Netspar Research Paper Series最新文献_第5页

The Effect of Informal Care from Children on Cognitive Functioning of Older Parents 儿童非正式照顾对老年父母认知功能的影响

Netspar Research Paper Series Pub Date : 2013-01-31 DOI: 10.2139/ssrn.2251784

Eric Bonsang, V. Bordone

引用次数: 7

Housing Preferences of an Ageing Population: Investigation in the Diversity Among Dutch Older Adults 老龄化人口的住房偏好:荷兰老年人的多样性调查

Netspar Research Paper Series Pub Date : 2012-07-16 DOI: 10.2139/ssrn.2120458

Petra Jong, J. Rouwendal, P. V. Hattum, A. Brouwer

{"title":"Housing Preferences of an Ageing Population: Investigation in the Diversity Among Dutch Older Adults","authors":"Petra Jong, J. Rouwendal, P. V. Hattum, A. Brouwer","doi":"10.2139/ssrn.2120458","DOIUrl":"https://doi.org/10.2139/ssrn.2120458","url":null,"abstract":"Mobility on the housing market strongly declines with age. In contrast to younger age groups, older adults show a tendency to ‘stay put’. There is little evidence whether this immobility of older adults is due to choice or to constraint. This study makes an empirical analysis of the underlying preferences for housing of Dutch older adults by reporting the stated preferences of Dutch older adults for bundles of housing characteristics. It offers insight in the relative importance of various aspects of housing and explores whether these preferences are stable for different age groups. The study found a strong preference for the current dwelling (i.e. staying put), especially for the older age groups. Running separate models for different age groups results in an improvement of the log likelihood, indicating the presence of heterogeneity among Dutch older adults. The heterogeneity among older adults is further analyzed by differentiating older adults on their attitudes and personality traits. This results in the identification of five groups of older adults who have (more or less) the same view, motivations and attitude with respect to housing. Between these five groups the heterogeneity in housing characteristics is apparent.","PeriodicalId":357131,"journal":{"name":"Netspar Research Paper Series","volume":"158 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2012-07-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115686369","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 28

Risk Management for the Future: Age, Risk, and Choice Architecture 未来的风险管理:年龄、风险和选择架构

Netspar Research Paper Series Pub Date : 2012-07-09 DOI: 10.2139/ssrn.2716058

Orly Lobel, On Amir

{"title":"Risk Management for the Future: Age, Risk, and Choice Architecture","authors":"Orly Lobel, On Amir","doi":"10.2139/ssrn.2716058","DOIUrl":"https://doi.org/10.2139/ssrn.2716058","url":null,"abstract":"How can regulation in an era of personal responsibility aid people to make the optimal decisions about their future risks, savings, and retirement? This study aims to deepen our understanding of how different age groups process choices in relation to future risk and retirement planning in diverse decision-making environments. In a series of experiments, we examine how age and the life cycle interact with the decision-making environment concerning savings, retirement and well-being. Across multiple experiments we find that when cognitive resources are available older participants opt for more prudent and future oriented financial and retirement choices, but that this pattern does not hold in situations that do not allow the luxury of executive control override. Moreover, in some instances, we find an increased effect of resource depletion for older compared to younger participants. At a theoretical level our findings suggest that much of the difference in financial choices between older and younger decision makers rests in the ability of each age group to override their intuitive and automatic responses to such decisions. At the policy level, as the regulatory field is moving from command-and-control rules to the provision of menu options and choice architecture, our findings provide potential guidelines for better designing retirement and savings plans, such as the implementation of SMT-style programs and the encouragement of annuity over lump sum retirement benefits.","PeriodicalId":357131,"journal":{"name":"Netspar Research Paper Series","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2012-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134156654","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Education Level and Age-Wealth Profiles: An Empirical Investigation 教育水平与年龄-财富关系的实证研究

Netspar Research Paper Series Pub Date : 2012-06-07 DOI: 10.2139/ssrn.1976263

Eelco Zandberg

引用次数: 0

The Relation between Demography and Economics with Special Reference to the Role of Mandatory Funded and Unfunded Old-Age Pensions 人口与经济的关系——兼论强制性公积金与非公积金的作用

