Perisai : Islamic Banking and Finance Journal最新文献_第4页

Threat of Data Theft (Phishing) Amid Trends in Fintech Users During the Covid-19 Pandemic (Study Phishing In Indonesia) 在2019冠状病毒病大流行期间，金融科技用户的数据盗窃威胁(网络钓鱼)(研究印度尼西亚的网络钓鱼)

Perisai : Islamic Banking and Finance Journal Pub Date : 2022-04-07 DOI: 10.21070/perisai.v6i1.1598

Fitri Nur Latifah, Imron Mawardi, Bayu Wardhana

引用次数: 1

The Role of Credit Risk as Mediating the Effect of Liquidity on Sharia Banking Performance 信用风险对流动性对伊斯兰银行绩效的中介作用

Perisai : Islamic Banking and Finance Journal Pub Date : 2022-03-19 DOI: 10.21070/perisai.v6i1.1580

Julia Safitri, Yuridistya Primadhita

{"title":"The Role of Credit Risk as Mediating the Effect of Liquidity on Sharia Banking Performance","authors":"Julia Safitri, Yuridistya Primadhita","doi":"10.21070/perisai.v6i1.1580","DOIUrl":"https://doi.org/10.21070/perisai.v6i1.1580","url":null,"abstract":"This study aims to examine and analyze the relationship of the influence of liquidity on bank performance mediated by credit risk. Using data on Islamic banking companies listed on the IDX in 2013-2019. The methodology of this research was carried out to achieve the objectives of this study, namely how the influence of liquidity on the performance of Islamic banking companies in Indonesia which is mediated by credit risk. By processing data from data collected from the pre-pandemic and during the pandemic, this research can prove the proposed hypothesis. The analytical tool used is SEM-PLS with WarpPLS 7.0 application. The results of this study indicate that credit risk can partially mediate the relationship between the influence of liquidity on bank performance. This study succeeded in proving that the influence of liquidity on bank performance is acceptable and can be mediated by credit risk. This is in line with the Commercial Loan Theory which explains that providing loans to short-term and productive customers can minimize customer defaults, so that the company's performance will be maintained. During the current pandemic, it is one of the things that makes companies careful in managing liquidity as well as in distributing credit. Banks must be really selective in choosing loans submitted by customers, in order to avoid defaults that cause a decline in bank performance.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123002927","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Baitul Mal Wat Tamwil Architectural Map: Institutional and Regulatory Analysis Baitul Mal Wat Tamwil建筑地图:制度和监管分析

Perisai : Islamic Banking and Finance Journal Pub Date : 2022-03-19 DOI: 10.21070/perisai.v6i1.1583

Pupun Saepul Rohman, N. Laila, A. Shofawati

引用次数: 0

Implementation Of Synergy Of Zis Fund Management In Sharia Banking And Zakat Management Organizations (Opz) For Strengthening The Zakat Ecosystem 在伊斯兰银行和天课管理组织(Opz)中实施Zis基金管理协同，加强天课生态系统

Perisai : Islamic Banking and Finance Journal Pub Date : 2022-03-04 DOI: 10.21070/perisai.v6i1.1590

