Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan最新文献_第2页

ANALISIS KESEJAHTERAAN MAQASHID SYARIAH PADA USAHA MIKRO KECIL MENENGAH

Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan Pub Date : 2019-06-30 DOI: 10.15548/al-masraf.v4i1.234

S. Imani

引用次数: 5

PEMBIAYAAN MUDHARABAH DAN DAMPAKNYA TERHADAP OMSET USAHA MIKRO DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH EL-UMMA MUDHARABAH的融资及其对合作社小企业OMSET微企业的影响借用了伊斯兰教法EL-UMMA融资

Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan Pub Date : 2019-06-30 DOI: 10.15548/al-masraf.v4i1.230

Tami Nadirah, Deni Lubis, A. Asmara

{"title":"PEMBIAYAAN MUDHARABAH DAN DAMPAKNYA TERHADAP OMSET USAHA MIKRO DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH EL-UMMA","authors":"Tami Nadirah, Deni Lubis, A. Asmara","doi":"10.15548/al-masraf.v4i1.230","DOIUrl":"https://doi.org/10.15548/al-masraf.v4i1.230","url":null,"abstract":"Micro Enterprise Sector is a sector that has an important role in the economy of the country. However the number of problems still felt by the sector, one of them is the problem of capital. Mudharabah financing can be an alternative for micro businesses to resolve the problem. KSPPS El-Umma is one of the institution that offer Mudharabah financing for micro business actors in developing their business. This study aims to analyze the effectiveness of mudharabah financing and its impact on business turnover. The method that used in this research is descriptive analysis method using Likert scale to measure the effectiveness level of financing disbursed and to describe the impact of financing on business development also using Ordinary Least Square (OLS) method to determine the factors that influence the business turnover. The result of analysis with Likert scale as a whole mudharabah financing distributed by KSPPS has been classified as effective, and there is business development after getting financing seen from the increase of business turnover. The Factors that influencing the turnover of business are the length of business, age, the amount of financing and the term of financing.","PeriodicalId":228122,"journal":{"name":"Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122512124","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK 分析了第三方基金(tpf)、不良融资(npf)、融资存款比(fdr)和利润率对伊斯兰商业银行murabahah融资的影响

Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan Pub Date : 2019-06-30 DOI: 10.15548/al-masraf.v4i1.227

Putri Saula Hasnadina, A. S. Mulazid

{"title":"ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK","authors":"Putri Saula Hasnadina, A. S. Mulazid","doi":"10.15548/al-masraf.v4i1.227","DOIUrl":"https://doi.org/10.15548/al-masraf.v4i1.227","url":null,"abstract":"The purpose of this study is to analyze the effect of each variable, Deposits of Third Party Fund (TPF) (X1), Non-Performing Financing (NPF) (X2), Financing to Deposit Ratio (FDR) (X3) and Profit Margin (X4) on Murabahah Financing (Y1). The population of this study was conducted on eleven Sharia Commercial Banks in Indonesia, namely Bank Muamalat, Bank Victoria Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank Panin Syariah, Bank Syariah Bukopin, Bank BCA Syariah and Bank Maybank Syariah Indonesia. The sample taken was the annual financial report for five periods, namely 2011-2015 periods. The analysis technique used panel data regression analysis was tested by F-test and T-test, with a significant value of 5%. Based on the results of the T-test and F-test, it can be known that TPF, FDR and Profit Margin simultaneously have a significant positive effect and the NPF partially have no effect of murabahah financing on Sharia Commercial Banks. Adjusted R Square value of 0.275352 indicates that the independent variable could give effect the dependent variable of 0.000429%.","PeriodicalId":228122,"journal":{"name":"Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125469295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

MANAKAH PRIORITAS SEKTOR PENGEMBANGAN WAKAF DI INDONESIA? 印尼WAKAF开发部门的优先事项是什么?

Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan Pub Date : 2019-06-30 DOI: 10.15548/al-masraf.v4i1.232

A. S. Rusydiana, S. Sudana, L. Marlina

引用次数: 2

KETERKAITAN ANTARA MODAL SOSIAL DENGAN EFISIENSI KELEMBAGAAN PADA KOPERASI PONDOK PESANTREN SIDOGIRI, PASURUAN 社会资本与制度效率之间的关系

Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan Pub Date : 2019-06-30 DOI: 10.15548/al-masraf.v4i1.238

Farahdilla Kutsiyah, Agoes Kamaroellah, U. Kulsum

{"title":"KETERKAITAN ANTARA MODAL SOSIAL DENGAN EFISIENSI KELEMBAGAAN PADA KOPERASI PONDOK PESANTREN SIDOGIRI, PASURUAN","authors":"Farahdilla Kutsiyah, Agoes Kamaroellah, U. Kulsum","doi":"10.15548/al-masraf.v4i1.238","DOIUrl":"https://doi.org/10.15548/al-masraf.v4i1.238","url":null,"abstract":"Sidogiri Islamic Boarding School is one of the oldest Islamic boarding schools and is capable of being independent in its operational activities by having very rich resources and this institution is also an example of success in developing Islamic economics. The definition of \"institution\" in this article is how the rules are implemented in the pesantren's economic activities that are deeply tied to the social capital that they have. This study uses a case study qualitative approach. Data collection through observation, documentation and in-depth interviews. The results of the study show that social capital that is embedded in the pesantren environment can reduce transaction costs so that the institutional of Sidogiri Islamic Boarding School cooperative is more efficient. Network can reduce the cost of information, negotiation, coordination and supervision. Norms can decrease the occurrence of irregularities and the existence of trust. Shared vision can facilitate coordination and increase motivation. It is recommended that the application of social capital in the management of the Sidogiri kopontren be able to be transferred some other pesantren that are still lagging behind in economic development so that they are able to be independent and can help the economic problems of the community.","PeriodicalId":228122,"journal":{"name":"Al-Masraf : Jurnal Lembaga Keuangan dan Perbankan","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130540845","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1