International Journal of Islamic Economics and Finance (IJIEF)最新文献

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Exploring Green Banking Performance of Islamic Banks in Indonesia 印尼伊斯兰银行绿色银行绩效研究

International Journal of Islamic Economics and Finance (IJIEF) Pub Date : 2025-01-28 DOI: 10.18196/ijief.v8i1.22411

Dwi Retno Widiyanti, Sarah Hana Hanifah, Indri Supriani

{"title":"Exploring Green Banking Performance of Islamic Banks in Indonesia","authors":"Dwi Retno Widiyanti, Sarah Hana Hanifah, Indri Supriani","doi":"10.18196/ijief.v8i1.22411","DOIUrl":"https://doi.org/10.18196/ijief.v8i1.22411","url":null,"abstract":"The sustainable movement in the financial sector, known as green banking, has emerged as a global standard that obligates the financial industry to adhere to social and environmental responsibilities. Indonesian Islamic banks' green banking initiatives are examined in this study. Green Banking Disclosure Index (GBDI) indicators for 13 Islamic commercial banks were collected from their five-year sustainability reports. Bose et al. (2018)'s 21 GDBI indicators were thoroughly analyzed. Jeucken's typology measurement showed banks' four-stage movement from defensive and preventative to aggressive and \"sustainable\" in 2004. Jeucken's Typology of Banking and Sustainable Development functioned as the assessment framework for evaluating green banking performance. Among the 13 Islamic banks analysed, only six have chosen to publicly disclose their sustainability reports. The banks in question include Panin Dubai Syariah Bank, Muamalat Bank, Aladin Syariah Bank, Aceh Bank, BTPN Syariah Bank, and Mega Syariah Bank. The data reveals that no Islamic banks have reached the \"sustainable\" stage. Currently, two out of six Islamic banks are positioned in the offensive stage, while the other four are in the preventive stage. It can be posited that these financial institutions have commenced the shift towards a \"sustainable\" phase. The findings of this study on disclosure indicators in green banking indicate that Indonesian Islamic banks must revise their reporting methods concerning environmentally friendly banking practices. Moreover, considering their crucial role in advancing green banking in relation to sustainable development, Indonesian Islamic banks need to enhance the quality of their publicly accessible sustainability reports.","PeriodicalId":519001,"journal":{"name":"International Journal of Islamic Economics and Finance (IJIEF)","volume":"8 1","pages":"1-36"},"PeriodicalIF":0.0,"publicationDate":"2025-01-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://journal.umy.ac.id/index.php/ijief/article/download/22411/11362","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"147920986","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Safeguarding Stability and Enhancing Profitability: The Case of Islamic Banking in Indonesia 维护稳定，提高盈利能力：印度尼西亚伊斯兰银行案例

International Journal of Islamic Economics and Finance (IJIEF) Pub Date : 2024-02-01 DOI: 10.18196/ijief.v7i1.20537

Faizul Mubarok, Martino Wibowo, Sahraman D Hadji Latif

{"title":"Safeguarding Stability and Enhancing Profitability: The Case of Islamic Banking in Indonesia","authors":"Faizul Mubarok, Martino Wibowo, Sahraman D Hadji Latif","doi":"10.18196/ijief.v7i1.20537","DOIUrl":"https://doi.org/10.18196/ijief.v7i1.20537","url":null,"abstract":"This study examines the impact of crises, non-performing financing variables, exchange rates, inflation, and interest rates on Islamic banks' short-term and long-term profitability in Indonesia. Profitability (ROA) fluctuations are also assessed in consideration of exogenous shocks. This analysis uses the Vector Error Correction Model (VECM) to examine monthly data from 2007 to 2023. The results suggest that non-performing financing (NPF), exchange rates (BIRT), and inflation (IFLS) have a substantial impact on the long term. While the crisis variable exhibits a relatively less substantial influence, interest rates reveal distinct short-term and long-term impacts. The Impulse Response Function data indicate that NPF, KURS, and IFLS have a negligible effect on ROA. NPF primarily influences ROA variation, as determined by the Forecast Error Variance Decomposition; KURS follows suit. Islamic Banks' management must diligently oversee non-performing loans, exchange rates, and inflation and astutely devise interest rate strategies. The factors impacting the profitability of Islamic banks in Indonesia are thoroughly examined in this study.","PeriodicalId":519001,"journal":{"name":"International Journal of Islamic Economics and Finance (IJIEF)","volume":"612 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140529316","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0