Phatriakalista Intan Apsari, Arin Setiyowati, Fatkhur Huda

{"title":"Implementation Of Synergy Of Zis Fund Management In Sharia Banking And Zakat Management Organizations (Opz) For Strengthening The Zakat Ecosystem","authors":"Phatriakalista Intan Apsari, Arin Setiyowati, Fatkhur Huda","doi":"10.21070/perisai.v6i1.1590","DOIUrl":"https://doi.org/10.21070/perisai.v6i1.1590","url":null,"abstract":"In February 2021, Bank Syariah Indonesia or abbreviated as BSI officially operates, BSI is a merger of Bank Syariah Mandiri, Bank BNI Syariah, and Bank BRI Syariah. BSI changed the constellation of Islamic banking in Indonesia, which formed a new pillar of strength for the Islamic economy in Indonesia. In carrying out the social functions of BSI, especially in the realm of zakat, it certainly cannot run alone. This means that it requires both internal and external BSI institutions in managing zakat funds and other Islamic social funds. Zakat management organizations (OPZ) that are partnered include the National Amil Zakat Agency (BAZNAS) as a form of support in encouraging community participation to increase ZIS and to ensure proper distribution of targets to those who really need it. ) and the National Amil Zakat Agency (BAZNAS) collaborated in which this step was taken as a form of enthusiasm from BSI and BAZNAS in an effort to strengthen and distribute the zakat ecosystem and the Love Zakat Movement. This study aims to analyze the synergy between BSI and BAZNAS in managing ZIS funds and implementing the synergy program to improve community welfare. This research was conducted using qualitative research methods, literature study approach (Library Research). The validity of the data using source triangulation, and data analysis techniques using descriptive analysis. The results show that BSI and BAZNAS in their synergy activities have an analysis of strengths and opportunities, and the implementation of synergies carried out by BSI and BAZNAS in supporting the strengthening of ZIS for the welfare of the community and as support for the charity love movement, namely the policy of merging BAZNAS accounts to BSI, ZIS payment features in the BSI Mobile Banking Application, and the BSI company's zakat payments submitted to BAZNAS.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"242 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-03-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132056737","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The Persepsi Masyarakat Terhadap Destinasi Wisata Syariah: Tujuan Fenomena (Studi Kasus Pada Wisata Syariah Utama Raya Banyuglugur Situbondo) 公众对伊斯兰旅游目的地的看法:现象的目的地

Perisai : Islamic Banking and Finance Journal Pub Date : 2021-10-20 DOI: 10.21070/perisai.v5i2.1532

Saifuddin, Sofiyatul Mukarromah

引用次数: 3

Working Period As A Moderating Variable Of Work Family Conflict, Work Stress, And Turnover Intention On Contraproductive Work Behavior (Case Study On Bca Syariah) 工作时间对工作家庭冲突、工作压力、离职意向对逆向工作行为的调节作用(以伊斯兰教为例)

Perisai : Islamic Banking and Finance Journal Pub Date : 2021-10-16 DOI: 10.21070/perisai.v5i2.1363

Dewi Amalia, Muhammad Zakiy

引用次数: 2

The Implementasi Akad Isthisna’ Tanpa Bank Dalam Memenangkan Persaingan Bisnis Property (Studi Kasus di PT Samawa Proper 《阿卡德主义者在没有银行的情况下在商业地产竞争中取得成功的成就》(案例研究:PT Samawa Proper)

Perisai : Islamic Banking and Finance Journal Pub Date : 2021-10-16 DOI: 10.21070/perisai.v5i2.1531

Alvan Fathony, Ahmad Nur Bustomi

{"title":"The Implementasi Akad Isthisna’ Tanpa Bank Dalam Memenangkan Persaingan Bisnis Property (Studi Kasus di PT Samawa Proper","authors":"Alvan Fathony, Ahmad Nur Bustomi","doi":"10.21070/perisai.v5i2.1531","DOIUrl":"https://doi.org/10.21070/perisai.v5i2.1531","url":null,"abstract":"The house is one of the needs that must be fulfilled by humans, the need for housing in Indonesia is increasing every year in line with the high population growth. Based on a letter issued by the finance minister regarding the home ownership loan program, many residential property business developers offer home services in an effort to meet the need for housing. Then came the conventional mortgages and sharia mortgages. Sharia mortgages are schemes that continue to develop and attract public interest with their sharia transaction systems, either with a Murabaha or Isthisna 'contract. This study aims to find out how the practice of istishna contract is applied by the developer of PT Samawa Property Group. This type of research is descriptive qualitative research with exposure related to solving existing problems. The results of this study indicate that the contract used is the istishna contract which is able to meet the needs of the community for houses without riba transactions, clear price transparency, no fines or confiscation so that it is mutually beneficial and able to improve the welfare of the community.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"6 6","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114033603","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Dampak Program Pemberdayaan Terhadap Kesejahteraan Umat 授权计划对人民福利的影响分析

Perisai : Islamic Banking and Finance Journal Pub Date : 2021-10-16 DOI: 10.21070/perisai.v5i2.1429

