{"title":"A Study on the Risk-Return Evaluation of Corporate Annuity Portfolios in China","authors":"Tiaoyao Zhen","doi":"10.22447/jatb.9.1.202206.25","DOIUrl":"https://doi.org/10.22447/jatb.9.1.202206.25","url":null,"abstract":"Purpose - The purpose of this study is to evaluate the risk-return of China’s corporate annuity portfolio. In addition, it aims to enhance the quality of corporate annuity principals to strengthen corporate annuity control and risk-return evaluation by setting performance benchmarks to evaluate the investment portfolio mechanism of the investment manager. \u0000Design/Methodology/Approach - This study combines modern portfolio theory, financial regulation theory, and risk management theory to analyze the risk-return of corporate annuity portfolios of Qiming Venture Partners. The three analysis methods, VaR, Mean-Variance, and Sharp, were used to establish a risk-return analysis mechanism for the portfolio of corporate annuities and securities. \u0000Findings - The results of the study show that the risk-return prediction evaluation model is useful for the preinvestment and post-investment risk-return evaluation of annuity portfolios, and for companies to evaluate the effectiveness of investment manager portfolios. \u0000Research Implications - Corporate annuities need to be cautious in launching new products. They should prioritize the allocation of equity assets with more mature portfolios, and relax country-specific allocation limits. The number of investment portfolios should be increased, the types of asset allocation portfolios should be enriched, and the risk regulation system should be actively applied.","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132317703","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"How Does Financial Technology Affect the Credit and Risk of Commercial Banks in China?","authors":"M. Cheng","doi":"10.22447/jatb.9.1.202206.13","DOIUrl":"https://doi.org/10.22447/jatb.9.1.202206.13","url":null,"abstract":"Purpose - Fintech integrates the characteristics of “finance + technology”, applying emerging technologies such as big data, cloud computing, artificial intelligence, and blockchain, leading to a great challenge to existing financial service providers. With the rise in development of financial technology, Chinese fintech firms and online payments including third-party and mobile payments systems have attracted worldwide attention. Therefore, this paper aims to study the potential impact of financial technology on the traditional credit business of the banking sector from the perspectives of credit expansion and risk-sharing. Moreover, this study also explores how fintech influences Chinese commercial banks with the moderating effect of corporate governance. \u0000Design/Methodology/Approach - The study used a firm-level panel data of 34 Chinese banks over a period of 10 years from 2011 to 2020. The study applies a fixed regression method for hypotheses examining the relationship between fintech development and the credit supply and risk-taking of commercial banks. \u0000Findings - The results indicate that the development of fintech has significant impacts on the scale of credit loan and the level of risk bearing. Further research finds that board independence as a moderator positively and significantly influences fintech and bank credit loan scales, while board independence positively but insignificantly affects fintech and risk control in the banking sector. \u0000Research Implications - This paper enriches our understanding of the impacts of fintech on traditional financial institutions, and provides a new method for the operations of the banking sector. In addition, this paper provides a new research perspective for managers, especially in Chinese banking, to expand credit business under the moderating role of corporate governance mechanism.","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"136 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116382997","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Cathrene P. Amante, J. Madamba, J. Cabardo, Juan Paulino S. Trespalacio, Junior, Dia Noelle F. Velasco
{"title":"An Assessment of an Inclusive Business Model (Ibm) in The Philippines: The Case of the Kalasag Farmers Producers Cooperative (KALASAG-FPC)","authors":"Cathrene P. Amante, J. Madamba, J. Cabardo, Juan Paulino S. Trespalacio, Junior, Dia Noelle F. Velasco","doi":"10.22447/jatb.9.1.202206.41","DOIUrl":"https://doi.org/10.22447/jatb.9.1.202206.41","url":null,"abstract":"Purpose - This paper evaluated the inclusive business model (IBM) adopted by the KALASAG Farmers Producers Cooperative (KALASAG-FPC) in San Jose City, Nueva Ecija, Philippines. Specifically, the study assessed the Farmer Entrepreneurship Program (FEP) of Jollibee Foods Corporation (JFC) relative to KALASAG-FPC in order to describe how an IBM affected the farmers' lives and their business operations. By determining the perceived level of inclusiveness of the IBM from three perspectives, strategies were crafted to improve business model inclusivity. \u0000Design/Methodology/Approach - In discussing the activities in the business model and the business operations of the cooperative, the case approach, and the IBM principles and radar chart from the study entitled “Is Inclusive Business for you? Managing and upscaling an inclusive company: Lessons from the field” by Sopov et al. (2014) were used. \u0000Findings - The results showed that the business model was perceived by the farmers, program implementers, and the main researcher to be the most inclusive in three different areas, but least inclusive in one same area. Therefore, the discussion focused on what led to these perceptions, and what can be done to enhance the inclusivity of the business model. \u0000Research Implications - The recommendations focused on activities that promote the chain-wide collaboration of the IBM players in order to solve problems faced not only by the farmers but also by the program implementers and partners. The study’s contribution lies in demonstrating the application of the 2014 study framework on an IBM in the Philippine context.","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124319856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Kenneth L. Medina, J. Madamba, J. R. Reyes, A. Banzon, Arlene C. Gutierrez
