Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah最新文献

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2020-08-03 DOI: 10.36908/ESHA.V6I1.138

Aris Munandar

{"title":"PENGARUH KUALITAS AKTIVA PRODUKTIF DAN NET PERFORMING FINANCING (NPF) TERHADAP NET OPERATING MARGIN (NOM) BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH PERIODE JUNI 2014 – MARET 2020","authors":"Aris Munandar","doi":"10.36908/ESHA.V6I1.138","DOIUrl":"https://doi.org/10.36908/ESHA.V6I1.138","url":null,"abstract":"Net Operating Margin (NOM) is a ratio that is needed to improve the ability of banks to manage their entire productivity in order to produce a higher net. While Non-Performing Financing (NPF) is an indicator of credit risk (financing) of Islamic banks. Banks with high NPFs are less effective. Consider a bank with a lower NPF, more efficient. This study aims to look at the effect of Earning Asset Quality and Non-Performing Financing (NPF) on Net Operating Margin (NOM) in Sharia Commercial Banks and Sharia Business Units. The data used in this study is monthly coherent data from the period June 2014 to March 2020. Technical data analysis uses multiple regression models that are processed with IBM SPSS V.26.0. The results showed that the Earning Assets Quality (KAP) had a significant negative effect on the Net Operating Margin (NOM) variable with a KAP coefficient of -0.017 with a significance level of 0.610. Net Performing Financing (NPF) has a significant negative effect on the Net Operating Margin (NOM) variable with a NPF coefficient of - 0.482 with a significance level of 0,000. F test results (simultaneous) Earning Asset Quality (KAP) and Net Performing Financing (NPF) have a significant effect on the Net Operating Margin (NOM) of BUS and UUS. Test the coefficient of determination (Adjusted R Square) of 0.732 or of 73.2%. This shows that Earning Asset Quality (KAP) and Net Performance Financing (NPF) contributed 73.2% to Net Operating Margin (NOM). While the remaining 26.8% was placed by other variables outside this study.","PeriodicalId":161595,"journal":{"name":"Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"48 39","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113957753","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Penerapan Manajemen Kredit Pada Program Kemitraan Dan Bina Lingkungan (Pkbl) Pt Pelindo II Cabang Palembang Melalui Karakter, Kondisi Usaha, Jaminan dan Penyebab Lainnya Pt Pelindo II branch Palembang项目的信用管理应用，通过其性格、努力条件、保证和其他原因

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2019-08-19 DOI: 10.36908/esha.v5i1.101

M. Veronica

{"title":"Penerapan Manajemen Kredit Pada Program Kemitraan Dan Bina Lingkungan (Pkbl) Pt Pelindo II Cabang Palembang Melalui Karakter, Kondisi Usaha, Jaminan dan Penyebab Lainnya","authors":"M. Veronica","doi":"10.36908/esha.v5i1.101","DOIUrl":"https://doi.org/10.36908/esha.v5i1.101","url":null,"abstract":"Corporate Social Responsibility Program of PT PELINDO II Branch Palembang is a program to improve the ability of small businesses to become strong and independent through the use of funds from the profits of PT PELINDO II BranchPalembang. The purpose of this research was to determine the application of credit management in the corporate social responsibility program(PKBL) PT. PELINDO II (Persero) Branch Palembang through character, business conditions, guarantees and other causes. The research methodology used in this research was to distribute questionnaires to 34 fostered partners, 1 PKBL employee and 1 supervisor. The results of the study show that the character of the fostered partners is of the opinion that PT. PELINDO II branch Palembang will not suffer losses even if the credit received is not returned. Seen from the questionnaire sample where 30 fostered partners (88.2%) strongly agree that if the PKBL credit loan is not returned, PT. PELINDO II branch Palembang has nothing to lose, so it has a big role in causing a large amount of arrears. Suggestions for further research are eliminating miscommunication with fostered partners, coordinating with other state-owned enterprises, conducting surveys of fostered partners, making effective visits to fostered partner locations and selection of prospective foster partners must be done correctly and transparently.","PeriodicalId":161595,"journal":{"name":"Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117041510","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Membangun Keluarga Utama (MKU) dalam Pemberdayaan Masyarakat Marginal Studi BMT As Syafiiyah, Kotagajah Lampung Tengah 建立一个大家庭，以正义为基础

