Journal of Islamic Banking and Finance最新文献

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The Determinants the Rate of Return on Deposits in Islamic Banks 伊斯兰银行存款回报率的决定因素
Journal of Islamic Banking and Finance Pub Date : 2020-03-09 DOI: 10.22515/jfib.v2i2.1645
Ahmad Al-Harbi
{"title":"The Determinants the Rate of Return on Deposits in Islamic Banks","authors":"Ahmad Al-Harbi","doi":"10.22515/jfib.v2i2.1645","DOIUrl":"https://doi.org/10.22515/jfib.v2i2.1645","url":null,"abstract":"This study aims to identify the determinates of the rate of return on deposits in Islamic banks. The study, according to the best of my knowledge, is the first study to investigate the factors affecting the rate of return in Islamic banks using cross-country data with a large sample of banks and for a prolonged period. To achieve its aim, the author used data from almost all Islamic banks in the world for a 20-year period (1989-2008). The data were analyzed using a two-way fixed-effect model. The empirical results demonstrate that capital adequacy (default risk), credit risk, age, economic growth, and concentration significantly and negatively influenced the return on deposits in Islamic banks. The results also suggest that foreign ownership, size, inflation, and oil prices had significant and positive effects on the rate of return. Moreover, the results indicated that deposit insurance (positive), interest rates (positive), and deposit growth (negative) are not determinants of the rate of return in Islamic banks.  ","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"40 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2020-03-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86666926","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Peranan Bank Wakaf Mikro dalam Pemberdayaan Usaha Kecil pada Lingkungan Pesantren 小型Wakaf银行在寄宿学校环境的小型企业中所起的作用
Journal of Islamic Banking and Finance Pub Date : 2019-11-06 DOI: 10.22515/JFIB.V2I1.1806
Muhammad Alan Nur, R. Muharrami, M. Arifin
{"title":"Peranan Bank Wakaf Mikro dalam Pemberdayaan Usaha Kecil pada Lingkungan Pesantren","authors":"Muhammad Alan Nur, R. Muharrami, M. Arifin","doi":"10.22515/JFIB.V2I1.1806","DOIUrl":"https://doi.org/10.22515/JFIB.V2I1.1806","url":null,"abstract":"The purpose of this study was to determine the effect of Micro Waqf Bank financing on the empowerment of micro-businesses in the al-Pansa boarding school environment. The study uses qualitative methods with a phenomenological approach. The population in this study are customers who are included in the first and second Halmi forces at the al-Pansa Micro Endowments Bank. In conducting data collection techniques used are observation, interviews, and triangulation. The data analysis uses the Miles and Huberman approach. The results showed that the financing and business assistance carried out by the Al-Pansa Micro Waqf Bank had an impact on an increase in the number of production members. This increase in production has led to an increase in business revenues and customer profits which has subsequently helped to improve the economic conditions of customers. Despite the increase, the increase has not increased significantly.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"11 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88883654","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 10
Determinan Nilai Perusahaan Manufaktur Yang Terdaftar di Indeks Saham Syariah Indonesia Periode 2011-2017 制造价值决定公司注册于2017年至2017年期间的印尼伊斯兰股票指数
Journal of Islamic Banking and Finance Pub Date : 2019-11-06 DOI: 10.22515/JFIB.V2I1.1748
Muhammad Hamdan Aninulyaqin, Endri Endri, Sigid Eko Pramono
{"title":"Determinan Nilai Perusahaan Manufaktur Yang Terdaftar di Indeks Saham Syariah Indonesia Periode 2011-2017","authors":"Muhammad Hamdan Aninulyaqin, Endri Endri, Sigid Eko Pramono","doi":"10.22515/JFIB.V2I1.1748","DOIUrl":"https://doi.org/10.22515/JFIB.V2I1.1748","url":null,"abstract":"The purpose of this research is to analyze the effects of managerial ownership, audit committees, investment opportunities, profitability, and corporate social responsibility (CSR) on the value of manufacturing companies. This research uses data obtained from a manufacturing account of the manufacturing company registered in the Indonesia Sharia Stocks Index (ISSI) period of 2011-2017 Analysis using the application of the panel data regression model with the e-views 9 and Microsoft excel. Studies show that the most appropriate selection of models for the data panel's regression is a fixed-effect model with the result of research that managerial ownership, profitability, and corporate social responsibility (CSR) have no significant effect on the value of manufacturing companies, while the variable committee's variables and investment opportunities have significant to the value of the company listed on the Indonesia Sharia Stocks Index (ISSI) period of 2011-2017.