Kredit Und Kapital最新文献_第5页

Vertriebssteuerung auf Basis des Customer Lifetime Value am Beispiel der Finanzdienstleistungsbranche 以金融服务(以金融服务)为例的对象(在生活价值)进行分配

Kredit Und Kapital Pub Date : 2010-10-01 DOI: 10.3790/KUK.43.4.501

Hans Ulrich Buhl, Jochen Dzienziol, Julia Heidemann

引用次数: 4

Central Bank Money and Interest Rates: Independent Monetary Policy Tools? 中央银行货币和利率:独立的货币政策工具?

Kredit Und Kapital Pub Date : 2010-10-01 DOI: 10.3790/KUK.43.4.475

Heinz-Peter Spahn

引用次数: 2

Methoden der Karteninhaber-Echtheitserkennung bei Finanztransaktionen 在金融交易中采取忠诚化识别手段

Kredit Und Kapital Pub Date : 2010-10-01 DOI: 10.3790/KUK.43.4.587

Ewald Judt, Monika Koller

{"title":"Methoden der Karteninhaber-Echtheitserkennung bei Finanztransaktionen","authors":"Ewald Judt, Monika Koller","doi":"10.3790/KUK.43.4.587","DOIUrl":"https://doi.org/10.3790/KUK.43.4.587","url":null,"abstract":"Cards are currently used by billions of customers worldwide for cashless payment transactions and for cash withdrawals and are therefore of great national economic importance. Since cardholder confidence in an orderly and proper handling of financial transactions is of utmost significance, great importance has always been attached to security when card-based payment transaction systems were designed and developed. One aspect in this regard concerns methods for verifying card-holder authenticity. Especially two methods, i. e. cardholder signature and the personal identification number (PIN), have turned out to be practicable solutions so far, although their application has not been without weaknesses. Against this background, initiatives have been under way for quite some time designed to develop alternative possibilities for verifying the authenticity of cardholders, e.g. biometrical procedures. Within the framework of the present study, the procedures currently applied such as signature and, more importantly, the PIN, as well as future alternatives such as iris recognition, finger print and face recognition, have been evaluated in terms of their acceptability for customers. Based on the results so obtained, implications have been deduced for possible development scenarios as well as for consumer-side marketing methods.","PeriodicalId":280048,"journal":{"name":"Kredit Und Kapital","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2010-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121429095","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Coping with the Financial Crisis – FZSE-Workshop am 24./25. Juni 2010 in Potsdam 应对金融危机- FZSE-Workshop, 2009年1月24日。2010年6月，波茨坦

Kredit Und Kapital Pub Date : 2010-10-01 DOI: 10.3790/KUK.43.4.615

Patrick Brämer, Anna Kryvko, Toni Richter

引用次数: 0

The Liquidity Regulation and Savings Banks' Liquid Assets 流动性监管与储蓄银行流动资产

Kredit Und Kapital Pub Date : 2010-10-01 DOI: 10.3790/KUK.43.4.533

D. holl, A. Schertler

{"title":"The Liquidity Regulation and Savings Banks' Liquid Assets","authors":"D. holl, A. Schertler","doi":"10.3790/KUK.43.4.533","DOIUrl":"https://doi.org/10.3790/KUK.43.4.533","url":null,"abstract":"For their short-term payment obligations, savings banks hold substantially more liquid assets than the liquidity regulation requires. This paper investigates whether sight deposits, an important funding source for savings banks, help in explaining liquid asset holdings in excess of regulatory requirements. We analyze whether savings banks transform sight deposits in illiquid assets less intensively than is permitted because (i) the liquidity regulation underestimates actual withdrawal rates (underestimation effect) and/or (ii) savings banks are subject to limits in their lending to non-banks that they do not offset by, for instance, mediumterm interbank lending or fixed asset holdings (lending effect). In our sample, we do not find the underestimation effect to be applicable as actual deposit withdrawal rates are in most cases lower than the regulatorily specified rate. However, we find the lending effect to be at work: Savings banks with low shares of loans to non-banks do not transform sight deposits into illiquid assets as intensively as savings banks with high shares of non-bank loans. Our analysis does not only show that liquid assets positively depend on sight deposits, but also shines a light on how bank size and the individual bank’s position in the interbank market affect liquid assets.","PeriodicalId":280048,"journal":{"name":"Kredit Und Kapital","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2010-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129479450","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Risk-Taking and Solvency Regulation in Banking – A Note – 银行业的风险承担和偿付能力监管-注

Kredit Und Kapital Pub Date : 2010-07-01 DOI: 10.3790/KUK.43.3.339

Franz R. Hahn

引用次数: 1

Produktentwicklungsoptionen im Islamic Banking: Lösungsansätze, Probleme und Missverständnisse 伊斯兰银行业务中的产品制定方案和问题和混淆

Kredit Und Kapital Pub Date : 2010-07-01 DOI: 10.3790/KUK.43.3.437

V. Nienhaus, F. Thießen, Nicole Thurner

引用次数: 0

Financial Acceleration of Booms and Busts 繁荣与萧条的金融加速

Kredit Und Kapital Pub Date : 2010-07-01 DOI: 10.3790/KUK.43.3.321

J. Kakes, C. Ullersma

引用次数: 2

Stabilität versus Aktualität – Wann sind stabile Agency-Ratings marktbasierten Bewertungen vorzuziehen? 稳定与及时性相比，稳定的市场估值算什么?

Kredit Und Kapital Pub Date : 2010-07-01 DOI: 10.3790/KUK.43.3.349

Christina E. Bannier

引用次数: 0

Eine integrative Analyse der Treiber der Kundenbindung bei Banken – Systematisierung und empirische Befunde 对银行交易媒介系统化和经验主义研究结果的综合分析

Kredit Und Kapital Pub Date : 2010-07-01 DOI: 10.3790/KUK.43.3.407

M. Bruhn, Dominik Georgi

{"title":"Eine integrative Analyse der Treiber der Kundenbindung bei Banken – Systematisierung und empirische Befunde","authors":"M. Bruhn, Dominik Georgi","doi":"10.3790/KUK.43.3.407","DOIUrl":"https://doi.org/10.3790/KUK.43.3.407","url":null,"abstract":"The aims of this article are systematization and empirical analysis of customer relationship drivers in banking. On the basis of an intensive literature analysis, customer relationship drivers have been structured by way of categorization according to value, relationship, and brand as well as according to the effectiveness levels of “perception characteristics” (Merkmalswahrnehmung) and “global perception”. The model, based on the PLS approach, has been empirically verified on the basis of data obtained from private banking customers. In this way, the relevance of the individual measuring models as well as of the overall structure of customer relationship drivers has been confirmed. More specifically, the effects of global perception ascertained for the categories of perceived value and relationship quality are more or less equal, though substantially stronger than the effects of brand image on customer relations. The perception characteristics examined, i. e. perceived product supply, perceived pricing, perceived relationship marketing as well as perceived brand communications have – except for perceived service – implications for the corresponding global perception of the relevant parameters (perceived value, relationship quality, brand image).","PeriodicalId":280048,"journal":{"name":"Kredit Und Kapital","volume":"63 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2010-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130920909","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3