Digest FinancePub Date : 2019-03-29DOI: 10.24891/DF.24.1.84
O. Kozlova, E. Kalacheva, I. Kalacheva
{"title":"Investing Activity of Insurance Companies: Opportunities, Prospects and Development Course","authors":"O. Kozlova, E. Kalacheva, I. Kalacheva","doi":"10.24891/DF.24.1.84","DOIUrl":"https://doi.org/10.24891/DF.24.1.84","url":null,"abstract":"Subject The research focuses on the investing activity of insurance companies, evaluates development opportunities and interaction with other actors of financial markets. Objectives The research examines opportunities for investing activities of insurers, substantiates prospects and aspects for further improvement. Methods We applied analytical and statistical methods. Results We reviewed the opportunities of the Russian insurers to develop their investing activities, focusing on trends in insurance premiums, growth in insurance reserves and equity, accumulation of capital and premiums in the insurance market, interpenetration of the insurance and banking sectors. The article points out key aspects to invest in and provides the rationale. Conclusions and Relevance The Russian insurers have good opportunities for investing activities as life insurance reserves and capital increase. Bank deposits will remain the main financial vehicles. The banking sector becomes more reliable and lucrative for insurers, allowing them to make a marketable and reliable portfolio, albeit less profitable. Trust management may take the leas among other services. Optimizing the investment portfolio through trust management, entities will gain a profitable investment option, though","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133121981","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2019-03-29DOI: 10.24891/DF.24.1.3
O. Yusupova
{"title":"Analysis of Credit Institutions' Risks in the Bancassurance Market","authors":"O. Yusupova","doi":"10.24891/DF.24.1.3","DOIUrl":"https://doi.org/10.24891/DF.24.1.3","url":null,"abstract":"","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"90 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115153200","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2019-03-29DOI: 10.24891/DF.24.1.64
T. Davletshin, Ooo Burovye i Neftepromyslovye Nasosy, oilfield pumps
{"title":"VAT Reform and Taxation of the Construction Sector","authors":"T. Davletshin, Ooo Burovye i Neftepromyslovye Nasosy, oilfield pumps","doi":"10.24891/DF.24.1.64","DOIUrl":"https://doi.org/10.24891/DF.24.1.64","url":null,"abstract":"","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"119 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134213506","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2019-03-29DOI: 10.24891/DF.24.1.53
Igor' A. Bukreev, V. I. Vernadsky, Irina M. Vechkanova
{"title":"Methodological Techniques for Evaluating the Efficiency of Private Investment in Education","authors":"Igor' A. Bukreev, V. I. Vernadsky, Irina M. Vechkanova","doi":"10.24891/DF.24.1.53","DOIUrl":"https://doi.org/10.24891/DF.24.1.53","url":null,"abstract":"","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"38 3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-03-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134243632","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2019-02-28DOI: 10.24891/df.24.1.34
T. Kiseleva
{"title":"Fundraising in the Digital Economy","authors":"T. Kiseleva","doi":"10.24891/df.24.1.34","DOIUrl":"https://doi.org/10.24891/df.24.1.34","url":null,"abstract":"","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134151616","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2018-12-24DOI: 10.24891/DF.23.4.363
V. T. Borisovich, V. Zaernyuk
{"title":"Reintroduction of Gold into the Financial System: Trends and Drivers","authors":"V. T. Borisovich, V. Zaernyuk","doi":"10.24891/DF.23.4.363","DOIUrl":"https://doi.org/10.24891/DF.23.4.363","url":null,"abstract":"","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124524227","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2018-12-24DOI: 10.24891/df.23.4.433
Gogokhiya D.Sh.
