Journal of Islamic Banking and Finance最新文献_第2页

Pengaruh Pendapatan Perkapita, Suku Bunga, Populasi dan Zakat Terhadap Tingkat Konsumsi Rumah Tangga di Indonesia 人均收入、利率、人口和Zakat对印尼家庭消费水平的影响

Journal of Islamic Banking and Finance Pub Date : 2021-09-08 DOI: 10.22515/JFIB.V4I1.3577

Zarkasi Zarkasi, L. Hidayah

引用次数: 0

Realization and Contribution Sukuk Retail, Savings, and Retail's Waqf During The 2020 Covid-19 Pandemic 2020年Covid-19大流行期间伊斯兰债券零售、储蓄和零售Waqf的实现和贡献

Journal of Islamic Banking and Finance Pub Date : 2021-09-08 DOI: 10.22515/JFIB.V4I1.3509

Moh Agus Nugroho, Rika Febby Rhamadhani, F. Khair

引用次数: 5

Escalation of Online Zakat in New Normal 新常态下在线天课的升级

Journal of Islamic Banking and Finance Pub Date : 2021-09-08 DOI: 10.22515/JFIB.V4I1.3535

Maulida Dwi Agustiningsih, Ravika Mutiara Savitrah, P. Lestari

{"title":"Escalation of Online Zakat in New Normal","authors":"Maulida Dwi Agustiningsih, Ravika Mutiara Savitrah, P. Lestari","doi":"10.22515/JFIB.V4I1.3535","DOIUrl":"https://doi.org/10.22515/JFIB.V4I1.3535","url":null,"abstract":"Now adays, the world is still struggling in dealing with Covid-19 and all the effects it causes. This condition has many impacts, including on the socio-economic sector and can be overcome by increasing zakat income. Given the extremely dangerous nature of the transmission of the corona virus, WHO recommends the use of digital money. This also applies to the payment of zakat through e-zakat (online payment of zakat). This study aims to determine the factors that influence Muzakki's decision to pay zakat online.This study uses a younger generation as a sample because of its role as the largest internet users who are able to easily learn the latest technology. This research contributes to providing new insights regarding the factors that influence consumers in using e-zakat. This research has implications for amil zakat institutions to innovate through e-zakat services and improve their services so that more consumers can serve so that the number of users will increase. Research instrument used to obtain data was a likert scale questionnaire. The research model used is the Structural Equation Model (SEM) and analyzed using PLS to test the measurement model and the structural model simultaneously. Based on the results of hypothesis testing, e-wom and religiosity have a positive effect on the decision to pay zakat. Meanwhile, the intention variable proved insignificant in moderating the relationship between e-wom and religiosity towards the decision to pay zakat online. Keywords: e-wom, religiosity, intention, decision","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"43 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83005441","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Islamisation of Microfinance program in The Gambia 冈比亚小额信贷项目的伊斯兰化

Journal of Islamic Banking and Finance Pub Date : 2021-09-08 DOI: 10.22515/JFIB.V4I1.3385

S. Gassama

{"title":"Islamisation of Microfinance program in The Gambia","authors":"S. Gassama","doi":"10.22515/JFIB.V4I1.3385","DOIUrl":"https://doi.org/10.22515/JFIB.V4I1.3385","url":null,"abstract":"The Gambia is a 95 percent Muslim that is located in the western part of Africa. The population of the country is just around 2.5 m. The Gambia is largely dependent on Agriculture, tax and foreign aid and is ranked 178, in the Human Development Index 2019, the Gambia is classified as a country with medium human development. Currently there are various microfinance program that has been existing for years, but none of them are having Islamic microfinance loan products, as a result some did not take their loans and even those who take it is hard to change their lives, because it is purely for profit making and also the higher interest rate. Islamic Microfinance would be the best kind of development instrument for the population of Gambia. The microfinance institutions in the Gambia are very well expanded, they are the main source of credit to the Gambian population both rural and urban. Therefore it will be very important if microfinance institutions in the Gambia can introduce Islamic microfinance. The objective of this paper is to suggest ways to Islamize microfinance in The Gambia and the benefits Islamic microfinance. It is anticipated that the outcome of this paper would complement efforts by the government and NGO in the fight to eradicate poverty in the Gambia.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"25 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90747623","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis of Savings and Loans Scheme by Family Welfare Empowerment Organization As a Fulfillment Solution for Muslim in the Pandemic Outbreak 家庭福利赋权组织的储蓄和贷款计划作为大流行病爆发中穆斯林的履行方案分析

Journal of Islamic Banking and Finance Pub Date : 2021-09-08 DOI: 10.22515/JFIB.V4I1.2962

