{"title":"Pengaruh Green Product, Price dan Location terhadap Minat Beli Konsumen Hidroponik (Studi kasus di Hidroponik Muria Kudus)","authors":"Lorena Dara Putri Karsono, Khananus Salmaa","doi":"10.32505/ihtiyath.v7i2.7168","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i2.7168","url":null,"abstract":"Raya Hidroponik Muria is trying to increase buying interest in its hydroponic vegetables, but in reality there are certain groups who have not reached hydroponic vegetable products because of a lack of awareness about the environment and health. In addition to the high price of hydroponic vegetables and production that is difficult to access, it is still a problem for consumers. The purpose of this research is to empirically interpret the effect of green product, price, location on consumer buying interest Raya Hydroponics Muria. The population in this study were consumers Raya Hydroponics Muria Kudus, with the technique used in sampling in the form of incidental sampling and using a convenience sampling approach because the population size was unknown, so that the sample in this study was obtained by 100 respondents. The type of research used is field research with a quantitative approach the hypothesis that has been carried out through multiple linear regression analysis using SPSS 21.0. The results show that product has an effect on consumer buying interest, price has an effect on consumer buying interest, location has an effect on consumer buying interest and green product, price, location together influence consumer buying interest in Raya Hydroponic Muria.","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"2 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139380506","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH STRATEGI BAURAN PEMASARAN TERHADAP MINAT MENGGUNAKAN PRODUK PEMBIAYAAN MURABAHAH DI BMT KHAIRUL AMIN MARTAPURA KANTOR CABANG SUKARAMAI","authors":"Lola Malihah","doi":"10.32505/ihtiyath.v7i1.5928","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i1.5928","url":null,"abstract":"The purpose of this study is to find out the financing offered by BMT Khairul Amin in the form of murabahah service products to Members' interest in using these service products, by carrying out a marketing mix strategy. In this study using a quantitative approach by conducting a survey of 82 respondents. The results show that the marketing mix of product, promotion, people and place variables has an F test (simultaneous) effect on 'Members' interest in using' murabahah financing service products'. This is known through the value of fcount = 33.552 > ftable = 2.02 and the value of sig. = 0.000 <α = 0.1 or a significance of 10%. While the T test (partial) product and promotion variables have no effect on Member interest. It is known that the product variable has a tcount = 0.413 < ttable = 1.665 with sig. = 0.681> α = 0.1 and the promotion variable tcount = 0.835 < ttable = 1.665 with sig. = 0.406 > α = 0.1. While the variables of people and places partially have an influence on Member interest. It is known that the person variable has a tcount=2.367 > ttable=1.665 with sig.= 0.020 < α= 0.1 and the place variable has a tcount= 4.556 > ttable= 1.665 with sig.= 0.000 <α= 0.1. Based on the coefficient of determination test (R2), it is known that the marketing mix variable \"product, promotion, people and place\" has an influence of 63.5% on Member interest. \u0000 ","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"83 4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128952782","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pengaruh Literasi Keuangan, Mastura, Yuni Safitri, Amiruddin Yahya
{"title":"PENGARUH LITERASI KEUANGAN, RELIGIUSITAS DAN MEDIA SOSIAL TERHADAP PERILAKU KONSUMTIF BELANJA ONLINE","authors":"Pengaruh Literasi Keuangan, Mastura, Yuni Safitri, Amiruddin Yahya","doi":"10.32505/ihtiyath.v7i1.6079","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i1.6079","url":null,"abstract":"This study aims to examine and analyze how the influence of financial literacy, religiosity and social media partially and simultaneously on the consumptive behavior of online shopping at IAIN Langsa students. This study uses quantitative methods. The population in this study were all IAIN Langsa students with a total sample of 98 respondents. The sampling technique in this study used a simple random sampling technique. The results of this study indicate that financial literacy partially has no effect on consumptive behavior, with an X1 value of 0.074 and a tcount of 0.520 while a ttable of 1.661 or (0.520 <1.661) with a significance value of 0.604 > 0.05. Partially, religiosity has no effect on consumptive behavior, with X2 value of 0.064 and tcount of 0.416 while ttable of 1.661 or (0.416 <1.661) with a significance value of 0.679 > 0.05. Social media partially has a significant positive effect on consumptive behavior, with an X3 value of 0.751 and a tcount value of 8.189 while a ttable value of 1.661 or (8.189 > 1.661) with a significance value of 0.000 <0.05. Furthermore, the results of this study indicate that there is a simultaneous or joint relationship between financial literacy, religiosity and social media on online shopping consumptive behavior in IAIN Langsa students, with an Fcount 34.090 > Ftable 2.70 with a significance value of 0.000 <0.05. The magnitude of the influence of financial literacy, religiosity and social media on the consumptive behavior of online shopping at IAIN Langsa students is 50.6% and the remaining 49.4% is