Alvien Septian Haerisma, Abdul Ghoni, Dian Lestari, Article Info
{"title":"The Influence of Marketing Communication and Service Quality on Customer Decisions at BJB Syariah KCP Sumber Cirebon","authors":"Alvien Septian Haerisma, Abdul Ghoni, Dian Lestari, Article Info","doi":"10.33830/elqish.v4i1.8019.2024","DOIUrl":"https://doi.org/10.33830/elqish.v4i1.8019.2024","url":null,"abstract":"Various studies have explored the impact of marketing communications and service quality on customer decisions. In carrying out its operational activities, Sharia banking has several factors that can influence the public to decide to use the products and services offered, these two factors include marketing communications and service quality. Therefore, this research aims to determine the influence of marketing communications and service quality on customers' decisions to use Wadiah IB Maslahah savings. The type of research used is survey research using a quantitative approach. The number of samples in this research was 70 samples. By using the Slovin formula, the standard error used is 0.1 or 10%. The data analysis techniques used are validity tests, reliability tests, classical assumption tests, multiple linear regression tests, multiple coefficient tests, and hypothesis tests in the form of t-tests (partial) and F-tests (simultaneous), where all testing processes use IBM SPSS. The results of this research show that there is a partial positive and significant influence between marketing communication variables on customer decisions. Then there is a significant influence between service quality variables on customer decisions. And simultaneously marketing communication variables and service quality influence customer decision variables.","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":" 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141369831","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Application of Islamic Economic Concepts as a Role Model in Increasing the Wooden Furniture Business in Bengkalis","authors":"Andrian Saputra, Alma’arif","doi":"10.33830/elqish.v4i1.7960.2024","DOIUrl":"https://doi.org/10.33830/elqish.v4i1.7960.2024","url":null,"abstract":"This article discusses the role of fiqh knowledge in managing the muamalah process, including in the context of buying and selling. The business in the field of wooden furniture is really hot because this business is very promising and produces large profits. Especially in Bengkalis Regency, an area that is an island in Riau Province. Even though this area is small, it has a lot of natural wealth. For example, mining for oil, palm oil, and furniture materials, namely quality trees and wood to be used in making houses and other furniture materials. The method used in this research is descriptive qualitative using library research. In practice, not many furniture business processes apply Islamic principles in running the business. For example, illegal logging of forests is carried out, the impact of which is detrimental to residents. In fact, in Islam itself, all businesses carried out are prohibited from destroying the environment and harming other people for the sake of personal interests and some groups. For this reason, this research was carried out to analyze and review the extent of the wooden furniture business practices in Bengkalis based on Islamic fiqh, both the implementation and transactions of the furniture business carried out.\u0000 ","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"91 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141389255","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Yusuf Faisal, Qonitatun Luthfiyah, Egi Gumala Sari
{"title":"Islamic Social Reporting; Investment Account Holder; Non-Performing Financing; Islamic Corporate Governance; and Maqashid Shariah Index","authors":"Yusuf Faisal, Qonitatun Luthfiyah, Egi Gumala Sari","doi":"10.33830/elqish.v4i1.7737.2024","DOIUrl":"https://doi.org/10.33830/elqish.v4i1.7737.2024","url":null,"abstract":"This study aims to examine, analyze, and obtain empirical evidence regarding the effect of Investment Account Holders, Non-Performing Financing, Islamic Corporate Governance, and the Maqashid Sharia Index on Islamic Social Reporting of the Largest Islamic Banks in the World. This study uses secondary data in the form of annual reports or sustainability reports and other information on Islamic Banks. The samples in this study were the 10 Largest Islamic Banks in the World selected using a purposive sampling technique. The research implementation time was for 6 periods from 2017 - 2022. Research using panel data with panel regression models and data processing software using Eviews. From the results of the study, it is known that only the Islamic Corporate Governance variable significantly affects Islamic Social Reporting, while other variables, namely Investment Account Holder, Non-Performing Financing, and Maqashid Sharia Index do not significantly affect Islamic Social Reporting. This research is expected to provide information related to Islamic social reporting and provide benefits in making the right decisions and can be used as a reference for further research.","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"17 18","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141397633","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Personal