects of their operations, including financial management. Prudence becomes very important in Islamic banks to ensure the sustainability and stability of their operations. In this context, risk management has an important role in identifying, evaluating, and managing the risks associated with Islamic banking activities. This study focuses on risk management related to financial aspects, including credit risk, liquidity risk, market risk and operational risk. Analysis is conducted to assess the level of application of prudential principles and risk management by Islamic banks in financial management. The results of the study show that Islamic banks in Indonesia generally use the principle of prudence and risk management in managing their finances.","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123345457","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ANALYSIS OF THE INFLUENCE OF NON-PERFORMING CREDIT POLICIES ON CONVENTIONAL BANK FINANCIAL STABILITY IN INDONESIA","authors":"Elda Elda","doi":"10.59066/ijoms.v2i1.300","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.300","url":null,"abstract":"Credit risk is the risk that occurs when customers fail to fulfill their obligations to the bank, both principal and interest. (Risna Eka Peratiwi, 2018 )The non-performing loan policy is a step taken by a bank to overcome credit risks arising from bad or uncollectible loans. Financial stability is an important indicator in determining the financial soundness and continuity of a bank's operations. The purpose of this research is to examine and find out the influence of non-performing credit policy arrangements on financial stability, identify the factors that can influence non-performing credit policy arrangements on financial stability, and analyze how the strategy of the Financial Services Authority (OJK) increases the effectiveness of non-performing credit policies on financial stability in Commercial Banks in Indonesia. The results of this study indicate that non-performing credit arrangements have a significant influence on financial stability in conventional commercial banks in Indonesia, by implementing effective non-performing credit policies, banks can reduce the risk of non-performing loans, strengthen financial position and at the same time increase overall financial stability. . Several factors that are significant in setting non-performing loan policies include the quality of the bank's financial condition, the quality of a bank's risk management, and the development of the banking industry. As well as the research results show that OJK implements several strategies in its efforts to increase the effectiveness of a non-performing loan policy regulation. by implementing an effective non-performing credit policy, banks can reduce the risk of non-performing loans, strengthen their financial position and at the same time increase overall financial stability. Several factors that are significant in setting non-performing loan policies include the quality of the bank's financial condition, the quality of a bank's risk management, and the development of the banking industry. As well as the research results show that OJK implements several strategies in its efforts to increase the effectiveness of a non-performing loan policy regulation. by implementing an effective non-performing credit policy, banks can reduce the risk of non-performing loans, strengthen their financial position and at the same time increase overall financial stability. Several factors that are significant in setting non-performing loan policies include the quality of the bank's financial condition, the quality of a bank's risk management, and the development of the banking industry. As well as the research results show that OJK implements several strategies in its efforts to increase the effectiveness of a non-performing loan policy regulation. the quality of a bank's risk management, and the development of the banking industry. As well as the research results show that OJK implements several strategies in its efforts to increase the effectiveness of a non-performing loan","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131457218","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"HANDLING OF PROBLEM WORKING CAPITAL FINANCING IN INDONESIAN SHARIA BANK (BSI)","authors":"D. Desy","doi":"10.59066/ijoms.v2i1.290","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.290","url":null,"abstract":"Working capital financing is an important part of the Company's operations. For Islamic banks, working capital is one of the most important products offered to customers. However, in practice, there are cases of problematic working capital financing that can affect the financial stability of Islamic banks in Indonesia. The results of the study show that several factors cause problematic working capital financing at Bank Syariah Indonesia, including: the inability of debtors to fulfill their payment obligations, poor bank management in controlling the use of funds and high business risks in several sectors. Several possible strategies include tightening control and supervision of the use of financial assets, improving credit processes, diversifying the financial portfolio and strengthening risk management. cooperation between Islamic banks and external parties such as economic monitoring institutions and consulting service companies can help overcome problematic working capital financing. All these efforts must be supported by proper regulations and the development of qualified human resources in the field of Islamic finance.