International Journal of Business and Economics Research最新文献

{"title":"Examining the Impact of Socioeconomic Factors on Academic Staff Saving Behaviors and Financial Readiness in North Wollo Zone, Amhara, Ethiopia","authors":"Birhan Taye, Aychew Belete, B. Yirsaw","doi":"10.11648/j.ijber.20241302.12","DOIUrl":"https://doi.org/10.11648/j.ijber.20241302.12","url":null,"abstract":"<i>Introduction</i>: Saving behaviour is a critical aspect of financial planning, where individuals defer present consumption to enhance their quality of life and meet future needs. The study aims to gain a comprehensive understanding of their financial behaviours, identify the factors that influence their financial decision-making, and compare the financial behaviours among different groups of academic employees. <i>Methods</i>: Employing a quantitative research approach, this study utilizes a structured questionnaire to gather data from academic employees. The questionnaire evaluates variables such as income level, education, job security, and financial goals to examine their impact on saving behaviours and financial readiness. Binary logistic regression analysis is employed to assess the influence of each factor on the dependent variable. <i>Results</i>: The findings indicate that a majority (83.3%) of academic employees have not previously saved, while a minority (16.7%) have managed to accumulate some savings. Statistical analyses, including chi-square tests, demonstrate significant associations between saving habits and variables such as gender, age, marital status, monthly expenses, and housing. The binary logistic regression analysis further highlights the significance of factors such as gender, age, education level, expenses, housing, additional income, and participation in savings groups in shaping employees' saving behaviours. <i>Conclusion</i>: This study contributes to the understanding of Ethiopian savings practices and personal finance by examining and comparing saving behaviours and financial preparedness across different academic institutions. It provides insights into the factors influencing financial decision-making and proposes strategies for enhancing financial literacy.\u0000","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"101 29","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141126197","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Role of University Academic Innovations in Agriculture and ICT to the Country’s Economic Transformation (A Case of Kapasa Makasa University)","authors":"Kashale Chimanga, Nchimunya Chaamwe","doi":"10.11648/j.ijber.20241301.12","DOIUrl":"https://doi.org/10.11648/j.ijber.20241301.12","url":null,"abstract":"In the recent past, Zambia has seen an increase in the number of institutions of higher learning and Kapasa Makasa University is one such Institution. Kapasa Makasa University (KMU) being the only public university in Muchinga province has put research and innovation at the helm of its daily academic activities. As a result the institution has between 2019 and 2021 developed a number of innovations, which if fully exploited by the government and private sector can have the potential to contribute significantly to the economic transformation of the country. In trying to actualize the implementation of these innovations, Management engaged various stakeholders in the industry to determine whether or not they can help to commercialize these innovations. As its motto state “Learn to Innovate”, KMU has put so much emphasis on innovations in the areas of ICTs and Agriculture which if well enhanced can help to contribute significantly to the economic transformation of the nation. Against this background the current study seek to investigate the role of university academic innovations in to the country’s economic transformation. To this effect a descriptive survey was conducted on the university population involving members of academic staff and students to determine the evolving role of university academic innovations on the country’s economic transformation. The results established that lack of deliberate academic policies aimed at commercializing innovations, inadequate stakeholder’s engagement (government and private sector), and lack of proper communication of innovation successes across internal and external audiences as well as limited financial resources are the main factors that hinder the innovations in universities from contributing to the country’s economic transformation. Based on the findings the study recommends that there is need to create strong partnership between the university, government and the industry in order to further develop and commercialize the innovations in university. In addition, the university authorities need to create academic policies that are aimed at commercializing innovations as well as deriving a proper and well-coordinated mechanisms to communicate the innovations to both internal and external audiences. Finally the study also concludes that university management need to adequately fund innovations in the institutions if they are to make a positive impact to the economic transformation of the country.\u0000","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"22 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140397213","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Employment Barriers as Correlates of Economic Empowerment of Persons with Physical Disabilities in Bwari Area Council of Federal Capital Territory Abuja Nigeria","authors":"Nwabueze Josephine Nneka, Onuigbo Liziana Nnenna","doi":"10.11648/j.ijber.20231206.12","DOIUrl":"https://doi.org/10.11648/j.ijber.20231206.12","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"92 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139214542","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Telecommunications in the Midst of Two Crises: 2008-2020","authors":"Ángel Calvo","doi":"10.11648/j.ijber.20231206.13","DOIUrl":"https://doi.org/10.11648/j.ijber.20231206.13","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"24 15","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139212788","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Study on the Characteristics of International Grain Price Fluctuation with GARCH Models","authors":"Songhua Li, Ding Jiayi, Yanxia Xu","doi":"10.11648/j.ijber.20231206.11","DOIUrl":"https://doi.org/10.11648/j.ijber.20231206.11","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"44 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-11-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139279763","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Effect of Customer Relation Management practice on Operational Performance: In Case of Commercial Bank of Ethiopia","authors":"Yibeltal Yismaw Ayenew, Belaynew Asrie Molla","doi":"10.11648/j.ijber.20231205.12","DOIUrl":"https://doi.org/10.11648/j.ijber.20231205.12","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"87 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139310553","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Relationship and Influence Four Components on Financial Distress in Non-Financial Sector Companies Listed on the IDX Period 2020-2022","authors":"Rudy Budiatmaja","doi":"10.11648/j.ijber.20231205.11","DOIUrl":"https://doi.org/10.11648/j.ijber.20231205.11","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"162 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139311842","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Effects of Social Media Marketing on Customer’s Purchase Intention; a Moderated Mediation Model from Apparel Industry of Pakistan","authors":"Pu Liu, Hassan Ali Qureshi","doi":"10.11648/j.ijber.20231203.15","DOIUrl":"https://doi.org/10.11648/j.ijber.20231203.15","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"34 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139369241","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Demographic Factors Affect on the Investment Decision of Policy Holder to the Life Insurance","authors":"Manamaya Mishra","doi":"10.11648/j.ijber.20231203.14","DOIUrl":"https://doi.org/10.11648/j.ijber.20231203.14","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"75 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139370481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Role of Marketing Strategy on Market Performance: A Study on Small and Medium Enterprises in Ethiopia, Jimma Town","authors":"Endalkachew Desta, Chalchissa Amantie","doi":"10.11648/j.ijber.20231203.13","DOIUrl":"https://doi.org/10.11648/j.ijber.20231203.13","url":null,"abstract":"","PeriodicalId":504994,"journal":{"name":"International Journal of Business and Economics Research","volume":"33 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139370870","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}