Scholedge International Journal of Business Policy & Governance ISSN 2394-3351最新文献_第2页

Value Creation through Public Debt and Economic Growth of Nigeria 通过公共债务创造价值与尼日利亚经济增长

Scholedge International Journal of Business Policy & Governance ISSN 2394-3351 Pub Date : 2019-01-14 DOI: 10.19085/JOURNAL.SIJBPG050701

S. Oshadare, S. O. Ashamu, A. Raheem, D Fapetu, J. Ajayi, P. Ojeaga

{"title":"Value Creation through Public Debt and Economic Growth of Nigeria","authors":"S. Oshadare, S. O. Ashamu, A. Raheem, D Fapetu, J. Ajayi, P. Ojeaga","doi":"10.19085/JOURNAL.SIJBPG050701","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJBPG050701","url":null,"abstract":"The study examined the effect of value creation through public debt on economic growth in Nigeria between 1986 and 2016 using Autoregressive Distributed Lag (ARDL). The variables used in the study are a real gross domestic product, internal debt, external debt and Total debt service of Nigeria. They were tested for stationarity using the Augmented Dickey-Fuller and Philip Perron test. The result showed that the variables are stationary at first differencing. Co-integration test was also performed and the result revealed the presence of co-integration between public debt and economic growth. The co-integration results show that public debt and economic growth have long run relationship. The findings of the ARDL model via short run model result and long-run model result between public debt and economic growth in Nigeria is that in the short run external debt and internal debt are negatively related to the real gross domestic product but has effect on the economic growth, external debt is negatively related but has no effect to the economic growth. Whereas in the long run model, internal debt and debt service are also negatively related to the real gross domestic product but significant to the economic growth, external debt is positively related but has no effect to the economic growth. The study concluded that public debt and economic growth have long-run relationship, and they are positively related if the government will create the value that citizens desired by being sincere with the loan obtained and use it for the development of the economy rather than channel the funds to their personal benefit.","PeriodicalId":153381,"journal":{"name":"Scholedge International Journal of Business Policy & Governance ISSN 2394-3351","volume":"71 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127319533","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Effect of Credit Risk Management on Financial Performance of Nigerian Listed Deposit Money Banks 信用风险管理对尼日利亚上市存款货币银行财务绩效的影响

Scholedge International Journal of Business Policy & Governance ISSN 2394-3351 Pub Date : 2019-01-09 DOI: 10.19085/JOURNAL.SIJBPG050601

Kajola Sunday Olugboyega, Adedeji Samuel Babatunji, O. Jayeola, Babatolu Ayorinde Tobi

{"title":"Effect of Credit Risk Management on Financial Performance of Nigerian Listed Deposit Money Banks","authors":"Kajola Sunday Olugboyega, Adedeji Samuel Babatunji, O. Jayeola, Babatolu Ayorinde Tobi","doi":"10.19085/JOURNAL.SIJBPG050601","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJBPG050601","url":null,"abstract":"Deposit money banks are concerned with the provision of credit facilities in form of loans and advances to customers. These loans and advances are expected to be repaid by customers in line with the agreement reached with their bankers. Customers’ default in the repayment of loans and advances at the agreed period may lead to bad and doubtful debts and this can affect the financial health, profitability and going concern status of the bank. This study empirically explored the effect of credit risk management on the financial performance of ten listed deposit money banks in Nigeria for the period, 2005-2016. Credit risk management, the independent variable, was surrogated by three parameters- Non-performing Loan to total Loan Ratio (NPLLR); Non-performing Loan to total Deposit Ratio (NPLDR) and Capital Adequacy Ratio (CAR). Return on asset (ROA) and Return on equity (ROE) was used as proxies for financial performance. Using the Random effects generalised least squares (GLS) regression as data estimation technique, the study revealed that all the three credit risk parameters have a significant relationship with ROA and ROE (p< 0.05).Based on the findings, the study recommended that the management of deposit money banks should develop rigorous and robust credit policies that will enable banks to effectively assess the creditworthiness of their customers. The regulatory agencies should also come up with modern credit risk measurements, identification and control. Prompt and necessary action should also be taken against the management of any bank that flouts their credit risk guidelines in order to avoid unpleasant distress in the financial system. ","PeriodicalId":153381,"journal":{"name":"Scholedge International Journal of Business Policy & Governance ISSN 2394-3351","volume":"94 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133629254","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 13

Trump, Xi and Game Theory

Scholedge International Journal of Business Policy & Governance ISSN 2394-3351 Pub Date : 2018-10-02 DOI: 10.19085/JOURNAL.SIJBPG050501

M.S.S. El-Namaki

引用次数: 1

Board Characteristics and Earnings Quality of Listed Conglomerate Firms in Nigeria 尼日利亚上市企业集团董事会特征与盈余质量

Scholedge International Journal of Business Policy & Governance ISSN 2394-3351 Pub Date : 2018-07-09 DOI: 10.19085/JOURNAL.SIJBPG050301

D. Haruna, Lubabatu Mansur Kwambo, S. Hassan

引用次数: 6

Socio-Economic Conditions of Gujjars in South Kashmir Their Challenges and Strategies 南克什米尔古吉贾尔人的社会经济状况、挑战和战略

Scholedge International Journal of Business Policy & Governance ISSN 2394-3351 Pub Date : 2018-07-09 DOI: 10.19085/JOURNAL.SIJBPG050401

A. A. Naikoo, S. S. Thakur, T. Guroo

引用次数: 0