{"title":"FINANCIAL INCLUSION IN INDIA WITH SPECIAL REFERENCE TO JAN DHAN YOJANA","authors":"U. Divya, N. Jahan","doi":"10.52184/ISBRMJ.V5I2.88","DOIUrl":"https://doi.org/10.52184/ISBRMJ.V5I2.88","url":null,"abstract":"Financial inclusion is a priority of any government to achieve inclusive growth of the country for sustainable economic development. Financial inclusion is nothing but inclusion of financially excluded segment of the society into formal financial system of the economy. The efforts for financial inclusion is not new in India the RBI and GOI had taken many initiatives like Nationalization of banks, expansion of banks and its branches, establishment of cooperative banks regional rural bank etc. various initiatives were taken up. Despite various measures for financial inclusion poverty and exclusion continues to dominate Indian economy even after six decades of its independence. But the GOI and RBI has not given up its efforts towards complete financial inclusion. One of the important initiatives taken by Modi Government towards comprehensive financial inclusion is Pradhan mantri Jan Dhan Yojana (PMJDY). The scheme was launched with a target to provide universal access to banking facilities starting with basic banking account, with overdraft facility and Rupay debit card within built accident insurance. The study mainly concentrated towards global insights for financial inclusion, India’s present status of financial inclusion and PMJDY contribution towards reviving financial inclusion in India.","PeriodicalId":105802,"journal":{"name":"ISBR Management Journal","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134350010","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A STUDY OF WORK LIFE BALANCE (WLB) AMONG THE WOMEN EMPLOYEES IN THE GARMENT SECTOR","authors":"P. Vishnoi","doi":"10.52184/ISBRMJ.V5I2.86","DOIUrl":"https://doi.org/10.52184/ISBRMJ.V5I2.86","url":null,"abstract":"Work-life balance is a situation in which employees can give right amount of time and efforts to their professional life as well as their personal life. The present study have focused on work life balance of women employee's in Bangalore, how women are trying to balance their work and family life in garment Industry. Descriptive Research design was used for this research. Sources were collected through questionnaire; total 200 employees were identified for this study. Convenient sampling method is adopted for sampling technique. This study concludes that most of the women employees are not able to balance their Work-life due to issues arising in the organization. The management should identify the problems related to Work-life balance. The company should frame better recreation facilities, work environment, counselling to motivate the employees. These steps can improve the productivity of the employee as well as the Organization.","PeriodicalId":105802,"journal":{"name":"ISBR Management Journal","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125260930","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}