Al-Azhar Journal of Islamic Economics最新文献_第2页

Selection of Sharia Rural Financing Bank Financing During Covid-19 Pandemic 新冠疫情期间伊斯兰农村融资银行融资选择

Al-Azhar Journal of Islamic Economics Pub Date : 2021-07-23 DOI: 10.37146/AJIE.V3I2.82

Azhar Alam, Dicky Trio Adi Saputro

引用次数: 0

Fiduciary Principle in Maintaining Islamic Banking Customer's Loyalty amidst the Covid-19 Pandemic 新冠肺炎疫情下维护伊斯兰银行客户忠诚的信义原则

Al-Azhar Journal of Islamic Economics Pub Date : 2021-07-23 DOI: 10.37146/AJIE.V3I2.83

S. Supriadi, Samsul Samsul, Trisno Wardy Putra, Trimulato Trimulato, M. Muhlis, Farid Fajrin, Nur Isra Ahmad

{"title":"Fiduciary Principle in Maintaining Islamic Banking Customer's Loyalty amidst the Covid-19 Pandemic","authors":"S. Supriadi, Samsul Samsul, Trisno Wardy Putra, Trimulato Trimulato, M. Muhlis, Farid Fajrin, Nur Isra Ahmad","doi":"10.37146/AJIE.V3I2.83","DOIUrl":"https://doi.org/10.37146/AJIE.V3I2.83","url":null,"abstract":"Islamic banks as intermediary institutions shall maintain and comply with sharia principles so that in carrying out their business, they will continue to gain trust from the community, especially during the Covid-19 pandemic. The principle that is highly fundamental for the existence of an industry including sharia banks is fiduciary principle. The purpose of this study was to examine the implementation of the fiduciary principle in maintaining customer loyalty amid the Covid-19 pandemic. The research method used in this study was descriptive analysis. The type of data used was secondary data, namely in the form of articles, magazines, research journals, books, and other sources relevant to this study. The data collection technique used was documentation technique. The results of the study showed that the trust given to customers by sharia banks can increase customer loyalty in conducting various transactions. In addition, various efforts also needed to be made by sharia banks in order to maintain customer loyalty in the midst of the current pandemic by improving service quality and maintaining customer perceptions regarding the image of the bank. Therefore, sharia banks must uphold this fiduciary principle in order to prevent banking risks that may occur amidst the COVID-19 pandemic.","PeriodicalId":267354,"journal":{"name":"Al-Azhar Journal of Islamic Economics","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128749332","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Implementasi Akad Istishna dalam sistem penjualan Industri Mebel 阿卡德语在家具销售系统中的应用

Al-Azhar Journal of Islamic Economics Pub Date : 2021-07-23 DOI: 10.37146/AJIE.V3I2.85

Supriadi Muslimin, H. Hasriani, Zainab Zainab, Ruslang Ruslang, Karno Karno

{"title":"Implementasi Akad Istishna dalam sistem penjualan Industri Mebel","authors":"Supriadi Muslimin, H. Hasriani, Zainab Zainab, Ruslang Ruslang, Karno Karno","doi":"10.37146/AJIE.V3I2.85","DOIUrl":"https://doi.org/10.37146/AJIE.V3I2.85","url":null,"abstract":"Tujuan Penelitian ini adalah mengetehui sistem penjualan dan implementasi akad istishna dalam industri mebel pada CV. Bina Karya Kota Makassar. Penelitian ini menggunakan jenis penelitian kualitatif dengan menitikberatkan pada hasil pengumpulan data dari informan yang ditentukan yang secara deskriptif dengan pendekatan yang digunakan adalah pendekatan ekonomi Islam dan pendekatan fenomenologi. Penelitian ini dilakukan di Jl. Perintis Kemerdekaan No. 130 KM 11 Makassar, Kec. Tamalanrea, kelurahan Tamalanrea, RT 006, RW 001. Metode pengumpulan data meliputi observasi, interview, dan telaah dokumen. Teknik analisa data yang digunakan yakni reduksi data, penyajian data dan verifikasi. Informan dan responden dari penelitian meliputi pemilik CV. Bina Karya Kota Makassar, karyawan dan pemesan barang. Hasil penelitian ini menunjukan bahwa Sistem penjualan Industri Mebel pada CV. Bina Karya Kota Makassar berawal dari penerimaan pesanan dari konsumen melalui media telepon, SMS atau WhatsApp dengan spesifikasi yang ditentukan oleh pembeli terkait ukuran, model dan kesepakatan harga dengan sistem pembayaran Down Payment (DP) oleh pembuat sebesar 50 persen dan sisanya dilunasi ketika barang telah selesai dalam pekerjaan. Produk yang telah selesai dalam pekerjaan akan dilakukan pengecekan terlebih dahulu sebelum diantarkan kepada konsumen yang disertai dengan faktur penjualan (invoice). Implementasi akad Istis{hna‘ dalam Sistem Penjualan pada CV. Bina Karya Kota Makassar telah sesuai dengan kaidah prinsip-prinsip dalam jual beli akad istisha‘ sistem pemesanan dan pembayaran yang dilakukan sesuai dengan sistem pemesanan dan pembayaran dalam akad istishna.","PeriodicalId":267354,"journal":{"name":"Al-Azhar Journal of Islamic Economics","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115872718","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Bisnis Koperasi Syariah di Indonesia 伊斯兰合作组织在印尼的业务