explained by other factors not mentioned in this study.","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128203737","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DETERMINAN TINGKAT KEPUASAN NASABAH BANK SYARIAH INDONESIA","authors":"Ayif Fathurrahman","doi":"10.32505/ihtiyath.v7i1.5799","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i1.5799","url":null,"abstract":"This study aims to analyze the determinants of customer satisfaction in Islamic Bank Indonesia KCP Wirobrajan. The data used in this research are primary data. The subjects of this research are customers who are visiting or have visited Indonesia Islamic bank Kcp Wirobrajan. In this study using a sample of 100 respondents who were selected using the accidental sampling method. The data collection method used a questionnaire with a Likert scale. The analysis tool used is multiple regression and is supported by SPSS 16 software. Based on the analysis that has been done, the results show that the variables of tangible, reliability, responsiveness, assurance and empathy have a positive and significant effect on customer satisfaction.","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132664982","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS PENGARUH LEMBAGA KEUANGAN MIKRO SYARIAH DAN LEMBAGA PEMBIAYAAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI INDONESIA TAHUN 2015-2021","authors":"Muhammad Riski Riski, Shauqi Aditya Khalis Shauqi","doi":"10.32505/ihtiyath.v7i1.5424","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i1.5424","url":null,"abstract":" \u0000Perkembangan pertumbuhan ekonomi lebih besar bergantung bagaimana perjalanan sektor rill dengan harapan adanya kontribusi dari sektor rill tersebut berupa keuntungan yang bisa mengembangkan pendapatan masyarkat dan lancarnya kegiatan perekonomian. Salah satunya yang dapat mengembangkan sektor rill itu ialah pembiayaan yang disalurkan untuk para pelaku usaha atau bagi pihak yang berperan langsung dalam pengembangan sektor rill itu. Oleh karena peneliti ingin mengulas bagaimana pengaruh antara Lembaga keuangan mikro syariah dan Lembaga pembiayaan syariah terhadap pertmbuhan ekonomi indonesia tahun 2015-2021. Metode penelitian yang dipakai yaitu dengan kuantitatif dengan menggunakan analisis regresi linier berganda. Data yang diambil yaitu dari perkembangan aset lembaga keuangan mikro syariah dan lembaga pembiayaan syariah serta PDB atas harga konstan menurut lapangan usaha indonesia pada tahun 2015-2021 untuk variable pertumuhan ekonomi. Hasil analisis menyatakan bahwa lembaga keuangan mikro syariah dan lembaga pembiayaan syariah berpengaruh secara simultan terhadap pertumbuhan ekonomi sedangkan secara parsial lembaga keuangan mikro syariah memiliki pengaruh yang positif dan signifikan terhadap pertumbuhan ekonomi dan lembaga pembiayaan syariah secara parsial mempunyai pengaruh yang positif dan tidak signifikan terhadap pertumbuhan ekonomi indonesia tahun 2015-2021.","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127803243","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"TINGKAT LITERASI DAN INKLUSI KEUANGAN SYARIAH PADA MASYARAKAT KOTA BANDA ACEH","authors":"Muksal Muksal, Nevi Hasnita, Putri Nazirah","doi":"10.32505/ihtiyath.v7i1.5765","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i1.5765","url":null,"abstract":"High financial literacy and inclusion have a positive impact on individuals, financial institutions and increase the country's economic growth. This study aims to determine the level of literacy and inclusion of Islamic finance in the city of Banda Aceh after the implementation of Qanun No. 11 of 2018 concerning Islamic Financial Institutions. This study used a descriptive qualitative method using a questionnaire. The results showed that there was an increase in the Islamic financial literacy level from 71.99% to 89.70% with an Islamic financial inclusion rate of 83.4%. If categorized into financial literacy and inclusion criteria according to Chen and Volpe, the Islamic financial literacy and inclusion of the people of Banda Aceh City are in the high category. \u0000 \u0000 ","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116244137","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ISLAMIC FINANCIAL PLANNING : ALTERNATIVE FOR MSME EXPANSION IN INDONESIA","authors":"Desi Sari Ayuni Desi, Eva Erdalina","doi":"10.32505/ihtiyath.v7i1.5682","DOIUrl":"https://doi.org/10.32505/ihtiyath.v7i1.5682","url":null,"abstract":"The purpose of this research is how the role of Islamic finance in planning a solution to increase the expansion value of MSMEs in Indonesia. The research methodology used in this study uses a literature study approach that originates from some of the literature that has been done before and also uses some data that has been published by the institutions concerned with complex discussions related to financial management, especially Islamic financial management and also Micro, Small and Medium Enterprises (MSMEs). The emergence of the concept of sharia-based financial planning be an alternative that is able to overcome every problem faced by MSME actors, through Islamic Financial Management many MSME actors find it very helpful in overcoming problems that arise from their finances. The findings obtained through this research are that good financial planning based on sharia concepts is able to provide good stimulation in encouraging the expansion of MSMEs in Indonesia. Literature that is directly related to the topics discussed in this study can be improved