Prophetic Leadership, Sharia Compliance, and Islamic Corporate Governance: Sharia Banking Fraud Prevention Efforts","authors":"Novendi Arkham Mubtadi, Hendri Hermawan Adinugraha","doi":"10.33830/elqish.v2i2.1797.2022","DOIUrl":"https://doi.org/10.33830/elqish.v2i2.1797.2022","url":null,"abstract":"This study aims to discuss the chances of developing the concept of prophetic leadership, sharia compliance, and Islamic corporate governance can be linked as very important elements in preventing fraud in Islamic commercial banks. This type of research conducted in this research is qualitative research. The data collection technique used is literature study by collecting information and data with the help of various materials in the library such as documents, books, journals, notes, or by internet searching. The data analysis method using inductive and deductive thinking frameworks. The result of this study is that personal prophetic leadership (Perpec-L), sharia compliance, and Islamic corporate governance are an effort of Islamic banking to prevent fraud (corruption). This can be done by adopting the values ​​contained in Perpec-L. Then by assessing the indicators contained in sharia compliance. Furthermore, by taking the existing principles of Good Corporate Governance (GCG) that are in accordance with Islamic norms and values.","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"3 9","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113937759","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Determinants of Bank Mu'amalat Indonesia's Non-Performing Financing: Internal and External Reviews","authors":"B. Asiyah, A. Septiana, A. Wahyudi","doi":"10.33830/elqish.v2i2.4157.2022","DOIUrl":"https://doi.org/10.33830/elqish.v2i2.4157.2022","url":null,"abstract":"Non-Performing Financing (NPF) in the management of Islamic Banks Financing needs to be controlled, although it is difficult to avoid it. This review can be observed from various internal and external variables of Islamic banks. This paper intends to analysis the determinants of Bank Muamalat's NPF, in terms of internal variables, namely Capital Adequacy Ratio (CAR), Operational Income to Operating Costs (BOPO), and Financing To Deposit Ratio (FDR), while external reviews include inflation and the Rupiah Exchange Rate. Writing method with a quantitative approach, the type of associative research. The population is taken from the financial statements of PT. Bank Muamalat Indonesia for the 2013-2021 period as many as 35 data. The sampling technique used is saturated sampling. The analysis uses multiple linear regression through normality test, classic assumption test, t test, F test and coefficient of determination test. Findings showed that CAR had a significant negative effect on NPF, BOPO had a significant positive effect on NPF, FDR had no significant effect on NPF, Inflation had no significant effect on NPF, Rupiah exchange rate had no significant effect on NPF, while CAR, BOPO, FDR, inflation, and The Rupiah exchange rate simultaneously has a significant effect on the NPF of 41%, while the rest is influenced by other indicators. Internally, CAR and BOPO have a significant effect while external reviews have no significant effect. The practical implication of this paper is that Islamic banks need to pay attention to internal conditions so that NPF can be controlled","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129855575","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Urgency Of Sharia Economic Transformation In Facing The Global Economy","authors":"Alfian Sani","doi":"10.33830/elqish.v2i2.3596.2022","DOIUrl":"https://doi.org/10.33830/elqish.v2i2.3596.2022","url":null,"abstract":"This study discusses the urgency of Islamic Economics's transformation in breaking through the global economy. The research method uses qualitative method and descriptive analysis. The research results indicate that to strengthen Islamic Economics, it must have a strategy that goes beyond the global economy and must be based on sharia principles, referring to the Qur'an and Hadith. The transformation that can be felt now with the presence of the Islamic Economy is the establishment of Islamic Financial Institutions and Islamic Banking which supports the development of the real sector. Islamic economics builds the integrity of Muslims who run the economic wheel under Islamic teachings by adhering to the privileges of Islamic economics itself, namely by avoiding all forms of activities that contain elements of usury which have an impact on harm to others. The challenge faced by the sharia economy is that people still need clarification in understanding the essential characteristics that underlie the sharia banking operational system, namely the profit-sharing system.","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129396410","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Islamic Wealth Management And Corporate Governance","authors":"A. Ihsan, A. Nur, Syahruddin Kadir","doi":"10.33830/elqish.v2i2.4158.2022","DOIUrl":"https://doi.org/10.33830/elqish.v2i2.4158.2022","url":null,"abstract":"This paper aims to explore Islamic views on wealth (asset) management and look at good corporate governance. The research method used is a descriptive qualitative method with a literature