Asian Journal of Islamic Management (AJIM)最新文献_第4页

The relationship between m-banking service quality and loyalty: evidence in Indonesian Islamic Banking 移动银行服务质量与忠诚度的关系:以印尼伊斯兰银行为例

Asian Journal of Islamic Management (AJIM) Pub Date : 2021-06-01 DOI: 10.20885/ajim.vol3.iss1.art3

Rizaldi Yusfiarto

{"title":"The relationship between m-banking service quality and loyalty: evidence in Indonesian Islamic Banking","authors":"Rizaldi Yusfiarto","doi":"10.20885/ajim.vol3.iss1.art3","DOIUrl":"https://doi.org/10.20885/ajim.vol3.iss1.art3","url":null,"abstract":"Purpose: This study generally aims to comprehensively examine the effect of mobile banking service quality on creating customer loyalty in Islamic banking. In particular, this research uses the E-S-Qual instrument to verify service quality in mobile banking and uses one mediation variable, namely e-customer satisfaction. Methodology: This study amounted to 273 Islamic banking customers. The total participants are divided into several categories such as; gender, occupation, domicile, and Islamic bank used. The data obtained were analyzed using the Structural Equation Modeling (SEM) approach. This study also uses a second-order perspective (reflective-reflective) SEM on the E-S-Qual variable (efficiency, fulfillment, system availability, and privacy), then the approach used refers to the repeated indicators. Findings: The higher mobile banking service quality has implications for customer loyalty, both attitude and behavior. It happens when the customer is satisfied with the quality of the system displayed. This satisfaction can be achieved if the dimensions of quality that are characteristic of the system can be presented by Islamic banking. Originality: This study underscores the dimensions of efficiency and system availability as keys to mobile banking service quality. Efficiency refers to how the ease, accessibility, and speed provided by the system can facilitate transactions and other functions. Furthermore, system availability refers to how the platforms function properly in relation to technical constraints that may arise, as well as attachment to functions that strengthen processes in the business of Islamic banking customers.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115166894","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 8

Do religiosity and knowledge affect the attitude and intention to use halal cosmetic products? evidence from Indonesia 宗教信仰和知识是否影响使用清真化妆品的态度和意图?来自印度尼西亚的证据

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-12-23 DOI: 10.20885/AJIM.VOL2.ISS2.ART1

Monicha Divianjella, Istyakara Muslichah, Zafirah Hanoum Ahmad Ariff

{"title":"Do religiosity and knowledge affect the attitude and intention to use halal cosmetic products? evidence from Indonesia","authors":"Monicha Divianjella, Istyakara Muslichah, Zafirah Hanoum Ahmad Ariff","doi":"10.20885/AJIM.VOL2.ISS2.ART1","DOIUrl":"https://doi.org/10.20885/AJIM.VOL2.ISS2.ART1","url":null,"abstract":"Purpose: This study aims to examine the roles of religiosity and knowledge on attitude formation towards Halal cosmetic products. The attitude toward Halal cosmetic products will then be further investigated to determine whether it affects the intention to purchase Halal cosmetics in the domestic cosmetic industry in Indonesia. Methodology: This study utilized the purposive sampling method to collect the data. A total of 150 Indonesian Muslim consumers who have previously used Halal cosmetic products participated in this survey. Structural equation modeling was used to test the hypotheses in this study. Findings: The results showed that both religiosity and product knowledge significantly impact attitude towards using Halal cosmetics products. Interestingly, the findings revealed that product knowledge has a higher impact on attitude compared to religiosity. More importantly, attitude towards Halal cosmetics also showed a positive effect on the intention to use Halal cosmetics products. Originality: Previous research in the Malaysian context conducted by Abd Rahman et al. (2015) and Suki and Suki (2018) formed as the basis of this study. Although the same theme and hypotheses were incorporated, however, the current study was examined in a different market setting and on a different set of respondents (i.e., Indonesian Halal market).","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114997515","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 17

The effect of macro variables on the Jakarta Islamic Index 宏观变量对雅加达伊斯兰指数的影响

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/ajim.vol2.iss1.art4

Thoha Yahya

引用次数: 4

The influence of financial performance and macroeconomic on financing risk in Islamic banks 财务绩效和宏观经济对伊斯兰银行融资风险的影响

