{"title":"The Conception of Sharia Fintech Lending and Its Regulatory Preparedness in Indonesia","authors":"Suad Fikriawan, Diyan Putri Ayu, Nafi’ah Nafi’ah","doi":"10.37680/ijief.v3i1.2468","DOIUrl":"https://doi.org/10.37680/ijief.v3i1.2468","url":null,"abstract":"This study aims to describe the concept of Sharia Fintech Lending and its regulatory readiness in Indonesia. Along with the development of technology and online lending issues that are troubling the public, sharia fintech lending grows and develops. However, the challenges of online lending make this industry little known to the public, so its development tends to be slow. In quantitative terms, this industry is not as much as conventional fintech. Therefore the government (OJK) initiated regulations for this industry supported by the DSN MUI Fatwa. However, after it was implemented, it turned out that there were many obstacles that hindered the growth of sharia fintech lending. Based on the research findings, OJK needs to review this regulation to make it more flexible and support the development of Islamic banking fintech more rapidly","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"34 1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122531876","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of The Zimbabwe Government's Fiscal Policy on The Destruction of The Country's Economy","authors":"Tonderai Kudzai","doi":"10.37680/ijief.v3i1.2424","DOIUrl":"https://doi.org/10.37680/ijief.v3i1.2424","url":null,"abstract":"This political economy study in international relations explains the impact of the government's fiscal policy on foreign loans to the IMF in 2020. The fiscal policy carried out by the Robert Mugabe government has negatively impacted Zimbabwe's economy. The land reform policy was carried out to forcibly take land belonging to white farmers and give it to supporters of Robert Mugabe's political party. The land reform policy reduced economic growth and experienced hyperinflation, and as a result, the IMF suspended aid for Zimbabwe's foreign loans. This study aims to explain the impact of land reform policies on IMF foreign loans in 2020 and describe their impact on the Zimbabwean economy. The object of this research is land reform policies in Zimbabwe. This qualitative research uses descriptive methods and collects data from books, journals, official publications, and relevant websites. This paper uses a behavioralist perspective and the theory of international economic cooperation by Anne Kruenger, Deepak Lal. The results showed that hyperinflation in Zimbabwe was terrible for society, and the IMF decided to make economic aid to Zimbabwe worse.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"403 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126673815","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Russian-Ukraine 2022 War: A Review of The Economic Impact of The Russian-Ukraine Crisis on The Several Developing Countries","authors":"Alexei Svetlana Pavel, Dmytro Anastasiya Oksana","doi":"10.37680/ijief.v3i1.2523","DOIUrl":"https://doi.org/10.37680/ijief.v3i1.2523","url":null,"abstract":"The war between Russia and Ukraine is one of the international tragedies that burden many countries today—affected countries incident war, Of course in Europe. Supply energy in Europe is almost half more originates from Russia, so war makes the area of Europe and around No stable. Another problem is war. It also involves many countries, not only Russia and Ukraine, directly. War Russia opposes Ukraine has caused enhanced consumption of energy and food on the ground in Europe. The rupture crisis economy causes enough inflation high in several countries. Therefore appearance challenges the economy in modern times. Peace and stability in the world economy should be maintained, now ravaged by war. War raises Lots of dire consequences for the world community. Among other things, the raw material price rose sharply and changed the global energy trading system. Plus, with the increased price of energy and items, attacks Russia to Ukraine, the supplier country food. As a result, food shortages threaten and influence hunger in the global community. Wartime has influenced many countries, such as increasing food and fertilizer prices. In condition this kind is necessary, there is an action real from the United Nations to complete the organization's most extensive international at this time. Due to the war between Russia and Ukraine in 2022, a crisis economy happened, plus there is Covid 19. Several impacts price of commodity oil and gas rebound high, a threat to food, and stock market shocks.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124583075","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Policy Strategy for Resolving the Post Pandemi Covid-19 Economic Crisis in Sri Lanka","authors":"Toshiwa Wijaretne","doi":"10.37680/ijief.v3i1.2333","DOIUrl":"https://doi.org/10.37680/ijief.v3i1.2333","url":null,"abstract":"This study provides an overview of the condition of the declining economy faced by cleavage world with exists plague pandemic Covid-19 as well as shape policies taken by Sri Lanka in responding to the threat of the economic crisis in future. It can be concluded that the existence of the Covid-19 pandemic has had an impact which is quite large and influential throughout the world. A number of sector affected industry even went bankrupt. With there policies taken by some countries to disconnect the