Econometric Modeling: Microeconometric Models of Household Behavior eJournal最新文献_第2页

Does Access to Internet Matter for Insurance Uptake? Evidence From India 互联网接入对保险的吸收有影响吗?来自印度的证据

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-10-10 DOI: 10.2139/ssrn.3712805

S. Biswas, Shreya Lahiri

引用次数: 0

Impact of COVID-19 pandemic on household consumption pattern of dairy products in India COVID-19大流行对印度家庭乳制品消费模式的影响

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-07-26 DOI: 10.2139/ssrn.3893268

G. Bhandari, P. Lal, Binita Kumari

{"title":"Impact of COVID-19 pandemic on household consumption pattern of dairy products in India","authors":"G. Bhandari, P. Lal, Binita Kumari","doi":"10.2139/ssrn.3893268","DOIUrl":"https://doi.org/10.2139/ssrn.3893268","url":null,"abstract":"Besides other things, the effect of COVID-19 pandemic is evident in income and consumption pattern of the households. Income loss, fear of infection and movement restrictions has not only altered the amount and pattern of spending but has also changed the shopping behaviour of the consumers. In the case of food commodities, dairy products seem to be more susceptible to such changes owing to their perishability and comparatively higher income elasticity. But, contrary to this expectation, there were speculations that household dairy consumption in India might have increased during lockdown due to more number of meals at home and immunity boosting qualities of milk. Any change in dairy consumption in India has a direct bearing on household nutritional security as it acts as a major source of protein for a large proportion of population. Thus, the present study attempts to capture the impact of COVID-19 pandemic on household consumption pattern of dairy products across geographical regions, household locations and income class on the basis of a pan-India survey covering around 1000 households. The results revealed that there was a significant decline in the household consumption of milk, paneer, butter and ice-cream during lockdown whereas no significant change was observed in the consumption of ghee, curd and buttermilk. The fall in demand was comparatively higher in the urban households, milk deficit zones and among the lowest income class. Moreover, a shift was also observed towards packaged products and online delivery services.","PeriodicalId":111949,"journal":{"name":"Econometric Modeling: Microeconometric Models of Household Behavior eJournal","volume":"131 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124253641","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Spousal Labor Supply, Caregiving, and the Value of Disability Insurance 配偶劳动供给、照顾与残疾保险的价值

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-06-23 DOI: 10.2139/ssrn.3634277

Siha Lee

引用次数: 4

Consumer Payment Choice for Bill Payments 帐单付款的消费者付款选择

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-06-01 DOI: 10.29412/res.wp.2020.09

C. Greene, J. Stavins

{"title":"Consumer Payment Choice for Bill Payments","authors":"C. Greene, J. Stavins","doi":"10.29412/res.wp.2020.09","DOIUrl":"https://doi.org/10.29412/res.wp.2020.09","url":null,"abstract":"Why do US consumers pay their bills the way they do? Using data from a recent diary of consumer payment behavior, we find that the type of bill consumers are paying and how they are paying (online or automatically) are important factors in determining the payment method, in addition to the dollar value of the bill and the demographic and income profile of the individual who is paying. In contrast, dollar value and demographic attributes are found to be the most important factors determining the payment instrument chosen for purchases. Consumer choices for bill payments are somewhat constrained by requirements imposed by merchants, while the choice of payment instrument for purchases is not constrained by such requirements. The convenience and speed provided by automatic and online payments are not benefitting all US consumers equally. Unbanked consumers lack access to most payment methods and, hence, use cash or prepaid cards to pay their bills. Low-income consumers pay their bills differently from the rest of the sample: They are more likely to pay in person, use significantly more cash, and are less likely to set up automated or online bill payments, regardless of whether they have a bank account. Although consumers specify in the diary which methods they prefer to use to pay their bills, in practice they are not likely to act consistently with their stated preferences. We find that consumers who pay their bills online are less likely to deviate from their preferred payment method, while those who pay their bills automatically are more likely to deviate, after we control for income, demographic attributes, the dollar amount of the bill, and the merchant type. We find no evidence of the salience effect of automatic bill payments that Sexton (2015) finds for energy consumption. Rather, we find that consumers who pay their bills automatically have higher incomes and spend more on bills than lower-income consumers do, but that automatic bill payments are lower in value on average, which is the opposite of the finding by Sexton (2015).","PeriodicalId":111949,"journal":{"name":"Econometric Modeling: Microeconometric Models of Household Behavior eJournal","volume":"86 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122529849","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

Work from Home Before and after the Covid-19 Outbreak 在Covid-19爆发前后在家工作

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-06-01 DOI: 10.24149/wp2017r2

Alexander Bick, A. Blandin, Karel Mertens

引用次数: 167

Patterns and Drivers of Household Income Dynamics in Russia: The Role of Access to Credit 俄罗斯家庭收入动态的模式和驱动因素:获得信贷的作用

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-05-07 DOI: 10.2139/ssrn.3764766

Cristiano Perugini

引用次数: 2

Consumers' Mobility, Expenditure and Online-Offline Substitution Response to COVID-19: Evidence from French Transaction Data 消费者流动性、支出和线上线下替代对COVID-19的响应:来自法国交易数据的证据

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-04-29 DOI: 10.2139/ssrn.3588373

D. Bounie, Y. Camara, John W. Galbraith

引用次数: 91

Latent Complementarity in Bundles Models bundle模型中的潜在互补性

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-04-27 DOI: 10.2139/ssrn.3257028

R. Allen, John Rehbeck

引用次数: 9

Credit Supply Driven Boom-Bust Cycles 信贷供给驱动繁荣-萧条周期

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-04-03 DOI: 10.2139/ssrn.3573994

Yavuz Arslan, Bulent Guler, B. Kurusçu

{"title":"Credit Supply Driven Boom-Bust Cycles","authors":"Yavuz Arslan, Bulent Guler, B. Kurusçu","doi":"10.2139/ssrn.3573994","DOIUrl":"https://doi.org/10.2139/ssrn.3573994","url":null,"abstract":"Can shifts in the credit supply generate a boom-bust cycle similar to the one observed in the US around 2008? To answer this question, we develop a general equilibrium model that combines a rich heterogeneous agent overlapping-generations structure of households who make housing tenure decisions and borrow through long-term mortgages, firms that finance their working capital through short-term loans from banks, and banks whose ability to intermediate funds depends on their capital. Using a calibrated version of this framework, we find that shocks to banksâ€™ leverage can generate sizable boom-bust cycles in the housing market, the banking sector, and the rest of the macroeconomy, which provides strong support for the credit supply channel. The deterioration of bank balance sheets during the bust, the existence of highly leveraged households, and the general equilibrium feedback from the credit supply to household labor income significantly amplify the bust. Moreover, mortgage credit growth across the income distribution is consistent with recent findings that were otherwise argued to be against the credit supply channel. A comparison of the model outcomes across credit supply, house price expectation, and productivity shocks suggests that housing busts accompanied by severe banking crises are more likely to be generated by credit supply shocks.","PeriodicalId":111949,"journal":{"name":"Econometric Modeling: Microeconometric Models of Household Behavior eJournal","volume":"34 12","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120962920","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 6

The Reciprocal Relationship Between Unemployment and Social Isolation in Contemporary Japan: A Longitudinal Approach Using the Japanese Life Course Panel Survey 当代日本失业与社会孤立的相互关系:基于日本生命历程小组调查的纵向研究

Econometric Modeling: Microeconometric Models of Household Behavior eJournal Pub Date : 2020-03-31 DOI: 10.2139/ssrn.3650644

K. Ishida, J. Wels

引用次数: 0