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"54 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80567488","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Pengaruh Makro Ekonomi Terhadap Profitabiltas Bank Umum Syariah di Indonesia Tahun 2014-2018
Journal of Islamic Banking and Finance Pub Date : 2019-11-06 DOI: 10.22515/JFIB.V2I1.1825
Wahyudin Priyono, Imanda Firmantyas Putri Pertiwi
{"title":"Pengaruh Makro Ekonomi Terhadap Profitabiltas Bank Umum Syariah di Indonesia Tahun 2014-2018","authors":"Wahyudin Priyono, Imanda Firmantyas Putri Pertiwi","doi":"10.22515/JFIB.V2I1.1825","DOIUrl":"https://doi.org/10.22515/JFIB.V2I1.1825","url":null,"abstract":"This study aims to analyze and identify the effects of inflation and rupiah exchange rates on profitability in Islamic banks in Indonesia with mudharabah deposit as the mediator. Using secondary data that are published by the central bank of Indonesia and financial services authority, the method used in this research is Ordinary Least Square. The result indicates the inflation variable, exchange rate, and mudharabah deposits simultaneously give a significant influence toward profitability (ROA) of the Sharia Commercial Bank in Indonesia. While partially, inflation and exchange rate have no significant effect on profitability (ROA). While mudharabah deposits have a significant positive effect on profitability (ROA). Inflation has a significant negative effect on mudharabah deposits and the exchange rate has a significant positive effect on mudharabah deposits. The path analysis result shows that the mudharabah deposit variable is unable to mediate the effect of inflation and te exchange rate to profitability (ROA)","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"48 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85246885","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Analisis Prudential Principle pada Pembiayaan Murabahah Produk KPR Indent BTN IB di Bank Tabungan Negara Syariah Cabang Malang
Journal of Islamic Banking and Finance Pub Date : 2019-11-06 DOI: 10.22515/JFIB.V2I1.1810
Ridha Clasnita Thulusia, Khusnudin Khusnudin
{"title":"Analisis Prudential Principle pada Pembiayaan Murabahah Produk KPR Indent BTN IB di Bank Tabungan Negara Syariah Cabang Malang","authors":"Ridha Clasnita Thulusia, Khusnudin Khusnudin","doi":"10.22515/JFIB.V2I1.1810","DOIUrl":"https://doi.org/10.22515/JFIB.V2I1.1810","url":null,"abstract":"The prudential principle is a guideline in bank management that must be adhered to create healthy, strong and efficient banking by statutory provisions. One of the business activities that must be carried out prudently is fund distribution. Prudential Principle is said to be important because it relates to the interests of customers who entrust their customers, as written in Law Article 36 Number 21 concerning Sharia Banking. During the research period, BTN KCS Malang was able to increase the realization of BTN iB Indent KPR financing. It was interesting for researchers to find out about the application of the Prudential Principle to Murabaha financing products. This study uses a descriptive qualitative approach that aims to determine the Prudential Principle conducted by BTN KCS Malang in distributing Murabaha financing. The research respondents consisted of internal parties of banks and KPR Indent BTN iB financing customers. The results showed that Malang KCS BTN used 5C analysis in analyzing prospective Murabaha financing customers. Prudential Principle has been done properly and carefully in the distribution of murabaha financing.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"20 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77685251","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Peran Kepemimpinan Transformasional dalam Meningkatkan Kinerja Individu Santri pada Unit Usaha Pondok Pesantren 变革型领导作用,改善伊斯兰寄宿学校的个人绩效