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/AJIM.VOL2.ISS2.ART6

Dita Putri Angraini, Sella Fitri Anindita

{"title":"The influence of financial performance and macroeconomic on financing risk in Islamic banks","authors":"Dita Putri Angraini, Sella Fitri Anindita","doi":"10.20885/AJIM.VOL2.ISS2.ART6","DOIUrl":"https://doi.org/10.20885/AJIM.VOL2.ISS2.ART6","url":null,"abstract":"Purpose: The aim of this research is to identify the influence of microeconomic and macroeconomic variables toward non-performing financing of Islamic Commercial Banks in Indonesia. Design/Methodology/Approch: Microeconomic variables include CAR, FDR, OEOI, ROA, while macroeconomic variables include IPI, BI Rate, Inflation and SBIS for the period of 2015 to 2019. The data analysis method in this study is Auto-Regressive Distributed Lag (ARDL) using EViews 10 tool which can analyze the relationship between independent and dependent variables in the long-term and the short-term. Findings This study shows that CAR has a positive and insignificant effect on NPF. Furthermore, BOPO, ROA, BI Rate have a significant positive effect on NPF, but FDR, inflation and SBIS have a significant negative effect on NPF. In the long-term, CAR, IPI and SBIS have a negative and insignificant effect on NPF, but BI Rate has a positive and insignificant effect. Suggestion in this research is to solve better research, so further research should be carried out by including a longer period of time. Practical implications: Islamic Bank Directors need to pay attention to the movement of BOPO and ROA which tend to consistently have a positive effect on the NPF level. Originality/Value: This study presents the long-term and the short-term relationships of specific Islamic banking variables and macroeconomic variables on NPF in Indonesia.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114455021","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The influence of financial ratios on non performing financing of the sharia rural banks of Special Region of Yogyakarta (BPRS DIY) period 2015 – 2018 财务比率对2015 - 2018年日惹特区伊斯兰农村银行(BPRS DIY)不良融资的影响

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/ajim.vol2.iss1.art3

Taufikur Rahman, Khusna Fatmawati

{"title":"The influence of financial ratios on non performing financing of the sharia rural banks of Special Region of Yogyakarta (BPRS DIY) period 2015 – 2018","authors":"Taufikur Rahman, Khusna Fatmawati","doi":"10.20885/ajim.vol2.iss1.art3","DOIUrl":"https://doi.org/10.20885/ajim.vol2.iss1.art3","url":null,"abstract":"Purpose: This study aims to analyze the effect of financial performance on Non-Performing Financing of Sharia Rural Banks (BPRS) in the Special Region of Yogyakarta (DIY). This study provides an empirical contribution as research that adds evidence in the financial sector, especially banking risks related to the determinants of Non-Performing Financing of Sharia rural banks in DIY in 2015-2018. Methodology: Research data were obtained from quarterly financial reports at the Financial Services Authority for the period 2015 to 2018 with a research sample of 9 BPRS. Findings: The results of the findings show that return on assets (ROA) and operating income operating expenses (BOPO) which have a significant effect on non-performing financing. Meanwhile, return on equity, financing to deposit ratio, and capital adequacy ratio does not have a significant effect on the non-performing financing of BPRS in DIY. Originality/Value: To the author's knowledge, as the variations of the results among researchers exist, the findings of this research provides deeper insight into the literature of Non Performing Financing Bank regarding its financial ratio.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"89 ","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120979498","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 7

Factors affecting the intention to purchase halal cosmetics on Instagram: E-WOM and brand image 影响Instagram上清真化妆品购买意愿的因素:E-WOM和品牌形象

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/ajim.vol2.iss1.art1

M. Wajdi, Hendy Mustiko Aji, Suwarsono Muhammad

引用次数: 8

Analysis of factors affecting interests of student for saving on sharia financial institution; case study of Raudlatut Thalibin Leteh Rembang boarding school 影响学生在伊斯兰金融机构储蓄兴趣的因素分析以Raudlatut Thalibin Leteh Rembang寄宿学校为例

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/AJIM.VOL2.ISS1.ART6

S. Rahayu, Rosida Dwi Ayuningtyas, Maskudi Maskudi

引用次数: 0

The effect of financing using the principle of profit-loss sharing on profitability level of commercial Islamic bank registered in Bank Indonesia 采用损益分担原则融资对印尼银行注册伊斯兰商业银行盈利水平的影响

