Al-bank: Journal of Islamic Banking and Finance最新文献

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Analisis Konsep Uang Menurut Ulama Salaf Dan Khalaf Serta Implikasinya Dalam Perbankan Syariah 根据伊斯兰银行的沙拉夫和哈拉夫学者对货币概念的分析,以及其对伊斯兰银行的影响
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-07-31 DOI: 10.31958/ab.v3i2.9758
Rizal Fahlefi, Alimin Alimin, Rivian Anda Sari, Widi Nopiardo
{"title":"Analisis Konsep Uang Menurut Ulama Salaf Dan Khalaf Serta Implikasinya Dalam Perbankan Syariah","authors":"Rizal Fahlefi, Alimin Alimin, Rivian Anda Sari, Widi Nopiardo","doi":"10.31958/ab.v3i2.9758","DOIUrl":"https://doi.org/10.31958/ab.v3i2.9758","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis tentang konsep uang dalam Islam menurut ulama salaf dan khalaf serta implikasinya dalam dunia perbankan syariah. Penelitian ini menggunakan metode penelitian studi pustaka dimana peneliti berupaya menggali dan menemukan konsep yang diteliti melalui penelusuran berbagai sumber-sumber kepustakaan yang relevan. Hasil penelitian menunjukkan bahwa para ulama, baik dari kalangan Salaf maupun Khalaf, berbeda pendapat mengenai penggunaan emas dan perak sebagai mata uang, pendapat pertama menyatakan mata uang hanya terbatas pada emas dan perak sedangkan pendapat kedua menyatakan sebaliknya bahwa boleh juga dalam bentuk lain. Pencetakan uang kertas secara berlebihan akan mempengaruhi kestabilan nilai mata uang. Sistem penganggaran dalam Islam sebenarnya tidak memerlukan untuk berutang atau mencetak uang lebih banyak guna membiayai defisit, namun jika terdapat kondisi yang mengharuskan mencetak uang baru maka hak prerogatif pemerintah tersebut harus tunduk pada batasan untuk menjaga keseimbangan antara mencetak uang dan menjaga inflasi dalam 'batas yang wajar'. Oleh karena itu, perbankan syariah komersial merupakan perpanjangan tangan dari bank sentral untuk menstabilkan nilai mata uang dengan cara-cara yang Islami pula","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129958950","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Pengaruh Customer Intimacy, Ambient Conditional Dan Interactional Justice Terhadap Kepuasan Serta Dampaknya Pada Loyalitas Nasabah 分析客户关系、环境环境和相互作用对客户忠诚的影响
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-07-31 DOI: 10.31958/ab.v3i2.8477
Ika Setiansye, Agung Guritno
{"title":"Analisis Pengaruh Customer Intimacy, Ambient Conditional Dan Interactional Justice Terhadap Kepuasan Serta Dampaknya Pada Loyalitas Nasabah","authors":"Ika Setiansye, Agung Guritno","doi":"10.31958/ab.v3i2.8477","DOIUrl":"https://doi.org/10.31958/ab.v3i2.8477","url":null,"abstract":"The purpose of this study was to determine the effect of Customer Intimacy, Ambient Conditional and Interactional Justice on Customer Satisfaction and its impact on Customer Loyalty of Bank Syariah Indonesia KCP Kebumen. The research method uses a quantitative approach. The population in this study were customers of Bank Syariah Indonesia KCP Kebumen with a sample size of 100 customers. The analysis technique uses path analysis. The results showed that partially Customer Intimacy, Ambient Conditions and Interactional Justice had an effect on customer satisfaction. Customer Intimacy and interactional justice have a direct effect on loyalty through the satisfaction variable. Ambient Condition only has a direct effect on customer loyalty.","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"337 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124735819","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening 2017-2021年伊斯兰银行盈利能力的决定因素——以资本充足率为变量干预
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-07-31 DOI: 10.31958/ab.v3i2.9088
Eka Wita Sari, Ahmad Irvani, Reka Meilani, Hendra Cipta
{"title":"Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening","authors":"Eka Wita Sari, Ahmad Irvani, Reka Meilani, Hendra Cipta","doi":"10.31958/ab.v3i2.9088","DOIUrl":"https://doi.org/10.31958/ab.v3i2.9088","url":null,"abstract":"This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks.","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124172081","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Determinan Keputusan Nasabah Menabung di BTN Syariah KC Solo dengan Minat Sebagai Variabel Intervening
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-07-31 DOI: 10.31958/ab.v3i2.8544
A. Cahyani, Agung Guritno
