Syar'Insurance: Jurnal Asuransi Syariah最新文献

Analisis SWOT InsurTech Produk Wakaf Asuransi Syariah 伊斯兰保险宗教基金产品保险科技的 SWOT 分析

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10256

Ikin Ainul Yakin, Wahri Irawan, R. Rahmawati

{"title":"Analisis SWOT InsurTech Produk Wakaf Asuransi Syariah","authors":"Ikin Ainul Yakin, Wahri Irawan, R. Rahmawati","doi":"10.32678/sijas.v10i1.10256","DOIUrl":"https://doi.org/10.32678/sijas.v10i1.10256","url":null,"abstract":"Insurance companies in Indonesia, especially sharia insurance, are currently increasingly developing with various strategies. One strategy is through an InsurTech approach to sharia insurance waqf products that will be offered to the public. Based on the background above, how to analyze the strengths, weaknesses, opportunities and threats of InsurTech Sharia Insurance Waqf Products at PT Asuransi Jiwa Bersama Bumi Putera 1912 Branch Cilegon Prov. Banten. This research aims to analyze the strengths, weaknesses, opportunities and threats of InsurTech Sharia Insurance Waqf Products at PT Asuransi Jiwa Bersama Bumi Putera 1912 Cilegon Branch, Banten Province. This type of research is field case study research with a descriptive qualitative approach. Data collection was carried out using interviews, observation and documentation methods. The primary data source in this research comes from interviews with stakeholders. Meanwhile, secondary data in this research comes from books, several journals and the company's official website. Based on the results of the analysis that has been carried out, it is known that the condition of the Bumi Putera Muda 1912 Cilegon Branch is in an unfavorable position. However, there are several strategies that can be an alternative choice for companies in developing digital technology. Among them are: First, the SO (Strength Opportunity) Strategy, such as creating various contemporary innovations in modern applications in order to attract digital markets and collaboration. ","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"83 s367","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141834955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Penerapan Hukum De Moivre Untuk Menentukan Nilai Penyisihan Kontribusi Asuransi Jiwa Dwiguna Dengan Metode Canadian 应用德莫弗尔定律以加拿大方法确定 Dwiguna 人寿保险缴款准备金的价值

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10589

Tarisa Kusumawati, Muhamad Fadli Azim, Havid Risyanto

引用次数: 0

Analisis Praktik Asuransi Kecelakaan PT. Jasa Raharja Ditinjau dari Prinsip-Prinsip Asuransi Syariah 从伊斯兰教保险原则角度分析 PT Jasa Raharja 的意外保险实践

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10314

Vina Suci Salsabila, Muhamad Aji Purwanto

引用次数: 0

Faktor yang Mempengaruhi Minat Generasi Milenial dalam Menggunakan Produk Asuransi Syari’ah 影响千禧一代使用伊斯兰教保险产品兴趣的因素

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10409

Windi Aprillian Syaputri, Siti nur izzati, Zesxia Viviola Arini

{"title":"Faktor yang Mempengaruhi Minat Generasi Milenial dalam Menggunakan Produk Asuransi Syari’ah","authors":"Windi Aprillian Syaputri, Siti nur izzati, Zesxia Viviola Arini","doi":"10.32678/sijas.v10i1.10409","DOIUrl":"https://doi.org/10.32678/sijas.v10i1.10409","url":null,"abstract":"Sharia insurance is one of the sharia financial products chosen by the public, especially the millennial generation who are Muslim. This is because there is awareness regarding insurance that does not contain usury, gharar and maisir, so sharia insurance is chosen because it is guided by sharia principles. Basically, the millennial generation in Bengkalis is interested in using sharia insurance products. However, there are many reasons why this desire is not realized, one of which is because the number of sharia insurance agents or companies in Bengkalis is very small. This research was conducted using descriptive qualitative methods with data collection tools in the form of interviews and literature studies. The research results show that the millennial generation, especially those who adhere to the Islamic religion, are interested in using sharia insurance products. However, in Bengkalis it is still very rare to find sharia insurance companies or agents so that the desire of the millennial generation to use sharia insurance cannot be realized optimally. There are several factors that can influence the millennial generation's interest in using sharia insurance, including religiosity (religion), promotional factors, social factors, personal factors, financial literacy factors, and income factors. The author also provides advice to the parties concerned, especially on Bengkalis Island, to provide outreach to the millennial generation regarding sharia insurance products and expand the target market by increasing the number of sharia insurance companies or agents to accommodate the interests of the millennial generation in Bengkalis towards sharia insurance products.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"123 30","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141656720","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis BPJS Kesehatan Ditinjau dari Perspektif Asuransi Syariah 从伊斯兰教保险的角度分析 BPJS 健康状况

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2024-07-11 DOI: 10.32678/sijas.v10i1.10366