Al-Azhar Journal of Islamic Economics Pub Date : 2021-07-19 DOI: 10.37146/AJIE.V3I2.103

Asfira Yuniar, Abd. Halim Talli, Kurniati Kurniati

引用次数: 3

Analisis Kelayakan Investasi Berbasis Ekonomi Kreatif Di Kota Parepare 帕雷镇创造性经济投资可行性分析

Al-Azhar Journal of Islamic Economics Pub Date : 2021-07-06 DOI: 10.37146/AJIE.V3I2.81

Muhajir Suni, Jumardi Jumardi, Asyraf Mustamin

{"title":"Analisis Kelayakan Investasi Berbasis Ekonomi Kreatif Di Kota Parepare","authors":"Muhajir Suni, Jumardi Jumardi, Asyraf Mustamin","doi":"10.37146/AJIE.V3I2.81","DOIUrl":"https://doi.org/10.37146/AJIE.V3I2.81","url":null,"abstract":"Micro, Small and Medium Enterprises (UMKM) based on the creative economy are strategies implemented by the government in the current economic wave of the Industrial Revolution 4.0 era which has great potential to become one of the drivers that can create an independent, just and prosperous Indonesia in accordance with the vision of the development of Golden Indonesia 2045. The purpose of this research is to analyze the feasibility of developing investment based on creative economy in Parepare City based on technical and technological aspects, market and marketing aspects, and financial aspects. This type of research is field research (field research), using a qualitative descriptive approach. This research produces descriptive data which analyzes the feasibility of a business based on creative economy as a basis for making investment decisions using appropriate analysis. The feasibility analysis uses analysis of non-financial aspects in the form of analysis of technical and production aspects and market and marketing aspects. While the analytical tools used for the feasibility of the financial aspects use Payback Period (PP) analysis, Net Present Value (NPV), Internal Rate of Return (IRR), and Profitability Index (PI). The data used in this study are primary data and secondary data. Primary data obtained from observations and interviews. Secondary data is obtained through documents and related business reports. The results showed that handicraft, fashion/textile, printing/ publishing, and culinary businesses from non-financial aspects (technical and technological aspects and market and marketing aspects) and financial aspects (PP, NPV, IRT, and PI) are said to be feasible to develop, so that it meets the investment eligibility criteria.","PeriodicalId":267354,"journal":{"name":"Al-Azhar Journal of Islamic Economics","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130642756","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Penerapan Akad Wadiah pada Tabungan IB Hasanah di Bank Negara Indonesia (BNI) Syariah

Al-Azhar Journal of Islamic Economics Pub Date : 2021-01-23 DOI: 10.37146/AJIE.V3I1.53

