HEN: Insurance (Topic)最新文献

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Mandated Health Insurance Benefits and the Utilization and Outcomes of Infertility Treatments 强制性健康保险福利和不孕症治疗的利用和结果
HEN: Insurance (Topic) Pub Date : 2007-01-01 DOI: 10.3386/W12820
M. Bundorf, M. Henne, L. Baker
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引用次数: 41
The Role of Retiree Health Insurance in the Employment Behavior of Older Men 退休人员健康保险在老年男性就业行为中的作用
HEN: Insurance (Topic) Pub Date : 2003-11-01 DOI: 10.1111/j.1468-2354.2008.00487.x
D. Blau, Donna B. Gilleskie
{"title":"The Role of Retiree Health Insurance in the Employment Behavior of Older Men","authors":"D. Blau, Donna B. Gilleskie","doi":"10.1111/j.1468-2354.2008.00487.x","DOIUrl":"https://doi.org/10.1111/j.1468-2354.2008.00487.x","url":null,"abstract":"Using data from the Health and Retirement Survey, we estimate preference and expectations parameters of a structural model of the employment and medical care decisions of older men in order to evaluate the role of health insurance. The budget constraint incorporates detailed cost-sharing characteristics of private health insurance and Medicare as well as rules and requirements associated with Social Security and private pensions. Simulations imply that changes in health insurance, including access and restrictions to retiree health insurance and Medicare, have a modest impact on employment behavior among older males, with the greatest effect on men in bad health.","PeriodicalId":237817,"journal":{"name":"HEN: Insurance (Topic)","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2003-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"118639716","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 162
Adverse Selection and the Capped Premium Subsidy in the Federal Employees Health Benefits Program 逆向选择和联邦雇员健康福利计划中的上限保费补贴
HEN: Insurance (Topic) Pub Date : 2002-12-02 DOI: 10.1111/1539-6975.00015
B. Gray, T. Selden
{"title":"Adverse Selection and the Capped Premium Subsidy in the Federal Employees Health Benefits Program","authors":"B. Gray, T. Selden","doi":"10.1111/1539-6975.00015","DOIUrl":"https://doi.org/10.1111/1539-6975.00015","url":null,"abstract":"This article examines the relationship between adverse selection and the capped premium subsidy in the Federal Employees Health Benefit Program (FEHBP). Understanding this relationship is important, not only because the FEHBP is the largest employer-sponsored health program in the United States, but also because it has been proposed as a market-based model for the reform of both Medicare and the market for nongroup private coverage. We present a theoretical model of the FEHBP that we then test using enrollee data. In particular, we exploit the natural experiment that arises from variation in the premium subsidy cap across Metropolitan Statistical Areas (MSAs). Although the nominal subsidy cap is constant across MSAs, its real value varies greatly across MSAs with different price levels. The empirical analysis herein supports the contention that the premium subsidy in the FEHBP helps reduce adverse selection.","PeriodicalId":237817,"journal":{"name":"HEN: Insurance (Topic)","volume":"157 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2002-12-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"119524411","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 7
Tax Subsidies to Employer-Provided Health Insurance 对雇主提供健康保险的税收补贴
HEN: Insurance (Topic) Pub Date : 1995-06-01 DOI: 10.7208/9780226241906-009
J. Gruber, J. Poterba
{"title":"Tax Subsidies to Employer-Provided Health Insurance","authors":"J. Gruber, J. Poterba","doi":"10.7208/9780226241906-009","DOIUrl":"https://doi.org/10.7208/9780226241906-009","url":null,"abstract":"This paper investigates the current tax subsidy to employer- provided health insurance, and presents new evidence on the economic effects of various tax reforms. It argues that previous analyses have overstated the tax subsidy to employer-provided insurance by neglecting the substantial and growing importance of after-tax employee payments for employer-provided insurance, as well as the tax subsidy for extreme medical expenses, which discourages insurance purchase. Even after considering these factors, however, the net tax subsidy to employer-provided insurance is substantial, with tax factors generating an average reduction of approximately thirty percent in the price of this insurance. Reducing the tax subsidy, either by capping the value of employer-provided health insurance that could be excluded from taxation, or eliminating the exclusion entirely, would have substantial effects on the level of employer- provided insurance and on tax revenues.","PeriodicalId":237817,"journal":{"name":"HEN: Insurance (Topic)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1995-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127758345","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 47
Medicaid and the Cost of Improving Access to Nursing Home Care 医疗补助和改善疗养院护理的成本
HEN: Insurance (Topic) Pub Date : 1989-02-01 DOI: 10.2307/2109668
P. Gertler
{"title":"Medicaid and the Cost of Improving Access to Nursing Home Care","authors":"P. Gertler","doi":"10.2307/2109668","DOIUrl":"https://doi.org/10.2307/2109668","url":null,"abstract":"The Medicaid program can improve the access of Medicaid patients in nursing home care by raising the rate of return on Medicaid patients care. However, increases in the return also induce nursing homes to lower quality. To quantify this tradeoff, the author derives expressions for three elasticities: (1) the elasticity of access with respect to Medicaid expenditures, (2) the elasticity of access with respect to quality, and (3) the elasticity of Medicaid expenditures with respect to the rate of return. Using New York State data, he finds that a 10 percent increase in Medicaid expenditures induces a 4.1 percent increase in Medicaid patient care and a reduction in nursing home expenditures on services provided patients by about 3.4 percent. Copyright 1992 by MIT Press.","PeriodicalId":237817,"journal":{"name":"HEN: Insurance (Topic)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1989-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117004714","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 68
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