IQTISADIE: Journal of Islamic Banking and Shariah Economy最新文献

Potensi Resesi Dan Dampaknya (Sebuah Kajian Terhadap Keberlangsungan Bisnis Online Di Indonesia) 经济衰退的潜在影响(一项研究印尼在线商业连续性)

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2023-03-28 DOI: 10.36781/iqtisadie.v3i1.377

Arlinta Prasetian Dewi

引用次数: 0

Studi Kelayakan Bisnis Dalam Perspektif Islam Pada UMKM Di Surabaya 从伊斯兰教的角度来研究泗水的UMKM

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2023-03-28 DOI: 10.36781/iqtisadie.v3i1.389

Rimawati Oktavia

{"title":"Studi Kelayakan Bisnis Dalam Perspektif Islam Pada UMKM Di Surabaya","authors":"Rimawati Oktavia","doi":"10.36781/iqtisadie.v3i1.389","DOIUrl":"https://doi.org/10.36781/iqtisadie.v3i1.389","url":null,"abstract":"feasibility study is a material for consideration in making a decision, accepting or rejecting a planned business idea. To determine whether or not a business is feasible, it can be seen from various aspects and must have a certain standard of value. This study aims to determine and explain the level of business feasibility of MSMEs on delicious mpok by nasikoe dishes when viewed from the perspective of Islamic economics from marketing and production aspects. To reveal these problems, the author uses a qualitative approach with interview, observation, and documentation techniques in accordance with the problems studied. From the research results show the feasibility level of micro, small and medium enterprises in terms of the perspective of Islamic economics on the aspects of marketing and production. Judging from the marketing aspect of MSMEs, the delicious mpok by nasikoe cuisine is in accordance with a business feasibility study from an Islamic economic perspective, it is in accordance with what it should be. Judging from the aspect of MSME production, the delicious mpok by nasikoe is in accordance with a business feasibility study in terms of an Islamic economic perspective. The MSME business that Yuyun has run in accordance with Islamic production and production theory, when she is about to open a business, Yuyun has done an analysis related to business location, waste disposal, business licenses and sources of raw materials to be used. And Ibu Yuyun has applied values in Islamic production, which are always shiddiq, amanah, fathanah, tabligh, and istiqamah. So Ms. Yuyun's MSME business is in accordance with the marketing aspect and the production aspect is reviewed from an Islamic economic perspective, and the business has implemented a business feasibility study, although not yet in full. \u0000 \u0000 ","PeriodicalId":196760,"journal":{"name":"IQTISADIE: Journal of Islamic Banking and Shariah Economy","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130459745","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Penerapan Akad Murabahah pada Produk Pembiayaan KPR (Studi Kasus Bank BTN Syariah Kcps Pekalongan)

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2023-03-28 DOI: 10.36781/iqtisadie.v3i1.388

Fajar Sodik, Rikhadatun Abir Al Farda, Elisa Ayuni

{"title":"Penerapan Akad Murabahah pada Produk Pembiayaan KPR (Studi Kasus Bank BTN Syariah Kcps Pekalongan)","authors":"Fajar Sodik, Rikhadatun Abir Al Farda, Elisa Ayuni","doi":"10.36781/iqtisadie.v3i1.388","DOIUrl":"https://doi.org/10.36781/iqtisadie.v3i1.388","url":null,"abstract":"Home is a basic human need. Islamic banking has the option to provide Home Ownership Loans (KPR), namely sharia mortgages from Islamic banks known as Home Ownership Financing (PPR). This study discusses the application of murabahah contracts in mortgage financing at Bank BTN Syariah KCPS Pekalongan. Bank BTN Syariah is a conventional Bank BTN-based business unit that has implemented a murabahah contract in mortgage financing. This study aims to determine the application of the murabahah contract in mortgage financing at Bank BTN Syariah KCPS Pekalongan. This study uses a type of qualitative research in the form of descriptive. The data used are primary data and secondary data. The data in this study were obtained from observations, interviews and documentation. The analysis technique used is an interactive model with the following stages: data reduction, data display and drawing conclusions. The results of this study indicate that the murabahah contract has been implemented properly because the elements of the murabahah contract are in accordance with the fatwa of the national sharia board. Empirically, the implications of the results of this study are expected to be input for Bank BTN Syariah Kcps Pekalongan as consideration for encouraging more sharia mortgage products while making it easier for customers to take sharia mortgages. Another implication of the results of this research is theoretically expected to be able to contribute ideas in the development and improvement of science.","PeriodicalId":196760,"journal":{"name":"IQTISADIE: Journal of Islamic Banking and Shariah Economy","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122231626","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Implementasi Akad Wadi’ah Sebagai Perwakilan Agensi Produk Simpanan Pada BPRS Bhakti Sumekar Sumenep

