{"title":"Algorithmic Regulation and (Im)Perfect Enforcement in the Personalized Economy","authors":"C. Busch","doi":"10.2139/ssrn.3503823","DOIUrl":"https://doi.org/10.2139/ssrn.3503823","url":null,"abstract":"Technological advances in data collection and information processing makes it possible to tailor legal norms to specific individuals and achieve an unprecedented degree of regulatory precision. However, the benefits of such a “personalized law” must not be confounded with the false promise of “perfect enforcement”. To the contrary, the enforcement of personalized law might be even more challenging and complex than the enforcement of impersonal and uniform rules. Starting from this premise, the first part of this Essay explores how algorithmic personalization of legal rules could be operationalized for tailoring disclosures on digital marketplaces, mitigating discrimination in the sharing economy and optimizing the flow of traffic in smart cities. The second part of the Essay looks into an aspect of personalized law that has so far been rather under-researched: a transition towards personalized law involves not only changes in the design of legal rules, but also necessitates modifications regarding compliance monitoring and enforcement. It is argued that personalized law can be conceptualized as a form of algorithmic regulation or governance-by-data. Therefore, the implementation of personalized law requires setting up a regulatory framework for ensuring algorithmic accountability. In a broader perspective, this Essay aims to create a link between the scholarly debate on algorithmic decision-making and automated legal enforcement and the emerging debate on personalized law.","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128826575","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Death of Rules and Standards","authors":"A. Casey, Anthony Niblett","doi":"10.2139/SSRN.2693826","DOIUrl":"https://doi.org/10.2139/SSRN.2693826","url":null,"abstract":"Scholars have examined the lawmakers’ choice between rules and standards for decades. This paper, however, explores the possibility of a new form of law that renders that choice unnecessary. Advances in technology (such as big data and artificial intelligence) will give rise to this new form – the micro-directive – which will provide the benefits of both rules and standards without the costs of either. Lawmakers will be able to use predictive and communication technologies to enact complex legislative goals that are translated by machines into a vast catalog of simple commands for all possible scenarios. When an individual citizen faces a legal choice, the machine will select from the catalog and communicate to that individual the precise context-specific command (the micro-directive) necessary for compliance. In this way, law will be able to adapt to a wide array of situations and direct precise citizen behavior without further legislative or judicial action. A micro-directive, like a rule, provides a clear instruction to a citizen on how to comply with the law. But, like a standard, a micro-directive is tailored to and adapts to each and every context. While predictive technologies such as big data have already introduced a trend toward personalized default rules, in this paper we suggest that this is only a small part of a larger trend toward context-specific laws that can adapt to any situation. As that trend continues, the fundamental cost trade-off between rules and standards will disappear, changing the way society structures and thinks about law.","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2015-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130684163","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Personalizing Default Rules and Disclosure with Big Data","authors":"A. Porat, L. Strahilevitz","doi":"10.2139/SSRN.2217064","DOIUrl":"https://doi.org/10.2139/SSRN.2217064","url":null,"abstract":"This paper provides the first comprehensive account of personalized default rules and personalized disclosure in the law. Under a personalized approach to default rules, individuals are assigned default terms in contracts or wills that are tailored to their own personalities, characteristics, and past behaviors. Similarly, disclosures by firms or the state can be tailored so that only information likely to be relevant to an individual is disclosed, and information likely to be irrelevant to her is omitted. The paper explains how the rise of Big Data makes the effective personalization of default rules and disclosure far easier than it would have been during earlier eras. The paper then shows how personalization might improve existing approaches to the law of consumer contracts, medical malpratice, inheritance, landlord-tenant relations, and labor law.The paper makes several contributions to the literature. First, it shows how data mining can be used to identify particular personality traits in individuals, and these traits may in turn predict preferences for particular packages of legal rights. Second, it proposes a regime whereby a subset of the population (“guinea pigs”) is given a lot of information about various contractual terms and plenty of time to evaluate their desirability, with the choices of particular guinea pigs becoming the default choices for those members of the general public who have similar personalities, demographic characterics, and patterns of observed behavior. Third, we assess a lengthy list of drawbacks to the personalization of default rules and disclosure, including cross-susidization, strategic behavior, uncertainty, stereotyping, privacy, and institutional competence concerns. Finally, we explain that the most trenchant critiques of the disclosure strategy for addressing social ills are really criticisms of impersonal disclosure. Personalized disclosure not only offers the potential to cure the ills associated with impersonal disclosure strategies, but it can also ameliorate many of the problems associated with the use of personalized default rules.","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2013-02-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131081920","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Personalized Law and the Behavioral Sciences","authors":"","doi":"10.5040/9781509931767.ch-012","DOIUrl":"https://doi.org/10.5040/9781509931767.ch-012","url":null,"abstract":"","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123398842","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Personalization of Tort Law?","authors":"","doi":"10.5040/9781509931767.ch-011","DOIUrl":"https://doi.org/10.5040/9781509931767.ch-011","url":null,"abstract":"","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124443847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Granular Norms and the Concept of Law: A Critique","authors":"","doi":"10.5040/9781509931767.ch-005","DOIUrl":"https://doi.org/10.5040/9781509931767.ch-005","url":null,"abstract":"","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"70 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127346937","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"De- or Re-typification through Big Data Analytics? The Case of Consumer Law","authors":"","doi":"10.5040/9781509931767.ch-009","DOIUrl":"https://doi.org/10.5040/9781509931767.ch-009","url":null,"abstract":"","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129570856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"“Granularization” and Cross-Subsidies: Liberal, Neoliberal and Socialist Perspectives","authors":"","doi":"10.5040/9781509931767.ch-007","DOIUrl":"https://doi.org/10.5040/9781509931767.ch-007","url":null,"abstract":"","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114970324","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"‘Granular Legal Norms’ in the Financial Services Trade","authors":"","doi":"10.5040/9781509931767.ch-008","DOIUrl":"https://doi.org/10.5040/9781509931767.ch-008","url":null,"abstract":"","PeriodicalId":246000,"journal":{"name":"Algorithmic Regulation and Personalized Law","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127474068","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}