FINANSIA: Jurnal Akuntansi dan Perbankan Syariah最新文献

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Analisis Sistem Informasi Akuntansi Siklus Pendapatan pada Industri Pertelevisian 电视行业收入周期会计信息系统分析
FINANSIA: Jurnal Akuntansi dan Perbankan Syariah Pub Date : 2019-08-22 DOI: 10.32332/finansia.v2i01.1501
Muhammad Ryan Fahlevi
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引用次数: 0
Hambatan Implementasi Akad Mudharabah pada PT. BPR Syariah Kotabumi Lampung Utara
FINANSIA: Jurnal Akuntansi dan Perbankan Syariah Pub Date : 2019-06-28 DOI: 10.32332/finansia.v2i01.1444
I. Istiqomah
{"title":"Hambatan Implementasi Akad Mudharabah pada PT. BPR Syariah Kotabumi Lampung Utara","authors":"I. Istiqomah","doi":"10.32332/finansia.v2i01.1444","DOIUrl":"https://doi.org/10.32332/finansia.v2i01.1444","url":null,"abstract":"Mudarabat financing is an agreement between Shahibul Mall and Mudarib to carry out business activities. In Kotabumi Syariah BPR, mudharabah financing is classified as financing with a low number of customers. \u0000               The purpose of this study is to determine the obstacles in the implementation of mudharabah contract in PT BPR Syariah Kotabumi. The research method used is a field research method that is descriptive qualitative in nature. Methods of data collection are interview methods and documentation. Analysis of the data used is a qualitative data analysis technique with inductive thinking. \u0000               The low mudharabah financing of PT BPR Syariah Kotabumi is caused by several inhibiting factors which come from customers such as moral hazard risk, customer transparency, type of business financed by the bank, customer productivity in managing the business, small demand for financing from customers, and factors from internal bank, namely the absence of a supervisory board that fosters and directs customers in managing the business, the low interest of the bank in channeling mudharabah financing products, lack of competent marketing human resources. Efforts made by PT BPR Syariah Kotabumi to minimize obstacles in the implementation of mudharabah financing contracts, namely customer business feasibility analysis, providing financing to customers with clear economic conditions, improving the quality of HR (Human Resources) internal BPR Syariah Kotabumi.","PeriodicalId":265722,"journal":{"name":"FINANSIA: Jurnal Akuntansi dan Perbankan Syariah","volume":"113 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121163245","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
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