{"title":"Determinan Keputusan Nasabah Menabung di BTN Syariah KC Solo dengan Minat Sebagai Variabel Intervening","authors":"A. Cahyani, Agung Guritno","doi":"10.31958/ab.v3i2.8544","DOIUrl":"https://doi.org/10.31958/ab.v3i2.8544","url":null,"abstract":"The purpose of this study was to determine the factors that influence customer decisions to save at Islamic banks with customers interest as an intervening variable. The research method uses an associative descriptive quantitative approach. The number of samples was 100 respondents of Islamic bank customers. data collection techniques using questionnaires. The results showed that profit sharing rate, bank reputation, religiosity and interest directly had a positive effect on customer saving decisions at BTN Syariah. Then the profit sharing rate, reputation and religiosity have a positive effect on customer interest in saving at BTN Syariah. Interest variables are also unable to mediate the effect of profit sharing rate, reputation and religiosity on customer decisions indirectly","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117252503","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Peran Kepuasan Dalam Memediasi Pengaruh Customer Experience, Word Of Mouth Dan Kualitas Layanan Mobile Banking Terhadap Loyalitas Nasabah 客户体验、口碑和移动银行服务质量对客户忠诚度的影响所带来的满足感作用
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-01-31 DOI: 10.31958/ab.v3i1.8133
Vika Nur Safitri, Emy Widyastuti
{"title":"Peran Kepuasan Dalam Memediasi Pengaruh Customer Experience, Word Of Mouth Dan Kualitas Layanan Mobile Banking Terhadap Loyalitas Nasabah","authors":"Vika Nur Safitri, Emy Widyastuti","doi":"10.31958/ab.v3i1.8133","DOIUrl":"https://doi.org/10.31958/ab.v3i1.8133","url":null,"abstract":"This study aims to analyze the role of satisfaction in mediating the relationship between Customer Experience (CE), Word Of Mouth (WoM) and Mobile Banking Service Quality (SQ) with Customer Loyalty. The research method uses associative descriptive quantitative by analyzing secondary data in the form of questionnaires. The population is Bank Syariah Indonesia sub-branch office Kudus customers and a sample of 100 respondents determined by purposive sampling technique. The results showed that loyalty can be influenced by CE positively but not significantly, influenced by WoM positively significant and influenced by SQ negatively insignificant. Furthermore, the satisfaction variable is influenced by CE positively but insignificantly, influenced by WoM positively significantly and influenced by SQ negatively insignificantly. In testing Z against Y, a significant relationship with a positive direction was found. Furthermore, the role of satisfaction as a mediator is only able to mediate the effect of WoM on loyalty","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123003438","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Strategi PT. BPR Balerong Bunta dalam Percepatan Konversi ke BPR Syariah
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-01-31 DOI: 10.31958/ab.v3i1.8007
Fitri Yenti, Yani Rahmadanti, A. Awaluddin
{"title":"Strategi PT. BPR Balerong Bunta dalam Percepatan Konversi ke BPR Syariah","authors":"Fitri Yenti, Yani Rahmadanti, A. Awaluddin","doi":"10.31958/ab.v3i1.8007","DOIUrl":"https://doi.org/10.31958/ab.v3i1.8007","url":null,"abstract":"The research aims to find out the strategies carried out by PT BPR Balerong Bunta in the process of accelerating the conversion from conventional banks to Islamic banks. This type of research is field research with a qualitative descriptive approach. Data analysis techniques are carried out through data collection by interview, data reduction, data display and conclusion drawing. The results showed that the strategy carried out by PT. BPR Balerong Bunta in accelerating the conversion was to form a special team named the conversion team, conduct a comparative study, make a conversion business feasibility study, coordinate directly with prospective Sharia Supervisory Board and the board of commissioners, as well as conduct weekly meetings, complete the conversion requirements regulated by the Financial Services Authority, prepare core banking IT, conduct training and development of directors and employees","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126452100","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Akuntabilitas dan Pengelolaan Keuangan Masjid Melalui Pendekatan Fenomenologi Studi Komparatif 清真寺会计和财务管理分析的比较学方法
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-01-31 DOI: 10.31958/ab.v3i1.7976
Mardianton Mardianton, Hanifa Suwita, Ira Sumarni, F. Efendi
{"title":"Analisis Akuntabilitas dan Pengelolaan Keuangan Masjid Melalui Pendekatan Fenomenologi Studi Komparatif","authors":"Mardianton Mardianton, Hanifa Suwita, Ira Sumarni, F. Efendi","doi":"10.31958/ab.v3i1.7976","DOIUrl":"https://doi.org/10.31958/ab.v3i1.7976","url":null,"abstract":"This research aims to compare patterns of accountability and financial management of the Mosque through a comparative study phenomenological approach. Type of field research with a qualitative descriptive approach. The analysis technique uses comparative study phenomenology. The results of the study, Al-Mashun Grand Mosque and Medan Great Mosque have not fully implemented the accountability of their financial management, although they do not have a written SOP, but the implementation of management activities follows the laws and traditions of the previous mosque management. The Great Mosque's financial statements are audited by a public accountant every 2 months, while the Al-Mashun Grand Mosque's financial statements have never been audited, but the fairness of the report can be evaluated by Jama'ah exclusively. there is a separation of functions in the Mosque's cash expenditure which is kept in a bank account. The financial management of the Mosque has been transparent with the accessibility of the Mosque report by the Jama'ah.","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125869738","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Keputusan Mahasiswa Menggunakan Jasa Perbankan Syariah : Apakah Pengaruh Literasi Keuangan Syariah ? 学生使用伊斯兰银行服务的决定:伊斯兰金融素量的影响是什么
