Journal of contemporary research in business, economics and finance最新文献

Cloud accounting and the performance of deposit money banks in Nigeria 云会计与尼日利亚存款银行的业绩

Journal of contemporary research in business, economics and finance Pub Date : 2024-07-05 DOI: 10.55214/jcrbef.v6i2.1029

Ozondu Mary Ebere, Ojukwu Chioma Obianuju, Chukwunwike, Onyekachi David

{"title":"Cloud accounting and the performance of deposit money banks in Nigeria","authors":"Ozondu Mary Ebere, Ojukwu Chioma Obianuju, Chukwunwike, Onyekachi David","doi":"10.55214/jcrbef.v6i2.1029","DOIUrl":"https://doi.org/10.55214/jcrbef.v6i2.1029","url":null,"abstract":"The current technological era of the 4th Industrial Revolution (4IR) and the realities of the COVID-19 pandemic brought about challenges and opportunities for DMBs; these challenges necessitated this study. The study examined empirically the relationship between cloud accounting and improved customer service delivery, which have effect in the financial performance of deposit money banks (DMBs). The study adopted cross-sectional survey research design. The structured Lickert scale questionnaire was raised from the objectives of the study and administered to the information technology and communication (ICT) unit of the sampled DMBs. The outcomes of the administered questionnaires were analyzed using the descriptive statistics and Spearman’s Rank Correlation Coefficient. Results show that cloud accounting has a significant positive relationship with financial performance of DMBs. In addition, Information Technology Trust has a positively significant moderating effect on the relationship between cloud accounting and financial performance DMBs. Also, the study revealed that Visualized Transaction Reporting and Self-service Transaction Reporting have significant positive relationship with productivity and profitability of DMBs. In conclusion, cloud accounting significantly moves in the same direction as financial performance. Hence, the study recommends that banks should do more investment in cloud accounting technologies for improve customer service delivery in their operations, which will in the end boost financial performance.","PeriodicalId":500197,"journal":{"name":"Journal of contemporary research in business, economics and finance","volume":" 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141676535","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact of customer calls consistency on sales with correlation between sales and its affecting variables 客户来电一致性对销售额的影响以及销售额与其影响变量之间的相关性

Journal of contemporary research in business, economics and finance Pub Date : 2024-06-03 DOI: 10.55214/jcrbef.v6i1.985

Mehedi Hasan Manik

{"title":"Impact of customer calls consistency on sales with correlation between sales and its affecting variables","authors":"Mehedi Hasan Manik","doi":"10.55214/jcrbef.v6i1.985","DOIUrl":"https://doi.org/10.55214/jcrbef.v6i1.985","url":null,"abstract":"ACI Pharma, the pharmaceutical wing of Advanced Chemical Industries (ACI) Limited, has faced a sales falling issue despite the remarkable promotional costs. The investigation has been done to find the association between the sales-affecting variables and sales. The required data have been collected from ACI Pharma. The proposed study uses sales and five influential variables, such as promotional cost, product knowledge, target customer coverage, random customer coverage, and call consistency, to investigate the expected association. Variables have considered the average performance of 634 salespeople from July to September 2023. Salesmen in the 80-100 cluster show more productivity and obedience than others. Product knowledge and promotional cost exhibit positive correlations with sales, but customer coverage numbers, either target or random, present a negative correlation with sales. The study only shows the direction of the relation between two variables rather than the mathematical impact of variables on sales. Future studies are required based on regression analysis for statistical inference of sales-affecting variables on sales. ACI Pharma is using the research output and benefiting. Other selling-based organizations suffering from similar problems may be beneficiaries of this study. The most significant value of the study is finding the role of call consistency in the sales performance of the sales reps.","PeriodicalId":500197,"journal":{"name":"Journal of contemporary research in business, economics and finance","volume":"19 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141388381","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Influence of information processing bias on investment decision of equity investors at Nairobi securities exchange in Kenya 信息处理偏差对肯尼亚内罗毕证券交易所股票投资者投资决策的影响

Journal of contemporary research in business, economics and finance Pub Date : 2024-06-03 DOI: 10.55214/jcrbef.v6i2.987