review approach with data collection techniques namely literature study. The results of the study show that basically asset management in an Islamic perspective is wealth management which is seen as a process of ownership, consumption of wealth, and acquisition in accordance with sharia principles. Islam emphasizes the acquisition and utilization of assets in a lawful and best way. Wealth should not be left idle but must be productive, both in terms of obtaining assets and how to spend them, such as zakat, infaq, and alms. Corporate Governance in Islam is a process of managing assets in institutions or companies in accordance with Islamic principles. Where in the process must apply the principles that have been determined by the Shari'a, such as siddiq, amanah, tabligh, fathanah and so forth. So with the application of these principles, it is hoped that transparency, integration and accountability will be achieved in institutions or companies.","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129952192","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Sharia Financial Management Alternative Sources In Encouraging Micro, Small And Medium Enterprises Expansion In Indonesia","authors":"Nur Suraiya","doi":"10.33830/elqish.v2i2.3604.2022","DOIUrl":"https://doi.org/10.33830/elqish.v2i2.3604.2022","url":null,"abstract":"Micro, Small, And Medium Enterprises (MSME) is one of the pillars of the Indonesian economy. Data in 2021 shows that the number of MSME in Indonesia has reached 64.2 million business units. However, it does not mean that MSME in Indonesia is far from all the problems. One of the problems experienced by MSME is that many business entrepreneurs do not understand how to manage the finances and assets they get. Hence, many MSME in Indonesia has gone bankruptcy. This study use qulitative methods. The data are obtained from existing scientific journals and provided by related parties as well as books that discuss financial management and MSME. The results obtained from this study are about how SME practices simple and easy to understand accounting activities and applies Islamic values. On the other hand, this study explains the way SME subjects invest with limited capital and also how to get capital that is far from riba (Interest).","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129611256","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Labelizing of Manufacturing Halal Industry Products for Achieving Consumer Satisfaction In The Perspective of Maslahah Daruriyah","authors":"Syahruddin Kadir","doi":"10.33830/elqish.v2i1.4150.2022","DOIUrl":"https://doi.org/10.33830/elqish.v2i1.4150.2022","url":null,"abstract":"Maslahah are all forms of goodness with worldly and hereafter dimensions that bring goodness in all aspects that do not cause harm in production, distribution and consumption activities. The labeling of halal products in the manufacturing industry from the perspective of maslahah daruriyah focuses on halal guarantees, consumer protection is marked by halal symbol on the packaging. The purpose of this study was to determine the categorization of maslahah daruriyah on the labeling of halal products and consumption satisfaction with the labeling of halal products. The method is descriptive qualitative. The results of the study prove that the labeling of halal products is categorized as maslahah daruriyah which of course the obligation of halal labeling is carried out in stages because its existence is needed by human life for the benefit of maintaining religion, soul, mind, lineage and property. Consumption satisfaction known as maslahah with the understanding that the needs are fulfilled both physically and spiritually. Islam attaches great importance to physical and non-physical balance based on sharia values","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128575733","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Yudhistira Ardana, N. Syamsiyah, Misfi laili Rohmi, Lilis Renfiana
{"title":"Error Correction Model Analysis in Measuring the Effect of Bank Internal Factors on Mudharabah Deposits for Islamic Commercial Banks","authors":"Yudhistira Ardana, N. Syamsiyah, Misfi laili Rohmi, Lilis Renfiana","doi":"10.33830/elqish.v1i2.1518.2021","DOIUrl":"https://doi.org/10.33830/elqish.v1i2.1518.2021","url":null,"abstract":"Islamic bank products to raise public funds can be in the form of demand deposits (wadiah), savings (mudharabah), and deposits (mudharabah). One of the profit-sharing rates in Islamic banks comes from internal factors, namely Return on Assets, Capital Adequacy Ratio, Financing to Deposit Ratio, and Operational Expenses Operating Costs. This study will examine the effect of bank internal factors on mudharabah deposits of Islamic commercial banks using an econometric model, namely the error correction model. Findings. The results showed that the bank's internal variables had a significant effect on mudharabah deposits both in the short and long term. Variables Return on Assets, Capital Adequacy Ratio, and Operational Expenses Operational costs both short and long term have a negative effect on mudharabah deposits.","PeriodicalId":263788,"journal":{"name":"El-Qish: Journal of Islamic Economics","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122933377","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}