\u0000This study is expected to provide a better understanding of the problems of working capital financing at Bank Syariah Indonesia and provide recommendations to banks and regulators to improve the management of these problems.","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129495690","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"UKT PAYMENT CONTRIBUTION TO THE EXISTENCE OF SHARIA BANKING","authors":"Ferlita Natania Ferlita","doi":"10.59066/ijoms.v2i1.293","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.293","url":null,"abstract":"Payment of UKT (Single Tuition Fee) by students at tertiary institutions in Indonesia has an important contribution to the existence and development of Islamic banking. UKT payments play a role in increasing the number of Islamic bank customers in Indonesia. UKT paid by students often involves the banking system to manage and distribute these funds. Many universities in Indonesia have collaborated with sharia banks to provide UKT payment facilities that comply with sharia principles. Through the involvement of Islamic banks in the UKT payment process, students tend to be more inclined to use Islamic banking products and services. Thus, UKT payments contribute to an increase in the number of Islamic bank customers in Indonesia. the use of funds from UKT payments can help the development of the Islamic economy in Indonesia. Funds collected from UKT payments can be used by Islamic banks to support Islamic economic activities, such as financing micro, small and medium enterprises (UMKM) in accordance with sharia principles. Through the utilization of these funds, Islamic banks can provide financial access to sharia-based business actors, thereby strengthening the Islamic economic sector in Indonesia. In addition, funds from UKT payments can also be used for sharia banking product development and innovation, increasing operational efficiency, and expanding the range of services.","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129088131","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE ROLE OF THE MANUFACTURING ON THE INDONESIAN ECONOMY","authors":"Rifana Zalva, A. -, Salwa Salsabilla, Aditya Dwi Saputra, Rahmad Yanuardi, Aulia Maharani","doi":"10.59066/ijoms.v2i1.322","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.322","url":null,"abstract":"This article uses qualitative research methods and literature to collect information from various written sources. This study utilizes secondary data sources, including digital literature such as websites, journals and bulletins, to explore the factors that influence Indonesia’s manufacturing industry and contribute to the country’s economic growth. This research covers both the barriers and drivers of industrial improvement. Investment in the industrial sector plays an important role in economic growth, making it one of the main areas of interest for domestic investors. The industrial sector is considered a significant contributor to development, as evidenced by the steady growth of Indonesia’s GDP from year to year. Thus, it is the main driver of the country’s economic progress.","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133384317","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE ROLE OF THE AGRICULTURAL SECTOR ON ECONOMIC GROWTH IN INDONESIA","authors":"Gina Afriyanti, Ana Mariya, Charita Natalia, M. SiratNispuana, M. Farhan Wijaya, Yoga Phalepi","doi":"10.59066/ijoms.v2i1.325","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.325","url":null,"abstract":"Finding out how Indonesia's agriculture sector affects economic growth is the goal of this study. This study's methodology makes use of literature reviews, reputable publications and journals, as well as other sources that are pertinent to the issue. Because the agricultural sector serves as a source of food security, a tool for reducing poverty, a source of employment, and a source of community income, it plays a significant role in the development of the national economy, including the regional economy.  \u0000 ","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123512612","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ASSESSMENT OF CHARACTER AS A MAIN ASPECT IN THE IMPLEMENTATION OF PRUDENTIAL PRINCIPLES IN BRI'S MICRO BUSINESS CREDIT","authors":"Amelia Amelia","doi":"10.59066/ijoms.v2i1.284","DOIUrl":"https://doi.org/10.59066/ijoms.v2i1.284","url":null,"abstract":"In carrying out its function as an intermediary institution, banks are required to apply the precautionary principle, in particular channeling funds through the provision of credit. In Article 29 Paragraph (2) of the banking law, Banks are required to maintain the Soundness level of the bank in accordance with the provisions on aspects of capital adequacy, asset quality, liquidity management, earnings, solvency and other aspects related to bank activities in accordance with the principle of prudence . The most important aspect in extending credit is the existence of a guarantee, especially material guarantees, it is urgent to apply the precautionary principle regulated in POJK NO 42/PJOK 03/2017 which requires banks to own and implement bank credit/financing policies.","PeriodicalId":395481,"journal":{"name":"Indonesian Journal of Multidisciplinary Sciences (IJoMS)","volume":"146 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116616766","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}