IJIBE International Journal of Islamic Business Ethics最新文献_第2页

QARD ALHASSAN INSTITUTION AS A SUSTAINABLE ETHICAL FINANCING SOLUTION FOR MIDDLECLASS INDIVIDUALS IN MUSLIMMAJORITY COUNTRIES Qard alhassan机构作为穆斯林占多数的国家中产阶级个人的可持续道德融资解决方案

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-06-22 DOI: 10.32890/ijib2023.8.1.4

A. Al-Aidaros

{"title":"QARD ALHASSAN INSTITUTION AS A SUSTAINABLE ETHICAL FINANCING SOLUTION FOR MIDDLECLASS INDIVIDUALS IN MUSLIMMAJORITY COUNTRIES","authors":"A. Al-Aidaros","doi":"10.32890/ijib2023.8.1.4","DOIUrl":"https://doi.org/10.32890/ijib2023.8.1.4","url":null,"abstract":"The purpose of this study is to propose a Qard Alhassan institution based on a Quranic concept regarding financing and borrowing. It is whereby a certain group of society is assisted, specifically middle-class individuals, that helps them get the finance they need and to return what they borrowed without any interest, while preserving the capital of the lenders who will receive the Hereafter reward, but the institution goal is not striving for profits though it may impose minimal fees for its services. The study used a qualitative approach. A holistic review of the Quranic verses, that mention several financial issues such as Riba, Qard alhassan, the study concludes that there is an urgent need to integrate the elements of Iman (believe in Allah) and Akhlaq (Islamic ethics) into the Islamic finance equation. In order to find out the obstacles that may face Qard Alhassan institution, the study presented and analyzed the case of theMalaysian Hajj Corporation project (known as Lembaga Tabung Haji), as there are elements of similarity with the proposed institution. In addition, over 100 personal interviews conducted, in two stages, with Malaysian and Arab experts in the academic and professional aspects in the Islamic financial and banking sector. The interviews conducted in span of 5 years (from 2018 to the end of 2022). The study has proposed a new Islamic financing project that represents the idea of Qard Alhassan institution, provided that several elements to be implemented as mentioned in the study’s recommendations.","PeriodicalId":33481,"journal":{"name":"IJIBE International Journal of Islamic Business Ethics","volume":"11 3 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77896930","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

INFLUENCE OF TA’AWUN (MUTUAL COOPERATION) IN SUSTAINING INNOVATION ALLIANCES 相互合作对持续创新联盟的影响

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-06-22 DOI: 10.32890/ijib2023.8.1.2

Suhaimi Bin Mhd Sarif, Yusof Ismail, Dolhadi Zainudin

引用次数: 0

A REVIEW OF A FINTECH FINANCING PLATFORM: POTENTIAL AND CHALLENGES OF ISLAMIC CROWDFUNDING TO ENTREPRENEURS 金融科技融资平台综述:伊斯兰众筹对企业家的潜力和挑战

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-06-22 DOI: 10.32890/ijib2023.8.1.5

Norhafiza Nordin, Zaemah Zainuddin

{"title":"A REVIEW OF A FINTECH FINANCING PLATFORM: POTENTIAL AND CHALLENGES OF ISLAMIC CROWDFUNDING TO ENTREPRENEURS","authors":"Norhafiza Nordin, Zaemah Zainuddin","doi":"10.32890/ijib2023.8.1.5","DOIUrl":"https://doi.org/10.32890/ijib2023.8.1.5","url":null,"abstract":"The emergence of financial technology, known as fintech, has altered the landscape of traditional financial institutions. Broadly defined, fintech is the application of technology in finance. Conventional and Islamic crowdfunding platforms are fintech innovations that offer a great alternative to traditional financial lenders like banks. This paper aims to provide insights regarding crowdfunding as an alternative fundraising source for entrepreneurs, especially start-ups, who usually face financial challenges. This paper uses a deskresearch methodology to review the extant literature on crowdfunding as an entrepreneur's funding source. Findings show that crowdfunding adoption is rapidly increasing and is embraced by many underserved entrepreneurs. As a promising alternative, it offers excellent potential by providing services at a lower transaction cost and greater efficiency. It also covers a broader market penetration. Islamic crowdfunding benefits even more, as the nature of Islamic financing helps to curb excessive credit expansion, thus helpingto stabilise the economy. The application and importance of Islamic crowdfunding are in line with the three classes of Maqasid-Shariah, which are darūrāt (necessities), ḥājīyāt (needs), and taḥsīnīyāt (luxuries). Nevertheless, crowdfunding is not without problems and challenges. Major problems usually arise from regulatory and fraud issues, such as stolen ideas and lack of proper regulations. This paper may help create awareness about crowdfunding, its potential, and its challenges to entrepreneurs. The findings may alsoserve as reference points for future researchers to examine further the issues and challenges in the crowdfunding industry, especially Islamic crowdfunding, in promoting competency and sustainability for entrepreneurs' interests.","PeriodicalId":33481,"journal":{"name":"IJIBE International Journal of Islamic Business Ethics","volume":"44 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80644466","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