spread of this virus is like barring out entry of foreign nationals into a country, self-quarantine or regional quarantine or restrictions on individual activities that have various impacts sector like sector tourism, economy etc. Individual activity restrictions and the economy has an impact for sectors such as decreased income, decreased purchasing power up to massive increase in layoffs and rising unemployment. This condition if no handled with good and serious in period long worried could raises the threat of a prolonged economic crisis, this will disrupt stability country. Policy fiscal nor monetary is effort which conducted in framework recovery economy national or could prevent happening crisis monetary which deep. The conclusion from this research is that the economy will recover in 2023 after the pandemic COVID-19 needs attention and must be resolved seriously and thoroughly with exists virus this could causing crisis in period long in field economy as well as health.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"289 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132481977","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of ROA, BOPO and CAR on The Profit Sharing Rate of Mudharabah Deposits at Bank Muamalat Indonesia 2012-2021","authors":"Aurellya Az-zahra Tarmidi","doi":"10.37680/ijief.v2i2.1895","DOIUrl":"https://doi.org/10.37680/ijief.v2i2.1895","url":null,"abstract":"The development of the Islamic economy is currently quite rapid, marked by the development of Islamic financial institutions. The development of Islamic financial institutions, especially Islamic banking is quite extensive until now. This study aims to examine the effect of the ratio of return on assets (ROA), Operational Expenses on Operating Income (BOPO) and Capital Adequacy Ratio (CAR) on the Profit Sharing Rate of Mudharabah Deposits at Bank Muamalat Indonesia for the period 2012-2021. This research is a quantitative research using multiple linear regression analysis technique as statistical analysis. The results of this study indicate that the variable X, namely ROA, BOPO and CAR has no effect on the Profit Sharing Rate for Mudharabah Deposits where the F sign value is 0.12. Whereas in the partial test ROA and BOPO have no effect on the Profit Sharing Rate for Mudharabah Deposits where the sign value of t is 0.15 and 0.58. The coefficient of determination shows an R-Square of 58%. So it can be concluded that the diversity of variable y can be explained by variable x by 58%. Based on the analysis the value of ROA, BOPO and CAR ratio has no effect on the Profit Sharing Rate for Mudharabah.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"139 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122837333","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analysis of the Determining Factors of Taxpayer's Interest in Using E-Filing","authors":"Nirsetyo Wahdi, Vika Marselisna Utari, Aprih Santoso","doi":"10.37680/ijief.v2i2.1835","DOIUrl":"https://doi.org/10.37680/ijief.v2i2.1835","url":null,"abstract":"The modernization of the tax administration system includes self-registration as a taxpayer through e-registration, filling out electronic tax returns through e-SPT, making tax payment codes through e-billing, filling out tax invoices through e-Faktur, and electronic tax reporting through e-filing. . This study aims to determine the factors that influence the intention of taxpayers in using e-filing at the Semarang City Pratama Tax Service Office. The sampling technique used was convenience sampling. This study's sample number was 150 individual taxpayers registered at the KPP Pratama Semarang City. It is collecting data using a questionnaire. The method of analysis in this study is multiple linear regression analysis, calculated using SPSS 23. The results of this study indicate that perceived usefulness, perceived convenience, attitudes, subjective norms, behavioral control, and volunteerism do not affect taxpayers' intention to use e-filing. The perception of understanding, security, and confidentiality affect taxpayers' intention to use e-filing. The suggestions are: 1. It is expected to conduct counseling or socialization of taxpayers who have not used e-filing so that taxpayer knowledge about e-filing can increase. 2. It is expected to improve the security and confidentiality of the data of taxpayers who have used e-filing. It is expected to conduct counseling or socialization of taxpayers who have not used e-filing so that taxpayer knowledge about e-filing can increase. 2. It is expected to improve the security and confidentiality of the data of taxpayers who have used e-filing. It is expected to conduct counseling or socialization of taxpayers who have not used e-filing so that taxpayer knowledge about e-filing can increase. 2. It is expected to improve the security and confidentiality of the data of taxpayers who have used e-filing.