BH Ekonomski forum最新文献_第3页

Sensitivity of banks' capital in the Federation of Bosnia and Herzegovina to changes in exogenous and endogenous factors 波斯尼亚和黑塞哥维那联邦银行资本对外生和内生因素变化的敏感性

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2102053n

Elman Nadžaković, Senada Dupovac, Bedrija Hromić

{"title":"Sensitivity of banks' capital in the Federation of Bosnia and Herzegovina to changes in exogenous and endogenous factors","authors":"Elman Nadžaković, Senada Dupovac, Bedrija Hromić","doi":"10.5937/bhekofor2102053n","DOIUrl":"https://doi.org/10.5937/bhekofor2102053n","url":null,"abstract":"In order to ensure that risky assets are covered by the bank's capital, the regulator has prescribed a minimum capital adequacy ratio (CAR). The prescribed CAR, which in the Federation of Bosnia and Herzegovina is 12%, represents the ability of banks to absorb losses caused by bad placements, expressed as the ratio of capital and risk assets of the bank. The sample of this research was performed at the level of the whole banking system of the Federation of Bosnia and Herzegovina. The primary goal of this paper is to try to identify exogenous and endogenous factors that affect the capital sensitivity of banks operating in the Federation of Bosnia and Herzegovina. The research is focused on the period from 2014-2020, every quarter, and the research will explain descriptive statistics, correlation analysis and regression analysis. The research estimated two regression models, assumptions were checked and the obtained results were interpreted. The results of the first model showed that there is a statistically significant positive correlation between the leverage rate and the capital adequacy ratio, and a statistically significant negative correlation between the GDP growth rate and the capital adequacy ratio. The second model confirmed that there is a negative statistically significant correlation between the variables return on average assets (ROAA), total income / average assets (UPPA), net interest income / average assets (NIM) with the capital adequacy ratio.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132656085","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Brand management challenges in the financial sector in crisis conditions 危机条件下金融部门的品牌管理挑战

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2201031j

Ljubica Janjić, Bojana Čavić, Sonja Vujović, M. Pavlović

{"title":"Brand management challenges in the financial sector in crisis conditions","authors":"Ljubica Janjić, Bojana Čavić, Sonja Vujović, M. Pavlović","doi":"10.5937/bhekofor2201031j","DOIUrl":"https://doi.org/10.5937/bhekofor2201031j","url":null,"abstract":"Financial institutions tend to the permanent identification of the financial services users needs and their satisfaction more efficiently than competitors through a certain differentiation. Due to the crisis caused by pandemic, financial sector is facing a number of challenges, which further complicate the brand management process. The process of digitalization is evident. Financial service providers have noticed rapid changes in consumer behavior, both due to health effects and social exclusion, and due to the physical closure of the branches themselves. In this paper, we research whether, and in what way, the current pandemic has imposed a threat or provided an opportunity to the financial sector. One part deals with the characteristics of brand management in the financial sector, with reference to specific circumstances during the crisis. Through the case study, we will process the most valuable global brands in the financial sector and analyze the ways in which institutions react to the crisis. We also provide an example of good practice of a financial institution, which has undertaken certain activities in order to strengthen its brand. The subject of the paper are the world's most famous financial institutions brands, and the purpose is to present their experiences in adapting brand management in the context of the pandemic. As some of the world's most valuable brands in the financial sector are facing a serious decline in brand value after the devastating effects of the pandemic, the aim of this research is to analyze the activities of these institutions and find ways to deal with this problem.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121450104","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Corporate social responsibility of SMEs in the Republic of Croatia 克罗地亚共和国中小企业的社会责任

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor1902075v

Valentina Vinšalek-Stipić

{"title":"Corporate social responsibility of SMEs in the Republic of Croatia","authors":"Valentina Vinšalek-Stipić","doi":"10.5937/bhekofor1902075v","DOIUrl":"https://doi.org/10.5937/bhekofor1902075v","url":null,"abstract":"From a long-term perspective, modern capitalism does not only require companies to profit as much as possible, but is increasingly paying attention to the social and environmental problems of business. It refers to meeting the social and environmental needs of the wider community. Climate change affecting the extinction of biological species has a major impact on human life and the global economic crisis, which increasingly requires corporations to care about global environmental impact and bio-sustainability, which requires strengthening corporate responsibility with increasing attention to social and environmental problem. The main objective of this paper is to examine the representation of the CSR strategy in small and medium-sized enterprises in the Republic of Croatia, looking through the economic, social and environmental dimensions. An analysis of the application of the existing level of socially responsible business was made, as well as a comparison of the levels of implementation of the social and environmental dimension in the observed SMEs. The empirical research in this paper concludes that the sample SMEs are oriented towards the operational and financial aspects of business, while at the same time adopting business strategies across all three dimensions of CSR.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"106 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115569253","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Determination of organizational culture by the dominant leadership style 主导领导风格对组织文化的决定

