Al Fiddhoh: Journal of Banking, Insurance, and Finance最新文献

PENGARUH FASILITAS DAN INTELEKTUALITAS TERHADAP KINERJA KARYAWAN PT. BANK PERKREDITAN RAKYAT PEMBANGUNAN KERINCI 设施和知识影响人民信贷银行员工表现的影响

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2023-03-22 DOI: 10.32939/fdh.v4i1.1133

Elex Sarmigi, Edia Satria, Syukrawati Syukrawati, D. Desiana

引用次数: 1

ANALISIS PENENTUAN KRITERIA MISKIN SEBAGAI MUSTAHIK ZAKAT PADA BAITUL MAL MASJID NURUL HUDA DESA KELUMPANG JAYA KABUPATEN MUSI RAWAS UTARA

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2023-03-22 DOI: 10.32939/fdh.v4i1.2304

Behy Rosalia, Usdeldi Usdeldi, Sri Rahma

{"title":"ANALISIS PENENTUAN KRITERIA MISKIN SEBAGAI MUSTAHIK ZAKAT PADA BAITUL MAL MASJID NURUL HUDA DESA KELUMPANG JAYA KABUPATEN MUSI RAWAS UTARA","authors":"Behy Rosalia, Usdeldi Usdeldi, Sri Rahma","doi":"10.32939/fdh.v4i1.2304","DOIUrl":"https://doi.org/10.32939/fdh.v4i1.2304","url":null,"abstract":"This study aims to determine the method used by the Baitul Mal Nurul Huda Mosque in Kelumpang Jaya Village North Musi Rawas Regency in determining the criteria for poor mustahik and the inhibiting factors in determining the criteria for poor mustahik. This research is of a qualitative type. The object of this research is all the administrators of the Baitul Mal Masjid Nurul Huda, Kelumpang Jaya Village North Musi Rawas Regency. The data sources used are primary data and secondary data. Data were obtained directly from 11 respondents using data analysis methods, namely observation, interviews, and personal documentation, then the data was processed using data processing techniques. The results showed that: In determining mustahik zakat, the Baitul Mal Masjid Nurul Huda Kelumpang Jaya Village North Musi Rawas Regency carried out a very selective process. The Baitul Mal Masjid Nurul Huda in determining mustahik candidates by collecting data obtained from the village head, then continuing with a direct survey of the field and making final recommendations, then holding deliberations with community representatives.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133272238","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

LAYANAN JASA DAN STRATEGI PEMBIAYAAN PADA MASA PANDEMI COVID DI PT. PEGADAIAN SYARIAH CABANG JAMBI 服务和融资策略的COVID大爆发在PT.伊斯兰当铺分支JAMBI

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2023-03-22 DOI: 10.32939/fdh.v4i1.1550

Muhammad Subhan, A. Agustina

{"title":"LAYANAN JASA DAN STRATEGI PEMBIAYAAN PADA MASA PANDEMI COVID DI PT. PEGADAIAN SYARIAH CABANG JAMBI","authors":"Muhammad Subhan, A. Agustina","doi":"10.32939/fdh.v4i1.1550","DOIUrl":"https://doi.org/10.32939/fdh.v4i1.1550","url":null,"abstract":"This study aims to determine the services during the pandemic, and the Financing Strategy carried out at PT. Jambi Branch of the Sharia Pawnshop. The objectives include the state of Service Services during the pandemic and the Financing Strategy at PT. Jambi Branch of the Sharia Pawnshop. This study uses a qualitative approach with data collection methods by conducting observations, interviews, documentation, and concluding: 1) In the services carried out during the Covid period at PT. Pegadaian Syariah Jambi Branch, namely: a) The service has slightly changed both inside and outside the outlet to prevent the transmission of covid-19. b) Those who can usually meet face-to-face with customers during the covid period must be isolated or online. c) Service PT. Sharia pawnshops can also be seen from the changes in employees who usually work directly in the office, and some work WFH (Work From Home. 2) In the financing strategy carried out by PT. Pegadaian Syariah Jambi Branch during the pandemic is as follows: a) Updating the way the sales business used to be less, now more on social media and digital applications. b) discounts for customers who purchase gold or use specific products at sharia pawnshops. c) For the micro during the pandemic, there is an easing for the businesses of affected customers by providing subsidies for MSMEs from the government. d) PT. Pegadaian Syariah Jambi branch conducted socialization to encourage customers to use digital pawnshops for house transactions.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"1406 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133587285","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENGARUH RISIKO PEMBIAYAAN DAN RISIKO LIKUIDITAS TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2018-2020 2018-2020年间，金融融资和流动性风险对伊斯兰公共银行盈利能力的影响