Fauziah Fauziah, Sappeami Sappeami, Indry Nur Ikasari

{"title":"Penerapan Akad Wadiah pada Tabungan IB Hasanah di Bank Negara Indonesia (BNI) Syariah","authors":"Fauziah Fauziah, Sappeami Sappeami, Indry Nur Ikasari","doi":"10.37146/AJIE.V3I1.53","DOIUrl":"https://doi.org/10.37146/AJIE.V3I1.53","url":null,"abstract":"BNI Syariah adalah salah satu dari Bank Umum Syariah yang ada di Indonesia. Keberadaan bank tersebut menjadi sangat penting karena telah memberi nuansa berbeda dari berbagai produk-produk yang ditawarkan pada masyarakat. Oleh karena itu penelitian ini bertujuan untuk mengetahui bagaimana bagaimana penerapan akad wadiah pada tabungan iB Hasanah, dan Bagaimana tinjauan syariah dalam akad wadiah pada tabungan IB Hasanah di Bank Negara Indonesia (BNI) Syariah Tbk KCP Wonomulyo.Artikel ini menggunakan metode deskriptif kualitatif, dengan mengolah data hasil wawancara dengan pihak BNI Syariah Tbk KCP Wonomulyo, dari data yang peroleh kemudian diolah dengan dukungan data hasil kajian pustaka, mislanya mengumpulkan data dari literatur, artikel, jurnal serta dari situs internet yang berkenaan dengan penelitian yang dilakukan. Hasil penelitian ini menunjukkan bahwa praktik BNI Syariah Tbk KCP Wonomulyo menerapkan dua macam akad, yaitu akad wadi’ah dan mudharabah, yang kemudian diimplementasikan ke dalam tabungan iB Hasanah. Pada BNI Syariah Tbk KCP Wonomulyo memiliki banyak varian produk yang dapat menajdi pilihan masyarakat untuk bermitra dengan pihak bank. Dan tabungan iB Hasanah adalah salah satu produk yang menjadi pilihan utama nasabah, lantaran transaksi tersebut memberi kemudahan padah masyarakat dan tanpa ada potongan biaya. Sedangkan praktik akad wadi’ah dalam bentuk tabungan IB Hasanah di Bank Negara Indonesia (BNI) Syariah Tbk KCP Wonomulyo telah sesuai dengan prinsip-prinsip syariah.hal tersebut dapat dikethaui dari penerapan rukun dan syarat yang telah ditentukan dalam syariat Islam.","PeriodicalId":267354,"journal":{"name":"Al-Azhar Journal of Islamic Economics","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-01-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126779950","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Telaah Teks Hadis tentang Jual Beli Emas Secara Tunai dan Kredit

Al-Azhar Journal of Islamic Economics Pub Date : 2021-01-22 DOI: 10.37146/AJIE.V3I1.60

Abdul Rahman A. Sakka

{"title":"Telaah Teks Hadis tentang Jual Beli Emas Secara Tunai dan Kredit","authors":"Abdul Rahman A. Sakka","doi":"10.37146/AJIE.V3I1.60","DOIUrl":"https://doi.org/10.37146/AJIE.V3I1.60","url":null,"abstract":"The pros and cons of public toward the DSN-MUI fatwa that allows the sale and purchase of gold on credit is inseparable from how to understand the text of the hadith. Therefore, it is necessary to carry out a research on hadith as it has been a source of law. This research focuses on the study of hadith texts on the sale and purchase of gold with external and internal criticism methods. External criticism is intended to confirm the status of the hadith, while internal criticism uses contextual interpretation to understand the content of the hadith. In the process of research, it was found that the hadith, which relates to the sale and purchase of gold has many chains so that it is categorized as a famous hadith quantitatively, while in quality it is defined as an authentic hadith. There are two versions of Muslim scholars in understanding the hadith of selling and purchasing gold as the result of ijtihad among the scholars in understanding the hadith. The first version is to restrict the sale and purchase of gold with money, yet it can only be done in cash and to prohibit the sale and purchase of golf on credit according to the appearance of the hadith because gold and money have the same ‘illat ribawi although they are different in type. The second version is to allow the sale and purchase of gold in cash and credit because gold has changed its status from money to goods like any other goods, so that ‘illat gold as a currency requiring cash transactions fall by itself.","PeriodicalId":267354,"journal":{"name":"Al-Azhar Journal of Islamic Economics","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121187419","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Zakat dan Pemerataan Ekonomi di Masa Pandemi Covid-19

Al-Azhar Journal of Islamic Economics Pub Date : 2021-01-22 DOI: 10.37146/AJIE.V3I1.57

Awang Darmawan, Rina Desiana

引用次数: 7

Comparative Analysis of CSR Disclosure and Its Impact on Islamic Banks Financial Performance 企业社会责任披露的比较分析及其对伊斯兰银行财务绩效的影响

Al-Azhar Journal of Islamic Economics Pub Date : 2021-01-22 DOI: 10.37146/AJIE.V3I1.50

Riza Aulia Azhary

引用次数: 1

Syirkah Ainan dalam kerja sama Nelayan Desa Sampulungan 山村渔民合作的上海

Al-Azhar Journal of Islamic Economics Pub Date : 2021-01-22 DOI: 10.37146/AJIE.V3I1.61

Ardhina Nur Aflaha, Supriadi Muslimin, Ammara Munir, H. Hasriani

引用次数: 0