in several ways, including using more effective and efficient methods to be able to have a long-term impact. By researching Islamic financial planning, someone will get the best alternative according to their respective versions. This research has practical implications and this research also recommends taking several experiments that are able to support the stimulation of the process of increasing expansion that is happening in Indonesia. Studies related to financial management with sharia principles have their own synergy and are quite complex to discuss, according to the author himself this is quite important to be analyzed and reviewed further in order to be able to dissect vital things that occur in the circulation of Islamic finance as a whole.","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"441 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123427736","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE ROLE OF THE SHARIA SUPERVISORY BOARD (DPS) IN IMPLEMENTING SHARIA PRINCIPLES IN BAITUL MAAL WA TAMWIL (BMT) PRODUCTS","authors":"Nadhifah Ma'unatun Nadhifah","doi":"10.32505/ihtiyath.v6i1.4211","DOIUrl":"https://doi.org/10.32505/ihtiyath.v6i1.4211","url":null,"abstract":"Abstract \u0000As a sharia economic entity, the entire business and activity of BMT must comply with the provisions of the MUI DSN fatwa. To ensure the implementation of the application of sharia principles to products within the BMT institution. Thus the role of DPS is very important because it ensures that BMT in its operations is in accordance with sharia provisions or not. This study aims to analyze what kind of supervision is carried out by DPS in BMT. This study uses a descriptive qualitative method with an interview method approach with data collection obtained through interview information by the informant manager, AO, Teller from BMT. The results of this study show that there are still obstacles faced by the DPS in carrying out supervision due to several factors, namely limited human resources and the age factor of DPS members. These results provide recommendations to DPS to develop its performance in conducting supervision. \u0000Keywords: Sharia Supervisory Board, BMT, Sharia Principles","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124943743","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The COMPARISON OF SHARIA BANKING PERFORMANCE IN INDONESIA AND MALAYSIA REVIEWING FROM MAQASHID SHARIA INDEX","authors":"Ferri Alfadri","doi":"10.32505/ihtiyath.v6i1.3825","DOIUrl":"https://doi.org/10.32505/ihtiyath.v6i1.3825","url":null,"abstract":"The purpose of this study was to determine whether there is a difference in the performance of Islamic banks in Indonesia and Malaysia on the Maqashid Syariah Index. This study was a quantitative study using the independent samples t-test for comparative analysis. The study targets 8 Indonesian Islamic Commercial Banks and 8 Malaysian Islamic Banks. The data type used is the secondary data in the form of 2021 company financial statements obtained from the official websites of each bank. The research sampling method adopts purposeful sampling. The results showed that Indonesian and Malaysian Islamic banks did not differ in their performance in terms of educational goals, and Indonesian and Malaysian Islamic banks differed significantly and significantly in their performance in achieving justice. There was no significant difference in the performance of Islamic banks in Indonesia and Malaysia.Malaysia is viewed from the public interest. And there is a significant difference between the performance of Islamic banking in Indonesia and Malaysia in terms of the Maqashid Syariah Index (MSI).","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123921813","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGARUH SOSIAL BUDAYA, LATAR BELAKANG PENDIDIKAN, PENGALAMAN KERJA, DAN MOTIVASI KERJA TERHADAP ETOS KERJA KARYAWAN BANK SYARIAH INDONESIA KCP TULUNGAGUNG SUDIRMAN","authors":"Fina Solekhah","doi":"10.32505/ihtiyath.v6i1.3912","DOIUrl":"https://doi.org/10.32505/ihtiyath.v6i1.3912","url":null,"abstract":"This study aims to determine the effect of the socio-cultural, educational background, work experience, and work motivation on the work ethic of employees of Bank Syariah Indonesia KCP Tulungagung Sudirman, both partially or simultaneously. This research method is a quantitative study, the research sample is all employees of Bank Syariah Indonesia KCP Tulungagung Sudirman, totaling 28 employees. The sampling technique used is non-probability sampling using a saturated sample technique, where all the population is sampled. Data collecting using a questionnaire that has been tested for validity and reliability. The data analysis method used multiple linear regression analysis using of SPSS 16.0 software. The results showed that partially socio-cultural had a positive and insignificant effect on work ethic, educational background had a negative and insignificant effect on work ethic, work experience had a positive and significant effect on work ethic, and work motivation had a positive and significant effect on work ethic. Meanwhile, it is simultaneously stated that socio-cultural, educational background, work experience, and work motivation simultaneously affect the work ethic of BSI KCP Tulungagung Sudirman employees.","PeriodicalId":265060,"journal":{"name":"Ihtiyath : Jurnal Manajemen Keuangan Syariah","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126833738","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}