{"title":"“PROSPECTS AND PROBLEMS OF INDIAN POSTAL SYSTEM- A STUDY WITH SPECIAL REFERENCE TO SHIMOGA TOWN” A STUDY","authors":"M. .","doi":"10.31511/eapjfrm.2018.v09i04002","DOIUrl":"https://doi.org/10.31511/eapjfrm.2018.v09i04002","url":null,"abstract":"The present paper provides a platform to understand the prospects and problems of Indian postal system with special reference to Shimoga town.So in order to collect this information, a researcher has selected 100 responents who have opened an account with the post office in Shimoga branch. It particularly focused on the problems or the benefits availed from the post office services provided by Post office. Most of the people are not fully aware about the various post office schemes and most of the people are investing their money in banks and LIC’s instead of post offices. This cause reduction of deposit at the post office. So there is a need to give proper advertisement about the various services and schemes of the post office. So this study deals to overcome those problems and finding a suitable suggestion on that, to overcome them. All levels of customers were surveyed by using questionnaire and the level of satisfaction or dissatisfaction from the postal services was studied. Finally the detail information about the benefits they had received were also considered. An attempt has been made to offer suggestions to post office to improvise their services.","PeriodicalId":375154,"journal":{"name":"ELK ASIA PACIFIC JOURNAL OF FINANCE AND RISK MANAGEMENT","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134210619","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"OVERCONFIDENCE AND EFFECT ON FIRM FINANCIAL DECISIONS IN THE CONTEXT OF BEHAVIORAL CORPORATE FINANCE","authors":"Bilgehan Tekin .","doi":"10.31511/eapjfrm.2018.v09i04004","DOIUrl":"https://doi.org/10.31511/eapjfrm.2018.v09i04004","url":null,"abstract":"","PeriodicalId":375154,"journal":{"name":"ELK ASIA PACIFIC JOURNAL OF FINANCE AND RISK MANAGEMENT","volume":"107 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123543575","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Bilal Ahmad, Z. Iqbal, Hafiz Fawad Ali, Sohail Aslam, Fatima Iqbal, Maria Quibtia
{"title":"FINANCIAL PERFORMANCE ANALYSIS OF DIFFERENT BANKING SECTOR WITH REFERENCE TO PROFITABILITY, LIQUIDITY AND RISK & SOLVENCY: A COMPARATIVE ANALYSIS OF BANKING SECTOR OF PAKISTAN: (2011-2015)","authors":"Muhammad Bilal Ahmad, Z. Iqbal, Hafiz Fawad Ali, Sohail Aslam, Fatima Iqbal, Maria Quibtia","doi":"10.31511/eapjfrm.2018.v09i04003","DOIUrl":"https://doi.org/10.31511/eapjfrm.2018.v09i04003","url":null,"abstract":"","PeriodicalId":375154,"journal":{"name":"ELK ASIA PACIFIC JOURNAL OF FINANCE AND RISK MANAGEMENT","volume":"111 3S 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123617397","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"SEASONALITY AND ASYMMETRIC CONDITIONAL VOLATILITY: AN ANALYSIS OF INDIAN VIX","authors":"Jyothi Chittineni","doi":"10.31511/eapjfrm.2018v09i02001","DOIUrl":"https://doi.org/10.31511/eapjfrm.2018v09i02001","url":null,"abstract":"The study aims to understand the behavior of Indian Implied Volatility Index (Indian VIX) in terms of its seasonal anomalies, like day-of-the-week effect and month-of-the-year effect. The study examines the effect of options expiration dates on expected market volatility. The study also investigates the asymmetric relationship between Indian Implied Volatility and its underlying series Nifty 50 index returns. The empirical result confirms that the Indian VIX holds seasonal anomalies. The results explain that there is a significant positive Monday effect on expected market volatility. The month-of-the-year results reported that the corporate announcements have a significant impact on Indian VIX. The Regression estimates supported a strong negative correlation between Indian VIX and stock returns. The results of the study are important for portfolio managers, volatility traders and risk managers to price the options and to understand the exit and entry timing in the equity markets.","PeriodicalId":375154,"journal":{"name":"ELK ASIA PACIFIC JOURNAL OF FINANCE AND RISK MANAGEMENT","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125863231","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"BUSINESS AND FINANCIAL RISKS IN RELIANCE INDUSTRIES LIMITED: AN EMPIRICAL INVESTIGATION","authors":"A. Yadav, Manish Kumar","doi":"10.31511/EAPJFRM.2018V09I02002","DOIUrl":"https://doi.org/10.31511/EAPJFRM.2018V09I02002","url":null,"abstract":"Risk exists because lack of certainty in future. Risk attached to a firm can be categorised as business risk and financial risk. Present study attempts to analyse various company specific risk indicators in context of business and financial risks. These indicators namely; degree of operating leverage, fixed asset to total asset ratio, degree of financial leverage, debt equity ratio and degree of combined leverage have been analysed with various statistical tools such as descriptive statistics parameters like mean, median, standard deviation and skewness etc., correlation and regression. Total study period has been bifurcated into first half (2008-2012) and second half (2013-2017). These two separate periods then analyzed and compared with each other along with the entire period. A linear regression analysis has also been done to examine the extent of impact of DOL and DFL on DCL. Association between D/E ratio and FATA has also been examined. Various correlation measurement criteria namely; Pearson’s correlation, Spearman’s rank correlation and Kendall’s correlation have been applied to examine the degree of association between risk and return of RIL. Findings reveal that during the study period, covering last ten years, RIL experienced rise in overall risk influenced more by operating risk. Pearson correlation matrix exhibits statistically insignificant association between debt equity and FATA. Further, study also observed negative association between risk undertaken and return generated by RIL. Such association contradicts established theoretical arguments toward positive association between risk and return.","PeriodicalId":375154,"journal":{"name":"ELK ASIA PACIFIC JOURNAL OF FINANCE AND RISK MANAGEMENT","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122538774","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}