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/ajim.vol2.iss1.art5

Nurul Alfi Syahri, D. A. Harjito

{"title":"The effect of financing using the principle of profit-loss sharing on profitability level of commercial Islamic bank registered in Bank Indonesia","authors":"Nurul Alfi Syahri, D. A. Harjito","doi":"10.20885/ajim.vol2.iss1.art5","DOIUrl":"https://doi.org/10.20885/ajim.vol2.iss1.art5","url":null,"abstract":"Purpose: This study aims to examine the effect of financing products with the principle of profit-loss sharing offered by Sharia Banks to the level of profitability of Sharia Banks. The financing product under profit sharing principle of Sharia Bank can be categorized into two types namely Mudharaba and Musharaka. The effect of Mudharaba and Musharaka on the profitability level of Sharia Banks is tested partially and simultaneously. In this study, the profitability level of Sharia Bank is measured by Return On Equity (ROE). Methodology: The sample of this research is the Sharia Bank registered in Bank Indonesia. The sample selection in this study used purposive sampling method and obtained6 samples for the study period of 2012-2016. This research uses Multiple Linear Regression analysis method to analyze the data. Findings: Results of this study indicate that financing products with profit-loss sharing principles represented by the proxy of Mudharaba and Musharaka have a significant effect on the profitability level of Sharia Banks for the period of 2012-2016. Mudharaba is partially significant and positive to the profitability level of Sharia Banks for the period of 2012-2016, Musharaka partially has a significant and negative effect on the profitability level of Sharia Banks for the period of 2012-2016, and Mudharaba and Musharaka simultaneously have a significant influence to the level of profitability of Sharia Banks for the period of 2012-2016. Originality: This study enriches the discussion of the effect of financing products with the principle of profit-loss sharing offered by Sharia Banks to the level of profitability of Sharia Bank. The effect of Mudharaba and Musharaka on the profitability level of Sharia Banks is tested to the profitability level of Sharia Banks","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116975514","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 8

Analysis of factor affecting Islamic commercial bank financing for the agricultural sector in Indonesia 影响印尼伊斯兰商业银行农业部门融资的因素分析

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/AJIM.VOL2.ISS2.ART5

Satrio Wicaksono, Y. Fitriyani

{"title":"Analysis of factor affecting Islamic commercial bank financing for the agricultural sector in Indonesia","authors":"Satrio Wicaksono, Y. Fitriyani","doi":"10.20885/AJIM.VOL2.ISS2.ART5","DOIUrl":"https://doi.org/10.20885/AJIM.VOL2.ISS2.ART5","url":null,"abstract":"Purpose: This study aims to analyse the factors that influence Islamic commercial bank financing for the agricultural sector in Indonesia from January 2015 to April 2019. Methodology: Variables used in this study are Agricultural Financing, DPK, NPF, Inflation, Exchange Rates, SBIS, and IPI. The method used in this research is the VAR/VECM method with Impulse Response Function (IRF) analysis and Forecast Error Variance Decomposition (FEVD). Findings: The results show that the variables that significantly influence agricultural financing in the long-term are DPK, Exchange Rate, and IPI. Taking a closer detail, IPI variable has a positive effect, while the DPK and Exchange Rate have a negative effect on agricultural financing. Then NPF, inflation, and SBIS have no effect on agricultural financing in the short and long-term. Based on the results of FEVD, the variable that has the greatest contribution to agricultural financing is DPK compared to Exchange Rate and IPI. Practical applications: Islamic bank directors prioritize efforts to increase funding in order to encourage an increase in the portion of financing in the agricultural sector. Originality: This study examines the effect of financial and macroeconomic performance on mudharabah financing in the short and long term in Indonesia.","PeriodicalId":121093,"journal":{"name":"Asian Journal of Islamic Management (AJIM)","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121621423","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

The influence of Islamic religiosity on e-book piracy: an accounting student perspective 伊斯兰教虔诚对电子书盗版的影响:一个会计系学生的视角

Asian Journal of Islamic Management (AJIM) Pub Date : 2020-06-01 DOI: 10.20885/AJIM.VOL2.ISS2.ART3

D. Anggraeni, M. Kholid

引用次数: 2