Netspar Research Paper Series Pub Date : 2012-03-12 DOI: 10.2139/ssrn.2024847

B. V. Van Praag, J. Hop

{"title":"The Relation between Demography and Economics with Special Reference to the Role of Mandatory Funded and Unfunded Old-Age Pensions","authors":"B. V. Van Praag, J. Hop","doi":"10.2139/ssrn.2024847","DOIUrl":"https://doi.org/10.2139/ssrn.2024847","url":null,"abstract":"In this paper we consider the influence of the demography on the dynamic equilibrium of an economy. More precisely, we focus on mandatory pensions, as in most Western countries except USA and Switzerland the role of ‘the third pension-pillar,’ based on voluntary savings, is relatively minor. Our first main result is that the interest rate in a two-pillar system (PAYG and mandatory pensions) is increasing with the birth rate. This finding would give a theoretical underpinning for the actual conjecture that real long-term interest rates over the world tend to fall in line with falling birth rates. The second result is that the mix between mandatory funded and unfunded systems may be seen as an endogenous result of the system. If the birth rate is rising, the role of the unfunded system declines or even vanishes, while inversely with falling birth rate the role of the unfunded system appears to grow. A third important result is that average utility or welfare increases with increasing birth rates, while at the same time inequality between workers and retired, measured by the benefit ratio, appears to reduce. A final essential result is that a pension system built on a funded and an unfunded component does better in terms of average welfare than a system which consists of a funded system only, except for very low birth rates where a mandatory funded system only yields higher average welfare.","PeriodicalId":357131,"journal":{"name":"Netspar Research Paper Series","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2012-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126460750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Welfare Gains from Illiquid Annuities 非流动性年金带来的福利收益

Netspar Research Paper Series Pub Date : 2012-01-30 DOI: 10.2139/ssrn.2079488

Hippolyte d’Albis, J. Etner

引用次数: 0

Experimental Economics: Economic and Game Theoretic Principles in Experimental Research in the Social Sciences 实验经济学:社会科学实验研究中的经济学和博弈论原理

Netspar Research Paper Series Pub Date : 2011-12-20 DOI: 10.2139/ssrn.1993030

A. Riedl

{"title":"Experimental Economics: Economic and Game Theoretic Principles in Experimental Research in the Social Sciences","authors":"A. Riedl","doi":"10.2139/ssrn.1993030","DOIUrl":"https://doi.org/10.2139/ssrn.1993030","url":null,"abstract":"Understanding individual and social decisions and how they are affected by the environment andinstitutional constraints is at the heart of the social sciences. With the exception ofpsychology, traditionally in the social sciences empirical evidence is gathered via happenstancedata. Such data are plagued with endogeneity problems and unobserved variables which make itdifficult to draw causal inferences and reliably test theories. In the last thirty yearslaboratory experiments are increasingly adopted, especially in economics. Experimental economicsresearch is often based on formal economic or game theoretical models with clear-cut rules whichallow unambiguous inferences from changes in environmental variables. This model-based approach istightly linked to two principles of experimental economics: the use of task related (monetary)incentives and the proscription of deception. Experimental economics plays an important role intheory and model falsification as well as in digging up behavioral regularities in individual andinteractive decision making. Research in experimental economics was instrumental in thedevelopment of new models of other-regarding preferences, boundedly rational reasoning, adaptivelearning, and â€˜noisyâ€™ equilibrium models. The toolbox of economics experiments informs research indecision neuroscience and is also applied in many other fields of the social sciences.Undoubtedly, experimental economics will continue to challenge newly emerging models and suggestnew theories of human behavior and keep on to significantly contribute to knowledge in the socialsciences.","PeriodicalId":357131,"journal":{"name":"Netspar Research Paper Series","volume":"534-536 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2011-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116321010","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Content Learning on Websites: The Effects of Information Personalization 网站内容学习:信息个性化的影响

Netspar Research Paper Series Pub Date : 2011-09-01 DOI: 10.2139/ssrn.1976178

Dimitrios Tsekouras, B. Dellaert, Ting Li

引用次数: 1

Guaranteeing Benefits in Generational Pension Plans 保障代际养老金待遇

Netspar Research Paper Series Pub Date : 2011-08-17 DOI: 10.2139/ssrn.1707999

Xiaohong Huang, R. Mahieu

引用次数: 1

Computerised Detection of Age, Period, and Cohort Effects 年龄、时期和队列效应的计算机检测

Netspar Research Paper Series Pub Date : 2011-08-09 DOI: 10.2139/ssrn.1947210

Michael Ortmann

引用次数: 0