A. Amelia, Siti nur izzati, Muhamad Aji Purwanto

{"title":"Analisis BPJS Kesehatan Ditinjau dari Perspektif Asuransi Syariah","authors":"A. Amelia, Siti nur izzati, Muhamad Aji Purwanto","doi":"10.32678/sijas.v10i1.10366","DOIUrl":"https://doi.org/10.32678/sijas.v10i1.10366","url":null,"abstract":"Analysis of BPJS Health from a sharia insurance perspective is an important topic in studying the effectiveness of the health system in Indonesia. This research aims to understand the extent to which the implementation of BPJS Health can be aligned with sharia insurance principles, as well as its impact on public health services. The analysis method includes literature studies related to sharia insurance principles and evaluation of BPJS Health's performance in providing health protection for participants. The results of the analysis show that although BPJS Health has succeeded in providing wider access to health for the Indonesian people, there are still several aspects that are not in line with sharia insurance principles. Some of these include fund management, payment mechanisms, and uncertainty of benefits for participants. This study provides insight into the importance of harmonization between the national health insurance system and sharia values. The implication of this analysis is the need for reform in the structure and operations of BPJS Health to pay more attention to sharia principles in order to increase the effectiveness, fairness and sustainability of the national health system. Further research could focus on implementation strategies that are more in line with sharia insurance principles to improve the health system as a whole.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"74 13","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141658217","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Debt To Equity Ratio Terhadap Return On Asset Pada Perusahaan Asuransi Jiwa Syariah

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8363

Sarehan Khwankawin, Yasir Yasir, Aneu Puspita

{"title":"Pengaruh Debt To Equity Ratio Terhadap Return On Asset Pada Perusahaan Asuransi Jiwa Syariah","authors":"Sarehan Khwankawin, Yasir Yasir, Aneu Puspita","doi":"10.32678/sijas.v9i1.8363","DOIUrl":"https://doi.org/10.32678/sijas.v9i1.8363","url":null,"abstract":"\u0000 \u0000 \u0000 \u0000Abstract: \u0000As the main goal of a company is to maximize profits, to increase the value of the company which can be measured using the profitability ratio, namely return on assets. In addition, it is also necessary to pay attention to other ratios to measure the soundness of a company to achieve profit targets, one of which is by using a solvency ratio, namely the debt to equity ratio. This study will discuss the effect of the debt to equity ratio on return on assets in sharia life insurance companies in 2017-2021. This study uses a quantitative method using descriptive statistical tests, classical assumption tests, panel data regression tests, hypothesis testing and the coefficient of determination. The data used is secondary data obtained from the official website of a sharia life insurance company in Indonesia. The results showed that the debt to equity ratio had a significant effect on return on assets. Testing the results of the hypothesis found that the value of t count > t table was 5.808281 > 1.69236 with a significance level of 0.0000 <0.05. After statistical analysis, it is known that the regression analysis model equation ROA = 0.044863 + 0.012515 DER + εti. The R^2 value is 0.509483 which means 50%, this means that 50% of the Return on Assets is influenced by the Debt to Equity Ratio and the remaining 50% is influenced by other variables not examined in this study. \u0000 \u0000 \u0000 \u0000","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117329829","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Persepsi Masyarakat Madani Terhadap Asuransi Syariah 公民对伊斯兰保险的看法

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8361

Ratu Humaemah, Najmi Hillalliyati

引用次数: 0

Analisis Pengaruh Pendapatan Kontribusi Di Era Pandemi Covid-19 Terhadap Laba Perusahaan Asuransi Jiwa Syariah 分析Covid-19大流行期间捐款对伊斯兰人寿保险公司利润的影响

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8358

Qurrotul Aini, R. Rahmawati

引用次数: 0

Implementasi Fatwa MUI Tentang Asuransi Haji Di Kementrian Agama Kota Serang 《城市宗教事务部麦加朝圣保险法》的执行

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8373

Rustamunadi Rustamunadi, Alaudin Khasan, Siti Nurasiah

引用次数: 0

Seleksi Risiko Pada Produk Surety Bond Era Pandemi Covid-19 Pada Pt. Bumiputera Muda 1967

Syar'Insurance: Jurnal Asuransi Syariah Pub Date : 2023-06-08 DOI: 10.32678/sijas.v9i1.8396

Darwis Harahap, Ahmad Afandi, Saadah Saadah, Endah Rabiatul Adawiyah

{"title":"Seleksi Risiko Pada Produk Surety Bond Era Pandemi Covid-19 Pada Pt. Bumiputera Muda 1967","authors":"Darwis Harahap, Ahmad Afandi, Saadah Saadah, Endah Rabiatul Adawiyah","doi":"10.32678/sijas.v9i1.8396","DOIUrl":"https://doi.org/10.32678/sijas.v9i1.8396","url":null,"abstract":"It is important for insurance companies to carry out a risk selection of the risks that exist in the insurance products offered carefully and thoroughly in order to avoid large losses due to claims. After the COVID-19 pandemic catastrophic event, the company became more vigilant about the risk selection process in each of its products, one of which is a surety bond product at the insurance company PT Bumiputera Muda 1967 Serang Branch. The underwriter is trained to be able to recognize every potential risk that exists in the prospective insured by carrying out the underwriting process effectively and accurately. In this study, it will be discussed about the underwriting procedures carried out by PT Bumiputera Muda 1967 Serang Branch in determining risk selection on surety bond products during the co-19 pandemic. The results of this study show that in surety bond products there are several stages, namely: The principal contacts the agent, the analysis process, data input, print the policy. Where there are 4 types of guarantees including bind bond, performance bond, advance payment bond, and maintenance bond. The obstacles faced by the underwriter are restrictions on surveys of field conditions, survey reports are additional requirements given by the underwriter in the risk selection process for surety bond products after the Covid-19 pandemic.","PeriodicalId":255392,"journal":{"name":"Syar'Insurance: Jurnal Asuransi Syariah","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126305034","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0