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2201049k

Dženan Kulović, Dijana Husaković, Ilma Dedić-Grabus

引用次数: 0

Relationship between the quality of information from ERP systems and business performance: Controlling analysis using DuPont system ERP系统信息质量与企业绩效的关系:杜邦系统的控制分析

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2201111p

Vesna Pavkovic, Dražena Gašpar, Dominik Jukić

{"title":"Relationship between the quality of information from ERP systems and business performance: Controlling analysis using DuPont system","authors":"Vesna Pavkovic, Dražena Gašpar, Dominik Jukić","doi":"10.5937/bhekofor2201111p","DOIUrl":"https://doi.org/10.5937/bhekofor2201111p","url":null,"abstract":"The aim of this paper is to determine the relationship between the quality of information from the Enterprise Resource Planning system (ERP system) and business performance. The quality of information from the ERP system is assessed using a survey questionnaire examining the end users of the ERP system, namely middle and top management because they use information from the ERP system to make business decisions. Business performance is monitored from a controlling point of view, using selected indicators from the DuPont system. Empirical research was conducted on medium and large enterprises in Bosnia and Herzegovina. The existence of a positive correlation between information quality and business performance was examined using regression analysis and correlation analysis. Regression analysis and correlation analysis indicate that return on sale (ROS) and return on assets (ROA) have a medium significant correlation with the quality of information, and total asset turnover ratio (TR) does not correlate with the quality of information. Based on the obtained results, a positive relationship between the quality of information from the ERP system and business performance was confirmed. This can be interpreted that information is becoming an increasingly important resource in supporting organizational activities, and information quality has been identified as one of the main determinants influencing the decision-making process.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"96 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122567053","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Development of controlling: A review of literature 控制的发展:文献综述

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2202009n

Elman Nadžaković, Azra Bajramovic

{"title":"Development of controlling: A review of literature","authors":"Elman Nadžaković, Azra Bajramovic","doi":"10.5937/bhekofor2202009n","DOIUrl":"https://doi.org/10.5937/bhekofor2202009n","url":null,"abstract":"As a business function that deals with the establishment of efficient and effective processes for planning and control of the company's operations, controlling has become a crucial function of any business organization. The global changes have forced companies to very intensively and quickly adapt their operations to new market conditions, and controlling bears the most significant burden of this adaptation to global changes. To expand the scope of knowledge about controlling, this paper provides a literature review of controlling development in modern businesses, focusing on selected developed and developing countries. According to the findings of various studies, controlling is used in the majority of firms in developed economies, and his role has expanded. Existing studies support the conclusion that controlling contributes to improved business performance. Based on the literature review, the paper presents an analysis of the current state of controlling function development in companies of selected developed and developing countries, with special emphasis on Bosnia and Herzegovina, where controlling is not fully implemented with limited practical use. Therefore, some recommendations for adequate development of controlling function in Bosnia and Herzegovina and developing countries are proposed.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124003456","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

From competitiveness to sustainability: Is the innovativeness the answer? 从竞争力到可持续性:创新是答案吗?