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2023-03-28 DOI: 10.36781/iqtisadie.v3i1.386

Riskiyah Riskiyah, Sudianto Sudianto

{"title":"Implementasi Akad Wadi’ah Sebagai Perwakilan Agensi Produk Simpanan Pada BPRS Bhakti Sumekar Sumenep","authors":"Riskiyah Riskiyah, Sudianto Sudianto","doi":"10.36781/iqtisadie.v3i1.386","DOIUrl":"https://doi.org/10.36781/iqtisadie.v3i1.386","url":null,"abstract":"Basically Wadi'ah yad dhamanah'ah at the bank of the company, can manage the money. Wadi’ah yad dhamanah at BPRS Bhakti Sumekar Sumenep manages the savings money from that story to be used in certain economic activities. One of the benefits of opening Wadi'ah yad dhamanah's savings will be to receive a competitive monthly savings bonus according to BPRS Bhakti Sumekar policy. Where, in this case, making the savings product more profitable than the other banks, so fate would be more profitable if saving in BPRS Bhakti Sumekar Sumenep. The purpose of this research is to find out how the implementation of the Wadi'ah yad dhamanah akad on BPRS Bhakti Sumekar Sumenep, and to find out the leverage factor of the Wadi'ah yad dhamanah akad on BPRS Bhakti Sumekar Sumenep. Research uses descriptive qualitative research using observation methods, interviews and documentation that are then analysed to obtain accurate data or information. This research subject was taken from some active officials in BPRS Bhakti Sumekar Sumenep, for the validity of the research data using triangulation. The result of this research is the implementation of Wadi'ah yad dhamanah at BPRS Bhakti Sumekar Sumenep acting as the manager of the funds and the fortune as the owner of the capital, carrying out business with caution and also wisdom and good faith in running financing and investment that is not contrary to the corporate principle, While the environmental and psychological factors are some of the drivers of the use of Wadi’ah yad dhamanah akad at BPRS Bhakti Sumekar Bank.","PeriodicalId":196760,"journal":{"name":"IQTISADIE: Journal of Islamic Banking and Shariah Economy","volume":"826 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123291262","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Strategi Pemasaran Syariah Dalam Meningkatkan Daya Saing UMKM Kerupuk Di Surabaya 伊斯兰营销策略提高了泗水Saing UMKM鞭炮的竞争力

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2023-03-28 DOI: 10.36781/iqtisadie.v3i1.397

Tate Agape Bawana

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Analisis Pembiyaan Rahn Sebagai Produk Pembiyaan Yang Unggul Di Bank Mandiri Mitra Sukses Cabang Sidayu Gresik 这是仁的投资分析，是企业成功合作伙伴Sidayu Gresik分公司的优质投资产品

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2023-03-28 DOI: 10.36781/iqtisadie.v3i1.381

Hanis Nofiyanti, Farhadi Arifiansyah

引用次数: 0

Strategi Fundraising Digital Dalam Meningkatkan Penghimpunan Dana Ziswaf Program Pemberdayaan Ekonomi Pada Koperasi Syariah Baitul Maal Wat Tamwil

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2022-10-15 DOI: 10.36781/iqtisadie.v2i2.282

M. Zainuri, Fitriyana Agustin, Robiatul Adawiyah

{"title":"Strategi Fundraising Digital Dalam Meningkatkan Penghimpunan Dana Ziswaf Program Pemberdayaan Ekonomi Pada Koperasi Syariah Baitul Maal Wat Tamwil","authors":"M. Zainuri, Fitriyana Agustin, Robiatul Adawiyah","doi":"10.36781/iqtisadie.v2i2.282","DOIUrl":"https://doi.org/10.36781/iqtisadie.v2i2.282","url":null,"abstract":"Sharia cooperatives in Indonesia are often called Baitul Maal Wat Tamwil, sharia cooperatives are almost the same as conventional cooperatives where the prominent difference is that baitul maal wat tamwil plays a role in managing zakat, infaq, shadaqah, and waqf funds. If you look more closely at the management of Baitul Maal Wat Tamwil in collecting Zakat, Infaq, Shadaqah, and Waqf funds, it is still lacking, for that it is necessary to implement a digital fundraising strategy in its collection. In the process of digital fundraising strategy activities, an institution or organization must always carry out socialization, education, promotion activities that are packaged in technology. Where the purpose of implementing this strategy is to increase the collection of Zakat, Infaq, Sadaqah, and Waqf funds. In addition, other goals are to improve the image of Baitul Maal Wat Tamwil and help the underprivileged. From the qualitative writing method of the literature that the author uses, the discussion obtained about the methods used in digital fundraising strategies to increase the collection of Zakat, Infaq, Shadaqah, and Waqf funds there are eight methods including, website method, e-mail method, search engine marketing method, social networking method, Islamic bank e-channel method, online website shopping method, e-wallet or electronic wallet method, method of making own application. The hope of implementing this method is to increase the collection of Zakat, Infaq, Shadaqah, and Waqf funds in Baitul Maal Wat Tamwil. So that later Baitul Maal Wat Tamwil will be able to help alleviate poverty and help capitalize on micro and small businesses in Indonesia.","PeriodicalId":196760,"journal":{"name":"IQTISADIE: Journal of Islamic Banking and Shariah Economy","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114809725","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Mampukah Kurs Berdampak Terhadap Indeks Saham Syariah Indonesia? Kajian Empiris Selama Pandemi Tahun 2020-2021 Kurs能影响印尼的股价吗?在20-2021年大流行期间的经验研究