{"title":"Entrepreneurial Inclination and Factors Affecting Entrepreneurial Intention Among Bachelor of Science in Agriculture (BSA) Students at the University of the Philippines Los Baños (UPLB)","authors":"Kenneth L. Medina, J. Madamba, J. R. Reyes, A. Banzon, Arlene C. Gutierrez","doi":"10.22447/jatb.9.1.202206.1","DOIUrl":"https://doi.org/10.22447/jatb.9.1.202206.1","url":null,"abstract":"Purpose - Most studies on entrepreneurial intention were focused on developed countries. In developing and agriculture-based economies like the Philippines, there is limited entrepreneurial intention studies conducted among university students, who are potential entrepreneurs in the country. This study intends to bridge this gap by providing insights about the entrepreneurial inclination and entrepreneurial intention of Bachelor of Science in Agriculture (BSA) students at the University of the Philippines Los Baños (UPLB). \u0000Design/Methodology/Approach - Ajzen’s (1991) Theory of Planned Behavior (TPB) was utilized to explore factors affecting the entrepreneurial intention of the BSA students. A total of 108 students were surveyed using an online questionnaire, and data analysis tools included Cronbach’s alpha, frequency analysis, chi-square, and binary logistic regression. Data analysis focused on each batch of students. \u0000Findings - The study found that Batch 2012 and below showed a greater number of students with high personal attitude, perceived behavioral control, and entrepreneurial intention. On the other hand, Batch 2015 students exhibited the lowest entrepreneurial intention. Generally, the respondents had high entrepreneurial intention; however, low perceived behavioral control or self-efficacy was also recorded. In terms of entrepreneurial inclination, all batches showed high inclination, except for Batch 2015, where the majority of the students did not have an entrepreneurial role model and had not taken an entrepreneurship course or subject. An equation model was constructed for Batch 2015 students, wherein personal attitude and subjective norm were found to be significant with intention. \u0000Research Implications - The study findings imply the need for certain colleges in UPLB to undertake strategies tailor-fit for addressing gaps in entrepreneurial inclination and intention for every batch.","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130725575","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Which is the Better Financial Risk Early Warning Mechanism, Traditional or Cashflow?","authors":"Ying Qiao","doi":"10.22447/jatb.8.2.202112.1","DOIUrl":"https://doi.org/10.22447/jatb.8.2.202112.1","url":null,"abstract":"","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"566 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123393037","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Influence of Urban Openness and Social Equity on the Concept of Marriage and Love in Shandong Province","authors":"Yating Li","doi":"10.22447/jatb.8.2.202112.37","DOIUrl":"https://doi.org/10.22447/jatb.8.2.202112.37","url":null,"abstract":"","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"74 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127379697","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Urban-rural Differences on Marriage Attitudes in Shandong Province","authors":"Mingxin Tian","doi":"10.22447/jatb.8.2.202112.25","DOIUrl":"https://doi.org/10.22447/jatb.8.2.202112.25","url":null,"abstract":"","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127864119","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on the Development of Art Management Education in China","authors":"Y. Wang","doi":"10.22447/jatb.8.2.202112.15","DOIUrl":"https://doi.org/10.22447/jatb.8.2.202112.15","url":null,"abstract":"","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129015517","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"An Analysis of the Behavior and Factors Affecting the Prices of Pork in the Philippines, 2001-2020","authors":"Fitz D Jimenez, D. Depositario, J. Madamba","doi":"10.22447/jatb.8.1.202106.43","DOIUrl":"https://doi.org/10.22447/jatb.8.1.202106.43","url":null,"abstract":"","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"88 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125581281","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Exploration of Rural Supply Chain Finance Mode in Shandong Province and Credit Risk Warning in the “Internet+” Environment","authors":"Wen-Ying Cheng","doi":"10.22447/jatb.8.1.202106.31","DOIUrl":"https://doi.org/10.22447/jatb.8.1.202106.31","url":null,"abstract":"","PeriodicalId":165953,"journal":{"name":"Asian Trade Association","volume":"187 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115837181","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}