Journal of Islamic Banking and Finance Pub Date : 2019-11-06 DOI: 10.22515/JFIB.V2I1.1831
Fuad Dhiya Ul Husaen, Reni Rosari
{"title":"Peran Kepemimpinan Transformasional dalam Meningkatkan Kinerja Individu Santri pada Unit Usaha Pondok Pesantren","authors":"Fuad Dhiya Ul Husaen, Reni Rosari","doi":"10.22515/JFIB.V2I1.1831","DOIUrl":"https://doi.org/10.22515/JFIB.V2I1.1831","url":null,"abstract":"This study aims to determine how much influence transformational leadership on the individual performances of santri, mediated by the innovative behavior of santri. This research is confirmatory research that aims to examine theories that have been there before. The number of samples in this study was 102 students who worked in the business unit of the Sidogiri Islamic boarding school. The sample selection uses a purposive sampling technique. Data was collected using a questionnaire instrument with a Likert scale. Testing the hypothesis refers to Baron Kenny's mediation theory and processing data using Smart PLS 3 applications, by analyzing the results of evaluating the outer and inner models. The results of this study indicate that; (1) transformational leadership of the head of a business unit has a significant positive effect on the individual performance of students with a coefficient of 0.546. (2) innovative behavior proved not to mediate the influence of transformational leadership head of the unit on individual student performance.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"74 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-11-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84356020","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Disclosure of Islamic Social Reporting in Sharia Banks: Case of Indonesia and Malaysia 伊斯兰银行的伊斯兰社会报告披露:以印度尼西亚和马来西亚为例
Journal of Islamic Banking and Finance Pub Date : 2019-02-18 DOI: 10.22515/JFIB.V1I2.1495
Marita Kusuma Wardani, Dea Devita Sari
{"title":"Disclosure of Islamic Social Reporting in Sharia Banks: Case of Indonesia and Malaysia","authors":"Marita Kusuma Wardani, Dea Devita Sari","doi":"10.22515/JFIB.V1I2.1495","DOIUrl":"https://doi.org/10.22515/JFIB.V1I2.1495","url":null,"abstract":"This study aims to analyze the effect of profitability, leverage, the board of Commissioners and the number of sharia supervisory board of the Islamic Social Reporting (ISR) Islamic banks in Indonesia and Malaysia during the period 2014-2016. The dependent variable in this study is Islamic Social Reporting. While the independent variable is profitability, leverage, the board of Commissioners and the number of sharia supervisory board. The population in this study includes all Islamic banks. Samples were selected using a purposive sampling method and acquired 12 units of Islamic banks in Indonesia and 15 units of Islamic banks in Malaysia. Analysis of the data to test the hypothesis used multiple regression (OLS). The results showed that the profitability of significant positive effect on the disclosure of ISR in Islamic banks in Indonesia, but not with Islamic banks in Malaysia. The study also produced findings that the Board of Commissioners of significant positive effect on the disclosure of ISR in both countries. Furthermore, leverage and the number of sharia supervisory boards do not significantly affect the ISR.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"26 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87282316","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 13
Effect of Profitability and Leverage on Disclosure of Corporate Social Responsibility in Islamic Commercial Banks 盈利能力和杠杆对伊斯兰商业银行企业社会责任披露的影响
Journal of Islamic Banking and Finance Pub Date : 2019-02-18 DOI: 10.22515/JFIB.V1I2.1494
S. Alfiyah