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2022-10-15 DOI: 10.36781/iqtisadie.v2i2.284

Ach. Fauzi Lutfi, Ridan Muhtadi

引用次数: 0

Analisis Pinjaman Uang Tanpa Jaminan Terhadap Kesejahtraan Masyarakat Di Lembaga Keuangan Mikro Syariah 伊斯兰微型金融机构的无担保贷款分析

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2022-10-15 DOI: 10.36781/iqtisadie.v2i2.293

Muhammad Syarif Agil, Moh Safik, Ach. Fauzi Lutfi

引用次数: 0

Penilaian kesehatan Likuiditas Bank Syariah Melalui Financing to Deposit Ratio (FDR) Dan Dampaknya Pada Reputasi Bank (Studi Kasus Bank BCA Syariah) 伊斯兰银行通过金融存款(FDR)对其银行声誉的影响(伊斯兰银行案例研究)的健康状况评估

IQTISADIE: Journal of Islamic Banking and Shariah Economy Pub Date : 2022-10-15 DOI: 10.36781/iqtisadie.v2i2.281

Dita Anis Zafani, Islamiyah

{"title":"Penilaian kesehatan Likuiditas Bank Syariah Melalui Financing to Deposit Ratio (FDR) Dan Dampaknya Pada Reputasi Bank (Studi Kasus Bank BCA Syariah)","authors":"Dita Anis Zafani, Islamiyah","doi":"10.36781/iqtisadie.v2i2.281","DOIUrl":"https://doi.org/10.36781/iqtisadie.v2i2.281","url":null,"abstract":"Measuring the level of liquidity is one way to determine the health of a bank. This is an effort to mitigate liquidity risk which can impact the bank's reputation. This study aims to measure the liquidity level of BCA Syariah Bank from 2015-2021using the Financing to Deposit Ratio (FDR) and its impact on the bank's reputation due to the liquidity it has. A descriptive qualitative method was used in this study by analyzing secondary data for BCA Syariah 2015-2021. The results showed that the liquidity capacity of BCA Syariah Bank 2015-2021 to anticipate liquidity needs and implement risk management was adequate. Bank BCA Syariah's liquidity has given a positive reputation label. This reputation is strengthened by the award received as a Bank with a “Healthy” rating in the category of BUKU 2 and 3 Islamic Banks. \u0000Mengukur tingkat likuiditas merupakan salah satu cara untuk mengetahui kesehatan sebuah bank. Hal tersebut merupakan upaya mitigasi risiko likuiditas yang dapat berimbas pada reputasi bank. Penelitian ini bertujuan untuk mengukur tingkat likuiditas Bank BCA Syariah dari tahun 2015-2021menggunakan Financing to Deposit Ratio (FDR) dan dampaknya terhadap reputasi bank akibat likuiditas yang dimiliki. Metode kualitatif deskriptif digunakan dalam penelitian ini dengan menganalisis data sekunder Bank BCA Syariah 2015-2021. Hasil penelitian menunjukkan kemampuan likuiditas Bank BCA Syariah 2015-2021 untuk mengantisipasi kebutuhan likuiditas dan penerapan manajemen risiko tergolong memadai. Likuiditas Bank BCA Syariah telah memberi label reputasi positif. Reputasi tersebut diperkuat dengan award yang diterima sebagai Bank Berpredikat “Sehat” dengan kategori Bank Syariah BUKU 2 dan 3.","PeriodicalId":196760,"journal":{"name":"IQTISADIE: Journal of Islamic Banking and Shariah Economy","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131446167","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0