Mary Kavele Patrick, Charles Guandaru Kamau, S. N. Ratanya

{"title":"Influence of information processing bias on investment decision of equity investors at Nairobi securities exchange in Kenya","authors":"Mary Kavele Patrick, Charles Guandaru Kamau, S. N. Ratanya","doi":"10.55214/jcrbef.v6i2.987","DOIUrl":"https://doi.org/10.55214/jcrbef.v6i2.987","url":null,"abstract":"The goal of the study was to established the influence of information processing bias on investment decision of equity investors at Nairobi Securities Exchange. The study improved the existing finance literature, which increased the body of general knowledge. Researchers and aspiring academics would utilize the findings as a future source of reference for expanding their understanding of behavioral finance. This study employed regret aversion theory, descriptive research design applied in this research and the stratified random sampling technique. In this study, primary data was also employed. SPSS version 26 (Statistical Package for Social Science) was used for data analysis. Descriptive, correlation as well as regression analysis were undertaken and outcome was offered in tables followed by pertinent interpretation and discussion. The most influential variable was Market’s competition-related information with a regression coefficient of 0.502 (p-value = 0.027) and lastly Product’s market potential-information with a coefficient of 0.403 (p-value = 0.041). The study concludes that information processing bias holds a significant and influential role in shaping investment decisions among equity investors at the Nairobi Securities Exchange. Thus, it can be concluded that understanding and leveraging product market potential can positively impact investment decisions. It is crucial for investors to carefully assess market competition dynamics to maximize investment returns. This study also implies that by analyzing investor behavior, company management Can further evaluate capital markets' performance of stocks and adjust policies and strategies appropriately.","PeriodicalId":500197,"journal":{"name":"Journal of contemporary research in business, economics and finance","volume":"6 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141388409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Sustainable development goals: Attaining sustainable living through financial inclusion in Sub-Saharan Africa 可持续发展目标：在撒哈拉以南非洲通过金融普惠实现可持续生活

Journal of contemporary research in business, economics and finance Pub Date : 2024-03-19 DOI: 10.55214/jcrbef.v6i1.802

Dumani Markjackson, Agada Franklin Ayibatunibofa

{"title":"Sustainable development goals: Attaining sustainable living through financial inclusion in Sub-Saharan Africa","authors":"Dumani Markjackson, Agada Franklin Ayibatunibofa","doi":"10.55214/jcrbef.v6i1.802","DOIUrl":"https://doi.org/10.55214/jcrbef.v6i1.802","url":null,"abstract":"This study examines the effect of financial inclusion on sustainable living in 20 sub-Saharan African countries using the panel Autoregressive Distributive Lag (ARDL) model. The findings indicate that FII, the numbers of borrowers, depositors, bank branches and automated teller machines exert a significant effect on GDP per capita in sub-Saharan Africa. The Pooled Mean Group (PMG) estimates further indicate that FII (which captured the combined effect of financial access and usage) exerts a negative effect on gross domestic product (GDP) per capita in sub-Saharan Africa (SSA). However, the results of the individual measures of financial inclusion, that is, the numbers of borrowers, depositors and banking penetration exert a positive effect on gross domestic product (GDP) per capita in the long run in sub-Saharan Africa. This portends that financial inclusion is a significant contributor that can improve sustainable living conditions in sub-Saharan Africa. Based on these, the study recommends the need to improve access to and usage of financial products and services through user-friendly and service-fluent financial technologies in sub-Saharan Africa. This will help increase the number of households, smallholder farmers and businesses to access the formal financial system to meet their reoccurring and precautionary funding needs in sub-Saharan African countries.","PeriodicalId":500197,"journal":{"name":"Journal of contemporary research in business, economics and finance","volume":"17 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140229363","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Technical skills required by standard automobile mechanical workshop in Akure, Nigeria 尼日利亚阿库雷标准汽车机械车间所需的技术技能

Journal of contemporary research in business, economics and finance Pub Date : 2024-03-19 DOI: 10.55214/jcrbef.v6i1.803

Adeniran Adetayo Olaniyi, S. Olorunfemi, Feyisola Olajire Akinsehinwa, J. O. Ilugbami

{"title":"Technical skills required by standard automobile mechanical workshop in Akure, Nigeria","authors":"Adeniran Adetayo Olaniyi, S. Olorunfemi, Feyisola Olajire Akinsehinwa, J. O. Ilugbami","doi":"10.55214/jcrbef.v6i1.803","DOIUrl":"https://doi.org/10.55214/jcrbef.v6i1.803","url":null,"abstract":"In recent time, unemployment has been identified as a major issue among the Nigerian youth. It fuels violent crimes, socially deviant behaviour, militancy, restiveness, and kidnappings. Youth unemployment is psychologically and economically destructive to both individuals and society as a whole. Hence, the role of automobile mechanical training cannot be overemphasized. This study delved into the technical abilities needed by an apprentice to graduate as an automobile mechanical artisan and build a quality mechanic firm. The study was conducted in Akure, Ondo state, Nigeria. The descriptive survey research design was used in this study. The sample included eight automobile mechanical artisans working in automobile workshops under the jurisdiction of Akure South Local Government Area, Ondo State, were chosen at random. The study found that current technical abilities in the repair of ignition systems, carburettors, including wheel balancing and alignment, are necessary for automobile mechanical apprentices to graduate as artisans and build a quality automobile mechanical firm in Akure. It was noted in the study that the establishment of modern automobile mechanical firms requires competent artisans that would apply electronic devices to diagnose the defective sections of automobile. This is a firm where youths can successfully acquire skills in automobile mechanics towards ensuring efficiency, safety and cost-effectiveness of automobile. Based on the findings, recommendations were suggested.","PeriodicalId":500197,"journal":{"name":"Journal of contemporary research in business, economics and finance","volume":"54 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140230128","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0