{"title":"Authority of the Central Bank of Russia from Perspectives of Keynes's Liquidity Preference Theory","authors":"Gogokhiya D.Sh.","doi":"10.24891/df.23.4.433","DOIUrl":"https://doi.org/10.24891/df.23.4.433","url":null,"abstract":"","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131172970","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2018-12-24DOI: 10.24891/DF.23.4.441
E. Seryakova
{"title":"Assessing the Russian Major Banks' Contribution to the Systemic Liquidity Risk Propagation in Banking","authors":"E. Seryakova","doi":"10.24891/DF.23.4.441","DOIUrl":"https://doi.org/10.24891/DF.23.4.441","url":null,"abstract":"Subject The 2007–2009 global financial crisis proved that the banking sector cannot evolve without concerted actions of the regulator. Systemically important institutions inter alia generate the systemic risk. The article discusses concepts, phases and tools of macroprudential regulation, evaluates how Russia's Top 10 banks influence the systemic liquidity risk. Objectives The research develops the aggregate index of major banks' contribution to the systemic liquidity risk. Methods The research involves the methods of econometric and logical analysis. Results I built up the weighted aggregate index of Top 10 Russian banks' contribution to the systemic liquidity risk in the domestic banking sector. The article measures the statistical significance of systemic importance factors per each bank. Three group of banks are pointed out, which have certain systemic importance metrics of statistical significance. Conclusions and Relevance The proposed index is forward looking by nature as compared with Russia's Industrial Production Index and nominal GDP. An increase in major banks' contribution to the systemic liquidity risk hinders an economic growth and IPI trends.","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126905435","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2018-12-24DOI: 10.24891/DF.23.4.466
S. Krylov
{"title":"Integrated Management Analysis of Innovation: A Conceptual and Methodological Framework","authors":"S. Krylov","doi":"10.24891/DF.23.4.466","DOIUrl":"https://doi.org/10.24891/DF.23.4.466","url":null,"abstract":"Subject The contemporary market economy has no alternative but to go down an innovation development path, necessitating the research into the theory, methodology and methods of innovation in management analysis. This facilitates adequate and effective decisions concerning innovation management. Objectives The research reviews a conceptual and methodological framework for integrated management analysis of innovation, which constitutes an absolutely new kind of management analysis revealing the robust information about the innovation-driven performance, untapped resources and opportunities for their mobilization. Methods The methodological framework builds upon a conceptual approach to integrating innovative processes, conceptual basis of business-specific types of management analysis to study innovation, and the Balanced Scorecard concept (namely, its innovation component). Results The integrated management analysis of innovation is showed to comprehensively study the formation of relevant resources, costing, outcome of innovation, and crucial processes relating to consumers and competitors. The set of indicators includes metrics of innovation, investment, competitive and market analysis, which may serve for examining the innovative performance from operational, tactical and strategic perspectives. The integrated management analysis of innovation comprises the assessment, evaluation and estimation of indicators. Conclusions and Relevance The integrated management analysis of innovation is a fairly effective tool to supply the managing process with necessary information since it views innovation as a single construct.","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114522469","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Digest FinancePub Date : 2018-12-24DOI: 10.24891/DF.23.4.403
E. N. Shatina, S. Kozmenkova, E. B. Frolova
{"title":"Internal Control: Methodological Distinctions of Counterparty Creditworthiness Checks","authors":"E. N. Shatina, S. Kozmenkova, E. B. Frolova","doi":"10.24891/DF.23.4.403","DOIUrl":"https://doi.org/10.24891/DF.23.4.403","url":null,"abstract":"Subject This article deals with the issues related to the methodology of client acceptance procedures within the internal control framework. Objectives The article aims to develop methodological approaches to perform internal control when checking the counterparty creditworthiness. Methods We used the methods of comparative analysis and systematization. Results The article proposes a method for internal control when checking counterparties' financial reliability preceding the conclusion of a contract, including working papers of the controller, mitigating the business risk. Conclusions and Relevance The proposed algorithm for counterparty creditworthiness checks and forms of working documents will help enterprises and entrepreneurs get information about contractors at the stage of contracting, which would reduce the default risk in the future. The findings can be applied in the theory and practice of internal and external control during counterparty creditworthiness checks, as well as in the master's degree educational process in the field of Economics and Economic Expert Analysis.","PeriodicalId":111899,"journal":{"name":"Digest Finance","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134320617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}