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2019-08-19 DOI: 10.36908/esha.v5i1.103

Aye Sudarto

引用次数: 0

Manajemen Strategi Ekonomi pada Lembaga Pendidikan Islam 伊斯兰教育机构的经济战略管理

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2019-08-19 DOI: 10.36908/esha.v5i1.102

Ivan Riyadi

{"title":"Manajemen Strategi Ekonomi pada Lembaga Pendidikan Islam","authors":"Ivan Riyadi","doi":"10.36908/esha.v5i1.102","DOIUrl":"https://doi.org/10.36908/esha.v5i1.102","url":null,"abstract":"This article is written based on unique considerations in theworld of education and economic strategies in Islamic educational institutions. This research proposes a strategic framework that can help evaluate the relationship and linkages between economic strategies and Islamic education institutions. The evaluation is expected to be a material consideration in the management of economic strategies, so that the performance of Islamic education institutions can be improved. Institutional performance is evaluated using criteria that include productivity, cost reduction, innovation, reactivity, responsiveness, and collaboration. To get a complete picture in this article, a qualitative approach with the study of literature is used. The results of the study show that evaluating the relationship of economic strategy management in Islamic education institutions uses a framework. management functions include; planning, organizing, directing and controlling. Therefore, management is defined as the process of planning, organizing, leading, and controlling the efforts of the organization with all its aspects so that organizational goals are achieved effectively and efficiently.","PeriodicalId":161595,"journal":{"name":"Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":" 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132187429","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Konsep Distribusi Kepemilikan dalam Islam 拥有伊斯兰教的概念

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2019-08-19 DOI: 10.36908/esha.v5i1.104

A. Salim

引用次数: 1

Penentuan Kinerja Organisasi Pemerintah Daerah di Kabupaten Musi Banyuasin, Provinsi Sumatera Selatan

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2019-08-19 DOI: 10.36908/esha.v5i1.100

I. S, Sulaiman Sulaiman, Chandra Satria, M. Thoyib, Ade L, Adit A

{"title":"Penentuan Kinerja Organisasi Pemerintah Daerah di Kabupaten Musi Banyuasin, Provinsi Sumatera Selatan","authors":"I. S, Sulaiman Sulaiman, Chandra Satria, M. Thoyib, Ade L, Adit A","doi":"10.36908/esha.v5i1.100","DOIUrl":"https://doi.org/10.36908/esha.v5i1.100","url":null,"abstract":"This study aims to determine and analyze the influence of Determination of Organizational Performance of Regional Devices of the Government of Musi Banyuasin Regency in South Sumatra Province The data in this study were collected using the method of observation and survey through interviews and with the help of research instruments in the form of questionnaires totaling 144 examinations which were distributed directly to 52 local government organizations in Musi Banyuasin Regency, which were addressed directly to regional heads. work units, secretaries and section heads who work for local government organizations. Data in this study will be analyzed using multiple linear regression with the help of SPSS software version 24.0. To test the validity and reliability of research instruments used the Correlation Item-Total Correction and Cronvach's Alpha. In addition, data normalization is also tested using the normal probability plot. The results of this study indicate that of these four variables; Clarity of budget targets, internal control systems, good governance, and professionalism have a positive and significant effect on organizational performance either partially or simultaneously.","PeriodicalId":161595,"journal":{"name":"Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121050544","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Permasalahan dalam Penerapan Mekanisme Pasar Perspektif Islam 伊斯兰视角市场机制的应用问题

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah Pub Date : 2019-08-19 DOI: 10.36908/esha.v5i1.105

Tri Wahyuni

引用次数: 0