Ferry Khusnul Mubarok

引用次数: 0

Pengaruh Religiusitas, Pelayanan dan Tarif Premi terhadap Kepuasan Nasabah Asuransi Syariah dengan Minat Berasuransi Syariah Sebagai Variabel Intervening di Perusahaan Asuransi Syariah Cabang Surabaya 宗教、服务和保险费对伊斯兰保险客户满意度的影响，并将其作为伊斯兰保险在泗水保险公司的变量进行投资感兴趣

Perisai : Islamic Banking and Finance Journal Pub Date : 2021-10-14 DOI: 10.21070/perisai.v5i2.1508

Erwan Aristyanto, Allen Pranata Putra, Riduwan

{"title":"Pengaruh Religiusitas, Pelayanan dan Tarif Premi terhadap Kepuasan Nasabah Asuransi Syariah dengan Minat Berasuransi Syariah Sebagai Variabel Intervening di Perusahaan Asuransi Syariah Cabang Surabaya","authors":"Erwan Aristyanto, Allen Pranata Putra, Riduwan","doi":"10.21070/perisai.v5i2.1508","DOIUrl":"https://doi.org/10.21070/perisai.v5i2.1508","url":null,"abstract":"Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh religiusitas, pelayanan, tarif premi terhadap kepuasan nasabah dengan minat berasuransi syariah sebagai variabel intervening di Asuransi XYZ Syariah Cabang Surabaya. Penelitian ini merupakan penelitian eksplanatori dengan pendekatan kuantitatif. Populasi dalam penelitian ini adalah nasabah yang bergabung di perusahaan asuransi XYZ Syariah Cabang Surabaya. Sampel diambil dengan menggunakan teknik accidental sampling dengan kriteria (1) masyarakat yang sudah menjadi nasabah asuransi syariah , dan (2) berusia 17 – 50 tahun sebanyak 100 responden. Analisis data menggunakan PLS dengan program SmartPLS 3.2.8.Hasil penelitian ini menunjukkan bahwa (1) Religiusitas berpengaruh positif dan signifikan terhadap minat nasabah berasuransi, (2) Pelayanan berpengaruh positif dan signifikan terhadap minat nasabah berasuransi, (3) Tarif premi berpengaruh positif dan signifikan terhadap minat nasabah berasuransi, (4) Religiusitas berpengaruh negatif dan tidak signifikan terhadap kepuasan nasabah, (5) Pelayanan berpengaruh positif dan signifikan terhadap kepuasan nasabah","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121338856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Perilaku Konsumen Berdasarkan Religiusitas 消费者行为取决于宗教信仰

Perisai : Islamic Banking and Finance Journal Pub Date : 2021-10-08 DOI: 10.21070/perisai.v5i2.1533

S. Asiyah, Hariri Hariri

{"title":"Perilaku Konsumen Berdasarkan Religiusitas","authors":"S. Asiyah, Hariri Hariri","doi":"10.21070/perisai.v5i2.1533","DOIUrl":"https://doi.org/10.21070/perisai.v5i2.1533","url":null,"abstract":"This study aims to examine more deeply consumer behavior based on religiosity and halal awareness owned by Muslimah lecturers in Malang.This study uses a phenomenological study which aims to examine more deeply the personal experiences of Muslimah lecturers in purchasing products, especially halal cosmetic products. Phenomenological studies based on this aspect of religiosity and halal awareness are still rarely carried out. So that by doing this research, it will add to the knowledge base, especially in the field of consumer behavior.The focus of the problems that will be examined in this research is the first; is how the informants interpret the aspect of religiosity they have in influencing their consumption behavior towards halal products and the second; is how the relationship between religiosity and halal awareness owned by the informants, so that this will add to the treasures of scientific development, especially consumer behavior based on the aspect of religiosity. The results of the study show: First) The aspect of religiosity in the eyes of Muslim lecturers is interpreted as a form of \"commitment\" to their faith, so that the aspect of religiosity is the main consideration in the purchase/choice of halal cosmetics. Second) Religiosity and halal awareness have a close relationship, this is evidenced by the tendency of Muslim lecturers to prefer halal cosmetics over non-halal cosmetics. These results indicate that the higher the religiosity of the informants, the higher the level of halal awareness owned by Muslim lecturers in Malang.","PeriodicalId":206226,"journal":{"name":"Perisai : Islamic Banking and Finance Journal","volume":"74 5","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120813069","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3