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2023-03-22 DOI: 10.32939/fdh.v4i1.2418

Habriyanto Habriyanto, Khairiyani Khairiyani, Muhammad Amir Alfaruq

引用次数: 0

PENERAPAN STANDAR OPERASIONAL PROSEDUR TERHADAP PELAYANAN PRIMA SERVICE ASSISTANT (SA) DI BANK JATIM SYARIAH KC MALANG

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2023-03-22 DOI: 10.32939/fdh.v4i1.2024

Muhammad Faris Nafi’udin, Mohammad Nabil Alfi, Muhammad Iqbal Fathoni, N. Athallah

{"title":"PENERAPAN STANDAR OPERASIONAL PROSEDUR TERHADAP PELAYANAN PRIMA SERVICE ASSISTANT (SA) DI BANK JATIM SYARIAH KC MALANG","authors":"Muhammad Faris Nafi’udin, Mohammad Nabil Alfi, Muhammad Iqbal Fathoni, N. Athallah","doi":"10.32939/fdh.v4i1.2024","DOIUrl":"https://doi.org/10.32939/fdh.v4i1.2024","url":null,"abstract":"In the banking world, Service Assistant (SA) has a significant role in serving needs, satisfying customers, and maintaining good customer relations. A service Assistant (SA) is required to provide excellent service at the main gate. To be able to provide excellent service, an officer must be essential services related to knowledge of bank products and be able to apply applicable Standard Operating Procedures (SOPs). This study aims to determine how Standard Operational Procedures (SOP) are applied in the Service Assistant (SA) section to provide excellent service at Bank Jatim Syariah KC Malang. This study uses a qualitative descriptive method; researchers try to describe a symptom, event, and event during the study. The object of this study researchers took the subject matter of the research as a case study, namely the Application of Standard Operating Procedures to Prima Service Assistant (SA) Services at Bank Jatim Syariah KC Malang. The results showed that the application of SOPs in the excellent service of Service Assistants must be able to play an active role in serving customers internally and externally. To provide excellent service according to SOPs, such as in terms of appearance, body gestures, intonation, clear and comfortable explanations, and provide smiles by treating and to all customers, such as priority customers from the bank.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130337067","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

STRATEGI PEMASARAN PRODUK PEMBIAYAAN ARRUM HAJI DI PT. PEGADAIAN SYARIAH CABANG JELUTUNG JAMBI

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2023-03-01 DOI: 10.32939/fdh.v4i1.1542

Addiarrahman Addiarrahman, Umi Toeba

{"title":"STRATEGI PEMASARAN PRODUK PEMBIAYAAN ARRUM HAJI DI PT. PEGADAIAN SYARIAH CABANG JELUTUNG JAMBI","authors":"Addiarrahman Addiarrahman, Umi Toeba","doi":"10.32939/fdh.v4i1.1542","DOIUrl":"https://doi.org/10.32939/fdh.v4i1.1542","url":null,"abstract":"This research is based on the number of customers for Arrum Haji products which are not as many as other products issued by Pegadaian Syariah Cabang Jelutung Jambi. There were very few customers who used this product at the beginning of the interview. The problem in this study is what are the obstacles faced by Pegadaian Syariah Cabang Jelutung Jambi in marketing Arum Haji products and how is the marketing strategy of Arrum Haji products in increasing the number of customers. The marketing strategy at Pegadaian Syariah Cabang Jambi applies a marketing mix, namely product strategy, price strategy, place strategy, and promotion strategy. The price strategy and location strategy are good, because the price given by the pawnshop has been determined by the head office, while for the location strategy before the Pegadaian Syariah Cabang Jelutung Jambi was established, a survey was carried out first. However, the product strategy and promotion strategy are not good, because the Pegadaian Syariah Cabang Jelutung Jambi has not been maximal in introducing its products, as well as its marketing strategy, it is necessary to improve promotional strategies to increase the number of customers, for example socializing to the public.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122557789","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENGARUH EARNING PER SHARE (EPS), RETURN ON EQUITY (ROE) DAN DEBT TO EQUITY RATIO (DER) TERHADAP HARGA SAHAM PADA PT. INDOFOOD SUKSES MAKMUR TBK PERIODE 2009-2018

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2022-09-01 DOI: 10.32939/fdh.v3i2.1503