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-01-31 DOI: 10.31958/ab.v3i1.8027
Elvinda Yulianti, Elmiliyani Wahyuni S, S. Suwardi, R. Candra
{"title":"Keputusan Mahasiswa Menggunakan Jasa Perbankan Syariah : Apakah Pengaruh Literasi Keuangan Syariah ?","authors":"Elvinda Yulianti, Elmiliyani Wahyuni S, S. Suwardi, R. Candra","doi":"10.31958/ab.v3i1.8027","DOIUrl":"https://doi.org/10.31958/ab.v3i1.8027","url":null,"abstract":"This study aims to determine the effect of Islamic financial literacy on the decisions of students majoring in Islamic banking at the Faculty of Economics and Islamic Business IAIN Batusangkar in the use of Islamic banking services. This type of research is field research with an associative descriptive quantitative approach. The analysis technique uses simple linear regression. Data collection techniques using questionnaires from sample data as many as 85 people. The results showed that Islamic financial literacy had a positive and significant effect on the decisions of students majoring in Islamic banking in using Islamic banking services with a contribution of 58.9%. The rest is influenced by other variables not examined in this study","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"65 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121405525","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Determinan Loyalitas Nasabah Bank Syariah Indonesia Kantor Cabang Pembantu Kendal Weleri 分析印尼伊斯兰银行客户忠诚坚定的决心
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-01-31 DOI: 10.31958/ab.v3i1.7786
Anggi Nadia Nurohmah, Agung Guritno
{"title":"Analisis Determinan Loyalitas Nasabah Bank Syariah Indonesia Kantor Cabang Pembantu Kendal Weleri","authors":"Anggi Nadia Nurohmah, Agung Guritno","doi":"10.31958/ab.v3i1.7786","DOIUrl":"https://doi.org/10.31958/ab.v3i1.7786","url":null,"abstract":"This study aims to analyze the effect of Marketing Communication, Excellent Service and Emotional Branding on Customer Loyalty with Satisfaction as an Intervening Variable. This study uses a quantitative descriptive approach with primary data obtained through distributing questionnaires. The results showed that Marketing Communication had a positive and insignificant effect on Loyalty and Satisfaction while Excellent Service had a negative and insignificant effect on Loyalty but had a positive and insignificant effect on satisfaction. Only Emotional Branding has a direct significant positive effect on Loyalty. Satisfaction has a significant positive effect on Loyalty. Satisfaction is unable to mediate the effect of Marketing Communication and Emotional Branding on Loyalty, and Satisfaction is able to mediate the effect of Excellent Service on Loyalty.","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133739149","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Akad Wakalah Pada Transaksi Financial Technology Syariah
Al-bank: Journal of Islamic Banking and Finance Pub Date : 2023-01-31 DOI: 10.31958/ab.v3i1.7963
Citra Kirana Astika Putri, Jihan Anggraini, Hana Kamila, Faisal Al Fadli, Fadhli Suko
{"title":"Analisis Akad Wakalah Pada Transaksi Financial Technology Syariah","authors":"Citra Kirana Astika Putri, Jihan Anggraini, Hana Kamila, Faisal Al Fadli, Fadhli Suko","doi":"10.31958/ab.v3i1.7963","DOIUrl":"https://doi.org/10.31958/ab.v3i1.7963","url":null,"abstract":"This study aims to analyze the application of the wakalah contract in the sharia fintech digital payment system in one of the sharia fintech service products in Indonesia. This type of research is a literature study with a quantitative descriptive approach. The results showed that the wakalah contract in Islamic financial technology transactions is allowed if the issuer and the parties organizing electronic money and digital financial service agents do not use an ijarah contract. This is in accordance with DSN-MUI Fatwa No. 10/DSN-MUI/IV/2000 concerning wakalah which applies rewards to wakalah contracts. Instead of renting services, the issuer represents its duties to the parties organizing electronic money including digital financial service agents. So that the results of this study can be a guideline in making and formulating policies.","PeriodicalId":263619,"journal":{"name":"Al-bank: Journal of Islamic Banking and Finance","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130880649","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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