Helti Nur Aisyiah, Alvin Yahya

{"title":"Analysis of Savings and Loans Scheme by Family Welfare Empowerment Organization As a Fulfillment Solution for Muslim in the Pandemic Outbreak","authors":"Helti Nur Aisyiah, Alvin Yahya","doi":"10.22515/JFIB.V4I1.2962","DOIUrl":"https://doi.org/10.22515/JFIB.V4I1.2962","url":null,"abstract":"This study aims to analyze the savings and loans scheme at the Family Welfare Empowerment Organization (FWEO) at the Neighborhood Association (NA) XY, Karanganyar Regency, during the Covid-19 pandemic outbreak. This study uses a qualitative approach with the method of observation and interviews. Observations observe the object of research when transacting savings and loans and the distribution of residual income. Interviews confirmed people who are directly related to the savings and loans activities at FWEO of NA XY including the chairperson, fund administrator of FWEO and Muslim borrowers.The results of the study show that the savings and loans activities at FWEO of NA XY are family-based community activities and prioritize the principle of ta'awun or mutual assistance. One of the assistance is given to Muslims members of FWEO and suffering from financial difficulties during the pandemic outbreak. The principle of ta'awun is reflected by the scheme of savings, loans and the ease use of residual income and based on trust among members. This fact supports the findings that the existence of FWEO in NA XY makes it easier for Muslims to obtain funds as well as to ease the economic burden, especially for those affected by Covid-19.","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"39 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-09-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81517386","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Development Maqashid Sharia Performance in Islamic Bank 发展麦加希德伊斯兰教法绩效在伊斯兰银行

Journal of Islamic Banking and Finance Pub Date : 2021-08-04 DOI: 10.22515/JFIB.V3I2.2978

M. Taufik

{"title":"Development Maqashid Sharia Performance in Islamic Bank","authors":"M. Taufik","doi":"10.22515/JFIB.V3I2.2978","DOIUrl":"https://doi.org/10.22515/JFIB.V3I2.2978","url":null,"abstract":"Islamic banks differ from conventional banks both in philosophy and practice. Its implication is the measurement of performance with financial measures is inappropriate. Maqashid sharia as an alternative continues to develop, so that existing measurements have shortcomings. This study develops the existing measurement of maqashid sharia. The development was carried out in three stages, namely literacy studies, weighted scores, and semi structured interviews. Interviews were conducted with academics of ushul fiqh, Islamic economics, Islamic accounting and practitioners of Islamic banking. Maqashid Sharia Performance (MSP) as a measurement development compiles operational definitions into legal and social requirements. Legal requirements consist of 11 SSB Report indices, 7 product and activity indices, 4 document confirmation indices, 7 zakat indices, and 7 attestation of accounting indices. The social requirements consist of 11 daruriyat ratios, 4 hajiyat ratios, and 2 tahsiniyyat ratios. This research contributes to finding measurements of maqashid sharia that meet the aspects of form and substance and are comprehensive for all levels of daruriyat, hajiyyat, and tahsiniyyat. Keywords : maqashid sharia performance, legal requirement, social requirement, financial measurement, Islamic bank","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"42 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75685120","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

The Impact of Various Mode of Financings in Reducing Inequality in Various Groups of Countries 不同融资模式对减少不同国家群体不平等的影响

Journal of Islamic Banking and Finance Pub Date : 2021-08-04 DOI: 10.22515/JFIB.V3I2.2931

I. Yuliani, M. A. Rohman

引用次数: 0

Performance Analysis of Islamic Micro Finance Institutions on Sustainable Rural Development in Indonesia 伊斯兰微型金融机构在印尼农村可持续发展中的绩效分析

Journal of Islamic Banking and Finance Pub Date : 2021-08-04 DOI: 10.22515/JFIB.V3I2.2965

A. Anwar, E. Susilo, F. Rohman, P. B. Santoso, Edy Yusuf Agung Gunanto, Darwanto Darwanto

{"title":"Performance Analysis of Islamic Micro Finance Institutions on Sustainable Rural Development in Indonesia","authors":"A. Anwar, E. Susilo, F. Rohman, P. B. Santoso, Edy Yusuf Agung Gunanto, Darwanto Darwanto","doi":"10.22515/JFIB.V3I2.2965","DOIUrl":"https://doi.org/10.22515/JFIB.V3I2.2965","url":null,"abstract":"This study aims to analyze the influence of the performance of Islamic microfinance institutions (MFIs) in strengthening the agricultural and fisheries sector to realize sustainable rural development. The study uses quantitative method and purposive sampling method. The sample of this study was 85 agricultural and fishery business actors in Central Java, Indonesia. The variable quality of service, accessibility and philanthropic characteristics of Islamic MFIs towards sustainable rural development which mediated by strengthening of the agricultural and fisheries sector. The urgency of this research is to establish a financing model for the agriculture and fisheries sector. This study uses primary data which collected through filling out the questionnaires by business actors in the agriculture and fisheries sector. The results showed that 1) the service quality of Islamic MFIs had no impact on strengthening the agricultural and fisheries sector 2) accessibility of Islamic MFIs had a positive impact on strengthening the agricultural and fisheries sector 3) philanthropic characteristics had a positive impact on strengthening the agricultural and fisheries sector 4) strengthening the agriculture and fisheries sector has a positive impact on sustainable rural development. This research can be used as a model for channeling customer funds to finance Islamic MFIs ","PeriodicalId":31275,"journal":{"name":"Journal of Islamic Banking and Finance","volume":"205 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-08-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86417497","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Islamic Branding dan Religiusitas Terhadap Minat Masyarakat Muslim dalam Berwakaf Uang 伊斯兰品牌和宗教信仰对穆斯林社会的货币利益的影响

Journal of Islamic Banking and Finance Pub Date : 2021-08-04 DOI: 10.22515/JFIB.V3I2.3750

Rianda Hanis, P. Alifiani

引用次数: 0

Hak Kekayaan Intelektual Sebagai Wakaf Produktif yang Potensial 知识产权作为一个潜在的生产者

Journal of Islamic Banking and Finance Pub Date : 2021-08-04 DOI: 10.22515/JFIB.V3I2.3749

Syifa Habibah

引用次数: 0