Maryanto Maryanto

{"title":"PENGARUH EARNING PER SHARE (EPS), RETURN ON EQUITY (ROE) DAN DEBT TO EQUITY RATIO (DER) TERHADAP HARGA SAHAM PADA PT. INDOFOOD SUKSES MAKMUR TBK PERIODE 2009-2018","authors":"Maryanto Maryanto","doi":"10.32939/fdh.v3i2.1503","DOIUrl":"https://doi.org/10.32939/fdh.v3i2.1503","url":null,"abstract":"One of the objectives of managing finance is to increase shareholder prosperity as measured by the company’s stock price. There are many factors that influence Stock Price, in this study the factors used are Earning Per Share (EPS), Return On Equity (ROE), and Debt to Equity Ratio (DER). In this study the company that was examined was PT. Indofood Sukses Makmur Tbk for the 2009-2018. This study aims to find out partially and simultaneously the influence of Earning Per Share (EPS), Return On Equity (ROE), and Debt to Equity Ratio (DER) on Stock Price in PT. Indofood Sukses Makmur Tbk for the 2009-2018. Researchers use quantitative research methods. The type of data used is secondary data. Data collection techniques, namely with financial statement. With data analysis techniques that use multiple linear regression analysis and hypothesis testing SPSS Version 20.0. The results showed that Earning Per Share (EPS) had a possitive effect and have a significant effect on Stock Prices, Return On Equity (ROE) had a negative effect and did have a significant effect on Stock Price, Debt to Equity Ratio (DER) had a possitive effect and not have a significant effect on Stock Price. Simultaneously Earning Per Share (EPS), Return On Equity (ROE) and Debt to Equity Ratio (DER) affect Stock Price.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"112 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124792605","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS KOMPARASI PROFITABILITAS PADA PT. BANK RAKYAT INDONESIA SYARIAH TBK, SEBELUM DAN SELAMA COVID-19 印度尼西亚人民银行PT. islamic BANK TBK在COVID-19之前和期间对其盈利能力进行比较

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2022-09-01 DOI: 10.32939/fdh.v3i2.1518

Eva Sumanti, Faisal Amri, Elex Sarmigi

{"title":"ANALISIS KOMPARASI PROFITABILITAS PADA PT. BANK RAKYAT INDONESIA SYARIAH TBK, SEBELUM DAN SELAMA COVID-19","authors":"Eva Sumanti, Faisal Amri, Elex Sarmigi","doi":"10.32939/fdh.v3i2.1518","DOIUrl":"https://doi.org/10.32939/fdh.v3i2.1518","url":null,"abstract":"This stady aims to analyze the financial perfomace of one of the islamic banks in Indonesia based on the profitability ratios before and during the covid-19 pandemic. As for the object in this study, namely PT. Bank Rakyat Indonesia Syariah Tbk. In this study the authors manage all aspects of the research contained in the profitability ratios including return on asset, return on equity, operating costs, net profit margi and gross profit margin with the hope that the final result of the research can find out whether there is a profitability comparasion at PT. Bank Rakyat Indonesia Syariah before and during covid-19 or there is no comparasion of profitability at PT. Bank Rakyat Indonesia Syariah before and during covid-19. As for this type of research is a type of comparative descriptive research with a quantitative approach. The data contained in this study is non-parametric data with the Wilxocon test analysis technique using SPSS. With the results of the study there is a comparasion of profitability at PT. Bank Rakyat Indonesia Syariah Tbk, before and during covid-19 on the ratio return on asset while in other research aspects such as retun on equity, operating costs,net profit margin and gross profit margin there is no comparasion of profitability at PT. Bank Rakyat Indonesia Syariah Tbk,before and during covid-19.","PeriodicalId":243045,"journal":{"name":"Al Fiddhoh: Journal of Banking, Insurance, and Finance","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125970023","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS EFISIENSI DAN EFEKTIVITAS PENGELOLAAN KEUANGAN DAERAH 对区域经济管理效率和有效性的分析

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2022-09-01 DOI: 10.32939/fdh.v3i2.1506

Osi Hayuni Putri

引用次数: 1

ANALISIS AKAD IJARAH DALAM PRAKTIK PRODUK PEMBIAYAAN LEMBAGA KEUANGAN DI INDONESIA 阿卡德分析掠夺了印尼金融机构融资产品的实践

Al Fiddhoh: Journal of Banking, Insurance, and Finance Pub Date : 2022-09-01 DOI: 10.32939/fdh.v3i2.1421

Dyah Ayu Sekar Sukmaningrum, Muhammad Yazid

引用次数: 0