حكم نقل الميتوكوندريا من خلال قياسه على الرضاع وتعريف مكانته ضمن المنظومة المقاصدية 通过测量母乳和确定其在目的地系统中的地位来确定线粒体转移的规定

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-06-08 DOI: 10.1163/24685542-20230090

هدى هلال

{"title":"حكم نقل الميتوكوندريا من خلال قياسه على الرضاع وتعريف مكانته ضمن المنظومة المقاصدية","authors":"هدى هلال","doi":"10.1163/24685542-20230090","DOIUrl":"https://doi.org/10.1163/24685542-20230090","url":null,"abstract":"الخلاصة يتعرض هذا البحث لإحدى المستجدات المتعلقة بالعلاج الجيني للميتوكوندريا المصابة عن طريق الأم المانحة من خلال إحدى تقنيتين؛ النقل النووي أو نقل مغزل الأم. يسعى البحث للإجابة على السؤال المركزي وهو: هل يمكن مقارنة الأم المانحة للميتوكوندريا بالأم المرضعة؟ يناقش البحث الحكم الشرعي من خلال محورين رئيسيين. المحور الأول: قياس نقل الميتوكوندريا السليمة على الرضاعة. المحور الثاني: تحديد المكانة المفترضة لنقل الميتوكوندريا ضمن مقاصد الشريعة. توصل البحث إلى مجموعة من النتائج المترتبة على الاستقراء، والاستنتاج المنطقي المبني على المقدمات الأصولية الثابتة في القرآن والسنة ومقاصد الشريعة. أهم هذه النتائج ما يلي: هناك تشابه بين علة نقل الميتوكوندريا من الأم المانحة من حيث تزويدها الخلية بمراكز الطاقة، وعلة الرضاع من حيث إمدادها الخلايا بالغذاء المتحول إلى طاقة لبناء جميع الأعضاء. تنتمي هذه القضية إلى عدة مقاصد ضرورية حسب نموذج الشاطبي (ت. 790/‫1388‬)، ويقع بالمنطقة البينية بين مقصد حفظ الدين والنفس والنسل مما يدعم القول بقبولها. ويترجح قبول العلاج بنقل الميتوكوندريا حسب نظرية ابن عاشور (ت. 1393/‫1973‬) من حيث مساواة حفظ النسل من الهلاك مع حفظ النفس، بينما تبقى قضية حفظ النسب أقل أهمية لأنها تنتمي إلى الحاجي، مع الشبهة بتحريم تقنية النقل النووي لأنها تستهدف البويضة بعد التخصيب‪.‬","PeriodicalId":33481,"journal":{"name":"IJIBE International Journal of Islamic Business Ethics","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135364335","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

al-Taʾsīs al-Iʾtimānī li-ʿIlm al-Maqāṣid, written by Ṭāhā ʿAbd al-Raḥmān al-Taʾī年代al-Iʾ蒂姆ānīli -ʿIlm al-Maqāṣid,由ṬāhāʿAbd al-Raḥmān

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-06-07 DOI: 10.1163/24685542-20230088

Mohammed Gamal Abdelnour

引用次数: 0

القيم الضرورية ومقاصد التشريع الإسلامي, written by فهمي محمد علوان القيم الضرورية ومقاصد التشريع الإسلامي, written by فهمي محمد علوان

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-06-07 DOI: 10.1163/24685542-20230089

تركي المصطفى

引用次数: 0

Islamic Ethics as Educational Discourse: Thought and Impact of the Classical Muslim Thinker Miskawayh (d. 1030), edited by Sebastian Günther and Yassir El Jamouchi 作为教育话语的伊斯兰伦理:古典穆斯林思想家米斯卡瓦伊的思想和影响(1930年)，由塞巴斯蒂安·格内尔和亚西尔·埃尔·贾穆奇编辑

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-05-03 DOI: 10.1163/24685542-20230087