{"title":"Effect of Profitability and Leverage on Disclosure of Corporate Social Responsibility in Islamic Commercial Banks","authors":"S. Alfiyah","doi":"10.22515/JFIB.V1I2.1494","DOIUrl":"https://doi.org/10.22515/JFIB.V1I2.1494","url":null,"abstract":"The purpose of this study is to determine the effect of profitability and leverage on Corporate Social Responsibility. The population in this study are all Sharia Commercial Banks registered in the Financial Services Authority from 2014-2016. The sampling technique used purposive sampling method and obtained 10 research samples. For the dependent variable (y) of this research is Corporate Social Responsibility. For independent variable (x) that is profitability and leverage. The method used is quantitative research method. For data source is secondary data by using data analysis with statistic used SPSS software program assistance Smart SPSS 20. The results of this study indicate that profitability has no significant effect on Corporate Social Responsibility. The study also concluded that Leverage significantly influence Corporate Social Responsibility.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76560865","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Analysis of Sharia Financing Potentials on Fisheries Sector 渔业部门伊斯兰教法融资潜力分析
Journal of Islamic Banking and Finance Pub Date : 2019-02-18 DOI: 10.22515/JFIB.V1I2.1475
Muhfiatun Assany
{"title":"Analysis of Sharia Financing Potentials on Fisheries Sector","authors":"Muhfiatun Assany","doi":"10.22515/JFIB.V1I2.1475","DOIUrl":"https://doi.org/10.22515/JFIB.V1I2.1475","url":null,"abstract":"The purpose of this research is to find out the potency of sharia financing in the fisheries sector in Jetis Village, Nusawungu, Cilacap District. The study was conducted in Jetis Village, Nusawungu, Cilacap District, with the consideration that Jetis Village is the village with the most businesses in the field of fisheries. The sample in this research is fisherman and businessman processed Lea Fish Chips (Krispi Ikan Lea). The data in this research is collected with interview technique. The data analysis used in this research is qualitative and quantitative analysis. The qualitative analysis is used to get an overview of descriptive explanation regarding the fisheries industries. Meanwhile, the quantitative analysis is used for analyzing the cost of every activity, such as investment cost, operational cost, production and marketing cost. Financial analysis is also used to measure cash flow, Break Event Point, Payback Period, Net Present Value and sensitivity analysis. The finding of this research shows that the fisheries business in Jetis Village has the potency to get financing from Islamic Banking. Based on the analysis of the financial feasibility of the lea crispy sich (Krispi Ikan Lea) business is feasible to be cultivated. With a five year project period and 20,6% of margin rates, this business could pay their payment to the Islamic Bank dan produce a good amount of profit for their business. The fishermen also passed the financial feasibility test and are also cultivated with a five-year period of the project and with a total profit of Rp 121,245,775.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"10 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80614465","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Waqf Management: Perspective in Comparison Waqf管理:比较视角
Journal of Islamic Banking and Finance Pub Date : 2019-02-18 DOI: 10.22515/JFIB.V1I2.1453
A. Mubaraq
{"title":"The Waqf Management: Perspective in Comparison","authors":"A. Mubaraq","doi":"10.22515/JFIB.V1I2.1453","DOIUrl":"https://doi.org/10.22515/JFIB.V1I2.1453","url":null,"abstract":"Waqf is an important instrument to improve welfare. Traditionally, the object of waqf is land. However, as civilization develops, waqf objects also need innovation because of limited land. This innovation also needs to be balanced with quality management. This study compares perspective of waqf management by three institutions in Province Yogyakarta Indonesia. They are Nahdlatul Ulama, Muhammadiyah, and Badan Wakaf Indonesia. This study uses explorative qualitative techniques. Data was obtained from interviews and documentation. Data analysis by coding techniques (breaking coding, pivot coding and choir coding). The results of the study found that (a) the management of waqf by Nahdlatul Ulama has not been managed properly legally administrative; (b) the management waqf by Muhammadiyah has been managed legally administratively; (c) the management and utilization of waqf by the Badan Wakaf Indonesia is well managed legally.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"12 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89858050","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
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