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor1902025l

Zlatko Lagumdzija, Amra Kapo, L. Turulja

{"title":"From competitiveness to sustainability: Is the innovativeness the answer?","authors":"Zlatko Lagumdzija, Amra Kapo, L. Turulja","doi":"10.5937/bhekofor1902025l","DOIUrl":"https://doi.org/10.5937/bhekofor1902025l","url":null,"abstract":"We live in a rapidly changing global society, where no one can predict the outcome of the economic, social, and political structures of the world. Changes in science, technology, and economics are particularly noticeable and are closely linked to human life. These changes create new opportunities but also challenges in new areas of everyday activity in order to achieve sustainable development. For countries to compete with each other, they must be creative and innovative in all fields to cope with domestic, national, and global issues. Current economic competitiveness is based on the capabilities of a country and their respective companies to be and stay innovative. This is the main reason why many governments place innovativeness at the center of their growth strategies so that they can foster economic progress and global competitiveness in general. The recognition and need for identification of innovation as a driver of change are evident on a company level as well. This study will use secondary data collected this year from the World Economic Forum to identify critical challenges and opportunities for B&H competitiveness. Also, the results of this research identified enabling environment and markets impact the innovation ecosystem. Practical contribution relates to concrete implications and recommendations that can be used for the improvement of Bosnia and Herzegovina innovativeness.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115236119","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Profitability of the banks in the Republic of North Macedonia: Panel analysis for the 2010-2019 period 北马其顿共和国银行的盈利能力:2010-2019年期间的小组分析

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2102037j

Ljube Jolevski, Pece Nedanovski

引用次数: 0

Job standardization as a mediator of the using information technologies impact on employee efficiency 工作标准化在信息技术使用对员工效率的影响中起中介作用

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2202061q

E. Čizmić, Elvir Karajbić, Đevad Šašić

{"title":"Job standardization as a mediator of the using information technologies impact on employee efficiency","authors":"E. Čizmić, Elvir Karajbić, Đevad Šašić","doi":"10.5937/bhekofor2202061q","DOIUrl":"https://doi.org/10.5937/bhekofor2202061q","url":null,"abstract":"The content of work in all types of workplaces has been intensively changing in the last few decades, especially in the part of the way of doing work and increasing efficiency. The mentioned dynamic of changes is caused by alters in the technical system that is increasingly relying on information technology and automation systems, where today one person can perform in certain areas the same amount of work that was previously performed by dozens of employees. Standardization at the time of the fourth technological revolution, can be used to a certain extent to improve the efficiency of the work of employees in all areas and industries, whether it is production or service, but with different intensity. The aim of the paper is to test the mediating influence of job standardization on employee efficiency if the key outputs of the job analysis process are observed as predictors. The paper will test the impact of job analysis segments including information technology using intensity on employee efficiency in the context of the fourth technological revolution and digitalization, directly and indirectly through the mediation of job standardization construct. In the above way, we want to find out the answer to the question of how important the standardization of work is as a vehicle for the efficiency of employees in modern business conditions that require acceptance of the principle of deviating from the standard job description and procedures (dejobbing), which to a certain extent is in logical collision with the standardization of work.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134279174","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Public debt and economic growth: Two public debt management scenarios in Montenegro 公共债务和经济增长:黑山的两种公共债务管理情景

BH Ekonomski forum Pub Date : 1900-01-01 DOI: 10.5937/bhekofor2101089b

Maja Baćović

{"title":"Public debt and economic growth: Two public debt management scenarios in Montenegro","authors":"Maja Baćović","doi":"10.5937/bhekofor2101089b","DOIUrl":"https://doi.org/10.5937/bhekofor2101089b","url":null,"abstract":"Growing public debt is one of the biggest challenges faced by both developing and developed economies. Available research indicates the negative impact of public debt growth on economic growth. Applying the OLS method to the panel data for the countries of the Western Balkans and the period from 1998 to 2019, we found that one percentage growth in public debt leads to a decrease in the GDP growth rate by 0.036 percentage points. In addition, an increase in public debt by one percentage point leads to a decrease in the productivity growth rate by 0.079 percentage points. The results of the research for Montenegro as a case (two scenarios of fiscal policy and the period 2021-2040), showed that, if expenditures remain intact, due to the small difference between the forecasted average GDP growth rate in the period 2021-2040 and interest rates (assumed constant), such a scenario will lead to a slower change in the public debt-to-GDP ratio (23% decrease in two decades). In addition, the cost of interest in public debt in this scenario over the entire period is higher than 2% of GDP. If the fiscal policy is changed toward a reduction in government spending, the short-term GDP growth rate would be slightly reduced, but both the expenditures for interest (less than 2% of GDP) and public debt (decrease of 63% in two decades) would be reduced significantly. Although reduced government spending will have a negative impact on GDP growth in the short run, the country will benefit in the long run as reduced public debt will have a positive impact on GDP and productivity growth.","PeriodicalId":187409,"journal":{"name":"BH Ekonomski forum","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132815115","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0