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129875080","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Efforts to Improve Community Welfare Through Farming Group Empowerment from an Islamic Economic Perspective","authors":"Lisa Efrina","doi":"10.37680/ijief.v2i2.1799","DOIUrl":"https://doi.org/10.37680/ijief.v2i2.1799","url":null,"abstract":"This study aimed to determine the level of community welfare through farmer group empowerment from an Islamic economic perspective. This research includes field research (field research). The method used in this research is qualitative data analysis with a descriptive nature. The results showed the implementation of community empowerment for the prosperous Sido farmer group towards improving the welfare of the community in Sidoharjo Village through counseling programs and skills training. The implementation of community empowerment of the prosperous Sido farmer group in Sidoharjo Village can be said to be successful. The members admitted that there was an increase in knowledge and skills in agriculture, obtained new information about agriculture, increased income before they joined and after joining the prosperous Sido farmer group, and were very enthusiastic about the empowerment program. This means that the empowerment of the Sido prosperous farmer group community has a positive effect in improving the welfare of the Sido prosperous farmer group members in Sidoharjo Village, Jati Agung District, South Lampung Regency, and the Sido prosperous farmer group member community can already be said to be a prosperous society. Empowerment in the view of Islamic Economics is seen from the principles of Islamic Economics that community empowerment for members of the prosperous Sido farmer group is following the rules or limitations in Islam that Allah SWT has determined to achieve falah in the world the hereafter and for welfare. The community members of the prosperous Sido farmer group are following welfare in the view of Islamic Economics","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133035313","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Management and Potential for Developing Wakaf Productivity","authors":"Surati Surati, Suad Fikriawan, Nafi’ah Nafi’ah","doi":"10.37680/ijief.v2i2.1180","DOIUrl":"https://doi.org/10.37680/ijief.v2i2.1180","url":null,"abstract":"The purpose of this research is to know about how to manage and develop land waqf in Cokromenggalan Ponorogo Village, and about the potential for developing waqf productivity in Cokromenggalan Ponorogo Village. The research method used in this study is a qualitative method using an inductive approach, the data collection techniques used are observation, interview and documentations. The results of this study are the management and development of waqf in Cokromenggalan Village managed by nadzir with the assistance of the local mosque administrator (ta'mir). In the distribution of waqf assets, the majority are in the form of mosques, prayer rooms, and educational institutions. As for the potential development of waqf productivity, it is still not maximized, due to limited human resources, costs, and public awareness to manage waqf is still lacking.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"94 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132354817","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Implementasi Program Bansos Sebagai Upaya Peningkatan Kesejahteraan Masyarakat pada Masa Pandemi Covid-19 di Desa Sentul Kabupaten Tangerang","authors":"Nadia Oktaviani Bangun, S. Suryani, Fitri Raya","doi":"10.37680/ijief.v2i2.1635","DOIUrl":"https://doi.org/10.37680/ijief.v2i2.1635","url":null,"abstract":"Kinerja penyaluran bansos pada kenyataannya sering menjadi program improvisasi yang hanya ditujukan untuk meredakan dan membantu perekonomian rakyat di masa pandemi. Hal ini berdampak pada terbatasnya waktu yang diperlukan untuk memvalidasi data rumah tangga sehingga menimbulkan masalah pendataan penyaluran bansos yang berujung pada ketidakpuasan masyarakat. Penelitian ini bertujuan untuk mengetahui implementasi program bansos dan peningkatan kesejahteraan masyarakat Desa Sentul Kabupaten Tangerang. Adapun metode penelitian dengan menggunakan pendekatan kualitatif deskriptif melalui observasi, interview dan dokumentasi. Hasil penelitian menunjukkan implementasi program bantuan sosial sudah dilaksanakan sesuai dengan data yg didapatkan oleh RT setempat meskipun demikian program bantuan sosial ini bisa dikatakan belum merata dan tidak tepat sasaran.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121050803","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Prediksi Nilai Inflasi Post Covid 19 di Indonesia","authors":"Ajeng Wahyuni","doi":"10.37680/ijief.v2i1.1606","DOIUrl":"https://doi.org/10.37680/ijief.v2i1.1606","url":null,"abstract":"The COVID-19 pandemic has positively impacted inflation in Indonesia, where inflation decreased to 1.33 in June 2021. It would be better if Indonesia could maintain this figure, but in July 2021, the inflation rate began to rise again; even in April 2022, the inflation rate reached 3.47. This study will predict the inflation value after the covid-19 pandemic using Autoregressive Moving Average (ARIMA) analysis. Using monthly time-series data, we study inflation in Indonesia during the period 2010 – 2022, then predict the inflation value in the following months using Autoregressive Moving Average (ARIMA) analysis. The data is stationary at the first difference. Several possible ARIMA models analyzed show that the ARIMA (1,1,1) model was chosen as the best model. The results of this study indicate that monthly inflation in Indonesia is likely to continue to rise. The government is expected to make appropriate policies to reduce inflation based on these results.","PeriodicalId":307293,"journal":{"name":"Indonesian Journal of Islamic Economics and Finance","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114767561","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}