ICoIS: International Conference on Islamic Studies最新文献

ICoIS: International Conference on Islamic Studies Pub Date : 2024-02-18 DOI: 10.58223/icois.v4i2.255

Shinta Dwi Agustin, Achmad Sjamsuddin

{"title":"ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), RETURN ON ASSETS (ROA), NON PERFORMING LOAN (NPL), DAN INFLASI TERHADAP LOAN TO DEPOSIT RATIO (LDR)","authors":"Shinta Dwi Agustin, Achmad Sjamsuddin","doi":"10.58223/icois.v4i2.255","DOIUrl":"https://doi.org/10.58223/icois.v4i2.255","url":null,"abstract":"This study aims to analyze the management of zakat, waqf and Islamic finance funds managed by Islamic banking. Where is the bank which is a place to collect funds from the community in the form of savings, then channeled back in the form of credit and others to the community. Provision of credit funds to the public can be measured through Loan To Deposit (LDR), where a ratio can indicate the ability of a bank to channel credit funds to third parties. Which can be carried out various tests in channeling bank funds to find out how the influence of CAR, NPL, ROA and inflation on LDR measurements. Then it can be seen from the results of LDR measurements that the form of distribution of CAR and NPL has a significant value to LDR. And then, for the measurement of ROA and inflation, it has no significant value to the LDR. Factors that influence the rise and fall of LDR may be due to the internal and external conditions of banking companies. Internal conditions can be reflected in the bank's financial indicators. The key indicators used in this study are CAR, ROA, NPL. \u0000 ","PeriodicalId":515949,"journal":{"name":"ICoIS: International Conference on Islamic Studies","volume":"131 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140452593","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, MUSYARAKAH TERHADAP ROA DI BANK UMUM SYARIAH 穆拉巴哈（Murabahah）、穆德哈拉巴（Mudharabah）和穆西亚拉卡（Musyarakah）融资对伊斯兰商业银行净资产收益率的影响

ICoIS: International Conference on Islamic Studies Pub Date : 2024-02-18 DOI: 10.58223/icois.v4i2.254

Ivon Novita Ramadhani, Norma Rosyidah, Ali Hamdan, Saifuddin Saifuddin

{"title":"PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, MUSYARAKAH TERHADAP ROA DI BANK UMUM SYARIAH","authors":"Ivon Novita Ramadhani, Norma Rosyidah, Ali Hamdan, Saifuddin Saifuddin","doi":"10.58223/icois.v4i2.254","DOIUrl":"https://doi.org/10.58223/icois.v4i2.254","url":null,"abstract":"This research has the objective of discussing to find out the impact of murabahah receivables, mudharabah financing, and musyarakah financing on ROA as an asset in return for Islamic Commercial Banks in 2012-2022. This study used a descriptive method with a quantitative approach using the SPPS 26 tool. The research technique used a purposive side. Data taken annually from the Financial Services Authority (OJK) website. Data analysis used multiple linear regression analysis, t test (partial), and F test (simultaneous). The population of this study is all income and ups and downs of financing in the financial statements of Islamic Commercial Banks. While the sample used is in the form of annual financial reports which contain income from murabahah receivables, Mudharabah financing and musyarakah financing at Islamic Commercial Banks in 2014-2022. The results of the (partial) test are that the three variables murabhah, mudharah, and musyarakah have no effect on the ROA variable. Whereas in the F test (simultaneous) of the three variables murabhah, mudharabah, and musyarakah there is no significant effect on the ROA of Islamic Commercial Banks 2014-2022.","PeriodicalId":515949,"journal":{"name":"ICoIS: International Conference on Islamic Studies","volume":"188 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140452513","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Al-'Aqlu wa al-Hikmah fi al-Qur'an al-Kareem wa al-Sunnah al-Nabawiyah Al-'Aqlu wa al-Hikmah fi al-Qur'an al-Kareem wa al-Sunnah al-Nabawiyah

ICoIS: International Conference on Islamic Studies Pub Date : 2024-01-11 DOI: 10.58223/icois.v4i2.278

Mohammed Abdul Razaq Hamad

引用次数: 0