J. Mattila

引用次数: 0

Digital Nomads as A Strategy to Accelerate the Religious Tourism Recovery in Post-Pandemic 数字游牧民:大流行病后加速宗教旅游复苏的战略

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-03-31 DOI: 10.30659/ijibe.8.1.26-39

Shofi'unnafi Shofi'unnafi, Bayu Mitra A. Kusuma

{"title":"Digital Nomads as A Strategy to Accelerate the Religious Tourism Recovery in Post-Pandemic","authors":"Shofi'unnafi Shofi'unnafi, Bayu Mitra A. Kusuma","doi":"10.30659/ijibe.8.1.26-39","DOIUrl":"https://doi.org/10.30659/ijibe.8.1.26-39","url":null,"abstract":"This study aims to analyze the potential of Kudus Regency in implementing digital nomads as a strategy to accelerate Islamic religious tourism recovery after the COVID-19 pandemic. This research is important because even though pandemic control has gotten better, there is no guarantee that a virulent virus like COVID-19 will not emerge again and then have an impact on the tourism vacuum. To examine the potential of digital nomads in the Kudus Regency, the research results will be displayed using four aspects of tourism products including attraction, accessibility, amenity, and ancillary, and then discussed with SWOT as an analytical tool. This study uses a qualitative and descriptive approach where data collection is done by observation, interviews with seven informants, and focus group discussions with ten experts. The research results showed that: First, the attraction aspect is very promising because of the many and a varied number of Islamic religious tourism destinations in Kudus. Second, the accessibility aspect still needs improvement because the bus is the only mass public transportation option that directly reaches Kudus. Third, the amenities aspect requires adjustments to prices and health protocol standards. Fourth, the ancillary aspect is quite promising because health facilities, banking, and internet networks are wellavailable. Thus, attraction and ancillary become elements of strength (S), accessibility becomes weakness (W), and amenities become opportunity (O). However, attraction can also turn into a threat (T) if it is not managed properly because many tourist objects have died after the pandemic.","PeriodicalId":33481,"journal":{"name":"IJIBE International Journal of Islamic Business Ethics","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45838491","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Determinants of Sharia Banking Market Share in Indonesia 印尼伊斯兰银行市场份额的决定因素

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-03-31 DOI: 10.30659/ijibe.8.1.54-68

Wahyu Syarvina, S. Sugianto

引用次数: 0

Determinant of Intention to Purchase Halal Cosmetics: A Millennial and Z Generation Perspective 清真化妆品购买意向的决定因素：千禧一代和Z世代视角

IJIBE International Journal of Islamic Business Ethics Pub Date : 2023-03-31 DOI: 10.30659/ijibe.8.1.12-25

Nurcahyono Nurcahyono, Asmaa Hanifah

{"title":"Determinant of Intention to Purchase Halal Cosmetics: A Millennial and Z Generation Perspective","authors":"Nurcahyono Nurcahyono, Asmaa Hanifah","doi":"10.30659/ijibe.8.1.12-25","DOIUrl":"https://doi.org/10.30659/ijibe.8.1.12-25","url":null,"abstract":"In recent years, the halal industry has become a trend, this is because the Indonesian people have begun to apply halal culture as a lifestyle. This article aims to determine the factors influencing the purchase intention of halal cosmetics among millennials and generation Z. The author uses the theory of planned behavior to identify factors that encourage a person's intention to buy halal cosmetics among millennials and generation Z. The variables or predictors are attitudes, halal awareness, subjective norms, knowledge, halal labels, buying behavior, brand image, psychological risk, social media, and religiosity. This study has advantages compared to others because it uses a psychological approach in the form of buying and risk behavior and uses the effects of social media. The data was obtained through a survey conducted by the millennial generation and generation Z, who live in the city of Semarang. The sampling method used was non-probability with a purposive sampling technique. The data analysis of this research used Structural Equation Modeling (SEM) � Partial Least Square (PLS) with WarpPLS application. Testing is done using the measurement, goodness of fit, and structural models. The results showed that the factors influencing the purchase of halal cosmetics are attitudes, subjective norms, knowledge, halal labels, buying behavior, brand image, psychological risk, and religiosity. However, the halal awareness variable, social media, is not a determinant of someone buying halal cosmetics. The results show that the halal awareness of research respondents is still low because they have not fully paid attention to the halal aspect. Currently, social media provides too much information, making it difficult to distinguish whether it is credible or not, so respondents choose other alternatives.","PeriodicalId":33481,"journal":{"name":"IJIBE International Journal of Islamic Business Ethics","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49472317","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1