Syar'Insurance: Jurnal Asuransi Syariah最新文献

Analisis SWOT InsurTech Produk Wakaf Asuransi Syariah 伊斯兰保险宗教基金产品保险科技的 SWOT 分析

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10256

Ikin Ainul Yakin, Wahri Irawan, R. Rahmawati

{"title":"Analisis SWOT InsurTech Produk Wakaf Asuransi Syariah","authors":"Ikin Ainul Yakin, Wahri Irawan, R. Rahmawati","doi":"10.32678/sijas.v10i1.10256","DOIUrl":"https://doi.org/10.32678/sijas.v10i1.10256","url":null,"abstract":"Insurance companies in Indonesia, especially sharia insurance, are currently increasingly developing with various strategies. One strategy is through an InsurTech approach to sharia insurance waqf products that will be offered to the public. Based on the background above, how to analyze the strengths, weaknesses, opportunities and threats of InsurTech Sharia Insurance Waqf Products at PT Asuransi Jiwa Bersama Bumi Putera 1912 Branch Cilegon Prov. Banten. This research aims to analyze the strengths, weaknesses, opportunities and threats of InsurTech Sharia Insurance Waqf Products at PT Asuransi Jiwa Bersama Bumi Putera 1912 Cilegon Branch, Banten Province. This type of research is field case study research with a descriptive qualitative approach. Data collection was carried out using interviews, observation and documentation methods. The primary data source in this research comes from interviews with stakeholders. Meanwhile, secondary data in this research comes from books, several journals and the company's official website. Based on the results of the analysis that has been carried out, it is known that the condition of the Bumi Putera Muda 1912 Cilegon Branch is in an unfavorable position. However, there are several strategies that can be an alternative choice for companies in developing digital technology. Among them are: First, the SO (Strength Opportunity) Strategy, such as creating various contemporary innovations in modern applications in order to attract digital markets and collaboration. ","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"83 s367","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141834955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Penerapan Hukum De Moivre Untuk Menentukan Nilai Penyisihan Kontribusi Asuransi Jiwa Dwiguna Dengan Metode Canadian 应用德莫弗尔定律以加拿大方法确定 Dwiguna 人寿保险缴款准备金的价值

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10589

Tarisa Kusumawati, Muhamad Fadli Azim, Havid Risyanto

引用次数: 0

Faktor yang Mempengaruhi Minat Generasi Milenial dalam Menggunakan Produk Asuransi Syari’ah 影响千禧一代使用伊斯兰教保险产品兴趣的因素

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10409

Windi Aprillian Syaputri, Siti nur izzati, Zesxia Viviola Arini

{"title":"Faktor yang Mempengaruhi Minat Generasi Milenial dalam Menggunakan Produk Asuransi Syari’ah","authors":"Windi Aprillian Syaputri, Siti nur izzati, Zesxia Viviola Arini","doi":"10.32678/sijas.v10i1.10409","DOIUrl":"https://doi.org/10.32678/sijas.v10i1.10409","url":null,"abstract":"Sharia insurance is one of the sharia financial products chosen by the public, especially the millennial generation who are Muslim. This is because there is awareness regarding insurance that does not contain usury, gharar and maisir, so sharia insurance is chosen because it is guided by sharia principles. Basically, the millennial generation in Bengkalis is interested in using sharia insurance products. However, there are many reasons why this desire is not realized, one of which is because the number of sharia insurance agents or companies in Bengkalis is very small. This research was conducted using descriptive qualitative methods with data collection tools in the form of interviews and literature studies. The research results show that the millennial generation, especially those who adhere to the Islamic religion, are interested in using sharia insurance products. However, in Bengkalis it is still very rare to find sharia insurance companies or agents so that the desire of the millennial generation to use sharia insurance cannot be realized optimally. There are several factors that can influence the millennial generation's interest in using sharia insurance, including religiosity (religion), promotional factors, social factors, personal factors, financial literacy factors, and income factors. The author also provides advice to the parties concerned, especially on Bengkalis Island, to provide outreach to the millennial generation regarding sharia insurance products and expand the target market by increasing the number of sharia insurance companies or agents to accommodate the interests of the millennial generation in Bengkalis towards sharia insurance products.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"123 30","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141656720","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Pengaruh Pendapatan Kontribusi Di Era Pandemi Covid-19 Terhadap Laba Perusahaan Asuransi Jiwa Syariah 分析Covid-19大流行期间捐款对伊斯兰人寿保险公司利润的影响

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8358

Qurrotul Aini, R. Rahmawati

引用次数: 0

Seleksi Risiko Pada Produk Surety Bond Era Pandemi Covid-19 Pada Pt. Bumiputera Muda 1967

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8396

Darwis Harahap, Ahmad Afandi, Saadah Saadah, Endah Rabiatul Adawiyah

{"title":"Seleksi Risiko Pada Produk Surety Bond Era Pandemi Covid-19 Pada Pt. Bumiputera Muda 1967","authors":"Darwis Harahap, Ahmad Afandi, Saadah Saadah, Endah Rabiatul Adawiyah","doi":"10.32678/sijas.v9i1.8396","DOIUrl":"https://doi.org/10.32678/sijas.v9i1.8396","url":null,"abstract":"It is important for insurance companies to carry out a risk selection of the risks that exist in the insurance products offered carefully and thoroughly in order to avoid large losses due to claims. After the COVID-19 pandemic catastrophic event, the company became more vigilant about the risk selection process in each of its products, one of which is a surety bond product at the insurance company PT Bumiputera Muda 1967 Serang Branch. The underwriter is trained to be able to recognize every potential risk that exists in the prospective insured by carrying out the underwriting process effectively and accurately. In this study, it will be discussed about the underwriting procedures carried out by PT Bumiputera Muda 1967 Serang Branch in determining risk selection on surety bond products during the co-19 pandemic. The results of this study show that in surety bond products there are several stages, namely: The principal contacts the agent, the analysis process, data input, print the policy. Where there are 4 types of guarantees including bind bond, performance bond, advance payment bond, and maintenance bond. The obstacles faced by the underwriter are restrictions on surveys of field conditions, survey reports are additional requirements given by the underwriter in the risk selection process for surety bond products after the Covid-19 pandemic.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126305034","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Likuiditas dan Solvabilitas Terhadap Profitabilitas pada Perusahaan Asuransi Syariah yang Terdaftar di OJK Tahun 2017-2020 流动性和偿付能力对伊斯兰保险公司2017-2020年上市的盈利能力的影响

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2022-12-31 DOI: 10.32678/sijas.v8i2.7167

Muhamad Syukhandri, M. Rahayu

引用次数: 0

Implementasi Strategi Pemasaran Model Segmentassi Terhadap Produk Asuransi Kebakaran 火险保险产品细分市场策略的实施

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2022-12-31 DOI: 10.32678/sijas.v8i2.7277

Elida Mahriani, H. Hendrianto, Nurlaili Arista

{"title":"Implementasi Strategi Pemasaran Model Segmentassi Terhadap Produk Asuransi Kebakaran","authors":"Elida Mahriani, H. Hendrianto, Nurlaili Arista","doi":"10.32678/sijas.v8i2.7277","DOIUrl":"https://doi.org/10.32678/sijas.v8i2.7277","url":null,"abstract":"The presence of fire insurance products offered by insurance companies to the public is to provide protection and guarantee for loss or damage to property caused by fire. The segmenting model marketing strategy includes the dominant marketing strategy applied to market fire insurance products. People who have a low or high level of property fire risk are the target market. In the application of this segmenting model marketing strategy, although it has been effective and successful in marketing products, there are still obstacles that result in insurance products not reaching significant sales targets due to the lack of public awareness of their property fire insurance. The marketing strategy in this company uses direct channel and indirect channel marketing strategies, where Direct channel marketing is carried out by agents, staff or other employees and indirect channel marketing is carried out by broker or brokerage services. Because the products marketed are different, the marketing strategies are different. Fire insurance marketing uses three segmenting models, namely the first is general corporate segmentation where the target is in terms of the public such as malls and banks. second, special corporate segmentation where the target is in terms of government such as the DPRD building. And the third is retail segmentation where the target is in terms of individuals such as residential houses. From these three segments, fire insurance products are of interest to the public and also have a good sales rate.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132714316","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENERAPAN PEMASARAN BERJENJANG BERDASARKAN SEOJK NO.19/SEOJK.05/2020 TENTANG SALURAN PEMASARAN PRODUK ASURANSI DALAM PERSPEKTIF ISLAM 基于SEOJK 19/SEOJK的级别营销应用。2020年，从伊斯兰教的角度来看，保险产品营销频道

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2022-12-20 DOI: 10.32678/sijas.v8i1.6026

Wahyudin Rahman, Kamaradika .

引用次数: 0

DETERMINAN PERMINTAAN ASURANSI SYARIAH DI INDONESIA: ANALISIS VARIABEL MAKROEKONOMI 印度尼西亚伊斯兰保险公司承保:宏观经济变量分析

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2022-06-30 DOI: 10.32678/sijas.v8i1.6150

Sakina Cahayati, D. Darwanto, Mochammad Ardani

引用次数: 0

PERANAN TEKNOLOGI PADA INDUSTRI ASURANSI (INSURTECH) MASA PANDEMIC COVID-19

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2022-06-28 DOI: 10.32678/sijas.v8i1.6118

Nina Agustina, Asep Dadan Suganda

{"title":"PERANAN TEKNOLOGI PADA INDUSTRI ASURANSI (INSURTECH) MASA PANDEMIC COVID-19","authors":"Nina Agustina, Asep Dadan Suganda","doi":"10.32678/sijas.v8i1.6118","DOIUrl":"https://doi.org/10.32678/sijas.v8i1.6118","url":null,"abstract":"Dampak buruk adanya pandemic Covid-19 yang menggoncangkan berbagai bidang terutama kesehatan dan ekonomi, justru menjadi peluang positif bagi perkembangan teknologi digital. Termasuklah dalam teknologi keuangan yang dikenal dengan Financial Technology (FinTech). Artikel ini disusun untuk mengetahui peran Financial Technology yang merupakan inovasi finansial dengan basis teknologi modern yang diharapkan mampu memfasilitasi aktifitas keuangan khususnya pada perusahaan asuransi dengan penggunaan teknologi (Insurance Technology). Metode yang digunakan dalam penelitian ini adalah deskriptif kualitatif, dimana peneliti sebagai instrument kunci yang berperan sebagai perencana, pelaksana, pengumpul data, penganalisis data dan pelaporan hasil penelitian. Untuk mengetahui fenomena yang ada pemilihan informan menggunakan teknik purposive sampling dengan menggunakan pendekatan observasi, wawancara dan dokumentasi. Temuan dalam penelitian ini diantaranya yaitu bahwa FinTech diklasifikasikan kepada; Peer-to-Peer Lending, Crowdfunding, E-Wallet, Micro Finance, Payment Gateway, Investasi, dan Bank Digital. Dengan adanya kemajuan teknologi dalam lembaga keuangan asuransi memberikan dampak positif seperti; memudahkan perusahaan dalam menjangkau nasabah walaupun dengan posisi jarak jauh, memudahkan perusahaan dalam memberikan edukasi serta fasilitas kepada nasabah, memudahkan nasabah dalam melakukan berbagai macam transaksi seperti pembayaran premi, pengajuan klaim, dan pengisian SOP, juga memudahkan perusahaan untuk memperkenalkan asuransi Syariah kepada masyarakat umum, memudahkan perusahaan dalam proses marketing dengan jangkauan yang lebih luas dan dengan cara yang efektif, dan memudahkan perusahaan untuk melakukan berbagai macam kolaborasi dengan Lembaga lain dalam melakukan inovasi terbaru.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128948654","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1